Inferra AI / Company / V

Visa Inc.

V · Financials

Last earnings Oct 27, 2026

Key results

GAAP net incomequarter

$6.0B

GAAP net income of $6.0B or $3.19 per share and non-GAAP

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Net incomequarter

$6.6B

net income of $6.6B or $3.48 per share

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Net revenuequarter

$12.1B

Net revenue of $12.1B, an increase of 13% on a nominal and constant-dollar basis Fiscal Full-Year Results

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

GAAP net income of $23.5B or $12.32 per share and non-GAAP

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

net income of $25.3B or $13.27 per share

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Dividendquarter

$5.2B

Net revenue of $45.9B, an increase of 15%, or 14% on a constant-dollar basis Other Highlights Fiscal fourth quarter growth in payments volume, cross-border volume and processed transactions remained strong Share repurchases and dividends of $5.2B and $25.6B for fiscal fourth quarter and full-year

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Change Net revenuequarter

$12.1

Q4 2026 Full-Year 2026 Ryan McInerney , Chief Executive Officer, Visa, commented on the results USD % Change USD % Change Net Revenue $12.1 13% $45.9 15% Visa delivered a milestone year.

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Revenuequarter

$46 billion

We achieved record net revenue of $46 billion, up 15%, the strongest growth in over 15 years excluding the post-pandemic recovery and acquisitions.

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Growthquarter

up 15%

We achieved record net revenue of $46 billion, up 15%, the strongest growth in over 15 years excluding the post-pandemic recovery and acquisitions.

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

AI analysis

Q4 FY2026 · reported Oct 27, 2026

Based on: Earnings release + parent 8-K + 10-Q — transcript not held

Net revenue · Q4 FY2026
$12.1B
EX-99 · Oct 27, 2026
GAAP net income · Q4 FY2026
$6.0B
EX-99 · Oct 27, 2026
Net income · Q4 FY2026
$6.6B
+17.9% vs prior quarter computed from stated figures
EX-99 · Oct 27, 2026
Dividend · Q4 FY2026
$5.2B
-16.1% vs prior quarter computed from stated figures
EX-99 · Oct 27, 2026

Headline figures

MetricQ4 FY2026Prior qtrYear ago
GAAP net income$6.0B$5.6B—
Net income$6.6B$5.6B—
Net revenue$12.1B$11.6B—
Dividend$5.2B$6.2B—
Change Net revenue$12.1$11.6—
Revenue$46 billion$11.6B—
Growthup 15%——

EX-99 · Oct 27, 2026

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Dividend$0.780

This deposit has the same economic effect on earnings per share as repurchasing the Company's class A common stock as it reduced each of the as-converted class B-1 common stock, class B-2 common stock and class B-3 common stock share counts at a volume-weighted average price of $366.81.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Visa Reports Fiscal Fourth Quarter and Full-Year 2026 Results

Based on: Earnings release + parent 8-K + 10-Q — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

This deposit has the same economic effect on earnings per share as repurchasing the Company's class A common stock as it reduced each of the as-converted class B-1 common stock, class B-2 common stock and class B-3 common stock share counts at a volume-weighted average price of $366.81.

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

During the three months ended September 30, 2026, Visa repurchased approximately 11 million shares of class A common stock at an average cost of $369.12 per share for $4.0 billion.

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

In the twelve months ended September 30, 2026, Visa repurchased a total of approximately 61 million shares of class A common stock at an average cost of $335.49 per share for $20.5 billion.

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

The Company had $24.4 billion of remaining authorized funds for share repurchases as of September 30, 2026.

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

On October 27, 2026, the board of directors declared an increase to Visa's quarterly cash dividend to $0.780 per share of class A common stock (determined in the case of all other outstanding common and preferred stock on an as-converted basis) payable on December 1, 2026, to all holders of record as of November 10, 2026.

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

government-sponsored debt securities 79 305 U.

SEC original ↗Visa Inc. — 10-Q Quarterly report10-QJul 29, 2026

Strategy & priorities

Private Securities Litigation Reform Act of 1995 that relate to, among other things, our future operations, prospects, developments, strategies, business growth, anticipated timing and benefits of our acquisitions, and financial outlook.

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

These long-term investments are strategic in nature and are primarily private company investments.

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Visa is focused on extending, enhancing and investing in its proprietary advanced transaction processing network, VisaNet, to offer a single connection point for facilitating money movement to multiple endpoints through various form factors and innovative technologies across more than 200 countries and territories.

SEC original ↗Visa Inc. — 10-Q Quarterly report10-QJul 29, 2026

Risks & headwinds

Current year's results included special items of $469 million for a litigation provision associated with the interchange multidistrict litigation ( MDL ) case, $282 million related to the donation of investments to the Visa Foundation, and $37 million for a deferred tax expense recognized due to a change in the U.

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Prior year's results included a special item of $899 million for a litigation provision associated with the MDL case and other legal matters, $46 million of net gains from equity investments and $66 million from the amortization of acquired intangible assets and acquisition-related costs.

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Current year s results included special items of $1.7 billion for a litigation provision associated with the MDL case and other legal matters, $563 million for severance costs, $314 million for a deferred tax benefit recognized due to a change in the U.

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Prior year s results included special items of $2.5 billion for a litigation provision associated with the MDL case and other legal matters, $213 million for severance costs, and $39 million for lease consolidation costs.

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

On September 18, 2026, Visa deposited $405 million into its litigation escrow account, which was previously established under the Company s U.

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

retrospective responsibility plan to insulate the Company and class A common stockholders from financial liability for certain litigation cases.

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

What changed vs prior quarter

GAAP net income — prior quarter passage and this quarter's passage are both cited.

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Net income — prior quarter passage and this quarter's passage are both cited.

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Net revenue — prior quarter passage and this quarter's passage are both cited.

SEC original ↗Visa Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Documents

Earnings deck slides

1 deck with slide view

Visa Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Visa Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Visa Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Visa Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Visa Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Filings

61 documents

Earnings releases

12 documents

Presentations

6 documents

Transcripts

0 documents

No transcripts for Visa Inc. are held in this edition of the library.

See also the earnings calendar for every tracked company’s next earnings date.