Inferra AI / Company / HBAN

Huntington Bancshares

HBAN · Financials

Last earnings Oct 22, 2026

AI analysis

Q4 2024 · reported Jan 23, 2026

Based on: Earnings release + parent 8-K — transcript not held

No extracted figures held

The event-summary record for this company carries no extracted figures, so the brief and charts cannot be drawn yet. The summary below and the held documents are the record for this event.

Guidance · company-stated

No guidance located in the held release

Outlook statement

“Management believes it is useful to consider certain financial metrics with and without Notable Items, in order to enable a better understanding of company results, increase comparability of period-to-period results, and to evaluate and forecast those results.”

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

9 Securities AFS Securities Securities classified as AFS are those debt securities that are intended to be held for an indefinite period of time, but not necessarily to maturity.

Held-to-Maturity Securitie s Securities classified as held-to-maturity are those debt securities for which there is a positive intent and ability to hold to maturity.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Huntington Bancshares Q4 2024 results

Based on: Earnings release + parent 8-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

9 Securities AFS Securities Securities classified as AFS are those debt securities that are intended to be held for an indefinite period of time, but not necessarily to maturity.

SEC original ↗Huntington Bancshares — Earnings release (8-K exhibit)EX-99Jan 23, 2026

Held-to-Maturity Securitie s Securities classified as held-to-maturity are those debt securities for which there is a positive intent and ability to hold to maturity.

SEC original ↗Huntington Bancshares — Earnings release (8-K exhibit)EX-99Jan 23, 2026

Securities Purchased and Sold Under Agreements to Resell or Repurchase Securities purchased under agreements to resell are accounted for as short-term investments and securities sold under agreements to repurchase are accounted for as collateralized financing transactions and are recorded at the amounts at which the securities were acquired or sold plus accrued interest.

SEC original ↗Huntington Bancshares — Earnings release (8-K exhibit)EX-99Jan 23, 2026

Control is generally considered to have been surrendered when 1) the transferred assets are legally isolated from the Company or its consolidated affiliates, even in bankruptcy or other receivership, 2) the transferee has the right to pledge or exchange the assets with no conditions that constrain the transferee and provide more than a trivial benefit to the Company, and 3) the Company does not maintain the obligation or unilateral ability to reclaim or repurchase the assets.

SEC original ↗Huntington Bancshares — Earnings release (8-K exhibit)EX-99Jan 23, 2026

If not met, the transfer is recorded as a secured borrowing, and the assets remain on the Company s balance sheet, the proceeds from the transaction are recognized as a liability, and gain or loss on sale is deferred until the sale criterion are achieved.

SEC original ↗Huntington Bancshares — Earnings release (8-K exhibit)EX-99Jan 23, 2026

GNMA optional repurchase programs allow financial institutions to buy back individual delinquent mortgage loans that meet certain criteria from the securitized loan pool for which the institution provides servicing.

SEC original ↗Huntington Bancshares — Earnings release (8-K exhibit)EX-99Jan 23, 2026

Strategy & priorities

Foreign Currency Contracts The Company enters into certain foreign currency exchange contracts on behalf of its clients to facilitate their risk management strategies, while at the same time entering into offsetting foreign currency exchange contracts with another counterparty in order to minimize the Company s foreign currency exchange risk.

SEC original ↗Huntington Bancshares — Earnings release (8-K exhibit)EX-99Jan 23, 2026

2023-06, Disclosure Improvements: Codification Amendments in Response to the SEC s Disclosure Update and Simplification Initiative , that incorporates certain SEC disclosure requirements into the FASB ASC.

SEC original ↗Huntington Bancshares — Earnings release (8-K exhibit)EX-99Jan 23, 2026

Risks & headwinds

In evaluating the probable-to-complete recognition threshold, an entity is required to consider whether there is significant uncertainty associated with the development activities of the software.

SEC original ↗Huntington Bancshares — Earnings release (8-K exhibit)EX-99Jan 23, 2026

The Company recognizes risk from economic cycles, commodity prices, government regulation, supply-chain disruptions, product innovations or obsolescence, operational errors, lawsuits, natural disasters, losses due to fraud, theft or embezzlement, loss of sponsor support, health or loss of key personnel or competitive situations may adversely affect the scheduled repayment of business loans.

SEC original ↗Huntington Bancshares — Earnings release (8-K exhibit)EX-99Jan 23, 2026

In addition, risks in the agricultural sector including crop failures due to weather, insects and other blights, commodity prices, governmental intervention, lawsuits, labor or logistical disruptions.

SEC original ↗Huntington Bancshares — Earnings release (8-K exhibit)EX-99Jan 23, 2026

The Company recognizes that risk from economic cycles, government regulation, supply-chain disruptions, product innovations or obsolescence, operational errors, lawsuits, natural disasters, losses due to theft or embezzlement, health or loss of key personnel, or competitive situations may adversely affect the scheduled repayment of business loans.

SEC original ↗Huntington Bancshares — Earnings release (8-K exhibit)EX-99Jan 23, 2026

These risks include location, market conditions and price volatility, change in interest rates, demand for developed land, lots and buildings, desirability of features and styling of completed developments and buildings, competition from other developments and builders, traffic patterns, remote work patterns, governmental jurisdiction, tax structure, availability of utilities, roads, public transportation and schools, availability of permanent financing for homebuyers, zoning, environmental restrictions, lawsuits, economic and business cycle, labor, and reputation of the builder or developer.

SEC original ↗Huntington Bancshares — Earnings release (8-K exhibit)EX-99Jan 23, 2026

Documents

Earnings deck slides

0 decks with slide view

Huntington Bancshares — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Huntington Bancshares — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Huntington Bancshares — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Huntington Bancshares — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Huntington Bancshares — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Huntington Bancshares — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Filings

68 documents

Earnings releases

31 documents

Presentations

6 documents

Transcripts

0 documents

No transcripts for Huntington Bancshares are held in this edition of the library.

Mentioned by

7 companies

Other tracked companies whose held documents mention Huntington Bancshares by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.