Inferra AI / Company / SMBC

Southern Missouri Bancorp, Inc.

SMBC · Financials

Last earnings Oct 21, 2026

Key results

Net incomequarter

$15.7 million

( Company ) (NASDAQ: SMBC), the parent corporation of Southern Bank ( Bank ), today announced preliminary net income for the first quarter of fiscal 2026 of $15.7 million, an increase of $3.2 million or 25.6%, as compared to the same period of the prior fiscal year.

SEC original ↗Southern Missouri Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Preliminary net incomequarter

$1.38

Preliminary net income was $1.38 per fully diluted common share for the first quarter of fiscal 2026, an increase of $0.28 as compared to $1.10 per fully diluted common share reported for the same period of the prior fiscal year.

SEC original ↗Southern Missouri Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

The cost associated with this process totaled $572,000, and reduced after-tax net income by $444,000, or $0.04 per fully diluted common share during the current period, noted in further detail below.

SEC original ↗Southern Missouri Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

AI analysis

Q1 FY2026 · reported Oct 23, 2025

Based on: Earnings release + parent 8-K — transcript not held

Net income · Q1 FY2026
$15.7M
EX-99 · Oct 23, 2025
Preliminary net income · Q1 FY2026
$1.38
+25.5% vs year ago computed from stated figures
EX-99 · Oct 23, 2025

Headline figures

MetricQ1 FY2026Prior qtrYear ago
Net income$15.7 million——
Preliminary net income$1.38—$1.10

EX-99 · Oct 23, 2025

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

DECLARES QUARTERLY dividend$0.25
Dividend$0.25

htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Stefan Chkautovich, CFO October 22, 2025 (573) 778-1800 SOUTHERN MISSOURI BANCORP REPORTS PRELIMINARY RESULTS FOR FIRST QUARTER OF FISCAL 2026; DECLARES QUARTERLY DIVIDEND OF $0.25 PER COMMON SHARE; CONFERENCE CALL SCHEDULED FOR THURSDAY, OCTOBER 23, AT 9:30 AM CENTRAL TIME Poplar Bluff, Missouri - Southern Missouri Bancorp, Inc.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Southern Missouri Bancorp, Inc. Q1 FY2026 — ( Company ) (NASDAQ: SMBC), the parent corporation of Southern Bank ( Bank ), today announced preliminary net income for the first quarter of fiscal 2026 of $15.7 million, an increase of $3.2 million…

Based on: Earnings release + parent 8-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Stefan Chkautovich, CFO October 22, 2025 (573) 778-1800 SOUTHERN MISSOURI BANCORP REPORTS PRELIMINARY RESULTS FOR FIRST QUARTER OF FISCAL 2026; DECLARES QUARTERLY DIVIDEND OF $0.25 PER COMMON SHARE; CONFERENCE CALL SCHEDULED FOR THURSDAY, OCTOBER 23, AT 9:30 AM CENTRAL TIME Poplar Bluff, Missouri - Southern Missouri Bancorp, Inc.

SEC original ↗Southern Missouri Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

The Company repurchased 8,145 shares of its common stock in the first quarter of 2026 at an average price of $54.84 per share, for a total of $447,000.

SEC original ↗Southern Missouri Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Dividend Declared: The Board of Directors, on October 21, 2025, declared a quarterly cash dividend on common stock of $0.25, payable November 28, 2025, to stockholders of record at the close of business on November 14, 2025, marking the 126th consecutive quarterly dividend since the inception of the Company.

SEC original ↗Southern Missouri Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

The Board of Directors and management believe the payment of a quarterly cash dividend enhances stockholder value and demonstrates our commitment to and confidence in our future prospects.

SEC original ↗Southern Missouri Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

For the quarter ended September 30, 2025, the Company continued to have no FHLB overnight borrowings at the end of the period.

SEC original ↗Southern Missouri Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

The increase was attributable primarily to earnings retained after cash dividends paid, in combination with a decrease in accumulated other comprehensive losses (AOCL) as the market value of the Company s investments appreciated due to decreases in market interest rates.

SEC original ↗Southern Missouri Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Risks & headwinds

There remains, however, significant economic uncertainty despite recent reductions in short-term interest rates as labor market conditions soften, while inflation remains above target.

SEC original ↗Southern Missouri Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

In light of these risks, uncertainties and assumptions, the forward-looking statements discussed might not occur, and you should not put undue reliance on any forward-looking statements.

SEC original ↗Southern Missouri Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Documents

Filings

30 documents

Earnings releases

11 documents

Presentations

0 documents

No presentations for Southern Missouri Bancorp, Inc. are held in this edition of the library.

Transcripts

0 documents

No transcripts for Southern Missouri Bancorp, Inc. are held in this edition of the library.

Mentioned by

3 companies

Other tracked companies whose held documents mention Southern Missouri Bancorp, Inc. by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.