Ryan Specialty Holdings, Inc.

5 Quarterly Dividend On October 30, 2025 , the Company s board of directors declared a regular quarterly dividend of $0.12 per share on the outstanding Class A common stock.

SEC original ↗Ryan Specialty Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

The regular quarterly dividend will be payable on November 25, 2025 , to stockholders of record as of the close of business on November 11, 2025 .

SEC original ↗Ryan Specialty Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

A portion of the dividend, $0.05 per share, will be funded by free cash flow from Ryan Specialty, LLC and will be paid to all holders of the Company s Class A common stock and the holders of the LLC Common Units (as defined below).

SEC original ↗Ryan Specialty Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

For the three months ended September 30, 2024 , Other non-operating loss (income) consisted of $16.2 million of term loan modification expense and $0.5 million of TRA contractual interest and related charges offset by $0.1 million of sublease income.

SEC original ↗Ryan Specialty Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

For the nine months ended September 30, 2024 , Other non-operating loss (income) consisted of $18.1 million of expense related to term loan modifications and $0.8 million of TRA contractual interest and related charges offset by $0.4 million of sublease income.

SEC original ↗Ryan Specialty Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

Credit Adjusted EBITDAC Credit Adjusted EBITDAC is defined as Adjusted EBITDAC as further adjusted without duplication for acquired EBITDAC from the beginning of the applicable twelve month reference period through the acquisition close date, certain annualized run rate expected cost savings and initiatives, and certain other adjustments as permitted in calculating leverage ratios under our debt agreements.

SEC original ↗Ryan Specialty Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

I am especially proud of what we ve achieved while making substantial strategic investments during the quarter to capitalize on excellent opportunities to add broking and underwriting talent to our world-class team, as well as making continued investments in technology.

SEC original ↗Ryan Specialty Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

The runway ahead of us is significant, and we remain focused on delivering industry-leading organic growth and long-term value for our shareholders.

SEC original ↗Ryan Specialty Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

This increase was primarily due to continued organic revenue growth of 15.0% , driven by new client wins and expanded relationships with existing clients, coupled with continued expansion of the specialty and E S markets, revenue from acquisitions completed within the trailing twelve months ended September 30, 2025 , changes in contingent commissions, and the impact of foreign exchange rates.

SEC original ↗Ryan Specialty Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

General and administrative expense also increased compared to the prior-year period due to an increase in professional services and IT charges associated with ongoing technology and data initiatives as well as costs directly linked to revenue growth, recruiter fees, and higher expenses to accommodate both organic and inorganic revenue growth, partially offset by lower Restructuring and related expenses due to the completion of the ACCELERATE 2025 program.

SEC original ↗Ryan Specialty Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

For example, all statements the Company makes relating to its estimated and projected costs, expenditures, cash flows, growth rates and financial results, its plans, anticipated amount and timing of cost savings relating to the restructuring plan, or its plans and objectives for future operations, growth initiatives, or strategies and the statements under the caption Full Year 2025 Outlook are forward-looking statements.

SEC original ↗Ryan Specialty Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

All forward-looking statements are subject to risks and uncertainties, known and unknown, that may cause actual results to differ materially from those that the Company expected.

SEC original ↗Ryan Specialty Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

Should one or more of these risks or uncertainties materialize, or should underlying assumptions prove incorrect, actual results may vary materially from those indicated or anticipated by such forward-looking statements.

SEC original ↗Ryan Specialty Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

Total revenue — prior quarter passage and this quarter's passage are both cited.

SEC original ↗Ryan Specialty Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

Net income — prior quarter passage and this quarter's passage are both cited.

SEC original ↗Ryan Specialty Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025

Adjusted net income — prior quarter passage and this quarter's passage are both cited.

SEC original ↗Ryan Specialty Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025