Inferra AI / Company / PFS
Provident Financial Services Inc
PFS · Financials
Last earnings Oct 29, 2026
Key results
Net incomequarter
$71.7 million
net income of $71.7 million, or $0.55 per basic and diluted share for the three months ended September 30, 2025, compared to $72.0 million, or $0.55 per basic and diluted share, for the three months ended June 30, 2025 and $46.4 million, or $0.36 per basic and diluted share, for the three months ended September 30
SEC original ↗Provident Financial Services Inc — Earnings release (8-K exhibit)EX-99Oct 30, 2025
Net incomeytd
$207.7 million
For the nine months ended September 30, 2025, net income totaled $207.7 million, or $1.59 per basic and diluted share, compared to $67.0 million, or $0.65 per basic and diluted share, for the nine months ended September 30, 2024.
SEC original ↗Provident Financial Services Inc — Earnings release (8-K exhibit)EX-99Oct 30, 2025
Revenuequarter
$221.8 million
The Company reported record revenue for a second consecutive quarter of $221.8 million for the three months ended September 30, 2025, comprised of record net interest income of $194.3 million and non-interest income of $27.4 million, compared to revenue of $214.2 million for the prior quarter.
SEC original ↗Provident Financial Services Inc — Earnings release (8-K exhibit)EX-99Oct 30, 2025
net income of $71.7 million, or $0.55 per basic and diluted share, compared to
SEC original ↗Provident Financial Services Inc — Earnings release (8-K exhibit)EX-99Oct 30, 2025
net income of $72.0 million, or $0.55 per basic and diluted share, for the three months ended June 30, 2025.
SEC original ↗Provident Financial Services Inc — Earnings release (8-K exhibit)EX-99Oct 30, 2025
net income of $46.4 million, or $0.36 per basic and diluted share, for the three months ended September 30, 2024.
SEC original ↗Provident Financial Services Inc — Earnings release (8-K exhibit)EX-99Oct 30, 2025
net income of $67.0 million, or $0.65 per basic and diluted share, for the nine months ended September 30, 2024.
SEC original ↗Provident Financial Services Inc — Earnings release (8-K exhibit)EX-99Oct 30, 2025
AI analysis
Q3 2025 · reported Oct 30, 2025
Based on: Earnings release + parent 8-K — transcript not held
Headline figures
| Metric | Q3 2025 | Prior qtr | Year ago |
|---|---|---|---|
| Net income | $71.7 million | — | — |
| Revenue | $221.8 million | — | — |
Guidance · company-stated
No guidance located in the held release
Capital allocation
The average cost of borrowings for the nine months ended September 30, 2025 was 3.89%, compared to 3.73% for the same period last year.
Net gains on securities transactions increased $3.1 million for the nine months ended September 30, 2025, primarily due to a prior year $2.8 million loss 5 on the sale of subordinated debt issued by Lakeland from the Provident investment portfolio prior to the merger.
Event summary
Reports Third Quarter Earnings
Based on: Earnings release + parent 8-K — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
The average cost of borrowings for the nine months ended September 30, 2025 was 3.89%, compared to 3.73% for the same period last year.
SEC original ↗Provident Financial Services Inc — Earnings release (8-K exhibit)EX-99Oct 30, 2025
Net gains on securities transactions increased $3.1 million for the nine months ended September 30, 2025, primarily due to a prior year $2.8 million loss 5 on the sale of subordinated debt issued by Lakeland from the Provident investment portfolio prior to the merger.
SEC original ↗Provident Financial Services Inc — Earnings release (8-K exhibit)EX-99Oct 30, 2025
This increase was primarily due to purchases of mortgage-backed securities and a decrease in unrealized losses on available for sale debt securities.
SEC original ↗Provident Financial Services Inc — Earnings release (8-K exhibit)EX-99Oct 30, 2025
Stockholders equity increased $165.8 million during the nine months ended September 30, 2025, to $2.77 billion, primarily due to net income earned for the period and a decrease in unrealized losses on available for sale debt securities, partially offset by cash dividends paid to stockholders.
SEC original ↗Provident Financial Services Inc — Earnings release (8-K exhibit)EX-99Oct 30, 2025
For the three and nine months ended September 30, 2025, common stock repurchases totaled 1,335 shares at an average cost of $18.15 per share and 157,905 shares at an average cost of $18.07 per share, respectively, all of which were made in connection with withholding to cover income taxes on the vesting of stock-based compensation.
SEC original ↗Provident Financial Services Inc — Earnings release (8-K exhibit)EX-99Oct 30, 2025
As of September 30, 2025, approximately 814,634 shares remained eligible for repurchase under the current stock repurchase authorization.
SEC original ↗Provident Financial Services Inc — Earnings release (8-K exhibit)EX-99Oct 30, 2025
Strategy & priorities
Labozzetta, President and Chief Executive Officer commented, Provident continued to make progress on several strategic initiatives and delivered another impressive performance this quarter.
SEC original ↗Provident Financial Services Inc — Earnings release (8-K exhibit)EX-99Oct 30, 2025
Risks & headwinds
Forward-looking statements are subject to numerous risks and uncertainties, including, but not limited to, those set forth in Item 1A of the Company's Annual Report on Form 10-K, as supplemented by its Quarterly Reports on Form 10-Q, and those related to the economic environment, particularly in the market areas in which the Company operates, inflation and unemployment, competitive products and pricing, real estate values, fiscal and monetary policies of the U.
SEC original ↗Provident Financial Services Inc — Earnings release (8-K exhibit)EX-99Oct 30, 2025
Government, tariffs, changes in accounting policies and practices that may be adopted 9 by the regulatory agencies and the accounting standards setters, changes in government regulations affecting financial institutions, including regulatory fees and capital requirements, changes in prevailing interest rates, potential goodwill impairment, acquisitions and the integration of acquired businesses, credit risk management, asset-liability management, the financial and securities markets, the availability of and costs associated with sources of liquidity, and the impact of a recent shutdown of the federal government.
SEC original ↗Provident Financial Services Inc — Earnings release (8-K exhibit)EX-99Oct 30, 2025
Earnings deck slides
0 decks with slide viewProvident Financial Services Inc — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Provident Financial Services Inc — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Provident Financial Services Inc — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Provident Financial Services Inc — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Provident Financial Services Inc — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Provident Financial Services Inc — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
41 documents- Q3 2026
- 8-KPFS
- 8-KPFS
- Q2 2026
- 8-KPFS
- 8-KPFS
- 10-QPFS
- 8-KPFS
- 8-KPFS
- 8-KPFS
- 8-KPFS
- Q1 2026
- 8-KPFS
- EX-99PFS
- 8-KPFS
- EX-99PFS
- 8-KPFS
- 8-KPFS
- 10-QPFS
- 8-KPFS
- 8-KPFS
- 8-KPFS
- EX-99PFS
- Q4 2025
- 8-KPFS
- 10-KPFS
- 8-KPFS
- 8-KPFS
- 8-KPFS
- EX-99PFS
- 8-KPFS
- EX-99PFS
- 8-KPFS
- EX-99PFS
- Q3 2025
- 8-KPFS
- EX-99PFS
- 10-QPFS
- 8-KPFS
- 8-KPFS
- 8-KPFS
- EX-99PFS
- Q2 2025
- 10-QPFS
- 8-KPFS
- 8-KPFS
- EX-99PFS
Earnings releases
8 documentsPresentations
6 documents
Transcripts
0 documentsNo transcripts for Provident Financial Services Inc are held in this edition of the library.
Mentioned by
5 companiesOther tracked companies whose held documents mention Provident Financial Services Inc by name or ticker. A mention is counted once per document, from the document text the library holds.
Regeneron Pharmaceuticals (REGN)
“significance M&A Merger and Acquisitions MM Multiple myeloma mOS Median overall survival mPFS Median progression-free survival MUC16 Mucin … …AAV Adeno-associated virus ALA Amyloid light-chain amyloidosis ALS Amyotrophic lateral sclerosis AI Artifici”
“2018 FDA guidance Mandatory bladder mapping at 12-months2 RFS = recurrence free survival. PFS = progression free survival… …this cautionary statement, which is made under the safe harbor provisions of the Private Securities Litigation Reform Act of 1”
Metropolitan Bank Holding Corp. (MCB)
“Q4'25 digital transformation costs – $3.1 million • Full integration… …CNOB, DCOM, OCFC, PFS and VLY. 2 Cumulative shareholder return (change in stock price plus reinvested dividends), rebased to 100. Skilled Nuring CRE and C&I 40% Other C&I 10% O”
“…alteration HNSCC Head and neck squamous cell carcinoma (m)PFS (median) Progression-free survival AI Artificial intelligence HPV16 Human papilloma virus 16 PoC Proof of concept ASCO American Society of Clinical Oncology”
“ility 14 … …Ausenco, Knight Piésold and AMC Consultants, following publication of the PFS in November 2025. OUTLOOK Following the receipt of the Technical Approval of the EIA in April 2026, Solaris will advance… …Funding Package (as”
See also the earnings calendar for every tracked company’s next earnings date.