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Southstate Bank Corp

SSB · Financials

Last earnings Oct 21, 2026

Key results

Revenuequarter

30%

Growth in top line revenue and bottom-line income led to a 30% year-over-year increase in earnings per share, said John C.

SEC original ↗Southstate Bank Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Net incomequarter

$246.6 million

Net Income of $246.6 million

SEC original ↗Southstate Bank Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

GAAP net incomequarter

$ 215.2

10 2Q25 3Q25 GAAP Net Income $ 215.2 $ 246.6 EPS (Diluted) $ 2.11 $ 2.42 Return on Average Assets 1.34 % 1.49 % Non-GAAP(1) Return on Average Tangible Common Equity 18.2 % 19.6 % Non-GAAP, Adjusted(1) Net Income $ 233.8 $ 262.7 EPS (Diluted) $ 2.30 $ 2.58 Return on Average Assets 1.45 % 1.59 % Return on Average Tangible Common Equity 19.6 % 20.8 % QUARTERLY HIGHLIGHTS | 3Q 2025 * : Annualized percentages (1) ~ (4) For end note descriptions, see Earnings Presentation End Notes starting on slide 34.

SEC original ↗Southstate Bank Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 22, 2025

EPSquarter

$ 2.11

10 2Q25 3Q25 GAAP Net Income $ 215.2 $ 246.6 EPS (Diluted) $ 2.11 $ 2.42 Return on Average Assets 1.34 % 1.49 % Non-GAAP(1) Return on Average Tangible Common Equity 18.2 % 19.6 % Non-GAAP, Adjusted(1) Net Income $ 233.8 $ 262.7 EPS (Diluted) $ 2.30 $ 2.58 Return on Average Assets 1.45 % 1.59 % Return on Average Tangible Common Equity 19.6 % 20.8 % QUARTERLY HIGHLIGHTS | 3Q 2025 * : Annualized percentages (1) ~ (4) For end note descriptions, see Earnings Presentation End Notes starting on slide 34.

SEC original ↗Southstate Bank Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 22, 2025

Adjusted net incomequarter

$ 233,817

28 Adjusted Net Income 2Q25 3Q25 Net income (GAAP) $ 215,224 $ 246,641 Plus: Merger, branch consolidation, severance related and other expense, net of tax (1) 18,593 16,032 Adjusted Net Income (Non-GAAP) $ 233,817 $ 262,673 Adjusted EPS 2Q25 3Q25 Diluted weighted-average common shares 101,845 101,735 Adjusted net income (non-GAAP) $ 233,817 $ 262,673 Adjusted EPS, Diluted (Non-GAAP) $ 2.30 $ 2.58 NON - GAAP RECONCILIATIONS – ADJUSTED RETURN ON AVG.

SEC original ↗Southstate Bank Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 22, 2025

AI analysis

Q3 2025 · reported Oct 22, 2025

Based on: Earnings release + Q3 2025 deck + parent 8-K — transcript not held

EPS · Q3 2025
$ 2.11
EX-99 · Oct 22, 2025
Net income · Q3 2025
$246.6M
EX-99 · Oct 22, 2025
GAAP net income · Q3 2025
$ 215.2
EX-99 · Oct 22, 2025
Adjusted net income · Q3 2025
$ 233,817
EX-99 · Oct 22, 2025

Headline figures

MetricQ3 2025Prior qtrYear ago
Revenue30%——
Net income$246.6 million——
GAAP net income$ 215.2——
EPS$ 2.11——
Adjusted net income$ 233,817——

EX-99 · Oct 22, 2025

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

htm EX-99.1 Exhibit 99.1 SouthState Bank Corporation Reports Third Quarter 2025 Results Declares Quarterly Cash Dividend For Immediate Release Media Contact Jackie Smith, 803.231.3486 WINTER HAVEN, FL October 22, 2025 SouthState Bank Corporation ( SouthState or the Company ) (NYSE: SSB) today released its unaudited results of operations and other financial information for the three-month and nine-month periods ended September 30, 2025.

(5) The dividend payout ratio is calculated by dividing total dividends paid during the period by the total net income for the same period.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Growth in top line revenue and bottom-line income led to a 30% year-over-year increase in earnings per share, said John C

Based on: Earnings release + Q3 2025 deck + parent 8-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

htm EX-99.1 Exhibit 99.1 SouthState Bank Corporation Reports Third Quarter 2025 Results Declares Quarterly Cash Dividend For Immediate Release Media Contact Jackie Smith, 803.231.3486 WINTER HAVEN, FL October 22, 2025 SouthState Bank Corporation ( SouthState or the Company ) (NYSE: SSB) today released its unaudited results of operations and other financial information for the three-month and nine-month periods ended September 30, 2025.

SEC original ↗Southstate Bank Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

(5) The dividend payout ratio is calculated by dividing total dividends paid during the period by the total net income for the same period.

SEC original ↗Southstate Bank Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Strategy & priorities

Words and phrases such as may, approximately, continue, should, expects, projects, anticipates, is likely, look ahead, look forward, believes, will, intends, estimates, strategy, plan, could, potential, possible and variations of such words and similar expressions are intended to identify such forward-looking statements.

SEC original ↗Southstate Bank Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Words and phrases such as “may,” “approximately,” “continue,” “should,” “expects,” “projects,” “anticipates,” “is likely,” “look ahead,” “look forward,” “believes,” “will,” “intends,” “estimates,” “strategy,” “plan,” “could,” “potential,” “possible” and variations of such words and similar expressions are intended to identify such forward-looking statements.

SEC original ↗Southstate Bank Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 22, 2025

Risks & headwinds

SouthState cautions readers that forward looking statements are subject to certain risks, uncertainties and assumptions that are difficult to predict with regard to, among other things, timing, extent, likelihood and degree of occurrence, which could cause actual results to differ materially from anticipated results.

SEC original ↗Southstate Bank Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

As forward-looking statements involve significant risks and uncertainties, caution should be exercised against placing undue reliance on such statements.

SEC original ↗Southstate Bank Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

SouthState Bank Corporation (“SouthState” or the “Company”) cautions readers that forward looking statements are subject to certain risks, uncertainties and assumptions that are difficult to predict with regard to, among other things, timing, extent, likelihood and degree of occurrence, which could cause actual results to differ materially from anticipated results.

SEC original ↗Southstate Bank Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 22, 2025

Documents

Earnings deck slides

1 deck with slide view

Southstate Bank Corp — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Southstate Bank Corp — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Southstate Bank Corp — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Arthur J. Gallagher & Co. (AJG) FinancialsSun Life Financial (SLF) FinancialsRaymond James Financial (RJF) FinancialsAflac (AFL) FinancialsING Group (ING) FinancialsNorthern Trust (NTRS) FinancialsCincinnati Financial (CINF) FinancialsCoinbase (COIN) Financials

Filings

30 documents

Earnings releases

11 documents

Presentations

4 documents

Transcripts

0 documents

No transcripts for Southstate Bank Corp are held in this edition of the library.

Mentioned by

8 companies

Other tracked companies whose held documents mention Southstate Bank Corp by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.