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Inferra AI / Company / RJF

Raymond James Financial

RJF · Financials

Last earnings Oct 28, 2026

Key results

Revenuequarter

$14.07 billion

revenues of $14.07 billion, record net income available to common shareholders of $2.13 billion, and record earnings per diluted share of $10.30 for fiscal 2025 Record client assets under administration of $1.73 trillion and record Private Client Group assets in fee-based accounts of $1.01 trillion, up 10% and 15%

SEC original ↗Raymond James Financial — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Net incomequarter

$2.13 billion

revenues of $14.07 billion, record net income available to common shareholders of $2.13 billion, and record earnings per diluted share of $10.30 for fiscal 2025 Record client assets under administration of $1.73 trillion and record Private Client Group assets in fee-based accounts of $1.01 trillion, up 10% and 15%

SEC original ↗Raymond James Financial — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Growthquarter

up 10%

revenues of $14.07 billion, record net income available to common shareholders of $2.13 billion, and record earnings per diluted share of $10.30 for fiscal 2025 Record client assets under administration of $1.73 trillion and record Private Client Group assets in fee-based accounts of $1.01 trillion, up 10% and 15%

SEC original ↗Raymond James Financial — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Adjusted net incomequarter

$2.95

revenues of $3.73 billion, up 8% over the prior year s fiscal fourth quarter and 10% over the preceding quarter Record quarterly net income available to common shareholders of $603 million, or $2.95 per diluted share quarterly adjusted net income available to common shareholders of $635 million (1)

SEC original ↗Raymond James Financial — Earnings release (8-K exhibit)EX-99Oct 22, 2025

(NYSE RJF) today reported net revenues of $3.73 billion and net income available to common shareholders of $603 million, or $2.95 per diluted share, for the fiscal fourth quarter ended September 30, 2025.

SEC original ↗Raymond James Financial — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Excluding $39 million of expenses related to acquisitions, quarterly adjusted net income available to common shareholders was $635 million (1) , or $3.11 per diluted share (1) .

SEC original ↗Raymond James Financial — Earnings release (8-K exhibit)EX-99Oct 22, 2025

1 Record quarterly net revenues increased 8% over the prior year s fiscal fourth quarter, with continued growth in asset management and related administrative fees which increased to $1.88 billion.

SEC original ↗Raymond James Financial — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Compared to the preceding quarter, quarterly net revenues grew 10%, primarily driven by higher asset management and related administrative fees and investment banking revenues.

SEC original ↗Raymond James Financial — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Record quarterly net income available to common shareholders increased 39% over the preceding quarter largely due to higher net revenues, a lower provision for legal matters and a lower effective tax rate.

SEC original ↗Raymond James Financial — Earnings release (8-K exhibit)EX-99Oct 22, 2025

For the fiscal year, record net revenues of $14.07 billion increased 10% and record earnings per diluted share of $10.30 and record adjusted earnings per diluted share of $10.66 (1) each increased 6% over fiscal 2024.

SEC original ↗Raymond James Financial — Earnings release (8-K exhibit)EX-99Oct 22, 2025

AI analysis

Q3 2025 · reported Oct 22, 2025

Based on: Earnings release + parent 8-K + 10-Q — transcript not held

Revenue · Q3 2025
$14.07B
EX-99 · Oct 22, 2025
Diluted EPS · non-GAAP · Q3 2025
$2.95
EX-99 · Oct 22, 2025
Net income · Q3 2025
$2.13B
EX-99 · Oct 22, 2025
Adjusted net income · Q3 2025
$2.95
EX-99 · Oct 22, 2025

Headline figures

MetricQ3 2025Prior qtrYear ago
Revenue$14.07 billion——
Net income$2.13 billion——
Growthup 10%——
Adjusted net income$2.95——

EX-99 · Oct 22, 2025

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Revenue35%

Sequentially, quarterly net revenues increased 35% largely due to higher M A and advisory, debt underwriting and affordable housing investments business revenues.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

The record financial advisor recruiting results in fiscal 2025 are a testament to our unique service-first culture, comprehensive

Based on: Earnings release + parent 8-K + 10-Q — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

Sequentially, quarterly net revenues increased 35% largely due to higher M A and advisory, debt underwriting and affordable housing investments business revenues.

SEC original ↗Raymond James Financial — Earnings release (8-K exhibit)EX-99Oct 22, 2025

During the fiscal fourth quarter, the firm repurchased common stock of $350 million at an average price of $166 per share.

SEC original ↗Raymond James Financial — Earnings release (8-K exhibit)EX-99Oct 22, 2025

As of September 30, 2025, $399 million remained available under the Board s approved common stock repurchase authorization.

SEC original ↗Raymond James Financial — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Forward-looking statements include information concerning future strategic objectives, business prospects, anticipated savings, financial results (including expenses, earnings, liquidity, cash flow and capital expenditures), industry or market conditions (including changes in interest rates, inflation, and international trade policies), demand for and pricing of our products (including cash sweep and deposit offerings), anticipated timing and benefits of our acquisitions, and our level of success integrating acquired businesses, anticipated results of litigation, regulatory developments, and general economic conditions.

SEC original ↗Raymond James Financial — Earnings release (8-K exhibit)EX-99Oct 22, 2025

(2) Domestic Private Client Group net new assets represents domestic Private Client Group client inflows, including dividends and interest, less domestic Private Client Group client outflows, including commissions, advisory fees, and other fees.

SEC original ↗Raymond James Financial — Earnings release (8-K exhibit)EX-99Oct 22, 2025

(4) Earnings per common share is computed by dividing net income available to common shareholders (less allocation of earnings and dividends to participating securities) by weighted-average common shares outstanding (basic or diluted as applicable) for each respective period or, in the case of adjusted earnings per common share, computed by dividing adjusted net income available to common shareholders (less allocation of earnings and dividends to participating securities) by weighted-average common shares outstanding (basic or diluted as applicable) for each respective period.

SEC original ↗Raymond James Financial — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Strategy & priorities

This marks our fifth consecutive year of record annual results in very different market environments, demonstrating our consistent focus on generating sustainable growth over the long term through deep personal relationships across our diverse and complementary businesses.

SEC original ↗Raymond James Financial — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Shoukry continued, Throughout the fiscal year, we made significant investments of approximately $1 billion in technology including AI to enhance service and deliver data-driven advisor and client insights on secure and resilient infrastructure, while creating the new positions of Chief AI Officer and Head of AI Strategy to lead our ongoing development and implementation.

SEC original ↗Raymond James Financial — Earnings release (8-K exhibit)EX-99Oct 22, 2025

The recently announced acquisition of GreensLedge Holdings LLC, expected to close later in fiscal 2026, provides specialized expertise with structured products that will complement our existing capital markets business platform, as we continue to strategically invest in growth.

SEC original ↗Raymond James Financial — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Forward-looking statements include information concerning future strategic objectives, business prospects, anticipated savings, financial results (including expenses, earnings, liquidity, cash flow and capital expenditures), industry or market conditions (including changes in interest rates, inflation, and international trade policies), demand for and pricing of our products (including cash sweep and deposit offerings), anticipated timing and benefits of our acquisitions, and our level of success integrating acquired businesses, anticipated results of litigation, regulatory developments, and general economic conditions.

SEC original ↗Raymond James Financial — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Risks & headwinds

Forward-looking statements include information concerning future strategic objectives, business prospects, anticipated savings, financial results (including expenses, earnings, liquidity, cash flow and capital expenditures), industry or market conditions (including changes in interest rates, inflation, and international trade policies), demand for and pricing of our products (including cash sweep and deposit offerings), anticipated timing and benefits of our acquisitions, and our level of success integrating acquired businesses, anticipated results of litigation, regulatory developments, and general economic conditions.

SEC original ↗Raymond James Financial — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Forward-looking statements are not guarantees, and they involve risks, uncertainties and assumptions.

SEC original ↗Raymond James Financial — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Legal Proceedings 96 Item 1A.

SEC original ↗Raymond James Financial — 10-Q Quarterly report10-QAug 5, 2026

Documents

Earnings deck slides

0 decks with slide view

Raymond James Financial — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Raymond James Financial — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Raymond James Financial — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Raymond James Financial — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Raymond James Financial — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Raymond James Financial — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Raymond James Financial — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Raymond James Financial — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Raymond James Financial — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Raymond James Financial — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Raymond James Financial — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Raymond James Financial — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Raymond James Financial — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Raymond James Financial — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Raymond James Financial — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Arthur J. Gallagher & Co. (AJG) FinancialsSun Life Financial (SLF) FinancialsAflac (AFL) FinancialsING Group (ING) FinancialsNorthern Trust (NTRS) FinancialsCincinnati Financial (CINF) FinancialsCoinbase (COIN) FinancialsTruist Financial (TFC) Financials

Filings

85 documents

Earnings releases

74 documents

Presentations

15 documents

Transcripts

0 documents

No transcripts for Raymond James Financial are held in this edition of the library.

Mentioned by

2 companies

Other tracked companies whose held documents mention Raymond James Financial by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.