Inferra AI / Company / SBCF
Seacoast Banking Corp Of Florida
SBCF · Financials
Last earnings Oct 27, 2026
Key results
Net incomequarter
$59.9 million
Third Quarter 2026 Highlights Net income of $59.9 million, or $0.55 per share, increased 1% from the prior quarter and 64% from the prior year quarter.
SEC original ↗Seacoast Banking Corp Of Florida — Earnings release (8-K exhibit)EX-99Oct 27, 2026
Adjusted net incomequarter
$71.8 million
Adjusted net income 1 of $71.8 million, or $0.66 per share, increased 9% from the prior quarter and 59% from the prior year quarter.
SEC original ↗Seacoast Banking Corp Of Florida — Earnings release (8-K exhibit)EX-99Oct 27, 2026
Financial Results Income Statement Net income in the third quarter of 2026 was $59.9 million, or $0.55 per diluted share, compared to $59.5 million, or $0.55 per diluted share, in the prior quarter and $36.5 million, or $0.42 per diluted share, in the prior year quarter.
SEC original ↗Seacoast Banking Corp Of Florida — Earnings release (8-K exhibit)EX-99Oct 27, 2026
Adjusted net income 1 for the third quarter of 2026 was $71.8 million, or $0.66 per diluted share, compared to $65.8 million, or $0.61 per diluted share, for the prior quarter, and $45.2 million, or $0.52 per diluted share, for the prior year quarter.
SEC original ↗Seacoast Banking Corp Of Florida — Earnings release (8-K exhibit)EX-99Oct 27, 2026
Net incomeytd
$151.3 million
For the nine months ended September 30, 2026, net income was $151.3 million and adjusted net income 1 was $205.4 million, compared to $110.6 million and $121.7 million, respectively, in the prior year period.
SEC original ↗Seacoast Banking Corp Of Florida — Earnings release (8-K exhibit)EX-99Oct 27, 2026
Net revenuequarter
$215.0 million
Net revenues were $215.0 million in the third quarter of 2026, an increase of $6.8 million, or 3%, compared to the prior quarter, and an increase of $57.7 million, or 37%, compared to the prior year quarter.
SEC original ↗Seacoast Banking Corp Of Florida — Earnings release (8-K exhibit)EX-99Oct 27, 2026
Revenuequarter
$217.5 million
Adjusted net revenues 1 were $217.5 million in the third quarter of 2026, an increase of $7.5 million, or 4%, compared to the prior quarter, and an increase of $58.9 million, or 37%, compared to the prior year quarter.
SEC original ↗Seacoast Banking Corp Of Florida — Earnings release (8-K exhibit)EX-99Oct 27, 2026
Revenueytd
$587.0 million
For the nine months ended September 30, 2026, net revenues were $587.0 million, an increase of 31% compared to the prior year period.
SEC original ↗Seacoast Banking Corp Of Florida — Earnings release (8-K exhibit)EX-99Oct 27, 2026
AI analysis
Q3 2026 · reported Oct 27, 2026
Based on: Earnings release + Q3 2026 deck + parent 8-K — transcript not held
Headline figures
| Metric | Q3 2026 | Prior qtr | Year ago |
|---|---|---|---|
| Net income | $59.9 million | $59.5 million | — |
| Adjusted net income | $71.8 million | $59.5 million | — |
| Net revenue | $215.0 million | $208.2 million | — |
| Revenue | $217.5 million | $208.2 million | — |
Guidance · company-stated
No guidance located in the held release
Capital allocation
Continued share repurchases, with over 1.2 million shares of common stock repurchased year to date.
During 2026, the Company has taken opportunities to leverage its strong capital position by repurchasing over 1.2 million shares of its common stock under its share repurchase program .
Company-stated claims
Historical · 22% · other
“Since 2022, assets under management have increased at a compound annual growth rate ( CAGR ) of 22%.”
EX-99 · Oct 27, 2026Event summary
Adjusted pre-tax pre-provision earnings 1 increased 5% from the prior quarter and 49% from the prior year quarter
Based on: Earnings release + Q3 2026 deck + parent 8-K — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
Continued share repurchases, with over 1.2 million shares of common stock repurchased year to date.
SEC original ↗Seacoast Banking Corp Of Florida — Earnings release (8-K exhibit)EX-99Oct 27, 2026
During 2026, the Company has taken opportunities to leverage its strong capital position by repurchasing over 1.2 million shares of its common stock under its share repurchase program .
SEC original ↗Seacoast Banking Corp Of Florida — Earnings release (8-K exhibit)EX-99Oct 27, 2026
Those shares earn dividends pro-rata with common shares.
SEC original ↗Seacoast Banking Corp Of Florida — Earnings release (8-K exhibit)EX-99Oct 27, 2026
Securities sold under agreements to repurchase consists of customer sweep accounts.
SEC original ↗Seacoast Banking Corp Of Florida — Earnings release (8-K exhibit)EX-99Oct 27, 2026
17THIRD QUARTER 2026 EARNINGS PRESENTATION $17.25 $0.66 $(0.16) $(0.22) $(1.63) $0.06 $15.96 TBV / Share at 2Q 26 Adjusted Net Income Merger and Integration Related Items Dividends and Share Repurchases Unrealized Net Losses on AFS Securities and Hedges Other TBV / Share at 3Q 26 Change in Tangible Book Value Per Share Tangible book value per share, treating all convertible preferred shares as common, was $15.96 as of September 30, 2026, compared to $17.25 as of June 30, 2026.
SEC original ↗Seacoast Banking Corp Of Florida — Presentation / slide deck (8-K exhibit)EX-99Oct 27, 2026
Debt securities totaled $5.2 billion as of September 30, 2026, a decrease of $551.3 million compared to June 30, 2026.
SEC original ↗Seacoast Banking Corp Of Florida — Earnings release (8-K exhibit)EX-99Oct 27, 2026
Strategy & priorities
Shaffer added, Our team remains focused on serving clients, winning new business, and realizing the benefits of the investments we have made across the organization.
SEC original ↗Seacoast Banking Corp Of Florida — Earnings release (8-K exhibit)EX-99Oct 27, 2026
The Company remains keenly focused on disciplined expense control while continuing to make investments to support growth.
SEC original ↗Seacoast Banking Corp Of Florida — Earnings release (8-K exhibit)EX-99Oct 27, 2026
Portfolio diversification , in terms of asset mix, industry, and loan type, has been a critical element of the Company's lending strategy.
SEC original ↗Seacoast Banking Corp Of Florida — Earnings release (8-K exhibit)EX-99Oct 27, 2026
( VBI )) that the Company has acquired, or expects to acquire, as well as statements with respect to Seacoast's objectives, strategic plans, expectations and intentions and other statements that are not historical facts.
SEC original ↗Seacoast Banking Corp Of Florida — Presentation / slide deck (8-K exhibit)EX-99Oct 27, 2026
Cautionary Notice Regarding Forward-Looking Statements 3THIRD QUARTER 2026 EARNINGS PRESENTATION Sustained, strong presence in Florida s most attractive markets and recent expansion into the greater Atlanta market #15 Florida market share #1 Florida-based bank in Orlando MSA #1 Florida-based bank in 12 counties in Florida #1 overall market share in Port St.
SEC original ↗Seacoast Banking Corp Of Florida — Presentation / slide deck (8-K exhibit)EX-99Oct 27, 2026
Risks & headwinds
government may take to avoid exceeding the debt ceiling, and uncertainties surrounding the federal budget and economic policy, including the impact of tariffs and trade policies the risk that balance sheet, revenue growth, and loan growth expectations may differ from actual results and other factors and risks described herein and under Risk Factors in any of the Company's subsequent reports filed with the SEC and available on its website at www.
SEC original ↗Seacoast Banking Corp Of Florida — Earnings release (8-K exhibit)EX-99Oct 27, 2026
government may take to avoid exceeding the debt ceiling, and uncertainties surrounding the federal budget and economic policy, including the impact of tariffs and trade policies; the risk that balance sheet, revenue growth, and loan growth expectations may differ from actual results; and other factors and risks described herein and under Risk Factors in any of the Company's subsequent reports filed with the SEC and available on its website at www.
SEC original ↗Seacoast Banking Corp Of Florida — Presentation / slide deck (8-K exhibit)EX-99Oct 27, 2026
Forward-looking statements include statements with respect to the Company s beliefs, plans, objectives, goals, expectations, anticipations, assumptions, estimates and intentions about future performance and involve known and unknown risks, uncertainties and other factors, which may be beyond the Company s control, and which may cause the actual results, performance or achievements of Seacoast Banking Corporation of Florida ( Seacoast or the Company ) or its wholly-owned banking subsidiary, Seacoast National Bank ( Seacoast Bank ), to be materially different from results, performance or achievements expressed or implied by such forward-looking statements.
SEC original ↗Seacoast Banking Corp Of Florida — Earnings release (8-K exhibit)EX-99Oct 27, 2026
All written or oral forward-looking statements attributable to us are expressly qualified in their entirety by this cautionary notice, including, without limitation, those risks and uncertainties described in the Company s annual report on Form 10-K for the year ended December 31, 2025 and in other periodic reports that the Company files with the SEC.
SEC original ↗Seacoast Banking Corp Of Florida — Earnings release (8-K exhibit)EX-99Oct 27, 2026
What changed vs prior quarter
Net income — prior quarter passage and this quarter's passage are both cited.
SEC original ↗Seacoast Banking Corp Of Florida — Earnings release (8-K exhibit)EX-99Oct 27, 2026
Adjusted net income — prior quarter passage and this quarter's passage are both cited.
SEC original ↗Seacoast Banking Corp Of Florida — Earnings release (8-K exhibit)EX-99Oct 27, 2026
Net income — prior quarter passage and this quarter's passage are both cited.
SEC original ↗Seacoast Banking Corp Of Florida — Earnings release (8-K exhibit)EX-99Oct 27, 2026
Earnings deck slides
6 decks with slide viewSeacoast Banking Corp Of Florida — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Seacoast Banking Corp Of Florida — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Seacoast Banking Corp Of Florida — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Seacoast Banking Corp Of Florida — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Seacoast Banking Corp Of Florida — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Seacoast Banking Corp Of Florida — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
31 documentsEarnings releases
12 documentsPresentations
12 documents
Transcripts
0 documentsNo transcripts for Seacoast Banking Corp Of Florida are held in this edition of the library.
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