Inferra AI / Company / CIB

Grupo Cibest (Bancolombia)

CIB · Financials

Last earnings Aug 17, 2026

AI analysis

Q1 2026 · reported May 15, 2026

Based on: Earnings release — transcript not held

No extracted figures held

The event-summary record for this company carries no extracted figures, so the brief and charts cannot be drawn yet. The summary below and the held documents are the record for this event.

Guidance · company-stated

No guidance located in the held release

Outlook statement

“This performance was primarily driven by significant provision recoveries from major clients and a lower provisioning requirement associated with a more stable macroeconomic outlook, partially offset by provisions established in other segments.”

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

GRUPO CIBEST SHARE BUYBACK On March 24, 2026, Grupo Cibest's shareholders' meeting approved the he transfer of the amount of COP 431,418,157,024.55 from the legal reserve, to be added to the reserve for executing the share buyback program approved at the extraordinary shareholders meeting held on June 9, 2025.

Furthermore, the shareholders meeting of Grupo Cibest authorized the termination of the share buyback program approved at the extraordinary shareholders meeting held on June 9, 2025, and authorized the 2026 share buyback program for an amount of up to one trillion three hundred fifty billion Colombian pesos (COP 1,350,000,000,000), for a term of three (3) years counted as from the adoption of the regulations of the program by the Board of Directors.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 OF THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2026 Commission File Number 001-32535 Grupo Cibest S.A

Based on: Earnings release — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

GRUPO CIBEST SHARE BUYBACK On March 24, 2026, Grupo Cibest's shareholders' meeting approved the he transfer of the amount of COP 431,418,157,024.55 from the legal reserve, to be added to the reserve for executing the share buyback program approved at the extraordinary shareholders meeting held on June 9, 2025.

SEC original ↗Grupo Cibest (Bancolombia) — Earnings release (6-K report)6-KMay 15, 2026

Furthermore, the shareholders meeting of Grupo Cibest authorized the termination of the share buyback program approved at the extraordinary shareholders meeting held on June 9, 2025, and authorized the 2026 share buyback program for an amount of up to one trillion three hundred fifty billion Colombian pesos (COP 1,350,000,000,000), for a term of three (3) years counted as from the adoption of the regulations of the program by the Board of Directors.

SEC original ↗Grupo Cibest (Bancolombia) — Earnings release (6-K report)6-KMay 15, 2026

Likewise, it authorized the Board of Directors to approve the share repurchase regulations under which management was authorized to execute said program.

SEC original ↗Grupo Cibest (Bancolombia) — Earnings release (6-K report)6-KMay 15, 2026

As of March 31, 2026, the results of the program were as follows Type of share Number of repurchased shares CIBEST (BVC) 601,452 PFCIBEST (BVC) 6,905,862 CIB (NYSE) 5,137,320* TOTAL 12,644,634 *Number of repurchased ADRs converted into preferred shares.

SEC original ↗Grupo Cibest (Bancolombia) — Earnings release (6-K report)6-KMay 15, 2026

4 ISSUER S CURRENT SECURITIES 4 GRUPO CIBEST SHARE BUYBACK 4 GLOSSARY OF TERMS 7 I.

SEC original ↗Grupo Cibest (Bancolombia) — Earnings release (6-K report)6-KMay 15, 2026

MANAGEMENT S DISCUSSION ANALYSIS ON THE RESULTS OF THE OPERATION AND THE FINANCIAL SITUATION OF THE ISSUER, IN RELATION TO THE RESULTS REPORTED IN THE QUARTERLY FINANCIAL STATEMENTS 8 Statement Of Financial Position Grupo Cibest 8 Loan Portfolio 8 Funding 8 Shareholders Equity 9 Consolidated Income Statement Grupo Cibest 9 Net Interest Income Interest Margin 9 Fees And Income From Services 10 Other Operating Income 10 Dividends Received, And Share Of Profits 10 Asset Quality And Provision Charges 10 Operating Expenses 11 Taxes 12 Consolidated Statement Of Income Grupo Cibest 13 Statement Of Financial Position Grupo Cibest 14 Separate Grupo Cibest 16 II.

SEC original ↗Grupo Cibest (Bancolombia) — Earnings release (6-K report)6-KMay 15, 2026

Strategy & priorities

Title Vice President of Strategy and Finance May 15, 2026 Medellin, Colombia GRUPO CIBEST S.

SEC original ↗Grupo Cibest (Bancolombia) — Earnings release (6-K report)6-KMay 15, 2026

Banco Agricola stood out with the highest percentage growth, supported by higher lending in corporate and institutional banking segments, the same drivers behind BAM s expansion.

SEC original ↗Grupo Cibest (Bancolombia) — Earnings release (6-K report)6-KMay 15, 2026

This difference contributed positively to the expansion of net interest income during the quarter.

SEC original ↗Grupo Cibest (Bancolombia) — Earnings release (6-K report)6-KMay 15, 2026

The loan portfolio NIM stood at 7.84% during the quarter, representing an increase of 27 bps compared to 4Q25 and 60 bps compared to 1Q25, reflecting the greater expansion of asset returns relative to the cost of funds.

SEC original ↗Grupo Cibest (Bancolombia) — Earnings release (6-K report)6-KMay 15, 2026

The increase in new NPL formation, consistent with the rise in the 30-day NPL ratio, is by origination dynamics tied to a strategy focused on higher risk-adjusted returns.

SEC original ↗Grupo Cibest (Bancolombia) — Earnings release (6-K report)6-KMay 15, 2026

Risks & headwinds

In a highly competitive financial environment marked by uncertainty, Grupo Cibest Consolidated focused its credit risk management on preserving the strength and stability of the portfolio through prudent decision-making across the credit cycle and the continuous improvement of processes, models, and methodologies.

SEC original ↗Grupo Cibest (Bancolombia) — Earnings release (6-K report)6-KMay 15, 2026

In Guatemala, the increase in past-due loans was concentrated in the FHA-insured mortgage portfolio (FHA - Instituto de Fomento de Hipotecas Aseguradas), primarily explained by challenges in recovery processes.

SEC original ↗Grupo Cibest (Bancolombia) — Earnings release (6-K report)6-KMay 15, 2026

The decree is pending constitutional review by the Constitutional Court and faces multiple legal challenges.

SEC original ↗Grupo Cibest (Bancolombia) — Earnings release (6-K report)6-KMay 15, 2026

However, as a result of multiple lawsuits filed by various segments of civil society, the Council of State provisionally suspended the Decree, meaning that its effects would only be implemented if it passes the legality review.

SEC original ↗Grupo Cibest (Bancolombia) — Earnings release (6-K report)6-KMay 15, 2026

In parallel, a lawsuit was filed before the Council of State against the requirement for the Minister of Finance to 26 participate on the Board, arguing that it violates the constitutional autonomy of the central bank.

SEC original ↗Grupo Cibest (Bancolombia) — Earnings release (6-K report)6-KMay 15, 2026

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Documents

Filings

31 documents

Earnings releases

2 documents

Presentations

0 documents

No presentations for Grupo Cibest (Bancolombia) are held in this edition of the library.

Transcripts

0 documents

No transcripts for Grupo Cibest (Bancolombia) are held in this edition of the library.

Mentioned by

1 company

Other tracked companies whose held documents mention Grupo Cibest (Bancolombia) by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.