Inferra AIResearch Tools

Inferra AI / Company / CNOB

ConnectOne Bancorp, Inc.

CNOB · Financials

Last earnings Oct 22, 2026

Key results

Net incomequarter

$39.5 million

(Nasdaq: CNOB) (the Company or ConnectOne ), parent company of ConnectOne Bank (the Bank ), today reported net income (loss) available to common stockholders of $39.5 million for the third quarter of 2025 compared with $(21.8) million for the second quarter of 2025 and $15.7 million for the third quarter of 2024.

SEC original ↗ConnectOne Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

Operating net incomequarter

$35.5 million

Operating net income available to common stockholders was $35.5 million for the third quarter of 2025, $23.1 million for the second quarter of 2025 and $16.1 million for the third quarter of 2024.

SEC original ↗ConnectOne Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

Operating EPSquarter

$0.70

Operating diluted earnings per share were $0.70 for the third quarter of 2025, $0.55 for the second quarter of 2025 and $0.42 for the third quarter of 2024.

SEC original ↗ConnectOne Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

EPSquarter

$30.2 million

The increase in net income available to common stockholders and diluted earnings per share during the third quarter of 2025 when compared to the second quarter of 2025 was primarily due to a $30.2 million reduction in the provision for credit losses.

SEC original ↗ConnectOne Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

The increase in net income available to common stockholders and diluted earnings per share during the third quarter of 2025 when compared to the third quarter of 2024 was primarily due to a $41.1 million increase in net interest income and a $14.7 million increase in noninterest income.

SEC original ↗ConnectOne Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

Revenuequarter

1.61%

Additionally, pre-provision net operating revenue increased to 1.61% from 1.52% last quarter and from 1.13% year-over-year.

SEC original ↗ConnectOne Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

AI analysis

Q3 2025 · reported Oct 30, 2025

Based on: Earnings release + parent 8-K + 10-Q — transcript not held

Operating EPS · Q3 2025
$0.70
EX-99 · Oct 30, 2025
Net income · Q3 2025
$39.5M
EX-99 · Oct 30, 2025
Operating net income · Q3 2025
$35.5M
EX-99 · Oct 30, 2025
EPS · Q3 2025
$30.2M
EX-99 · Oct 30, 2025

Headline figures

MetricQ3 2025Prior qtrYear ago
Net income$39.5 million——
Operating net income$35.5 million——
Operating EPS$0.70——
EPS$30.2 million——
Revenue1.61%——

EX-99 · Oct 30, 2025

Guidance · company-stated

No guidance located in the held release

Stated figure27.5%

“effective tax rate for the fourth quarter of 2026 is 27.5%”

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Dividend$0.18
A dividend$0.328125

REPORTS THIRD QUARTER 2025 RESULTS CREDIT TRENDS REMAIN SOLID NET INTEREST MARGIN WIDENING AS EXPECTED DECLARES COMMON AND PREFERRED DIVIDENDS Englewood Cliffs, N.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

REPORTS THIRD QUARTER 2025 RESULTS CREDIT TRENDS REMAIN SOLID NET INTEREST MARGIN WIDENING AS EXPECTED DECLARES COMMON AND PREFERRED DIVIDENDS Englewood

Based on: Earnings release + parent 8-K + 10-Q — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

REPORTS THIRD QUARTER 2025 RESULTS CREDIT TRENDS REMAIN SOLID NET INTEREST MARGIN WIDENING AS EXPECTED DECLARES COMMON AND PREFERRED DIVIDENDS Englewood Cliffs, N.

SEC original ↗ConnectOne Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

Dividend Declarations The Company announced that its Board of Directors declared a cash dividend on both its common stock and its outstanding preferred stock.

SEC original ↗ConnectOne Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

A cash dividend on common stock of $0.18 per share will be paid on December 1, 2025, to common stockholders of record on November 14, 2025.

SEC original ↗ConnectOne Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

A dividend of $0.328125 per depositary share, representing a 1/40 th interest in a share of the Company s 5.25% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A, will also be paid on December 1, 2025 to holders of record on November 14, 2025.

SEC original ↗ConnectOne Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

The decrease in average costs of deposits was partially offset by increases in the cost of subordinated debentures and borrowings.

SEC original ↗ConnectOne Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

The margin benefited from a 70 basis-point decrease in the average costs of deposits, including noninterest-bearing deposits, partially offset by an increase in cost of subordinated debt.

SEC original ↗ConnectOne Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

Strategy & priorities

ConnectOne s strong third quarter performance highlights the team s disciplined execution and commitment to deepening client relationships while delivering on the Bank s strategic objectives, commented Frank Sorrentino, ConnectOne s Chairman and Chief Executive Officer.

SEC original ↗ConnectOne Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

Supported by solid momentum across the business, our loan and deposit pipeline is healthy, further propelled by our expansion on Long Island.

SEC original ↗ConnectOne Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

Looking ahead, we re maintaining a clear focus on our strategic priorities, driving profitable growth, and creating sustainable long-term value for shareholders.

SEC original ↗ConnectOne Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

ConnectOne Bank is a high-performing commercial bank offering a full suite of banking & lending products and services that focus on small to middle-market businesses.

SEC original ↗ConnectOne Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

This news release contains certain forward-looking statements which are based on certain assumptions and describe future plans, strategies, and expectations of the Company.

SEC original ↗ConnectOne Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

Risks & headwinds

These risks and uncertainties should be considered in evaluating forward-looking statements and undue reliance should not be placed on such statements.

SEC original ↗ConnectOne Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

Legal Proceedings 82 Item 1a.

SEC original ↗ConnectOne Bancorp, Inc. — 10-Q Quarterly report10-QAug 4, 2026

Nature of Operations, Principles of Consolidation and Risk and Uncertainties Nature of Operations ConnectOne Bancorp, Inc.

SEC original ↗ConnectOne Bancorp, Inc. — 10-Q Quarterly report10-QAug 4, 2026

Nature of Operations, Principles of Consolidation and Risk and Uncertainties - (continued) Segment Reporting The Company s operations are solely in the financial services industry, providing a range of regional community banking services to commercial and retail clients.

SEC original ↗ConnectOne Bancorp, Inc. — 10-Q Quarterly report10-QAug 4, 2026

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Arthur J. Gallagher & Co. (AJG) FinancialsSun Life Financial (SLF) FinancialsRaymond James Financial (RJF) FinancialsAflac (AFL) FinancialsING Group (ING) FinancialsNorthern Trust (NTRS) FinancialsCincinnati Financial (CINF) FinancialsCoinbase (COIN) Financials
Documents

Filings

27 documents

Earnings releases

8 documents

Presentations

0 documents

No presentations for ConnectOne Bancorp, Inc. are held in this edition of the library.

Transcripts

0 documents

No transcripts for ConnectOne Bancorp, Inc. are held in this edition of the library.

Mentioned by

2 companies

Other tracked companies whose held documents mention ConnectOne Bancorp, Inc. by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.