Inferra AI / Company / MCB
Metropolitan Bank Holding Corp.
MCB · Financials
Last earnings Oct 20, 2026
Key results
EPSquarter
4.36%
Reports Third Quarter 2026 Results Net Interest Margin Expansion to 4.36% Diluted EPS of $2.58 Financial Highlights Diluted earnings per share was $2.58 for the third quarter of 2026, compared to $1.54 for the prior linked quarter and $0.67 for the prior year period.
SEC original ↗Metropolitan Bank Holding Corp. — Earnings release (8-K exhibit)EX-99Oct 20, 2026
Net incomequarter
$32.4 million
net income of $32.4 million, or $2.58 per diluted common share, for the third quarter of 2026 compared to $19.2 million, or $1.54 per diluted common share, for the second quarter of 2026 and $7.1 million, or $0.67 per diluted common share, for the third quarter of 2025.
SEC original ↗Metropolitan Bank Holding Corp. — Earnings release (8-K exhibit)EX-99Oct 20, 2026
Revenuequarter
$400 million
revenues up to $400 million •
SEC original ↗Metropolitan Bank Holding Corp. — Presentation / slide deck (8-K exhibit)EX-99Oct 20, 2026
AI analysis
Latest earnings event · reported Oct 20, 2026
Based on: Earnings release + Earnings deck + parent 8-K — transcript not held
Headline figures
| Metric | Latest earnings event | Prior qtr | Year ago |
|---|---|---|---|
| EPS | 4.36% | — | — |
| Net income | $32.4 million | — | — |
| Revenue | $400 million | — | — |
Guidance · company-stated
No guidance located in the held release
“We remain well capitalized, with robust liquidity, and the increase in our quarterly dividend reflects our confidence in the Company s performance and long-term outlook.”
Capital allocation
In support of the Company s focus on delivering strong shareholder returns, on October 19, 2026, the board of directors declared a quarterly cash dividend of $0.40 per share on the Company s common stock.
Event summary
Release: 4:05 P.M
Based on: Earnings release + Earnings deck + parent 8-K — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
In support of the Company s focus on delivering strong shareholder returns, on October 19, 2026, the board of directors declared a quarterly cash dividend of $0.40 per share on the Company s common stock.
SEC original ↗Metropolitan Bank Holding Corp. — Earnings release (8-K exhibit)EX-99Oct 20, 2026
We remain well capitalized, with robust liquidity, and the increase in our quarterly dividend reflects our confidence in the Company s performance and long-term outlook.
SEC original ↗Metropolitan Bank Holding Corp. — Earnings release (8-K exhibit)EX-99Oct 20, 2026
Examples of forward-looking statements include but are not limited to the Company s future financial condition and capital ratios, results of operations and the Company s outlook, business, share repurchases under the share repurchase program, dividend payments and statements related to the completion of the public offering of common stock and the use of proceeds from the public offering of common stock.
SEC original ↗Metropolitan Bank Holding Corp. — Earnings release (8-K exhibit)EX-99Oct 20, 2026
Examples of forward-looking statements include but are not limited to the Company’s future financial condition and capital ratios, results of operations and the Company’s outlook, business, share repurchases under the share repurchase program, dividend payments and statements related to the completion of the public offering of common stock and the use of proceeds from the public offering of common stock.
SEC original ↗Metropolitan Bank Holding Corp. — Presentation / slide deck (8-K exhibit)EX-99Oct 20, 2026
Recent Events • Increased quarterly common stock cash dividend from $0.35 per share to $0.40 per share.
SEC original ↗Metropolitan Bank Holding Corp. — Presentation / slide deck (8-K exhibit)EX-99Oct 20, 2026
2 Cumulative shareholder return (change in stock price plus reinvested dividends).
SEC original ↗Metropolitan Bank Holding Corp. — Presentation / slide deck (8-K exhibit)EX-99Oct 20, 2026
Strategy & priorities
Reports Third Quarter 2026 Results Net Interest Margin Expansion to 4.36% Diluted EPS of $2.58 Financial Highlights Diluted earnings per share was $2.58 for the third quarter of 2026, compared to $1.54 for the prior linked quarter and $0.67 for the prior year period.
SEC original ↗Metropolitan Bank Holding Corp. — Earnings release (8-K exhibit)EX-99Oct 20, 2026
In support of the Company s focus on delivering strong shareholder returns, on October 19, 2026, the board of directors declared a quarterly cash dividend of $0.40 per share on the Company s common stock.
SEC original ↗Metropolitan Bank Holding Corp. — Earnings release (8-K exhibit)EX-99Oct 20, 2026
1 Mark DeFazio, President and Chief Executive Officer, commented, Our third-quarter performance reflects strong execution across the franchise, with disciplined loan and deposit growth, lower funding costs and continued net interest margin expansion driving meaningful earnings growth.
SEC original ↗Metropolitan Bank Holding Corp. — Earnings release (8-K exhibit)EX-99Oct 20, 2026
• Diversification across deposit verticals is a key strategy for managing and reducing execution risk.
SEC original ↗Metropolitan Bank Holding Corp. — Presentation / slide deck (8-K exhibit)EX-99Oct 20, 2026
Modern Banking in Motion Digital Transformation supports future business expansion, drives efficiencies and enables better client experience.
SEC original ↗Metropolitan Bank Holding Corp. — Presentation / slide deck (8-K exhibit)EX-99Oct 20, 2026
Risks & headwinds
These statements relate to future events or our future financial performance and involve risks and uncertainties that are difficult to predict and are generally beyond our control and may cause our actual results, levels of activity, performance or achievements to differ materially from those expressed or implied by these forward-looking statements.
SEC original ↗Metropolitan Bank Holding Corp. — Earnings release (8-K exhibit)EX-99Oct 20, 2026
Transitional are value-add opportunities that may have historic underlying issues or challenges that can be addressed and improved upon.
SEC original ↗Metropolitan Bank Holding Corp. — Presentation / slide deck (8-K exhibit)EX-99Oct 20, 2026
Earnings deck slides
0 decks with slide viewMetropolitan Bank Holding Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Metropolitan Bank Holding Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Metropolitan Bank Holding Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Metropolitan Bank Holding Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Metropolitan Bank Holding Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Metropolitan Bank Holding Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Metropolitan Bank Holding Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Metropolitan Bank Holding Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Metropolitan Bank Holding Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Metropolitan Bank Holding Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
33 documentsEarnings releases
6 documentsPresentations
10 documents
Transcripts
0 documentsNo transcripts for Metropolitan Bank Holding Corp. are held in this edition of the library.
See also the earnings calendar for every tracked company’s next earnings date.