Inferra AI / Company / HOPE
Hope Bancorp Inc.
HOPE · Financials
Last earnings Oct 28, 2026
Key results
Net incomequarter
$30.8 million
htm EX-99.1 Document News Release HOPE BANCORP REPORTS FINANCIAL RESULTS FOR THE THIRD QUARTER OF 2025 Net income of $30.8 million, up 28% year-over-year LOS ANGELES October 28, 2025 Hope Bancorp, Inc.
SEC original ↗Hope Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 28, 2025
Growthquarter
up 28%
htm EX-99.1 Document News Release HOPE BANCORP REPORTS FINANCIAL RESULTS FOR THE THIRD QUARTER OF 2025 Net income of $30.8 million, up 28% year-over-year LOS ANGELES October 28, 2025 Hope Bancorp, Inc.
SEC original ↗Hope Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 28, 2025
net income of $30.8 million, or $0.24 per diluted common share, up 28% from
SEC original ↗Hope Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 28, 2025
net income of $24.2 million, or $0.20 per diluted share, for the three months ended September 30, 2024, and up from a net loss of $27.9 million, or $(0.22) per diluted common share, for the three months ended June 30, 2025.
SEC original ↗Hope Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 28, 2025
Excluding notable items (1) , net income for the third quarter of 2025 was $31.6 million, or $0.25 per diluted common share, up 26% from $25.2 million year-over-year, and up 29% from $24.5 million for the second quarter of 2025.
SEC original ↗Hope Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 28, 2025
AI analysis
Q3 2025 · reported Oct 28, 2025
Based on: Earnings release + Q3 2025 deck + parent 8-K — transcript not held
Headline figures
| Metric | Q3 2025 | Prior qtr | Year ago |
|---|---|---|---|
| Net income | $30.8 million | — | — |
| Growth | up 28% | — | — |
Guidance · company-stated
No guidance located in the held release
“With respect to the acquisition of MANUBANK, factors that may cause actual outcomes to differ from what is expressed or forecasted in these forward-looking statements include, among other things difficulties and delays in integrating Hope Bancorp and MANUBANK and achieving anticipated synergies, cost savings and other benefits from the transaction higher than anticipated transaction costs and deposit attrition, operating costs, customer loss and business disruption following the acquisition, including difficulties in maintaining relationships with employees and customers, which may be greater than expected.”
Capital allocation
Strong Capital Ratios Common Equity Tier 1 Capital Ratio Robust capital ratios: All capital ratios increased QoQ; strong and well above requirements for well-capitalized financial institutions Pro forma capital strong: Adjustments for the allowance for credit losses ( ACL ) and hypothetical adjustments for investment security marks not otherwise already reflected in equity, still result in strong capital ratios Dividend: Quarterly common stock dividend of $0.14 per share, or $0.56 per share annualized.
Event summary
HOPE BANCORP REPORTS FINANCIAL RESULTS FOR THE THIRD QUARTER OF 2025 Net income of $30.8 million, up 28% year-over-year
Based on: Earnings release + Q3 2025 deck + parent 8-K — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
Strong Capital Ratios Common Equity Tier 1 Capital Ratio Robust capital ratios: All capital ratios increased QoQ; strong and well above requirements for well-capitalized financial institutions Pro forma capital strong: Adjustments for the allowance for credit losses ( ACL ) and hypothetical adjustments for investment security marks not otherwise already reflected in equity, still result in strong capital ratios Dividend: Quarterly common stock dividend of $0.14 per share, or $0.56 per share annualized.
SEC original ↗Hope Bancorp Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 28, 2025
Equivalent to a dividend yield of 5.20% at 9/30/25 Equity: Increased book value per common share to $17.60 & TCE per share(1) to $13.51 at 9/30/25, up compared with book value per share of $17.36 & TCE per share(1) of $13.26 at 6/30/25 Tangible Common Equity ( TCE ) Ratio(1) Total Capital Ratio Leverage Ratio Well Capitalized Reg.
SEC original ↗Hope Bancorp Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 28, 2025
Collateral value updates most recent available appraisal by using CoStar market and property- specific data, including submarket appreciation or depreciation, and changes to vacancy, debt service coverage or rent/sq foot Total CRE loans of $8.4B at 9/30/25.
SEC original ↗Hope Bancorp Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 28, 2025
Strategy & priorities
We have been making sustained investments in talent at Bank of Hope to strengthen our loan production capabilities, and we remain focused on enhancing our deposit mix and reducing our cost of funds.
SEC original ↗Hope Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 28, 2025
The linked quarter net interest margin expansion of 20 basis points for the third quarter of 2025 was our widest since 2012.
SEC original ↗Hope Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 28, 2025
This quarter reflects progress that we have been making on our strategic priorities to improve our financial performance, laying a strong foundation for the coming years.
SEC original ↗Hope Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 28, 2025
The quarter-over-quarter increase in net interest income and expansion in net interest margin were primarily driven by average loan growth, higher yields on earning assets, and a lower cost of interest bearing deposits.
SEC original ↗Hope Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 28, 2025
Executed repositioning of investment securities portfolio in June 2025 3Q25 net interest margin ( NIM ) of 2.89%, up 20bps QoQ, widest linked quarter expansion since 2012 +6bps 6.16% 5.95% 5.88% 5.88% 5.93% 5.43% 4.82% 4.50% 4.50% 4.46% 3Q24 4Q24 1Q25 2Q25 3Q25 Avg Loan Yield (annualized) Avg Fed Funds Rate $11.0 $11.0 $11.1 $12.6 $12.4 $3.7 $3.6 $3.4 $3.5 $3.5 3Q24 4Q24 1Q25 2Q25 3Q25 Avg Interest Bearing ("IB") Deposits Avg Non IB Deposits 92% 93% 93% 90% 91% 3.44% 3.32% 3.18% 2.96% 2.88% 4.59% 4.38% 4.14% 3.77% 3.69% 5.43% 4.82% 4.50% 4.50% 4.46% 3Q24 4Q24 1Q25 2Q25 3Q25 Cost of Total Deposits (ann.
SEC original ↗Hope Bancorp Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 28, 2025
Risks & headwinds
These statements involve risks and uncertainties.
SEC original ↗Hope Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 28, 2025
and global trade policies and tensions, including changes in, or the imposition of, tariffs and or trade barriers and the economic impacts, volatility and uncertainty resulting therefrom, and geopolitical instability and risks from natural disasters.
SEC original ↗Hope Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 28, 2025
global trade policies and tensions, including changes in, or the imposition of, tariffs and/or trade barriers and the economic impacts, volatility and uncertainty resulting therefrom, and geopolitical instability; and risks from natural disasters.
SEC original ↗Hope Bancorp Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 28, 2025
Earnings deck slides
1 deck with slide viewHope Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Hope Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Hope Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Hope Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Hope Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Hope Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Hope Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Hope Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
37 documents- Q3 2026
- 8-KHOPE
Oct 1, 2026
- Q2 2026
- 8-KHOPE
Sep 2, 2026
- 8-KHOPE
Aug 25, 2026
- 10-QHOPE
Aug 6, 2026
- 8-KHOPE
Jul 27, 2026
- Q1 2026
- 8-KHOPE
May 22, 2026
- 10-QHOPE
May 6, 2026
- 8-KHOPE
Apr 28, 2026
- 8-KHOPE
Apr 1, 2026
- Q4 2025
- 8-KHOPE
Mar 31, 2026
- EX-99HOPE
Mar 31, 2026
- 8-KHOPE
Mar 20, 2026
- 10-KHOPE
Feb 25, 2026
- 8-KHOPE
Jan 27, 2026
- EX-99HOPE
Jan 27, 2026
- 8-KHOPE
Jan 16, 2026
- EX-99HOPE
Jan 16, 2026
- Q3 2025
- 10-QHOPE
Nov 6, 2025
- 8-KHOPE
Oct 28, 2025
- EX-99HOPE
Oct 28, 2025
- Q2 2025
- 8-KHOPE
Aug 29, 2025
- 10-QHOPE
Aug 8, 2025
- 8-KHOPE
Jul 22, 2025
- EX-99HOPE
Jul 22, 2025
- Q1 2025
- 8-KHOPE
Jun 17, 2025
- 8-KHOPE
May 22, 2025
- 10-QHOPE
May 8, 2025
- 8-KHOPE
Apr 22, 2025
- EX-99HOPE
Apr 22, 2025
- 8-KHOPE
Apr 2, 2025
- Q4 2024
- 8-KHOPE
Mar 12, 2025
- 8-KHOPE
Mar 3, 2025
- 10-KHOPE
Feb 26, 2025
- 8-KHOPE
Jan 27, 2025
- EX-99HOPE
Jan 27, 2025
- Q3 2024
- 10-QHOPE
Nov 8, 2024
- 8-KHOPE
Nov 7, 2024
Earnings releases
13 documentsPresentations
9 documents
Transcripts
0 documentsNo transcripts for Hope Bancorp Inc. are held in this edition of the library.
See also the earnings calendar for every tracked company’s next earnings date.