Inferra AI / Company / WFC
Wells Fargo
WFC · Financials
Last earnings Oct 13, 2026
Key results
Net incomequarter
$6.4 billion
Net Income of $6.4 billion, or $2.00 per
SEC original ↗Wells Fargo — Earnings release (8-K exhibit)EX-99Jul 14, 2026
Revenuequarter
9%
Revenue increased 9% from a year ago with net interest income up 5% and noninterest income up 13%.
SEC original ↗Wells Fargo — Earnings release (8-K exhibit)EX-99Jul 14, 2026
Lending revenuequarter
6%
In our consumer businesses, Consumer Banking and Lending revenue grew 6% and Wealth and Investment Management revenue increased 13% from a year ago.
SEC original ↗Wells Fargo — Earnings release (8-K exhibit)EX-99Jul 14, 2026
Investment Management revenuequarter
13%
In our consumer businesses, Consumer Banking and Lending revenue grew 6% and Wealth and Investment Management revenue increased 13% from a year ago.
SEC original ↗Wells Fargo — Earnings release (8-K exhibit)EX-99Jul 14, 2026
Commercial Banking revenuequarter
6%
We also had strong growth in our commercial businesses with Commercial Banking revenue up 6% and Corporate and Investment Banking revenue increasing 16% from a year ago, Scharf added.
SEC original ↗Wells Fargo — Earnings release (8-K exhibit)EX-99Jul 14, 2026
Investment Banking revenuequarter
16%
We also had strong growth in our commercial businesses with Commercial Banking revenue up 6% and Corporate and Investment Banking revenue increasing 16% from a year ago, Scharf added.
SEC original ↗Wells Fargo — Earnings release (8-K exhibit)EX-99Jul 14, 2026
Banking revenuequarter
20%
In Corporate and Investment Banking we had strong results with Banking revenue increasing 20% and Markets revenue up 24% from a year ago, Scharf continued.
SEC original ↗Wells Fargo — Earnings release (8-K exhibit)EX-99Jul 14, 2026
Markets revenuequarter
24%
In Corporate and Investment Banking we had strong results with Banking revenue increasing 20% and Markets revenue up 24% from a year ago, Scharf continued.
SEC original ↗Wells Fargo — Earnings release (8-K exhibit)EX-99Jul 14, 2026
Growthquarter
up 8%
Second Quarter 2025 Revenue increased 6% Consumer, Small and Business Banking was up 8% driven by higher deposit and loan balances, wider deposit spreads, higher deposit-related fees, increased debit card fees on higher volume, and higher investment advisory fees driven by an increase in market valuations.
SEC original ↗Wells Fargo — Earnings release (8-K exhibit)EX-99Jul 14, 2026
Revenue increased 6% Net interest income was up 3% due to higher loan and interest-bearing deposit balances, partially offset by the impact of lower interest rates, a decline in noninterest-bearing deposit balances
SEC original ↗Wells Fargo — Earnings release (8-K exhibit)EX-99Jul 14, 2026
Revenue increased 16% Banking was up 20% on higher investment banking fees driven by Equity and Debt Capital Markets and higher loan and interest-bearing deposit balances
SEC original ↗Wells Fargo — Earnings release (8-K exhibit)EX-99Jul 14, 2026
AI analysis
Q2 2026 · reported Jul 14, 2026
Based on: Earnings release + parent 8-K + 10-Q — transcript not held
Headline figures
| Metric | Q2 2026 | Prior qtr | Year ago |
|---|---|---|---|
| Net income | $6.4 billion | — | — |
| Revenue | 9% | — | — |
| Lending revenue | 6% | — | — |
| Investment Management revenue | 13% | — | — |
| Commercial Banking revenue | 6% | — | — |
| Investment Banking revenue | 16% | — | — |
| Banking revenue | 20% | — | — |
| Markets revenue | 24% | — | — |
Guidance · company-stated
No guidance located in the held release
“7 billion, unchanged from prior guidance 183Q26 Financial Results Endnotes Page 2 Clear progress on path to improved financial results and returns 1.”
Capital allocation
During the first half of this year, we repurchased approximately $7 billion of common stock and as previously announced, we expect to increase our third quarter common stock dividend by 11% to $0.50 per common share, subject to approval by the Company s Board of Directors at its meeting later this month.
Event summary
Wells Fargo — Earnings release (2026-07-14)
Based on: Earnings release + parent 8-K + 10-Q — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
During the first half of this year, we repurchased approximately $7 billion of common stock and as previously announced, we expect to increase our third quarter common stock dividend by 11% to $0.50 per common share, subject to approval by the Company s Board of Directors at its meeting later this month.
SEC original ↗Wells Fargo — Earnings release (8-K exhibit)EX-99Jul 14, 2026
Includes provision for credit losses for loans, debt securities, and other financial assets.
SEC original ↗Wells Fargo — Earnings release (8-K exhibit)EX-99Jul 14, 2026
In addition to the above factors, we also caution that the amount and timing of any future common stock dividends or repurchases will depend on the earnings, cash requirements and financial condition of the Company, the impact to our balance sheet of expected customer activity, our capital requirements and long-term targeted capital structure, the results of supervisory stress tests, market conditions (including the trading price of our stock), regulatory and legal considerations, including regulatory requirements under the Federal Reserve Board s capital plan rule, and other factors deemed relevant by the Company, and may be subject to regulatory approval or conditions.
SEC original ↗Wells Fargo — Earnings release (8-K exhibit)EX-99Jul 14, 2026
(2) Includes provision for credit losses for loans, debt securities, and other financial assets.
SEC original ↗Wells Fargo — Earnings release (8-K exhibit)EX-99Jul 14, 2026
(3) Taxable-equivalent adjustments related to tax-exempt income on certain loans and debt securities are included in net interest income, while taxable-equivalent adjustments related to income tax credits for affordable housing and renewable energy investments are included in noninterest income, in each case with corresponding impacts to income tax expense (benefit).
SEC original ↗Wells Fargo — Earnings release (8-K exhibit)EX-99Jul 14, 2026
Segment net income (loss) applicable to common stock is segment net income (loss) less allocated preferred stock dividends.
SEC original ↗Wells Fargo — Earnings release (8-K exhibit)EX-99Jul 14, 2026
Strategy & priorities
Second Quarter 2025 Revenue increased 13% Net interest income was up 17% driven by lower deposit pricing and higher deposit and loan balances Noninterest income was up 12% on higher investment advisory fees driven by an increase in market valuations Noninterest expense increased 10% due to higher revenue-related compensation expense, partially offset by the impact of efficiency initiatives 7 Corporate includes corporate treasury and enterprise functions, net of expense allocations, in support of the reportable operating segments (including funds transfer pricing, capital, and liquidity), as well as our investment portfolio and venture capital investments.
SEC original ↗Wells Fargo — Earnings release (8-K exhibit)EX-99Jul 14, 2026
second quarter and first half of 2025 Personnel expense increased due to higher revenue-related compensation expense driven by higher fees in our Wealth and Investment Management business, partially offset by the impact of efficiency initiatives.
SEC original ↗Wells Fargo — 10-Q Quarterly report10-QJul 28, 2026
Noninterest expense increased driven by: higher advertising and promotion expense; higher revenue-related compensation expense; and the impact of the transfer of certain business customers from the Commercial Banking operating segment in third quarter 2025; partially offset by: the impact of efficiency initiatives.
SEC original ↗Wells Fargo — 10-Q Quarterly report10-QJul 28, 2026
Noninterest expense decreased driven by: the impact of the transfer of certain business customers to the Consumer Banking and Lending operating segment in third quarter 2025; and the impact of efficiency initiatives.
SEC original ↗Wells Fargo — 10-Q Quarterly report10-QJul 28, 2026
Noninterest expense increased driven by: higher personnel expense driven by higher revenue-related compensation expense; and higher professional and outside services expense on higher volume-related expenses; partially offset by: the impact of efficiency initiatives.
SEC original ↗Wells Fargo — 10-Q Quarterly report10-QJul 28, 2026
Risks & headwinds
Because forward-looking statements relate to the future, they are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict.
SEC original ↗Wells Fargo — Earnings release (8-K exhibit)EX-99Jul 14, 2026
While there is no assurance that any list of risks and uncertainties or risk factors is complete, important factors that could cause actual results to differ materially from those in the forward-looking statements include the following, without limitation current and future economic and market conditions, including the effects of declines in housing prices, high unemployment rates, declines in commercial real estate prices, U.
SEC original ↗Wells Fargo — Earnings release (8-K exhibit)EX-99Jul 14, 2026
Legal Proceedings 127 Item 1A.
SEC original ↗Wells Fargo — 10-Q Quarterly report10-QJul 28, 2026
Earnings deck slides
1 deck with slide viewWells Fargo — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Wells Fargo — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
23 documents- Q3 2026
- 10-QWFC
Oct 28, 2026
- 8-KWFC
Oct 13, 2026
- Q2 2026
- 8-KWFC
Sep 24, 2026
- 8-KWFC
Sep 23, 2026
- 8-KWFC
Aug 19, 2026
- 10-QWFC
Jul 28, 2026
- 8-KWFC
Jul 14, 2026
- Q1 2026
- 8-KWFC
May 20, 2026
- 8-KWFC
Apr 30, 2026
- 10-QWFC
Apr 29, 2026
- 8-KWFC
Apr 14, 2026
- Q4 2025
- 8-KWFC
Mar 18, 2026
- 8-KWFC
Mar 17, 2026
- 8-KWFC
Feb 25, 2026
- EX-99WFC
Feb 25, 2026
- 10-KWFC
Feb 24, 2026
- 8-KWFC
Feb 13, 2026
- 8-KWFC
Jan 29, 2026
- 8-KWFC
Jan 23, 2026
- 8-KWFC
Jan 22, 2026
- 8-KWFC
Jan 14, 2026
- Q3 2025
- 8-KWFC
Dec 12, 2025
- 10-QWFC
Oct 31, 2025
Earnings releases
10 documentsPresentations
3 documents
Transcripts
0 documentsNo transcripts for Wells Fargo are held in this edition of the library.
Mentioned by
18 companiesOther tracked companies whose held documents mention Wells Fargo by name or ticker. A mention is counted once per document, from the document text the library holds.
“…outstanding job integrating the Wells Fargo Rail fleet, and we are seeing incremental benefits related to the acquisition, both commercially and operationally. We did experience an abnormally ”
Employers Holdings, Inc. (EIG)
“apital structure consisted of $90.0 million principal balance on its credit facility with Wells Fargo, $32.0 million in surplus notes maturing in 2034, and $814.8 million of stockholders'… … 2012 Employers Holdings, Inc. Reports Third Quarter 2012 Ea”
“hs Ended Nine Months Ended September 30, 2026 June 30, 2026 September… … Agreement with Wells Fargo and other lenders to increase the amounts available under the revolving credit facility by $70 million to $200 million. Additional details regarding”
“under its commercial paper program and its senior credit facility. BofA Securities, Inc., Wells Fargo Securities, LLC, J.P. Morgan Securities LLC, PNC Capital Markets… …statements intended to qualify for the “safe harbor” from liability established b”
“…an increase of $35.1 million from $82.2 million as of December 31, 2025. The Company’s Wells Fargo credit facility, which was renewed and expanded from $30 million to $50 million on a three-year term during the quarter,… …Beats Consensus by 18% ”
“th cash on hand and borrowings under its amended and expanded credit facility arranged by Wells Fargo. Headquartered in Phoenix, Arizona, DBM Global operates through a family… …services so that together we deliver innovative solutions to our co”
“g capital, capital expenditures, stock repurchases and investments in subsidiaries. Wells Fargo Securities, LLC, BofA Securities,… … the repayment and refinancing of debt, including certain short-term indebtedness, working capital, capital expe”
“nation of cash on hand and borrowings under an expanded credit facility being arranged by Wells Fargo. DBM Global generated revenue of approximately $1.3 billion for the twelve… …engineering, fabrication, erection and industrial construction services”
Builders Firstsource, Inc. (BLDR)
“2026, the KeyBanc Industrials and Basic Materials Conference in Boston on May 28, and the Wells Fargo Industrials and Materials Conference … …approximately $200 million remaining under its prior April 2025 authorization. • Since the inception of its ”
“th cash on hand and borrowings under its amended and expanded credit facility arranged by Wells Fargo. Headquartered in Phoenix, Arizona, DBM Global operates through a family… …services so that together we deliver innovative solutions to our co”
Wintrust Financial Corp (WTFC)
“olving credit facility On June 30, 2026, the Company entered into a Credit Agreement with Wells Fargo Bank, National Association… …proprietary business information as well as personal information of our customers and employees, in data centers and on”
“ontinue to innovate at speed and scale. After the introduction of Mythos,… …Street, Visa, Wells Fargo and more. General availability of Lightwell was announced on July 8. Finally, quantum computing is no longer decades away, it is upon us, and we are”
“dness, including amounts outstanding under its unsecured revolving credit facility. Wells Fargo Securities, LLC, RBC Capital Markets, LLC, U.S. Bancorp Investments, Inc. and BBVA… …the Securities Act and the Securities Exchange Act of 1934, bot”
“ and Restated Credit Facility”) with the lenders referred to therein (the “Lenders”), and Wells Fargo Bank, National Association,…”
“d the acquisition of spectrum. UPCOMING EVENTS (All dates and attendance tentative) ▪ Wells Fargo Technology, Media… … Total comprehensive income (loss) $ (93 ) $ 391 $ (36 ) $ 144 $ 16 Earnings (loss) per share Basic $ (0.12 ) $ 0.49 $ (0.0”
“025, completed the addition of ten communities to our Fannie Mae credit facility through Wells Fargo Bank, N.A., for total proceeds of approximately $101.4 million. The interest … …extend the maturity date to June 1, 2027; ”
“ Makagon … …over 30 years of leadership experience at companies such as McKinsey, GE, and Wells Fargo. Financial Outlook Full Year 2025 Guidance: • Subscriptions revenue growth range of 5% to 7% year-over-year on a reported… …our ARR, except that onl”
“d Federal Reserve guidance Peers include BAC, CFG, FITB, JPM, KEY, MTB, PNC, RF, USB, and WFC; peer estimates shown for illustrative… …This presentation contains “forward - looking statements” within the meaning of the Private Securities Litigation R”
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