Inferra AI / Company / EGBN

Eagle Bancorp Inc.

EGBN · Financials

Last earnings Oct 21, 2026

Key results

Net incomequarter

$24.2 million

Eagle reported net income of $24.2 million or $0.79 per share for the third quarter 2026, compared to $6.9 million or $0.23 per share for the second quarter of 2026.

SEC original ↗Eagle Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 21, 2026

This $17.3 million increase in net income is primarily due to a $18.6 million lower provision for credit losses, compared to the prior quarter.

SEC original ↗Eagle Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 21, 2026

4 NIM Expands for Third Straight Quarter; Net Income Up $17.3 Million NIM expanded 8 bps to 2.60% as high-cost deposit runoff lowered the cost of funds to 2.75%.

SEC original ↗Eagle Bancorp Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 21, 2026

TBVPS net incomequarter

Please refer to Non-GAAP reconciliation and footnotes in the appendices 1 CAGR = 12/31/2020 09/30/2026 26 Tangible Book Value per Share 1% CAGR1 $37.73 $0.80 $0.11 $38.00 $(0.01) $(0.63) 2026Q2 TBVPS Net Income Dividend Stock Based Comp/ESPP AOCI 2026Q3 TBVPS Loan Portfolio Details 27 Note: Totals may not match detail due to adjustments for deferred fees & costs $ in millions Location C&I Owner Occupied CRE Income Producing CRE Owner Occupied Const.

SEC original ↗Eagle Bancorp Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 21, 2026

AI analysis

Q3 2026 · reported Oct 21, 2026

Based on: Earnings release + Q3 2026 deck + parent 8-K — transcript not held

Net income · Q3 2026

$24.2M

EX-99 · Oct 21, 2026

Headline figures

Metric	Q3 2026	Prior qtr	Year ago
Net income	$24.2 million	—	—
TBVPS net income	1%	—	—

EX-99 · Oct 21, 2026

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Dividend$0.01

TBVPS net income1%

Additionally, the Company is announcing today a cash dividend in the amount of $0.01 per share.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

FOR EAGLE BANCORP, INC

Based on: Earnings release + Q3 2026 deck + parent 8-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

Additionally, the Company is announcing today a cash dividend in the amount of $0.01 per share.

SEC original ↗Eagle Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 21, 2026

The cash dividend will be payable on November 17, 2026 to shareholders of record on November 6, 2026.

SEC original ↗Eagle Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 21, 2026

Third Quarter of 2026 Key Elements The Company announces today the declaration of a common stock dividend of $0.01 per share.

SEC original ↗Eagle Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 21, 2026

SEC original ↗Eagle Bancorp Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 21, 2026

2 Includes cash, cash equivalents, and available borrowing capacity.

SEC original ↗Eagle Bancorp Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 21, 2026

3 Debt yield is calculated based on net operating income divided by the outstanding loan balance at September 30, 2026.

SEC original ↗Eagle Bancorp Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 21, 2026

Strategy & priorities

"This quarter provides tangible evidence of progress in executing on our strategy.

SEC original ↗Eagle Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 21, 2026

We remain focused on resolving problem assets, strengthening relationship-based funding, and translating the capabilities of this franchise into consistent, profitable growth," said Steve Curley, President and Chief Executive Officer of the Company.

SEC original ↗Eagle Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 21, 2026

The growth in deposits reflects the continued development of our banking relationships and supports our focus on relationship-based banking.

SEC original ↗Eagle Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 21, 2026

The Company focuses on building relationships with businesses, professionals and individuals in its marketplace, and is committed to a culture of respect, opportunity, belonging, and inclusion in both its workplace and the communities in which it operates.

SEC original ↗Eagle Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 21, 2026

In some cases, forward- looking statements can be identified by use of words such as "may," "will," "can," "anticipates," "believes," "expects," "plans," "strategy," "estimates," "potential," "continue," "should," "could," "strive," "feel" and similar words or phrases.

SEC original ↗Eagle Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 21, 2026

Risks & headwinds

Because of these uncertainties and the assumptions on which this discussion and the forward-looking statements are based, actual future operations and results in the future may differ materially from those indicated herein.

SEC original ↗Eagle Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 21, 2026

These statements are based upon current and anticipated economic conditions, nationally and in the Company s market, interest rates and interest rate policy, competitive factors and other conditions which by their nature, are not susceptible to accurate forecast and are subject to significant uncertainty.

SEC original ↗Eagle Bancorp Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 21, 2026

2026 and 2027 Outlook represents forward-looking statements and are not a guarantee of future performance and are subject to risks, assumptions and uncertainties that are difficult to predict.

SEC original ↗Eagle Bancorp Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 21, 2026

Documents

Earnings deck slides

0 decks with slide view

Eagle Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors