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Inferra AI / Company / MA

Mastercard

MA · Financials

Last earnings Jul 30, 2026

Key results

Net incomequarter

$4.5 billion

net income of $4.5 billion, and adjusted

SEC original ↗Mastercard — Earnings release (8-K exhibit)EX-99Jul 30, 2026

EPSquarter

$5.04

diluted EPS of $5.04 Second quarter net reven ue of $9.3 billion, an increase of 14%, or 12% on a currency-neutral basis Second quarter gross dollar volume up 8% and purchase volume up 10%, on a local currency basis

SEC original ↗Mastercard — Earnings release (8-K exhibit)EX-99Jul 30, 2026

Growthquarter

up 8%

diluted EPS of $5.04 Second quarter net reven ue of $9.3 billion, an increase of 14%, or 12% on a currency-neutral basis Second quarter gross dollar volume up 8% and purchase volume up 10%, on a local currency basis

SEC original ↗Mastercard — Earnings release (8-K exhibit)EX-99Jul 30, 2026

Net revenuequarter

14%

Net revenue increased 14%, or 12% on a currency-neutral basis versus the comparable period in 2025.

SEC original ↗Mastercard — Earnings release (8-K exhibit)EX-99Jul 30, 2026

Revenuequarter

10%

Payment network net revenue increased 10%, or 8% on a currency-neutral basis.

SEC original ↗Mastercard — Earnings release (8-K exhibit)EX-99Jul 30, 2026

Value-added services and solutions net revenue increased 20%, or 18% on a currency-neutral basis.

SEC original ↗Mastercard — Earnings release (8-K exhibit)EX-99Jul 30, 2026

Net revenue increased 15%, or 12% on a currency-neutral basis.

SEC original ↗Mastercard — Earnings release (8-K exhibit)EX-99Jul 30, 2026

Payment network net revenue increased 11%, as reported and 8% on a currency-neutral basis.

SEC original ↗Mastercard — Earnings release (8-K exhibit)EX-99Jul 30, 2026

3 Value-added services and solutions net revenue increased 21%, or 18% on a currency-neutral basis.

SEC original ↗Mastercard — Earnings release (8-K exhibit)EX-99Jul 30, 2026

AI analysis

Q2 2026 · reported Jul 30, 2026

Based on: Earnings release + Q2 2026 deck + parent 8-K + 10-Q — transcript not held

EPS · Q2 2026
$5.04
EX-99 · Jul 30, 2026
Net income · Q2 2026
$4.5B
EX-99 · Jul 30, 2026

Headline figures

MetricQ2 2026Prior qtrYear ago
Net income$4.5 billion——
EPS$5.04——
Growthup 8%——
Net revenue14%——
Revenue10%——

EX-99 · Jul 30, 2026

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Dividend$4.9B

Return of Capital to Stockholders During the second quarter of 2026, Mastercard re purchased 9.8 million shares at a cost of $4.9 billion and paid $771 million in dividends.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

These results reflect our role in powering more ways to shop, pay and do business

Based on: Earnings release + Q2 2026 deck + parent 8-K + 10-Q — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

Return of Capital to Stockholders During the second quarter of 2026, Mastercard re purchased 9.8 million shares at a cost of $4.9 billion and paid $771 million in dividends.

SEC original ↗Mastercard — Earnings release (8-K exhibit)EX-99Jul 30, 2026

Quarter-to-date through July 27, the company repurchased 1.3 million shares at a cost of $0.7 billion, which leaves $7.8 billion remaining under approved share repurchase programs.

SEC original ↗Mastercard — Earnings release (8-K exhibit)EX-99Jul 30, 2026

Investments The Company s investments on the consolidated balance sheets include both available-for-sale and held-to-maturity debt securities (see Investments section below).

SEC original ↗Mastercard — 10-Q Quarterly report10-QOct 29, 2026

Financial Instruments - Not Carried at Fair Value Debt Debt instruments are carried on the consolidated balance sheets at amortized cost.

SEC original ↗Mastercard — 10-Q Quarterly report10-QOct 29, 2026

The Company estimates the fair value of its debt based on either market quotes or observable market data.

SEC original ↗Mastercard — 10-Q Quarterly report10-QOct 29, 2026

Debt is classified as Level 2 of the Valuation Hierarchy as it is generally not traded in active markets.

SEC original ↗Mastercard — 10-Q Quarterly report10-QOct 29, 2026

Strategy & priorities

Examples of forward-looking statements include, but are not limited to, statements that relate to the company s future prospects, developments and business strategies.

SEC original ↗Mastercard — Earnings release (8-K exhibit)EX-99Jul 30, 2026

Examples of forward-looking statements include, but are not limited to, statements that relate to the Company s future prospects, developments and business strategies.

SEC original ↗Mastercard — 10-Q Quarterly report10-QOct 29, 2026

The Company s strategic investments in equity securities of publicly traded and privately held companies are classified within other assets on the consolidated balance sheets (see Equity Investments section below).

SEC original ↗Mastercard — 10-Q Quarterly report10-QOct 29, 2026

Risks & headwinds

Total operating expenses increased 11% as compared to 2025, primarily due to higher general and administrative expenses which included a restructuring charge in the first quarter of 2026, partially offset by lower litigation provisions.

SEC original ↗Mastercard — Earnings release (8-K exhibit)EX-99Jul 30, 2026

These non-GAAP financial measures also exclude (where applicable) the impact of special items, which represent litigation judgments and settlements and or certain one-time items, as well as the related tax impacts.

SEC original ↗Mastercard — Earnings release (8-K exhibit)EX-99Jul 30, 2026

merchant class litigation and provisions associated with various other legal matters.

SEC original ↗Mastercard — Earnings release (8-K exhibit)EX-99Jul 30, 2026

merchant class litigation and a legal provision associated with the ATM non-discrimination rule surcharge complaints.

SEC original ↗Mastercard — Earnings release (8-K exhibit)EX-99Jul 30, 2026

Many factors and uncertainties relating to our operations and business environment, all of which are difficult to predict and many of which are outside of our control, influence whether any forward-looking statements can or will be achieved.

SEC original ↗Mastercard — Earnings release (8-K exhibit)EX-99Jul 30, 2026

Legal proceedings 46 Item 1A.

SEC original ↗Mastercard — 10-Q Quarterly report10-QOct 29, 2026

Documents

Earnings deck slides

3 decks with slide view

Mastercard — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Mastercard — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Mastercard — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Mastercard — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Mastercard — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Mastercard — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Mastercard — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Mastercard — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Mastercard — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Mastercard — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Mastercard — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Mastercard — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Mastercard — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Mastercard — Binding Corporate Rules (company IR deck) — Slide view unavailable — the original PDF could not be retrieved for segmentation (HTTP Error 403: Forbidden).

Slide history — recurring slides by stated title

Slides are matched across this company’s decks by their stated title only; a title listed here appeared in more than one held deck.

Forward-Looking Statements — Oct 20, 2026 · slide 16 · Oct 30, 2026 · slide 3

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Arthur J. Gallagher & Co. (AJG) FinancialsSun Life Financial (SLF) FinancialsRaymond James Financial (RJF) FinancialsAflac (AFL) FinancialsING Group (ING) FinancialsNorthern Trust (NTRS) FinancialsCincinnati Financial (CINF) FinancialsCoinbase (COIN) Financials

Filings

62 documents

Earnings releases

7 documents

Presentations

17 documents

Transcripts

0 documents

No transcripts for Mastercard are held in this edition of the library.

Mentioned by

6 companies

Other tracked companies whose held documents mention Mastercard by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.