Inferra AIResearch Tools

Inferra AI / Company / UBS

UBS Group

UBS · Financials

Last earnings Oct 29, 2026

Key results

Revenuequarter

14%

3 Todd Tuckner Slide 5 PBT +14% on revenue growth and positive operating leverage Thank you Sergio, and good morning everyone.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

Total revenuequarter

10%

Total revenues increased 10%, outpacing expense growth.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

Within our core franchises, excluding litigation, we delivered 4 points of positive operating leverage on 3% higher revenues and lower costs.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

Over 20 billion of NNFGA over the past 12 months drove a 20% increase in recurring revenues.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

In the Americas, transactional revenues were 11% higher, reflecting strong client engagement and continued collaboration with the Investment Bank, while APAC delivered 2% growth against an exceptional prior- year quarter.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

This supported a 4% increase in revenues, while disciplined execution converted that momentum into 9 points of positive operating leverage.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

Non-interest revenuequarter

5%

Non-interest revenues increased 5%, driven by Personal Banking, which benefited from higher custody, mandate and card fees.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

Growthquarter

down 21%

Global Banking revenues were 670 million, down 21% against a record third quarter last year.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

AI analysis

Q3 2026 · reported Oct 29, 2026

Based on: Earnings release — transcript not held

Headline figures

MetricQ3 2026Prior qtrYear ago
Revenue14%50%—
Total revenue10%——
Non-interest revenue5%——
Growthdown 21%——

6-K · Oct 29, 2026

Guidance · company-stated

No guidance located in the held release

Outlook statement

“And then the second question would be on Wealth NII, I just wanted to understand what explained the near-flat third quarter NII after guidance for modest growth, and how much of the fourth quarter increase [will] come from lending or deposit margin or the mix, please?”

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

We have repurchased 4.8 billion dollars of shares and accrued 2.8 billion for our dividend year-to- date.

Over the next three months, we intend to repurchase 1.2 billion dollars of shares, completing our current program.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Form 20-F Form 40-F This Form 6-K consists of the transcripts of the of UBS Group 3Q26 Earnings call remarks and Analyst Q&A, which appear immediately following this page

Based on: Earnings release — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

We have repurchased 4.8 billion dollars of shares and accrued 2.8 billion for our dividend year-to- date.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

Over the next three months, we intend to repurchase 1.2 billion dollars of shares, completing our current program.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

Reported results included integration costs of 452 million and a charge of 346 million from the repurchase of around 10 billion of high-cost Credit Suisse liabilities.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

The debt repurchase accelerates the reduction of the funding drag in Non-core and Legacy, while also supporting net interest income in GWM and P&C going forward.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

Tangible book value per share increased slightly sequentially, as profit in the quarter was largely offset by net charges in OCI and share repurchases.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

Our common equity tier 1 capital increased by 0.7 billion in the quarter, as earnings generation was partly offset by dividend accruals, reserves for share-award hedges and currency effects.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

Strategy & priorities

We remained focused on what we could control, deepening client relationships, prudently managing resources and risks, and finalizing the integration of Credit Suisse while delivering on our related financial ambitions.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

In APAC, our One Bank approach is driving year-to-date pre-tax profit margins toward 50% and in the US, our strategic investments continue to translate into consistently higher levels of profitability and growth.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

We also saw record demand for our Unified Global Alternatives strategies, further bolstering our scale and growth momentum.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

For UBS, the top priority is to protect the long-term interests of our shareholders, clients and employees around the world.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

In a very competitive environment, it is essential to be able to continue to grow sustainably while remaining strategically committed to our diversified business model and our global and regional footprint, which allows us to create value for all of our stakeholders.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

Risks & headwinds

In particular, the global economy may suffer significant adverse effects from increasing political tensions between world powers, changes to international trade policies, including those related to tariffs and trade barriers, and evolving armed conflicts.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

Within our core franchises, excluding litigation, we delivered 4 points of positive operating leverage on 3% higher revenues and lower costs.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

Similarly, over the same period, we ve reduced the Group s operating expenses by almost 30% when excluding litigation, variable compensation and currency effects.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

Excluding nearly 200 million of litigation-related releases that benefited the prior- year quarter, pre -tax profit increased by 25%, with double-digit growth across all regions.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

Excluding litigation, EMEA increased pre-tax profit by 39%, benefiting from 13 percentage points of positive operating leverage and delivering a profit margin of 37%.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

5 The benefits of the Swiss platform migration are particularly evident in our wealth franchise in Switzerland, where pre-tax profit excluding litigation increased 34%, reflecting broad-based growth across revenue lines and disciplined cost management.

SEC original ↗UBS Group — Earnings release (6-K report)6-KOct 29, 2026

Documents

Earnings deck slides

2 decks with slide view

Slide history — recurring slides by stated title

Slides are matched across this company’s decks by their stated title only; a title listed here appeared in more than one held deck.

Analyst Q&A (CEO and CFO) — Oct 21, 2026 · slide 10 · Oct 21, 2026 · slide 12

Joseph Dickerson, Jefferies — Oct 21, 2026 · slide 17 · Oct 21, 2026 · slide 16

Todd Tuckner — Oct 21, 2026 · slide 3 · Oct 21, 2026 · slide 5

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Arthur J. Gallagher & Co. (AJG) FinancialsSun Life Financial (SLF) FinancialsRaymond James Financial (RJF) FinancialsAflac (AFL) FinancialsING Group (ING) FinancialsNorthern Trust (NTRS) FinancialsCincinnati Financial (CINF) FinancialsCoinbase (COIN) Financials

Filings

65 documents

Earnings releases

2 documents

Presentations

2 documents

Transcripts

0 documents

No transcripts for UBS Group are held in this edition of the library.

Mentioned by

13 companies

Other tracked companies whose held documents mention UBS Group by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.