Inferra AI / Company / HSBC
HSBC Holdings
HSBC · Financials
Last earnings Oct 27, 2026
Key results
Revenuequarter
$18.6bn
- Revenue increased by $0.8bn to $18.6bn compared with 3Q25, primarily reflecting growth in banking NII.
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
Constant currency revenue excluding notable items rose by $0.8bn to $18.7bn.
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
  - Revenue increased by $4.5bn or 9% to $56.4bn compared with 9M25, including a net favourable impact from notable items of $0.9bn and a favourable impact from foreign currency translation differences of $0.7bn.
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
Constant currency revenue excluding notable items rose by $2.8bn to $56.8bn compared with 9M25.
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
We also have an ambition to generate further annualised revenue and cost opportunities of around $0.4bn by the end of 2028 across both our brands in Hong Kong.
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
Dividendquarter
50%
  Basic earnings per share excluding material notable items and related impacts We have established a dividend payout ratio target basis of 50% for 2026.
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
Reported revenuequarter
5%
Reported revenue increased by $0.8bn or 5% to $18.6bn, primarily reflecting growth in banking NII.
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
  9M26 compared with 9M25 – performance commentary Reported profit before tax of $29.2bn was $6.0bn higher than in 9M25, primarily reflecting a $3.7bn net favourable impact from notable items together with revenue growth from an increase in banking NII and higher fee and other income, primarily in Wealth and WTB.
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
AI analysis
Q3 2026 · reported Oct 27, 2026
Based on: Earnings release — transcript not held
Headline figures
| Metric | Q3 2026 | Prior qtr | Year ago |
|---|---|---|---|
| Revenue | $18.6bn | — | — |
| Dividend | 50% | — | — |
| Reported revenue | 5% | — | — |
Guidance · company-stated
No guidance located in the held release
Capital allocation
- Common equity tier 1 (‘CET1’) capital ratio of 13.9% decreased by 0.2 percentage points compared with 30 June 2026, reflecting an increase in risk-weighted assets (‘RWAs‘), together with a decrease in the fair value of hold-to-collect-and-sell debt instruments due to higher yields and the impact of the share buy-back announced at our interim results, partly offset by regulatory profits net of dividends.
Event summary
HSBC Holdings Q3 2026 — - Revenue increased by $0.8bn to $18.6bn compared with 3Q25, primarily reflecting growth in banking NII.
Based on: Earnings release — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
- Common equity tier 1 (‘CET1’) capital ratio of 13.9% decreased by 0.2 percentage points compared with 30 June 2026, reflecting an increase in risk-weighted assets (‘RWAs‘), together with a decrease in the fair value of hold-to-collect-and-sell debt instruments due to higher yields and the impact of the share buy-back announced at our interim results, partly offset by regulatory profits net of dividends.
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
- The Board has approved a third interim dividend of $0.10 per share.
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
On 28 September 2026, we completed the $1bn share buy-back announced at our interim results.
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
We also intend to initiate a share buy-back of up to $1bn, which we expect to complete by our 2026 full-year results announcement.
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
- We maintain our dividend payout ratio target basis of 50% for 2026, 2027 and 2028.
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
Ñ   We do not reconcile our forward guidance on RoTE excluding notable items, target basis operating expenses, dividend payout ratio target basis or banking NII to their equivalent reported measures.
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
Strategy & priorities
It also reflects consistent execution of our strategic priorities with pace, precision and discipline.
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
Banking NII increased by $2.2bn to $34.6bn, as the deduction for insurance NII reduced by $0.2bn, due to the impact of strategic transactions.
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
Our target basis operating expenses measure excludes notable items and includes the impact of simplification-related saves associated with our announced strategic reorganisation.
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
  Strategic transactions We remain focused on opportunities where we have a clear competitive advantage and accretive returns, and we aim to redeploy approximately $1.8bn of additional costs saved from non-strategic activities into these areas over the medium term.
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
We have commenced a strategic review of our retail business and domestic-focused small and mid-sized corporate banking operations in Türkiye.
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
Risks & headwinds
ECL in 9M25 included charges related to the Hong Kong CRE sector of $0.7bn, as well as allowance increases relating to geopolitical tensions and higher trade tariffs.
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
  Form 20-F X Form 40-F   HSBC Holdings plc Earnings Release 3Q26 27 October 2026     Georges Elhedery, Group CEO, said:   “Our performance shows that in a more complex world clients continue to turn to us to navigate uncertainty and seize new opportunities.
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
The 9M26 charge also included $0.3bn related to the Hong Kong CRE sector and allowances to reflect uncertainty due to the ongoing conflict in the Middle East.
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
←   For further details of the calculation of ECL, including the measurement uncertainties and significant judgements applied to such calculations, the impact of the economic scenarios and management judgemental adjustments, see pages 45 to 50 .
SEC original ↗HSBC Holdings — Earnings release (6-K report)6-KOct 27, 2026
Earnings deck slides
6 decks with slide viewCompetitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
70 documents- Q3 2026
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Oct 30, 2026
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Oct 6, 2026
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Earnings releases
0 documentsNo earnings releases for HSBC Holdings are held in this edition of the library.
Presentations
6 documents
Transcripts
0 documentsNo transcripts for HSBC Holdings are held in this edition of the library.
Mentioned by
10 companiesOther tracked companies whose held documents mention HSBC Holdings by name or ticker. A mention is counted once per document, from the document text the library holds.
“…the regions in which RBC operates, investor engagement, the integration of HSBC Bank Canada potential acquisitions and partnerships, major initiatives, as well as external factors impacting the bank’s strategic priorities,… …imposition”
Citizens Financial Group (CFG)
“al performance goals, including the anticipated benefits of the Investors acquisition and HSBC transaction; • The effects of geopolitical instability, including the wars in Ukraine and … …$30.91 $27.73 $27.88 $3.18 11% $3.03 11% $30.91 $27.88 $3.03 1”
“per share Fair value through other comprehensive income Global Payments Solutions Group HSBC Holdings plc and… …announcement (9 Oct 2025) Results and strategy Balance sheet & issuance Appendix Banking NII: FY26 guidance of at least $45bn Bank”
“rable impact from lower accretion of fair value adjustments related to the acquisition of HSBC Bank Canada (HSBC Canada). Higher fee-based client assets reflecting market appreciation and… …imposition of tariffs, risks associated with the adoption of”
“ Ongoing obligations to issue shares in connection with the acquisition of HSBC Finance Corporation (formerly Household International Inc.) 68,325,450 - …”
“ the same as the terms of the prior credit agreement. As part of the new credit facility, HSBC Bank USA, N.A. (“HSBC”) was appointed as the administrative agent for the lender group. See Note… …electronics conversion products. Within this segment, ou”
“…the regions in which RBC operates, investor engagement, the integration of HSBC Bank Canada potential acquisitions and partnerships, major initiatives, as well as external factors impacting the bank’s strategic priorities,… …imposition”
“rable impact from lower accretion of fair value adjustments related to the acquisition of HSBC Bank Canada (HSBC Canada). Lower PCL, as the same quarter last year reflected higher provisions… …imposition of tariffs, risks associated with the adoption”
“GenAI), and robotics, fraud risk and our ability to anticipate and successfully… …Canada (HSBC Canada) transaction and integration costs. Adjusted ratios, including adjusted EPS (basic and diluted), adjusted ROE and adjusted efficiency ratio, whi”
Grupo Financiero Galicia Sa (GGAL)
“nses (IT, voluntary retirement plans and adjustments to the result for the acquisition of HSBC's businesses in Argentina recorded in fiscal year 2024) net of income tax. (2) The efficiency… …SegurosGrupo Galicia GlosaryRelevant information ESG Regula”
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