Inferra AI / Company / PFG
Principal Financial Group
PFG · Financials
Last earnings Oct 26, 2026
Key results
Net revenuequarter
24 %
Segment Results 8 In millions except percentages, or otherwise noted except percentages or otherwise noted) Retirement and Income Solutions Three Months Ended, Trailing Twelve Months, 3Q25 3Q24 % Change 3Q25 3Q24 % Change Pre-tax operating earnings $310.3 $246.1 26% $1,166.2 $1,040.7 12% Net revenue $751.7 $679.4 11% $2,919.0 $2,762.2 6% Operating margin 41.3% 36.2% 40.0% 37.7% · Pre-tax operating earnings increased $64.2 million.
SEC original ↗Principal Financial Group — Earnings release (8-K exhibit)EX-99Oct 27, 2025
Operating revenuequarter
24 %
Investment Management Three Months Ended, Trailing Twelve Months, 3Q25 3Q24 % Change 3Q25 3Q24 % Change Pre-tax operating earnings $173.5 $159.1 9% $611.6 $544.1 12% Operating revenues less pass-through expenses 9 $444.0 $427.8 4% $1,724.7 $1,630.8 6% Operating margin 39.8% 38.0% 36.3% 34.0% Assets under management (billions) $601.6 $572.8 5% · Pre-tax operating earnings increased $14.4 million primarily driven by higher operating revenues less pass-through expenses and disciplined expense management.
SEC original ↗Principal Financial Group — Earnings release (8-K exhibit)EX-99Oct 27, 2025
International Pension Three Months Ended, Trailing Twelve Months, 3Q25 3Q24 % Change 3Q25 3Q24 % Change Pre-tax operating earnings $101.2 $109.7 (8)% $303.0 $320.4 (5)% Net revenue $187.9 $195.4 (4)% $630.6 $669.6 (6)% Operating margin 10 53.9% 56.1% 48.0% 47.8% Assets under management (billions) $150.7 $138.3 9% · Pre-tax operating earnings decreased $8.5 million.
SEC original ↗Principal Financial Group — Earnings release (8-K exhibit)EX-99Oct 27, 2025
Operating marginquarter
24 %
Specialty Benefits Three Months Ended, Trailing Twelve Months, 3Q25 3Q24 % Change 3Q25 3Q24 % Change Pre-tax operating earnings $155.5 $101.7 53% $536.5 $431.7 24% Premium and fees $845.2 $818.8 3% $3,340.5 $3,225.0 4% Operating margin 11 18.4% 12.4% 16.1% 13.4% Incurred loss ratio 56.4% 62.7% 58.5% 61.6% · Pre-tax operating earnings increased $53.8 million.
SEC original ↗Principal Financial Group — Earnings release (8-K exhibit)EX-99Oct 27, 2025
Life Insurance Three Months Ended, Trailing Twelve Months, 3Q25 3Q24 % Change 3Q25 3Q24 % Change Pre-tax operating earnings (losses) $(69.0) $(37.3) (85)% $(28.2) $21.2 N/M Premium and fees $248.9 $241.1 3% $947.4 $928.7 2% Operating margin (27.7)% (15.5)% (3.0)% 2.3% · Pre-tax operating earnings decreased $31.7 million.
SEC original ↗Principal Financial Group — Earnings release (8-K exhibit)EX-99Oct 27, 2025
AI analysis
Q3 2025 · reported Oct 27, 2025
Based on: Earnings release + parent 8-K — transcript not held
Headline figures
| Metric | Q3 2025 | Prior qtr | Year ago |
|---|---|---|---|
| Net revenue | 24 % | — | — |
| Operating revenue | 24 % | — | — |
| Operating margin | 24 % | — | — |
Guidance · company-stated
No guidance located in the held release
Margin
Capital allocation
com Principal Financial Group Announces Third Quarter 2025 Results Raises fourth quarter 2025 common stock dividend (Des Moines, Iowa) – Principal Financial Group ® (Nasdaq: PFG) announced results for third quarter 2025.
Event summary
Non-GAAP operating earnings for total company is after tax
Based on: Earnings release + parent 8-K — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
com Principal Financial Group Announces Third Quarter 2025 Results Raises fourth quarter 2025 common stock dividend (Des Moines, Iowa) – Principal Financial Group ® (Nasdaq: PFG) announced results for third quarter 2025.
SEC original ↗Principal Financial Group — Earnings release (8-K exhibit)EX-99Oct 27, 2025
5 Net revenue = operating revenues less: benefits, claims and settlement expenses, liability for future policy benefits remeasurement (gain) loss, market risk benefit remeasurement (gain) loss, and dividends to policyholders.
SEC original ↗Principal Financial Group — Earnings release (8-K exhibit)EX-99Oct 27, 2025
Common Stock Dividend · The company is announcing a fourth quarter cash dividend of $0.79 per share to holders of common shares.
SEC original ↗Principal Financial Group — Earnings release (8-K exhibit)EX-99Oct 27, 2025
The dividend will be payable on Dec 19, 2025, to shareholders of record as of Dec 3, 2025.
SEC original ↗Principal Financial Group — Earnings release (8-K exhibit)EX-99Oct 27, 2025
Forward Looking Statements This release contains statements that constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements relating to share repurchases and planned dividends, the realization of our growth and business strategies and results from ongoing operations.
SEC original ↗Principal Financial Group — Earnings release (8-K exhibit)EX-99Oct 27, 2025
Strategy & priorities
Based on our year-to-date execution and continued business momentum, we remain confident in achieving our full-year guidance and advancing our strategic initiatives.
SEC original ↗Principal Financial Group — Earnings release (8-K exhibit)EX-99Oct 27, 2025
Forward Looking Statements This release contains statements that constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements relating to share repurchases and planned dividends, the realization of our growth and business strategies and results from ongoing operations.
SEC original ↗Principal Financial Group — Earnings release (8-K exhibit)EX-99Oct 27, 2025
Risks & headwinds
We describe risks, uncertainties and factors that could cause or contribute to such material differences in our filings with the Securities and Exchange Commission, including in the “Risk Factors” and “Note Concerning Forward-Looking Statements” sections in our annual report on Form 10-K for the year ended Dec.
SEC original ↗Principal Financial Group — Earnings release (8-K exhibit)EX-99Oct 27, 2025
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
31 documents- Q3 2026
- 8-KPFG
Oct 26, 2026
- 8-KPFG
Oct 19, 2026
- Q2 2026
- 8-KPFG
Sep 10, 2026
- 10-QPFG
- 8-KPFG
Jul 27, 2026
- 8-KPFG
Jul 20, 2026
- Q1 2026
- 8-KPFG
- 8-KPFG
May 20, 2026
- 10-QPFG
- 8-KPFG
Apr 23, 2026
- 8-KPFG
Apr 20, 2026
- Q4 2025
- 10-KPFG
Feb 18, 2026
- 8-KPFG
- 8-KPFG
Jan 22, 2026
- Q3 2025
- 10-QPFG
- 8-KPFG
Oct 27, 2025
- 8-KPFG
Oct 16, 2025
- Q2 2025
- 8-KPFG
Aug 19, 2025
- 10-QPFG
- 8-KPFG
Jul 28, 2025
- 8-KPFG
Jul 17, 2025
- 8-KPFG
Jul 16, 2025
- Q1 2025
- 8-KPFG
May 22, 2025
- 8-KPFG
May 20, 2025
- 10-QPFG
- 8-KPFG
Apr 24, 2025
- 8-KPFG
Apr 17, 2025
- Q4 2024
- 8-KPFG
Mar 21, 2025
- 8-KPFG
- 8-KPFG
Feb 26, 2025
- 10-KPFG
Feb 19, 2025
Earnings releases
10 documentsPresentations
0 documentsNo presentations for Principal Financial Group are held in this edition of the library.
Transcripts
0 documentsNo transcripts for Principal Financial Group are held in this edition of the library.
Mentioned by
7 companiesOther tracked companies whose held documents mention Principal Financial Group by name or ticker. A mention is counted once per document, from the document text the library holds.
Performance Food Group Co (PFGC)
“ 156.3 … …advantage of preferred pricing. In the first six months of fiscal 2026, PFG invested $192.3 million in capital expenditures, a decrease of $11.6 million versus the prior year period. In the first six months of fiscal 2026,… …advanta”
“xpected outcomes in legal proceedings; … …on our Company’s success.” Holm continued, “PFG has tremendous momentum and a clear plan focused on margin expansion, disciplined capital allocation and consistent organic sales growth, and as our new Lea”
“2 156.6 … …of inventory to take advantage of preferred pricing. In fiscal 2026, PFG invested $384.1 million in capital expenditures, a decrease of $121.9 million versus the prior year. In fiscal 2026, PFG delivered free cash flow … …of inve”
“ipated results; risks relating to acquisitions, including the risk that PFG is not able to realize benefits of acquisitions or successfully integrate… …technology and risks associated with disruption or delay in implementation of ne”
“ 156.5 … …advantage of preferred pricing. In the first nine months of fiscal 2026, PFG invested $265.9 million in capital expenditures, a decrease of $66.8 million versus the prior year period. In the first nine months of fiscal 2026,… …advant”
Seacoast Banking Corp Of Florida (SBCF)
“ data and analytics, artificial intelligence, and enterprise innovation. Prior to joining Principal Financial Group in 2020, Ms. Kay served as Senior… … senior partner from Alston & Bird, LLP, where he practiced law for more than 30 years, focusing o”
“ his leadership, OCI has achieved unprecedented growth… …Operations, is being promoted to Principal Financial Officer. The company also reaffirmed the financial guidance provided on its September 9, 2025, earnings conference call. Oracle will host a ”
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