Inferra AIResearch Tools

Inferra AI / Company / SCHW

Charles Schwab Corporation

SCHW · Financials

Last earnings Oct 15, 2026

Key results

Q Net revenuequarter

19%

Q Net Revenues Up 19% Year-Over-Year to a Record $6.3

SEC original ↗Charles Schwab Corporation — Earnings release (8-K exhibit)EX-99Jan 21, 2026

Billion Quarterly EPSquarter

$1.33

Billion Quarterly GAAP Earnings Per Share of $1.33, $1.39 Adjusted (1) Up 38% versus

SEC original ↗Charles Schwab Corporation — Earnings release (8-K exhibit)EX-99Jan 21, 2026

Growthquarter

Up 38%

Billion Quarterly GAAP Earnings Per Share of $1.33, $1.39 Adjusted (1) Up 38% versus

SEC original ↗Charles Schwab Corporation — Earnings release (8-K exhibit)EX-99Jan 21, 2026

EPSquarter

$2.6 billion

Excluding $127 million of pre-tax transaction-related costs, adjusted (1) net income and earnings per share equaled $2.6 billion and $1.39, respectively.

SEC original ↗Charles Schwab Corporation — Earnings release (8-K exhibit)EX-99Jan 21, 2026

Rick Wurster Diversified revenuequarter

22%

President CEO Rick Wurster Diversified Revenue Growth 22% 2025 Revenue Growth vs.

SEC original ↗Charles Schwab Corporation — Earnings release (8-K exhibit)EX-99Jan 21, 2026

Revenuequarter

$23.9 billion

In 2025, the combination of our business momentum, strong engagement, and favorable equity markets resulted in record revenue of $23.9 billion up 22% versus the prior year.

SEC original ↗Charles Schwab Corporation — Earnings release (8-K exhibit)EX-99Jan 21, 2026

revenues grew year-over-year by 19% to a record $6.3 billion Net interest margin for the fourth quarter equaled 2.90%, or 57 basis points of expansion versus 4Q24 Client transactional sweep cash balances ended December at $453.7 billion, an increase of $28.1 billion versus the prior quarter-end

SEC original ↗Charles Schwab Corporation — Earnings release (8-K exhibit)EX-99Jan 21, 2026

Trading revenuequarter

22%

Trading revenue increased 22% versus 4Q24 due to continued strong engagement GAAP expenses for the quarter increased 4% year-over-year excluding amortization of acquired intangibles of $127 million

SEC original ↗Charles Schwab Corporation — Earnings release (8-K exhibit)EX-99Jan 21, 2026

AI analysis

Q3 2025 · reported Jan 21, 2026

Based on: Earnings release + parent 8-K — transcript not held

Revenue · Q3 2025
$23.9B
EX-99 · Jan 21, 2026
Billion Quarterly EPS · Q3 2025
$1.33
EX-99 · Jan 21, 2026
EPS · Q3 2025
$2.6B
EX-99 · Jan 21, 2026

Headline figures

MetricQ3 2025Prior qtrYear ago
Q Net revenue19%——
Billion Quarterly EPS$1.33——
GrowthUp 38%——
EPS$2.6 billion——
Rick Wurster Diversified revenue22%——
Revenue$23.9 billion——
Trading revenue22%——

EX-99 · Jan 21, 2026

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Dividend8 %

CFO Mike Verdeschi Opportunistic Capital Return $7.3B 2025 Common Stock Repurchases During 4Q25, we repurchased 29.2 million shares for $2.7 billion, bringing 2025 capital return to $11.8 billion across all forms.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Excluding $127 million of pre-tax transaction-related costs, adjusted (1) net income and earnings per share equaled $2.6 billion and $1.39, respectively

Based on: Earnings release + parent 8-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

CFO Mike Verdeschi Opportunistic Capital Return $7.3B 2025 Common Stock Repurchases During 4Q25, we repurchased 29.2 million shares for $2.7 billion, bringing 2025 capital return to $11.8 billion across all forms.

SEC original ↗Charles Schwab Corporation — Earnings release (8-K exhibit)EX-99Jan 21, 2026

(4) Bank Supplemental Funding includes repurchase agreements at the banks, Schwab Bank Certificates of Deposit (CDs), and Federal Home Loan Bank balances.

SEC original ↗Charles Schwab Corporation — Earnings release (8-K exhibit)EX-99Jan 21, 2026

94 Dividends declared per common share 8 % $ .

SEC original ↗Charles Schwab Corporation — Earnings release (8-K exhibit)EX-99Jan 21, 2026

Strategy & priorities

(2) Includes $9.6 billion of client margin loans related to long short strategies implemented by RIA clients.

SEC original ↗Charles Schwab Corporation — Earnings release (8-K exhibit)EX-99Jan 21, 2026

Average margin loans related to these client strategies totaled $7.2 billion and $2.8 billion for the three and twelve months ended December 31, 2025, respectively.

SEC original ↗Charles Schwab Corporation — Earnings release (8-K exhibit)EX-99Jan 21, 2026

Average short credits related to these client strategies totaled $7.4 billion and $2.8 billion for the three and twelve months ended December 31, 2025, respectively.

SEC original ↗Charles Schwab Corporation — Earnings release (8-K exhibit)EX-99Jan 21, 2026

Interest revenue and expense related to these client strategies are presented in other interest revenue and other interest expense, respectively.

SEC original ↗Charles Schwab Corporation — Earnings release (8-K exhibit)EX-99Jan 21, 2026

Beginning in December 2025, average balances of client margin loans and short credits related to certain client long short strategies from which the Company earns a fixed net yield are excluded from average interest-earning assets.

SEC original ↗Charles Schwab Corporation — Earnings release (8-K exhibit)EX-99Jan 21, 2026

Risks & headwinds

Achievement of these expectations and objectives is subject to risks and uncertainties that could cause actual results to differ materially from the expressed expectations.

SEC original ↗Charles Schwab Corporation — Earnings release (8-K exhibit)EX-99Jan 21, 2026

Documents

Earnings deck slides

0 decks with slide view

Charles Schwab Corporation — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Charles Schwab Corporation — Schwab Fall 2026 Business Update (Q3 2026) — Slide view unavailable — the original PDF could not be retrieved for segmentation (HTTP Error 403: Forbidden).

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Arthur J. Gallagher & Co. (AJG) FinancialsSun Life Financial (SLF) FinancialsRaymond James Financial (RJF) FinancialsAflac (AFL) FinancialsING Group (ING) FinancialsNorthern Trust (NTRS) FinancialsCincinnati Financial (CINF) FinancialsCoinbase (COIN) Financials

Filings

61 documents

Earnings releases

22 documents

Presentations

2 documents

Transcripts

0 documents

No transcripts for Charles Schwab Corporation are held in this edition of the library.

Mentioned by

5 companies

Other tracked companies whose held documents mention Charles Schwab Corporation by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.