HSBC Holdings — Capital and Other TLAC-eligible Instruments Main Features 30 June 2026 (PDF) (company IR deck)

HSBC Holdings (HSBC) · 32 slides · Filed Oct 21, 2026

Every slide of this earnings presentation, with the text as published. Open the original deck ↗ · All HSBC deck slides

Slide 1 — HSBC Holdings plc

30 June 2026 HSBC Holdings plc Main features of regulatory capital instruments and eligible instruments Page 1

Slide 2 — HSBC Holdings plc

HSBC Holdings plc Main features of regulatory capital instruments and eligible instruments This document supplements the HSBC Holdings plc Pillar 3 Disclosures as at 30 June 2026 (the “Pillar 3 Disclosures”), available at www.hsbc.com (please follow links to ‘Investors’, ‘Results and announcements’ and ‘All reporting’). This document is a disclosure document published as required by, and solely for the purpose of compliance with, Articles 437(b) and points (a) and (b) of 437a of The PRA Rulebook Disclosure (CRR) Part, to provide a description of the main features of the capital instruments and eligible liabilities of HSBC Holdings plc and certain subsidiaries of the HSBC Group. “HSBC Group” means HSBC Holdings plc, together with its consolidated subsidiaries. The information contained in this document has been compiled in accordance with the Prudential rules (as defined in the Pillar 3 Disclosures) and regulatory guidance published by the UK Prudential Regulatory Authority and the Bank of England. Assumptions on the regulatory treatment of the capital instruments and eligible liabilities described herein under Prudential rules reflect HSBC Group’s interpretation of current rules. Following the end of the transition period following the UK's withdrawal from the EU, any reference to EU regulations and directives (including technical standards) should, as applicable, be read as references to the UK’s version of such regulation or directive, as onshored into UK law under the European Union (Withdrawal) Act 2018, and as may be subsequently amended under UK law. Disclosure in the required format has resulted in simplification and abbreviation of the features of the capital instruments and eligible liabilities described herein. The information contained in this document is not intended to be a comprehensive description of such capital instruments and eligible liabilities. No investor or prospective investor in any such capital instruments and eligible liabilities should rely upon the description contained in this document and none of HSBC Holdings plc or any member of the HSBC Group shall be liable for any inaccuracy or misstatement contained in this document. The full terms and conditions of the capital instruments and eligible liabilities, described herein, are available via the HSBC Group website (http://www.hsbc.com/investor-relations/fixed-income-securities) or by contacting HSBC Group Investor Relations ([email protected]). Information with respect to any capital instrument or eligible liability in this document should not be used for investment advice and does not constitute an offer to sell or solicitation of an offer to buy any such capital instrument or eligible liability or any advice or recommendation with respect to any such capital instrument or eligible liability. When making a decision about your investments, you should seek the advice of a professional financial adviser. Page 2

Open the original at slide 2 ↗

Slide 3 — Page 3

1 HSBC Holdings plc HSBC Bank Malta plc (Non-Controlling Interest portion) ³ 2 GB0005405286 MT0000030107 2a Public Public 3 English law Laws of Malta 3a N/A N/A Regulatory treatment 4 Common Equity Tier 1 Common Equity Tier 1 5 Common Equity Tier 1 Common Equity Tier 1 6 Consolidated Solo and Consolidated 7 Ordinary Shares Ordinary Shares 8 USD 8,828m USD 37m 9 USD 8,582m EUR 32m (USD 37m) UK-9a USD 0.500 per share EUR 0.300 per share UK-9b USD 0.500 per share EUR 0.300 per share 10 Shareholders' equity Non-controlling interest in consolidated subsidiary 11 - - 12 Perpetual Perpetual 13 - - 14 - - 15 - - 16 - - Coupons / dividends 17 - - 18 - - 19 - - UK-20a - - UK-20b - - 21 - - 22 Non-cumulative Non-cumulative 23 Non-convertible Non-convertible 24 N/A N/A 25 N/A N/A 26 N/A N/A 27 N/A N/A 28 N/A N/A 29 N/A N/A 30 - - 31 N/A N/A 32 N/A N/A 33 N/A N/A 34 N/A N/A 34a N/A N/A UK-34b 1 - Ordinary Shares 1 - Ordinary Shares 35 Immediately subordinate to Additional Tier 1 Immediately subordinate to Additional Tier 1 36 No No 37 N/A N/A - - 37a Available on request Available on request ³ For further detail on the sale of HSBC Bank Malta plc, please refer to Note 15 on the Financial Statements in the Interim Results 2026. Link to the full terms and conditions of the instrument (signposting) Counts towards own funds and MREL requirements: CET1 Ranking of the instrument in normal insolvency proceedings² Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement) Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities ¹ Represents the portion of ordinary share capital and share premium which is held outside of the consolidated reporting entity. ² Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date)¹ Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable Page 3

Open the original at slide 3 ↗

Slide 4 — Page 4

1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc 2 US404280BL25 XS1640903701 US404280BP39 XS1884698256 ² US404280CN71 2a Public Public Public Public Public 3 Laws of the State of New York, save for the subordination provision English law Laws of the State of New York, save for the subordination provision Laws of the State of New York, save for the subordination provision Laws of the State of New York, save for the subordination provision 3a Yes No Yes Yes Yes 4 Additional Tier 1 Additional Tier 1 Additional Tier 1 Additional Tier 1 Additional Tier 1 5 Additional Tier 1 Additional Tier 1 Additional Tier 1 Additional Tier 1 Additional Tier 1 6 Consolidated Consolidated Consolidated Consolidated Consolidated 7 Perpetual Subordinated Contingent Convertible Securities Perpetual Subordinated Contingent Convertible Securities Perpetual Subordinated Contingent Convertible Securities Perpetual Subordinated Contingent Convertible Securities Perpetual Subordinated Contingent Convertible Securities 8 USD 3,000m USD 1,421m USD 1,800m USD 1,301m USD 1,500m 9 USD 3,000m EUR 1,250m (USD 1,427m) USD 1,800m GBP 1,000m (USD 1,324m) USD 1,500m UK-9a 100.000% 100.000% 100.000% 100.000% 100.000% UK-9b 100.000% 100.000% 100.000% 100.000% 100.000% 10 Shareholders' equity Shareholders' equity Shareholders' equity Shareholders' equity Shareholders' equity 11 22 May 2017 04 Jul 2017 23 Mar 2018 28 Sep 2018 17 Dec 2020 12 Perpetual Perpetual Perpetual Perpetual Perpetual 13 - - - - - 14 Yes Yes Yes Yes Yes 15 22 May 2027 / Tax or Capital Disqualification Event at any time / Par 04 Jul 2029 / Tax or Capital Disqualification Event at any time / Par 23 Mar 2028 / Tax or Capital Disqualification Event at any time / Par 28 Sep 2026 / Tax or Capital Disqualification Event at any time / Par From 6 months prior to 17 Jun 2031 / Tax or Capital Disqualification Event at any time / Par 16 Every 5 years after first call Every 5 years after first call Every 5 years after first call Every 5 years after first call Every 5 years after first call 17 Fixed to floating Fixed to floating Fixed to floating Fixed to floating Fixed to floating 18 From 22/05/2027 rate resets from fixed 6.000% to 5 year USD Mid-Market Swap Rate + 3.746%, resettable every 5 years. From 04/07/2029 rate resets from fixed 4.750% to 5 year EUR Mid-Market Swap Rate + 3.844%, resettable every 5 years. From 23/03/2028 rate resets from fixed 6.500% to 5 year USD Mid-Market Swap Rate + 3.606%, resettable every 5 years. From 28/09/2026 rate resets from fixed 5.875% to 5 year GBP Mid-Market Swap Rate + 4.276%, resettable every 5 years. From 17/06/2031 rate resets from fixed 4.600% to U.S. Treasury Rate ("UST") + 3.649%, resettable every 5 years. 19 No No No No No UK-20a Fully Discretionary Fully Discretionary Fully Discretionary Fully Discretionary Fully Discretionary UK-20b Fully Discretionary Fully Discretionary Fully Discretionary Fully Discretionary Fully Discretionary 21 No No No No No 22 Non-cumulative Non-cumulative Non-cumulative Non-cumulative Non-cumulative 23 Convertible Convertible Convertible Convertible Convertible 24 7% CET1: Contractual. Triggers to statutory bail-in power and mandatory write-down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition 7% CET1: Contractual. Triggers to statutory bail-in power and mandatory write-down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA 7% CET1: Contractual. Triggers to statutory bail-in power and mandatory write-down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition 7% CET1: Contractual. Triggers to statutory bail-in power and mandatory write-down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition 7% CET1: Contractual. Triggers to statutory bail-in power and mandatory write-down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition 25 Always convert fully Always convert fully Always convert fully Always convert fully Always convert fully 26 USD 3.4799 per Conversion Share EUR 3.05451 per Conversion Share USD 3.7881 per Conversion Share GBP 2.70 per Conversion Share USD 3.5878 per Conversion Share 27 Mandatory upon the occurrence of certain events Mandatory upon the occurrence of certain events Mandatory upon the occurrence of certain events Mandatory upon the occurrence of certain events Mandatory upon the occurrence of certain events 28 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 29 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc 30 Yes Yes Yes Yes Yes 31 Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition 32 May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially 33 Permanent Permanent Permanent Permanent Permanent 34 N/A N/A N/A N/A N/A 34a N/A N/A N/A N/A N/A UK-34b 2 - Preference shares, AT1 instruments and certain Subordinated Notes 2 - Preference shares, AT1 instruments and certain Subordinated Notes 2 - Preference shares, AT1 instruments and certain Subordinated Notes 2 - Preference shares, AT1 instruments and certain Subordinated Notes 2 - Preference shares, AT1 instruments and certain Subordinated Notes 35 Immediately subordinate to Tier 2 instruments Immediately subordinate to Tier 2 instruments Immediately subordinate to Tier 2 instruments Immediately subordinate to Tier 2 instruments Immediately subordinate to Tier 2 instruments 36 No No No No No 37 N/A N/A N/A N/A N/A - - - - - 37a https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280BL25 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS1640903701 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280BP39 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS1884698256 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280CN71 ² On 30 July 2026, HSBC Holdings plc called £1,000m 5.875% perpetual subordinated contingent convertible securities, which are expected to be redeemed and cancelled on 28 September 2026. Counts towards own funds and MREL requirements: AT1 Regulatory treatment Coupons / dividends Link to the full terms and conditions of the instrument (signposting) Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Ranking of the instrument in normal insolvency proceedings¹ Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features Non-compliant transitioned features If yes, specify non-compliant features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) ¹ Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement) Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially Page 4

Open the original at slide 4 ↗

Slide 5 — Page 5

1 2 2a 3 3a 4 5 6 7 8 9 UK-9a UK-9b 10 11 12 13 14 15 16 17 18 19 UK-20a UK-20b 21 22 23 24 25 26 27 28 29 30 31 32 33 34 34a UK-34b 35 36 37 37a Counts towards own funds and MREL requirements: AT1 Regulatory treatment Coupons / dividends Link to the full terms and conditions of the instrument (signposting) Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Ranking of the instrument in normal insolvency proceedings¹ Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features Non-compliant transitioned features If yes, specify non-compliant features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) ¹ Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement) Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc US404280CQ03 US404280DT33 XS2764959842 US404280EH85 US404280EJ42 Public Public Public Public Public Laws of the State of New York, save for the subordination provision Laws of the State of New York, save for the subordination provision English law Laws of the State of New York, save for the subordination and waiver of set-off provisions Laws of the State of New York, save for the subordination and waiver of set-off provisions Yes Yes No Yes Yes Additional Tier 1 Additional Tier 1 Additional Tier 1 Additional Tier 1 Additional Tier 1 Additional Tier 1 Additional Tier 1 Additional Tier 1 Additional Tier 1 Additional Tier 1 Consolidated Consolidated Consolidated Consolidated Consolidated Perpetual Subordinated Contingent Convertible Securities Perpetual Subordinated Contingent Convertible Securities Perpetual Subordinated Contingent Convertible Securities Perpetual Subordinated Contingent Convertible Securities Perpetual Subordinated Contingent Convertible Securities USD 1,000m USD 1,996m USD 1,107m USD 1,347m USD 1,148m USD 1,000m USD 2,000m SGD 1,500m (USD 1,159m) USD 1,350m USD 1,150m 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% Shareholders' equity Shareholders' equity Shareholders' equity Shareholders' equity Shareholders' equity 09 Mar 2021 07 Mar 2023 14 Jun 2024 11 Sep 2024 11 Sep 2024 Perpetual Perpetual Perpetual Perpetual Perpetual - - - - - Yes Yes Yes Yes Yes From 6 months prior to 09 Sep 2031 / Tax or Capital Disqualification Event at any time / Par From 6 months prior to 07 Sep 2028 / Tax or Capital Disqualification Event at any time / Par From 6 months prior to 14 Jun 2029 / Tax or Capital Disqualification Event at any time / Par From 6 months prior to 11 Mar 2030 / Tax or Capital Disqualification Event at any time / Par From 6 months prior to 11 Sep 2034 / Tax or Capital Disqualification Event at any time / Par Every 5 years after first call Every 5 years after first call Every 5 years after first call Every 5 years after first call Every 5 years after first call Fixed to floating Fixed to floating Fixed to floating Fixed to floating Fixed to floating From 09/09/2031 rate resets from fixed 4.700% to U.S. Treasury Rate ("UST") + 3.250%, resettable every 5 years. From 07/09/2028 rate resets from fixed 8.000% to U.S. Treasury Rate ("UST") + 3.858%, resettable every 5 years. From 14/12/2029 rate resets from fixed 5.250% to 5- year SORA-OIS + 2.237% From 11/03/2030 rate resets from fixed 6.875% to U.S. Treasury Rate ("UST") + 3.298%, resettable every 5 years. From 11/09/2034 rate resets from fixed 6.950% to U.S. Treasury Rate ("UST") + 3.191%, resettable every 5 years. No No No No No Fully Discretionary Fully Discretionary Fully Discretionary Fully Discretionary Fully Discretionary Fully Discretionary Fully Discretionary Fully Discretionary Fully Discretionary Fully Discretionary No No No No No Non-cumulative Non-cumulative Non-cumulative Non-cumulative Non-cumulative Convertible Convertible Convertible Convertible Convertible 7% CET1: Contractual. Triggers to statutory bail-in power and mandatory write-down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition 7% CET1: Contractual. Triggers to statutory bail-in power and mandatory write-down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition 7% CET1: Contractual. Triggers to statutory bail-in power and mandatory write-down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA 7% CET1: Contractual. Triggers to statutory bail-in power and mandatory write-down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition 7% CET1: Contractual. Triggers to statutory bail-in power and mandatory write-down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Always convert fully Always convert fully Always convert fully Always convert fully Always convert fully USD 3.7703 per Conversion Share USD 3.2554 per Conversion Share SGD 4.6481 per Conversion Share USD 3.55 per Conversion Share USD 3.55 per Conversion Share Mandatory upon the occurrence of certain events Mandatory upon the occurrence of certain events Mandatory upon the occurrence of certain events Mandatory upon the occurrence of certain events Mandatory upon the occurrence of certain events Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc Yes Yes Yes Yes Yes Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially Permanent Permanent Permanent Permanent Permanent N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A 2 - Preference shares, AT1 instruments and certain Subordinated Notes 2 - Preference shares, AT1 instruments and certain Subordinated Notes 2 - Preference shares, AT1 instruments and certain Subordinated Notes 2 - Preference shares, AT1 instruments and certain Subordinated Notes 2 - Preference shares, AT1 instruments and certain Subordinated Notes Immediately subordinate to Tier 2 instruments Immediately subordinate to Tier 2 instruments Immediately subordinate to Tier 2 instruments Immediately subordinate to Tier 2 instruments Immediately subordinate to Tier 2 instruments No No No No No N/A N/A N/A N/A N/A - - - - - https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280CQ03 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280DT33 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2764959842 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280EH85 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280EJ42 Page 5

Open the original at slide 5 ↗

Slide 6 — Page 6

1 2 2a 3 3a 4 5 6 7 8 9 UK-9a UK-9b 10 11 12 13 14 15 16 17 18 19 UK-20a UK-20b 21 22 23 24 25 26 27 28 29 30 31 32 33 34 34a UK-34b 35 36 37 37a Counts towards own funds and MREL requirements: AT1 Regulatory treatment Coupons / dividends Link to the full terms and conditions of the instrument (signposting) Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Ranking of the instrument in normal insolvency proceedings¹ Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features Non-compliant transitioned features If yes, specify non-compliant features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) ¹ Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement) Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc US404280EV79 XS3023923314 US404280FA24 US404280FH76 US404280FJ33 Public Public Public Public Public Laws of the State of New York, save for the subordination and waiver of set-off provisions English law Laws of the State of New York, save for the subordination and waiver of set-off provisions Laws of the State of New York, save for the subordination and waiver of set-off provisions Laws of the State of New York, save for the subordination and waiver of set-off provisions Yes Yes Yes Yes Yes Additional Tier 1 Additional Tier 1 Additional Tier 1 Additional Tier 1 Additional Tier 1 Additional Tier 1 Additional Tier 1 Additional Tier 1 Additional Tier 1 Additional Tier 1 Consolidated Consolidated Consolidated Consolidated Consolidated Perpetual Subordinated Contingent Convertible Securities Perpetual Subordinated Contingent Convertible Securities Perpetual Subordinated Contingent Convertible Securities Perpetual Subordinated Contingent Convertible Securities Perpetual Subordinated Contingent Convertible Securities USD 1,497m USD 602m USD 1,997m USD 1,247m USD 1,247m USD 1,500m SGD 800m (USD 618m) USD 2,000m USD 1,250m USD 1,250m 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% Shareholders' equity Shareholders' equity Shareholders' equity Shareholders' equity Shareholders' equity 27 Feb 2025 24 Mar 2025 05 Jun 2025 24 Mar 2026 24 Mar 2026 Perpetual Perpetual Perpetual Perpetual Perpetual - - - - - Yes Yes Yes Yes Yes From 6 months prior to 27 Feb 2032 / Tax or Capital Disqualification Event at any time / Par From 6 months prior to 24 Sep 2030 / Tax or Capital Disqualification Event at any time / Par From 6 months prior to 05 Dec 2030 / Residual Call or Tax or Capital Disqualification Event at any time / Par From 6 months prior to 24 Sep 2031 / Residual Call or Tax or Capital Disqualification Event at any time / Par From 6 months prior to 24 Mar 2036 / Residual Call or Tax or Capital Disqualification Event at any time / Par Every 5 years after first call Every 5 years after first call Every 5 years after first call Every 5 years after first call Every 5 years after first call Fixed to floating Fixed to floating Fixed to floating Fixed to floating Fixed to floating From 27/02/2032 rate resets from fixed 6.950% to U.S. Treasury Rate ("UST") + 2.635%, resettable every 5 years. From 24/09/2030 rate resets from fixed 5.000% to 5- year SORA-OIS + 2.705% From 05/12/2030 rate resets from fixed 7.050% to U.S. Treasury Rate ("UST") + 2.987%, resettable every 5 years. From 24/09/2031 rate resets from fixed 6.750% to U.S. Treasury Rate ("UST") + 2.914%, resettable every 5 years. From 24/03/2036 rate resets from fixed 7.000% to U.S. Treasury Rate ("UST") + 2.798%, resettable every 5 years. No No No No No Fully Discretionary Fully Discretionary Fully Discretionary Fully Discretionary Fully Discretionary Fully Discretionary Fully Discretionary Fully Discretionary Fully Discretionary Fully Discretionary No No No No No Non-cumulative Non-cumulative Non-cumulative Non-cumulative Non-cumulative Convertible Convertible Convertible Convertible Convertible 7% CET1: Contractual. Triggers to statutory bail-in power and mandatory write-down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition 7% CET1: Contractual. Triggers to statutory bail-in power and mandatory write-down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition 7% CET1: Contractual. Triggers to statutory bail-in power and mandatory write-down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition 7% CET1: Contractual. Triggers to statutory bail-in power and mandatory write-down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition 7% CET1: Contractual. Triggers to statutory bail-in power and mandatory write-down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Always convert fully Always convert fully Always convert fully Always convert fully Always convert fully USD 3.4147 per Conversion Share SGD 4.6675 per Conversion Share USD 3.6437 per Conversion Share USD 3.6061 per Conversion Share USD 3.6061 per Conversion Share Mandatory upon the occurrence of certain events Mandatory upon the occurrence of certain events Mandatory upon the occurrence of certain events Mandatory upon the occurrence of certain events Mandatory upon the occurrence of certain events Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc Yes Yes Yes Yes Yes Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially Permanent Permanent Permanent Permanent Permanent N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A 2 - Preference shares, AT1 instruments and certain Subordinated Notes 2 - Preference shares, AT1 instruments and certain Subordinated Notes 2 - Preference shares, AT1 instruments and certain Subordinated Notes 2 - Preference shares, AT1 instruments and certain Subordinated Notes 2 - Preference shares, AT1 instruments and certain Subordinated Notes Immediately subordinate to Tier 2 instruments Immediately subordinate to Tier 2 instruments Immediately subordinate to Tier 2 instruments Immediately subordinate to Tier 2 instruments Immediately subordinate to Tier 2 instruments No No No No No N/A N/A N/A N/A N/A - - - - - https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280EV79 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS3023923314 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280FA24 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280FH76 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280FJ33 Page 6

Open the original at slide 6 ↗

Slide 7 — Page 7

Open the original at slide 7 ↗

Slide 8 — Page 8

1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc 2 XS0159497162 XS0356452929 XS0387079907 XS0498768315 US404280AQ21 2a Public Public Public Public Public 3 English law English law English law English law Laws of the State of New York, save for the subordination provision and consent to the exercise of UK bail-in power 3a No No No No Yes Regulatory treatment 4 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 5 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 6 Consolidated Consolidated Consolidated Consolidated Consolidated 7 Tier 2 Subordinated Tier 2 Subordinated Tier 2 Subordinated Tier 2 Subordinated Tier 2 Subordinated 8 USD 245m USD 971m USD 407m USD 1,085m USD 1,185m 9 GBP 650m (USD 861m) GBP 750m (USD 993m) GBP 650m (USD 861m) GBP 900m (USD 1,192m) USD 1,500m UK-9a 99.901% 99.649% ² 99.475% 99.801% 98.912% UK-9b 100.000% 100.000% 100.000% 100.000% 100.000% 10 Liability - fair value Liability - amortised cost Liability - amortised cost Liability - amortised cost Liability - amortised cost 11 20 Dec 2002 07 Apr 2008 11 Sep 2008 29 Mar 2010 12 Mar 2014 12 Dated Dated Dated Dated Dated 13 20 Dec 2027 07 Apr 2038 11 Sep 2028 29 Mar 2040 14 Mar 2044 14 Yes Yes Yes Yes Yes 15 Tax Event at any time / Par Tax Event at any time / Par Tax Event at any time / Par Tax Event at any time / Par Tax or Capital Disqualification Event at any time / Par 16 N/A N/A N/A N/A N/A Coupons / dividends 17 Fixed Fixed Fixed Fixed Fixed 18 5.750% 7.000% 6.750% 6.000% 5.250% 19 No No No No No UK-20a Mandatory Mandatory Mandatory Mandatory Mandatory UK-20b Mandatory Mandatory Mandatory Mandatory Mandatory 21 No No No No No 22 Cumulative Cumulative Cumulative Cumulative Cumulative 23 Convertible Convertible Convertible Convertible Convertible 24 Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition 25 May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially 26 To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion 27 Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions 28 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 29 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc 30 Yes Yes Yes Yes Yes 31 Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition 32 May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially 33 Permanent Permanent Permanent Permanent Permanent 34 N/A N/A N/A N/A N/A 34a N/A N/A N/A N/A N/A UK-34b 3 - Subordinated notes 3 - Subordinated notes 3 - Subordinated notes 3 - Subordinated notes 3 - Subordinated notes 35 Immediately subordinate to senior creditors Immediately subordinate to senior creditors Immediately subordinate to senior creditors Immediately subordinate to senior creditors Immediately subordinate to senior creditors 36 No No No No No 37 N/A N/A N/A N/A N/A - - - - - 37a https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS0159497162 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS0356452929 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS0387079907 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS0498768315 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280AQ21 ² Tranche 1 issued at 99.649% on 07 Apr 2008, Tranche 2 issued at 109.531% on 11 Jun 2008. Counts towards own funds and MREL requirements: Tier 2 Link to the full terms and conditions of the instrument (signposting) Ranking of the instrument in normal insolvency proceedings¹ Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement) Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities ¹ Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable Page 8

Open the original at slide 8 ↗

Slide 9 — Page 9

1 2 2a 3 3a Regulatory treatment 4 5 6 7 8 9 UK-9a UK-9b 10 11 12 13 14 15 16 Coupons / dividends 17 18 19 UK-20a UK-20b 21 22 23 24 25 26 27 28 29 30 31 32 33 34 34a UK-34b 35 36 37 37a Counts towards own funds and MREL requirements: Tier 2 Link to the full terms and conditions of the instrument (signposting) Ranking of the instrument in normal insolvency proceedings¹ Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement) Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities ¹ Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc XS1428953407 US404280BH13 US404280DC08 XS2491654179 JP582666DN91 Public Public Public Public Public English law Laws of the State of New York, save for the subordination provision Laws of the State of New York, save for the subordination provision English law Japanese law, save for the subordination provision No Yes Yes Yes Yes Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Consolidated Consolidated Consolidated Consolidated Consolidated Tier 2 Subordinated Tier 2 Subordinated Tier 2 Subordinated Tier 2 Subordinated Tier 2 Subordinated USD 401m USD 63m USD 1,840m USD 718m USD 74m EUR 1,000m (USD 1,141m) USD 892m USD 2,000m SGD 900m (USD 696m) JPY 11,900m (USD 73m) 99.832% 99.992% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% Liability - fair value Liability - fair value Liability - amortised cost Liability - fair value Liability - fair value 07 Jun 2016 23 Nov 2016 29 Mar 2022 27 Jun 2022 15 Sep 2022 Dated Dated Dated Dated Dated 07 Jun 2028 23 Nov 2026 29 Mar 2033 27 Jun 2032 15 Sep 2032 Yes Yes Yes Yes Yes Tax or Capital Disqualification Event at any time / Par Tax or Capital Disqualification Event at any time / Par 29 Mar 2032 / Tax or Capital Disqualification Event at any time / Par 27 Jun 2027 / Tax or Capital Disqualification Event at any time / Par 15 Sep 2027 / Tax or Capital Disqualification Event at any time / Par N/A N/A N/A N/A N/A Fixed Fixed Fixed to Floating Fixed to floating Fixed to floating 3.125% 4.375% From 29/03/2032 rate changes from fixed 4.762% to SOFR + 2.530% From 27/06/2027 rate resets from fixed 5.250% to 5 year SORA OIS + 2.426% From 16/09/2027 rate resets from fixed 2.500% to JPY 5-year TONA Tokyo Swap Rate + 2.292% No No No No No Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory No No No No No Cumulative Cumulative Cumulative Cumulative Cumulative Convertible Convertible Convertible Convertible Convertible Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc Yes Yes Yes Yes Yes Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially Permanent Permanent Permanent Permanent Permanent N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A 3 - Subordinated notes 3 - Subordinated notes 3 - Subordinated notes 3 - Subordinated notes 3 - Subordinated notes Immediately subordinate to senior creditors Immediately subordinate to senior creditors Immediately subordinate to senior creditors Immediately subordinate to senior creditors Immediately subordinate to senior creditors No No No No No N/A N/A N/A N/A N/A - - - - - https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS1428953407 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280BH13 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280DC08 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2491654179 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=JP582666DN91 Page 9

Open the original at slide 9 ↗

Slide 10 — Page 10

1 2 2a 3 3a Regulatory treatment 4 5 6 7 8 9 UK-9a UK-9b 10 11 12 13 14 15 16 Coupons / dividends 17 18 19 UK-20a UK-20b 21 22 23 24 25 26 27 28 29 30 31 32 33 34 34a UK-34b 35 36 37 37a Counts towards own funds and MREL requirements: Tier 2 Link to the full terms and conditions of the instrument (signposting) Ranking of the instrument in normal insolvency proceedings¹ Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement) Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities ¹ Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc US404280DJ50 US404280DK24 US404280DL07 US404280DM89 US404280DN62 Public Public Public Public Public Laws of the State of New York, save for the subordination provision Laws of the State of New York, save for the subordination provision Laws of the State of New York, save for the subordination provision Laws of the State of New York, save for the subordination provision Laws of the State of New York, save for the subordination provision Yes Yes Yes Yes Yes Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Consolidated Consolidated Consolidated Consolidated Consolidated Tier 2 Subordinated Tier 2 Subordinated Tier 2 Subordinated Tier 2 Subordinated Tier 2 Subordinated USD 96m USD 222m USD 555m USD 996m USD 517m USD 97m USD 223m USD 569m USD 985m USD 539m 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% Liability - amortised cost Liability - amortised cost Liability - amortised cost Liability - amortised cost Liability - amortised cost 16 Sep 2022 16 Sep 2022 16 Sep 2022 16 Sep 2022 16 Sep 2022 Dated Dated Dated Dated Dated 27 Nov 2032 17 May 2032 02 May 2036 15 Sep 2037 01 Jun 2038 Yes Yes Yes Yes Yes Tax Event at any time / Par Tax Event at any time / Par Tax Event at any time / Par Tax Event at any time / Par Tax Event at any time / Par N/A N/A N/A N/A N/A Fixed Fixed Fixed Fixed Fixed 7.350% 7.625% 6.500% 6.500% 6.800% No No No No No Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory No No No No No Cumulative Cumulative Cumulative Cumulative Cumulative Convertible Convertible Convertible Convertible Convertible Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc Yes Yes Yes Yes Yes Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially Permanent Permanent Permanent Permanent Permanent N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A 3 - Subordinated notes 3 - Subordinated notes 3 - Subordinated notes 3 - Subordinated notes 3 - Subordinated notes Immediately subordinate to senior creditors Immediately subordinate to senior creditors Immediately subordinate to senior creditors Immediately subordinate to senior creditors Immediately subordinate to senior creditors No No No No No N/A N/A N/A N/A N/A - - - - - https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280DJ50 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280DK24 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280DL07 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280DM89 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280DN62 Page 10

Open the original at slide 10 ↗

Slide 11 — Page 11

1 2 2a 3 3a Regulatory treatment 4 5 6 7 8 9 UK-9a UK-9b 10 11 12 13 14 15 16 Coupons / dividends 17 18 19 UK-20a UK-20b 21 22 23 24 25 26 27 28 29 30 31 32 33 34 34a UK-34b 35 36 37 37a Counts towards own funds and MREL requirements: Tier 2 Link to the full terms and conditions of the instrument (signposting) Ranking of the instrument in normal insolvency proceedings¹ Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement) Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities ¹ Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc US404280DS59 XS2553547444 XS2553549903 XS2595720967 US404280DX45 Public Public Public Public Public Laws of the State of New York, save for the subordination provision English law English law English law Laws of the State of New York, save for the subordination provision Yes Yes Yes Yes Yes Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Consolidated Consolidated Consolidated Consolidated Consolidated Tier 2 Subordinated Tier 2 Subordinated Tier 2 Subordinated Tier 2 Subordinated Tier 2 Subordinated USD 2,000m USD 1,489m USD 1,381m USD 821m USD 1,945m USD 2,000m EUR 1,250m (USD 1,427m) GBP 1,000m (USD 1,324m) SGD 1,000m (USD 773m) USD 2,000m 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% Liability - amortised cost Liability - amortised cost Liability - fair value Liability - fair value Liability - amortised cost 03 Nov 2022 16 Nov 2022 16 Nov 2022 14 Mar 2023 20 Jun 2023 Dated Dated Dated Dated Dated 03 Nov 2033 16 Nov 2032 16 Nov 2034 14 Mar 2033 20 Jun 2034 Yes Yes Yes Yes Yes 03 Nov 2032 / Tax or Capital Disqualification Event at any time / Par 16 Nov 2027 / Tax or Capital Disqualification Event at any time / Par From 3 months prior to 16 Aug 2029 / Tax or Capital Disqualification Event at any time / Par 14 Mar 2028 / Tax or Capital Disqualification Event at any time / Par 20 Jun 2033 / Tax or Capital Disqualification Event at any time / Par N/A N/A N/A N/A N/A Fixed to floating Fixed to floating Fixed to floating Fixed to floating Fixed to floating From 03/11/2032 rate changes from fixed 8.113% to SOFR + 4.250% From 16/11/2027 rate resets from fixed 6.364% to 5- year EUR Mid-Market Swap Rate + 3.300% From 16/11/2029 rate resets from fixed 8.201% to Benchmark Gilt rate + 4.550% From 14/03/2028 rate resets from fixed 5.300% to 5 year SORA OIS + 1.850% From 20/06/2033 rate changes from fixed 6.547% to SOFR + 2.980% No No No No No Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory No No No No No Cumulative Cumulative Cumulative Cumulative Cumulative Convertible Convertible Convertible Convertible Convertible Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc Yes Yes Yes Yes Yes Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially Permanent Permanent Permanent Permanent Permanent N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A 3 - Subordinated notes 3 - Subordinated notes 3 - Subordinated notes 3 - Subordinated notes 3 - Subordinated notes Immediately subordinate to senior creditors Immediately subordinate to senior creditors Immediately subordinate to senior creditors Immediately subordinate to senior creditors Immediately subordinate to senior creditors No No No No No N/A N/A N/A N/A N/A - - - - - https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280DS59 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2553547444 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2553549903 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2595720967 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280DX45 Page 11

Open the original at slide 11 ↗

Slide 12 — Page 12

1 2 2a 3 3a Regulatory treatment 4 5 6 7 8 9 UK-9a UK-9b 10 11 12 13 14 15 16 Coupons / dividends 17 18 19 UK-20a UK-20b 21 22 23 24 25 26 27 28 29 30 31 32 33 34 34a UK-34b 35 36 37 37a Counts towards own funds and MREL requirements: Tier 2 Link to the full terms and conditions of the instrument (signposting) Ranking of the instrument in normal insolvency proceedings¹ Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement) Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities ¹ Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc XS2679876453 US404280EC98 XS2778366885 AU3CB0307890 AU3FN0085726 Public Public Public Public Public English law Laws of the State of New York, save for the subordination provision English law Laws of New South Wales, Australia, save for the status and waiver of set-off provisions Laws of New South Wales, Australia, save for the status and waiver of set-off provisions Yes Yes Yes Yes Yes Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Consolidated Consolidated Consolidated Consolidated Consolidated Tier 2 Subordinated Tier 2 Subordinated Tier 2 Subordinated Tier 2 Subordinated Tier 2 Subordinated USD 559m USD 2,061m USD 617m USD 608m USD 450m SGD 675m (USD 522m) USD 2,000m SGD 750m (USD 580m) AUD 850m (USD 587m) AUD 650m (USD 449m) 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% Liability - fair value Liability - amortised cost Liability - fair value Liability - fair value Liability - amortised cost 26 Sep 2023 13 Nov 2023 12 Mar 2024 21 Mar 2024 21 Mar 2024 Dated Dated Dated Dated Dated 26 Mar 2034 13 Nov 2034 12 Sep 2034 21 Mar 2034 21 Mar 2034 Yes Yes Yes Yes Yes 26 Mar 2029 / Tax or Capital Disqualification Event at any time / Par 13 Nov 2033 / Tax or Capital Disqualification Event at any time / Par 12 Sep 2029 / Tax or Capital Disqualification Event at any time / Par 21 Mar 2029 / Tax or Capital Disqualification Event at any time / Par 21 Mar 2029 / Tax or Capital Disqualification Event at any time / Par N/A N/A N/A N/A N/A Fixed to floating Fixed to floating Fixed to floating Fixed to floating Floating From 26/03/2029 rate resets from fixed 5.300% to 5 year SORA OIS + 2.000% From 13/11/2033 rate changes from fixed 7.399% to SOFR + 3.020% From 12/09/2029 rate resets from fixed 4.750% to 5 year SORA OIS + 1.802% From 21/03/2029 rate changes from fixed 6.211% to 3 month BBSW + 2.300% 3 month BBSW + 2.300% No No No No No Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory No No No No No Cumulative Cumulative Cumulative Cumulative Cumulative Convertible Convertible Convertible Convertible Convertible Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – contractual recognition May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc Yes Yes Yes Yes Yes Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – contractual recognition May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially Permanent Permanent Permanent Permanent Permanent N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A 3 - Subordinated notes 3 - Subordinated notes 3 - Subordinated notes 3 - Subordinated notes 3 - Subordinated notes Immediately subordinate to senior creditors Immediately subordinate to senior creditors Immediately subordinate to senior creditors Immediately subordinate to senior creditors Immediately subordinate to senior creditors No No No No No N/A N/A N/A N/A N/A - - - - - https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2679876453 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280EC98 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2778366885 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=AU3CB0307890 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=AU3FN0085726 Page 12

Open the original at slide 12 ↗

Slide 13 — Page 13

1 2 2a 3 3a Regulatory treatment 4 5 6 7 8 9 UK-9a UK-9b 10 11 12 13 14 15 16 Coupons / dividends 17 18 19 UK-20a UK-20b 21 22 23 24 25 26 27 28 29 30 31 32 33 34 34a UK-34b 35 36 37 37a Counts towards own funds and MREL requirements: Tier 2 Link to the full terms and conditions of the instrument (signposting) Ranking of the instrument in normal insolvency proceedings¹ Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement) Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities ¹ Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc XS2788605660 US404280EL97 AU3CB0319473 AU3FN0096483 XS3073350269 Public Public Public Public Public English law Laws of the State of New York, save for the subordination and waiver of set-off provisions Laws of New South Wales, Australia, save for the status and waiver of set-off provisions Laws of New South Wales, Australia, save for the status and waiver of set-off provisions English law Yes Yes Yes Yes Yes Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Consolidated Consolidated Consolidated Consolidated Consolidated Tier 2 Subordinated Tier 2 Subordinated Tier 2 Subordinated Tier 2 Subordinated Tier 2 Subordinated USD 1,158m USD 1,755m USD 387m USD 657m USD 1,412m EUR 1,000m (USD 1,141m) USD 1,750m AUD 550m (USD 380m) AUD 950m (USD 656m) EUR 1,250m (USD 1,427m) 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% Liability - amortised cost Liability - amortised cost Liability - fair value Liability - amortised cost Liability - amortised cost 22 Mar 2024 18 Nov 2024 11 Mar 2025 11 Mar 2025 19 May 2025 Dated Dated Dated Dated Dated 22 Mar 2035 18 Nov 2035 11 Mar 2035 11 Mar 2035 19 May 2036 Yes Yes Yes Yes Yes From 3 months prior to 22 Mar 2030 / Tax or Capital Disqualification Event at any time / Par 18 Nov 2034 / Tax or Capital Disqualification Event at any time / Par 11 Mar 2030 / Tax or Capital Disqualification Event at any time / Par 11 Mar 2030 / Tax or Capital Disqualification Event at any time / Par From 3 months prior to 19 May 2031 / Tax or Capital Disqualification Event at any time / Par N/A N/A N/A N/A N/A Fixed to floating Fixed to floating Fixed to floating Floating Fixed to floating From 22/03/2030 rate resets from fixed 4.599% to 5- year EUR Mid-Market Swap Rate + 1.850% From 18/11/2034 rate changes from fixed 5.874% to SOFR + 1.900% From 11/03/2030 rate changes from fixed 5.722% to 3 month BBSW + 1.870% 3 month BBSW + 1.870% From 19/05/2031 rate resets from fixed 4.191% to 5- year EUR Mid-Market Swap Rate + 1.830% No No No No No Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory No No No No No Cumulative Cumulative Cumulative Cumulative Cumulative Convertible Convertible Convertible Convertible Convertible Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc Yes Yes Yes Yes Yes Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially Permanent Permanent Permanent Permanent Permanent N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A 3 - Subordinated notes 3 - Subordinated notes 3 - Subordinated notes 3 - Subordinated notes 3 - Subordinated notes Immediately subordinate to senior creditors Immediately subordinate to senior creditors Immediately subordinate to senior creditors Immediately subordinate to senior creditors Immediately subordinate to senior creditors No No No No No N/A N/A N/A N/A N/A - - - - - https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2788605660 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280EL97 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=AU3CB0319473 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=AU3FN0096483 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS3073350269 Page 13

Open the original at slide 13 ↗

Slide 14 — Page 14

Open the original at slide 14 ↗

Slide 15 — Page 15

1 HSBC Bank USA, National Association HSBC Bank USA, National Association HSBC Bank USA, National Association HSBC Bank plc HSBC Bank plc HSBC Bank plc 2 US4042Q1AA55 US4042Q1AB39 US4042Q1AD94 XS0120514335 XS0174470764 XS0247840969 2a Public Public Public Public Public Public 3 Laws of the State of New York Laws of the State of New York Laws of the State of New York English law English law English law 3a Yes Yes Yes No No No Regulatory treatment 4 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 5 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 Tier 2 6 Solo, sub-consolidated and consolidated Solo, sub-consolidated and consolidated Solo, sub-consolidated and consolidated Solo, sub-consolidated and consolidated Solo, sub-consolidated and consolidated Solo, sub-consolidated and consolidated 7 Tier 2 Subordinated Tier 2 Subordinated Tier 2 Subordinated Tier 2 Subordinated Tier 2 Subordinated Tier 2 Subordinated 8 USD 345m USD 406m USD 723m USD 62m USD 211m USD 211m 9 USD 357m USD 383m USD 700m GBP 70m (USD 93m) GBP 157m (USD 208m) GBP 237m (USD 314m) UK-9a 99.468% 99.255% 98.797% 99.043% ³ 98.825% 98.507% UK-9b 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 10 Liability - fair value Liability - fair value Liability - amortised cost Liability - amortised cost Liability - fair value Liability - amortised cost 11 25 Oct 2004 17 Aug 2005 18 Jun 2008 30 Nov 2000 22 Aug 2003 24 Mar 2006 12 Dated Dated Dated Dated Dated Dated 13 01 Nov 2034 15 Aug 2035 15 Jan 2039 30 Jan 2041 22 Aug 2033 24 Mar 2046 14 Yes Yes Yes Yes Yes Yes 15 Tax event at any time / Par Tax event at any time / Par Tax event at any time / Par Tax event at any time / Par Tax event at any time / Par Tax event at any time / Par 16 N/A N/A N/A N/A N/A N/A Coupons / dividends 17 Fixed Fixed Fixed Fixed Fixed Fixed 18 5.875% 5.625% 7.000% 6.250% 5.375% 4.750% 19 No No No No No No UK-20a Partially discretionary Partially discretionary Partially discretionary Mandatory Mandatory Mandatory UK-20b Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory 21 No No No No No No 22 Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative 23 Convertible Convertible Convertible Convertible Convertible Convertible 24 Triggers to statutory resolution authority under 12 U.S.C § 1821 – FDIC as receiver Triggers to statutory resolution authority under 12 U.S.C § 1821 – FDIC as receiver Triggers to statutory resolution authority under 12 U.S.C § 1821 – FDIC as receiver Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA 25 May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially 26 To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion 27 Optional Optional Optional Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions 28 To be determined at conversion To be determined at conversion To be determined at conversion Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 29 To be determined at conversion To be determined at conversion To be determined at conversion HSBC Bank plc HSBC Bank plc HSBC Bank plc 30 Yes Yes Yes Yes Yes Yes 31 Triggers to statutory resolution under Section 11(d) of the Federal Deposit Insurance Act – FDIC as receiver – Statutory and contractual recognition Triggers to statutory resolution under Section 11(d) of the Federal Deposit Insurance Act – FDIC as receiver – Statutory and contractual recognition Triggers to statutory resolution under Section 11(d) of the Federal Deposit Insurance Act – FDIC as receiver – Statutory and contractual recognition Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA Triggers to statutory bail-in power and mandatory write- down/conversion of capital instruments power under UK Banking Act 2009 – UK BoE/PRA 32 May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially 33 Permanent Permanent Permanent Permanent Permanent Permanent 34 N/A N/A N/A N/A N/A N/A 34a N/A N/A N/A N/A N/A N/A UK-34b 3 - Subordinated loans 3 - Subordinated loans 3 - Subordinated loans 4 - Subordinated notes and subordinated loans 4 - Subordinated notes and subordinated loans 4 - Subordinated notes and subordinated loans 35 Immediately subordinate to senior creditors Immediately subordinate to senior creditors Immediately subordinate to senior creditors Immediately subordinate to senior creditors Immediately subordinate to senior creditors Immediately subordinate to senior creditors 36 No No No Yes Yes Yes 37 N/A N/A N/A N/A N/A N/A See footnote See footnote See footnote See footnote See footnote See footnote 37a https://www.hsbc.com/investors/fixed-income- investors/final-terms-and- supplements/subsidiaries?page=1&take=20&isin=U S4042Q1AA55 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and- supplements/subsidiaries?page=1&take=20&isin=U S4042Q1AB39 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and- supplements/subsidiaries?page=1&take=20&isin=U S4042Q1AD94 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and- supplements/subsidiaries?page=1&take=20&isin=X S0120514335 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and- supplements/subsidiaries?page=1&take=20&isin=X S0174470764 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and- supplements/subsidiaries?page=1&take=20&isin=X S0247840969 ³ Tranche 1 issued at 99.043% on 30 Nov 2000, Tranche 2 issued at 102.328% on 23 Feb 2001. Counts towards own funds (but does not count towards MREL requirements): Tier 2 Link to the full terms and conditions of the instrument (signposting) Ranking of the instrument in normal insolvency proceedings² Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable ¹ Regulatory Values are before adjustments for the Disallowed Non-Controlling Interests which are not done at instrument level. ² Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement) Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date)¹ Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Page 15

Open the original at slide 15 ↗

Slide 16 — Page 16

1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc 2 XS1473485925 XS1481811872 US404280BK42 US404280BT50 JP582666CJ98 XS1961843171 2a Public Public Public Public Public Public 3 English law English law Laws of the State of New York Laws of the State of New York Japanese law Laws of the State of New York 3a No No Yes Yes Yes Yes Regulatory treatment 4 N/A N/A N/A N/A N/A N/A 5 N/A N/A N/A N/A N/A N/A 6 Consolidated Consolidated Consolidated Consolidated Consolidated Consolidated 7 Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured 8 USD 1,263m USD 1,763m USD 2,498m USD 2,932m USD 413m USD 1,324m 9 GBP 1,000m (USD 1,324m) USD 2,000m USD 2,500m USD 3,000m JPY 67,600m (USD 416m) GBP 1,000m (USD 1,324m) UK-9a 99.189% 100.000% 100.000% 100.000% 100.000% 99.367% UK-9b 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 10 Liability - fair value Liability - amortised cost Liability - fair value Liability - fair value Liability - fair value Liability - fair value 11 16 Aug 2016 08 Sep 2016 13 Mar 2017 19 Jun 2018 14 Sep 2018 12 Mar 2019 12 Dated Dated Dated Dated Dated Dated 13 16 Aug 2028 08 Sep 2036 13 Mar 2028 19 Jun 2029 14 Sep 2028 22 Jul 2028 14 Yes Yes Yes Yes Yes Yes 15 Tax Event at any time / Par Tax Event at any time / Par 13 Mar 2027 / Tax Event at any time / Par 19 Jun 2028 / Tax Event at any time / Par 14 Sep 2027 / Tax or Loss Absorption Disqualification Event at any time / Par 22 Jul 2027 / Tax Event at any time / Par 16 N/A N/A N/A N/A N/A N/A Coupons / dividends 17 Fixed Fixed Fixed to floating Fixed to floating Fixed to floating Fixed to floating 18 2.625% 4.000% From 13/03/2027 rate changes from fixed 4.041% to 3 month Term SOFR + 1.808% ³ From 19/06/2028 rate changes from fixed 4.583% to 3 month Term SOFR + 1.796% ³ From 14/09/2027 rate changes from fixed 0.924% to 1 year JPY Swap Offer Rate + 0.600% From 22/07/2027 rate changes from fixed 3.000% to GBP Mid-Market Swap Rate + 1.650% 19 No No No No No No UK-20a Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory UK-20b Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory 21 No No No No No No 22 Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative 23 Convertible Convertible Convertible Convertible Convertible Convertible 24 Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition 25 May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially 26 To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion 27 Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions 28 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 29 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc 30 Yes Yes Yes Yes Yes Yes 31 Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition 32 May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially 33 Permanent Permanent Permanent Permanent Permanent Permanent 34 N/A N/A N/A N/A N/A N/A 34a Structural Structural Structural Structural Structural Structural UK-34b 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 35 N/A N/A N/A N/A N/A N/A 36 Yes Yes Yes Yes Yes No 37 Right to accelerate the future scheduled payment of interest or principal, other than in the case of the insolvency or liquidation of the resolution entity. Right to accelerate the future scheduled payment of interest or principal, other than in the case of the insolvency or liquidation of the resolution entity. Right to accelerate the future scheduled payment of interest or principal, other than in the case of the insolvency or liquidation of the resolution entity. Right to accelerate the future scheduled payment of interest or principal, other than in the case of the insolvency or liquidation of the resolution entity. Right to accelerate the future scheduled payment of interest or principal, other than in the case of the insolvency or liquidation of the resolution entity. N/A Permanently Grandfathered Permanently Grandfathered Permanently Grandfathered Permanently Grandfathered Permanently Grandfathered - 37a https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS1473485925 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS1481811872 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280BK42 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280BT50 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=JP582666CJ98 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS1961843171 ³ Please refer to the announcement entitled "UPDATE ON USD LIBOR TRANSITION FOR HSBC HOLDINGS PLC SECURITIES" dated 22 June 2023 at (https://www.londonstockexchange.com/news- article/HSBA/update-on-usd-libor-transition-for-hsbc- securities/16011095) in respect of our update on USD LIBOR transition for HSBC Holdings plc securities. ³ Please refer to the announcement entitled "UPDATE ON USD LIBOR TRANSITION FOR HSBC HOLDINGS PLC SECURITIES" dated 22 June 2023 at (https://www.londonstockexchange.com/news- article/HSBA/update-on-usd-libor-transition-for-hsbc- securities/16011095) in respect of our update on USD LIBOR transition for HSBC Holdings plc securities. Only Eligible Liabilities (that count towards MREL requirements) Link to the full terms and conditions of the instrument (signposting) Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Ranking of the instrument in normal insolvency proceedings² Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) ¹ The securities XS1481198213 and XS1379184473 ceased to count towards minimum requirements for owns funds and eligible liabilities on 02 March 2026 and 15 March 2026, respectively, as their residual maturity became less than one year. ² Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement)¹ Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially Page 16

Open the original at slide 16 ↗

Slide 17 — Page 17

1 2 2a 3 3a Regulatory treatment 4 5 6 7 8 9 UK-9a UK-9b 10 11 12 13 14 15 16 Coupons / dividends 17 18 19 UK-20a UK-20b 21 22 23 24 25 26 27 28 29 30 31 32 33 34 34a UK-34b 35 36 37 37a Only Eligible Liabilities (that count towards MREL requirements) Link to the full terms and conditions of the instrument (signposting) Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Ranking of the instrument in normal insolvency proceedings² Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) ¹ The securities XS1481198213 and XS1379184473 ceased to count towards minimum requirements for owns funds and eligible liabilities on 02 March 2026 and 15 March 2026, respectively, as their residual maturity became less than one year. ² Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement)¹ Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc US404280CC17 XS2003500142 US404280CF48 US404280CH04 US404280CK33 US404280CL16 Public Public Public Public Public Public Laws of the State of New York Laws of the State of New York Laws of the State of New York Laws of the State of New York Laws of the State of New York Laws of the State of New York Yes Yes Yes Yes Yes Yes N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Consolidated Consolidated Consolidated Consolidated Consolidated Consolidated Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured USD 2,858m USD 918m USD 2,449m USD 1,439m USD 1,395m USD 1,980m USD 3,000m GBP 750m (USD 993m) USD 2,500m USD 1,500m USD 1,500m USD 2,000m 100.000% 99.601% 99.875% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% Liability - fair value Liability - fair value Liability - amortised cost Liability - amortised cost Liability - amortised cost Liability - amortised cost 22 May 2019 29 May 2019 31 Mar 2020 04 Jun 2020 18 Aug 2020 22 Sep 2020 Dated Dated Dated Dated Dated Dated 22 May 2030 29 May 2030 31 Mar 2030 04 Jun 2031 18 Aug 2031 22 Sep 2028 Yes Yes Yes Yes Yes Yes 22 May 2029 / Tax Event at any time / Par 29 May 2029 / Tax Event at any time / Par Tax Event at any time / Par 04 Jun 2030 / Tax Event at any time / Par 18 Aug 2030 / Tax Event at any time / Par 22 Sep 2027 / Tax Event at any time / Par N/A N/A N/A N/A N/A N/A Fixed to floating Fixed to floating Fixed Fixed to Floating Fixed to Floating Fixed to Floating From 22/05/2029 rate changes from fixed 3.973% to 3 month Term SOFR + 1.872% ³ From 29/05/2029 rate changes from fixed 3.000% to GBP Mid-Market Swap Rate + 1.770% 4.950% From 04/06/2030 rate changes from fixed 2.848% to SOFR + 2.387% From 18/08/2030 rate changes from fixed 2.357% to SOFR + 1.947% From 22/09/2027 rate changes from fixed 2.013% to SOFR + 1.732% No No No No No No Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory No No No No No No Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative Convertible Convertible Convertible Convertible Convertible Convertible Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc Yes Yes Yes Yes Yes Yes Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially Permanent Permanent Permanent Permanent Permanent Permanent N/A N/A N/A N/A N/A N/A Structural Structural Structural Structural Structural Structural 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities N/A N/A N/A N/A N/A N/A No No No No No No N/A N/A N/A N/A N/A N/A - - - - - - https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280CC17 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2003500142 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280CF48 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280CH04 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280CK33 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280CL16 ³ Please refer to the announcement entitled "UPDATE ON USD LIBOR TRANSITION FOR HSBC HOLDINGS PLC SECURITIES" dated 22 June 2023 at (https://www.londonstockexchange.com/news- article/HSBA/update-on-usd-libor-transition-for-hsbc- securities/16011095) in respect of our update on USD LIBOR transition for HSBC Holdings plc securities. Page 17

Open the original at slide 17 ↗

Slide 18 — Page 18

1 2 2a 3 3a Regulatory treatment 4 5 6 7 8 9 UK-9a UK-9b 10 11 12 13 14 15 16 Coupons / dividends 17 18 19 UK-20a UK-20b 21 22 23 24 25 26 27 28 29 30 31 32 33 34 34a UK-34b 35 36 37 37a Only Eligible Liabilities (that count towards MREL requirements) Link to the full terms and conditions of the instrument (signposting) Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Ranking of the instrument in normal insolvency proceedings² Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) ¹ The securities XS1481198213 and XS1379184473 ceased to count towards minimum requirements for owns funds and eligible liabilities on 02 March 2026 and 15 March 2026, respectively, as their residual maturity became less than one year. ² Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement)¹ Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc XS2251736992 US404280CT42 US404280CV97 XS2387729408 XS2388491289 CH1145096140 Public Public Public Public Public Public English law Laws of the State of New York Laws of the State of New York English law English law English law Yes Yes Yes Yes Yes Yes N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Consolidated Consolidated Consolidated Consolidated Consolidated Consolidated Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured USD 1,097m USD 2,640m USD 1,965m USD 220m USD 1,119m USD 372m EUR 1,000m (USD 1,141m) USD 3,000m USD 2,000m JPY 36,000m (USD 222m) EUR 1,000m (USD 1,141m) CHF 300m (USD 371m) 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% Liability - amortised cost Liability - fair value Liability - amortised cost Liability - fair value Liability - amortised cost Liability - fair value 13 Nov 2020 24 May 2021 17 Aug 2021 24 Sep 2021 24 Sep 2021 03 Nov 2021 Dated Dated Dated Dated Dated Dated 13 Nov 2031 24 May 2032 17 Aug 2029 24 Mar 2028 24 Sep 2029 03 Nov 2027 Yes Yes Yes Yes Yes Yes 13 Nov 2030 / Tax or Loss Absorption Disqualification Event at any time / Par 24 May 2031 (or 24 Nov 2021 per Make Whole Call) / Tax Event at any time / Par or Make Whole Amount (as applicable) 17 Aug 2028 (or 17 Feb 2022 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 24 Mar 2027 / Tax or Loss Absorption Disqualification Event at any time / Par 24 Sep 2028 / Tax or Loss Absorption Disqualification Event at any time / Par 03 Nov 2026 / Tax or Loss Absorption Disqualification Event at any time / Par N/A N/A or at any time to 24 May 2031 per Make Whole Call N/A or at any time to 17 Aug 2028 per Make Whole Call N/A N/A N/A Fixed to Floating Fixed to floating Fixed to Floating Fixed to floating Fixed to Floating Fixed From 13/11/2030 rate changes from fixed 0.770% to 3 month Euribor + 1.034% From 24/05/2031 rate changes from fixed 2.804% to SOFR + 1.187% From 17/08/2028 rate changes from fixed 2.206% to SOFR + 1.285% From 24/03/2027 rate resets from fixed 0.459% to 1 year JGB rate + 0.554% From 24/09/2028 rate changes from fixed 0.641% to 3 month Euribor + 0.777% 0.320% No No No No No No Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory No No No No No No Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative Convertible Convertible Convertible Convertible Convertible Convertible Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc Yes Yes Yes Yes Yes Yes Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially Permanent Permanent Permanent Permanent Permanent Permanent N/A N/A N/A N/A N/A N/A Structural Structural Structural Structural Structural Structural 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities N/A N/A N/A N/A N/A N/A No No No No No No N/A N/A N/A N/A N/A N/A - - - - - - https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2251736992 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280CT42 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280CV97 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2387729408 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2388491289 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=CH1145096140 Page 18

Open the original at slide 18 ↗

Slide 19 — Page 19

1 2 2a 3 3a Regulatory treatment 4 5 6 7 8 9 UK-9a UK-9b 10 11 12 13 14 15 16 Coupons / dividends 17 18 19 UK-20a UK-20b 21 22 23 24 25 26 27 28 29 30 31 32 33 34 34a UK-34b 35 36 37 37a Only Eligible Liabilities (that count towards MREL requirements) Link to the full terms and conditions of the instrument (signposting) Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Ranking of the instrument in normal insolvency proceedings² Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) ¹ The securities XS1481198213 and XS1379184473 ceased to count towards minimum requirements for owns funds and eligible liabilities on 02 March 2026 and 15 March 2026, respectively, as their residual maturity became less than one year. ² Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement)¹ Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc CH1145096157 US404280CX53 US404280CY37 XS2419965905 XS2451774884 US404280DF39 Public Public Public Private Public Public English law Laws of the State of New York Laws of the State of New York English law English law Laws of the State of New York Yes Yes Yes Yes Yes Yes N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Consolidated Consolidated Consolidated Consolidated Consolidated Consolidated Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured USD 339m USD 926m USD 1,555m USD 187m USD 279m USD 2,226m CHF 275m (USD 340m) USD 934m USD 1,750m EUR 186m (USD 212m) USD 415m USD 2,250m 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 104.500% 100.000% Liability - fair value Liability - fair value Liability - fair value Liability - fair value Liability - fair value Liability - amortised cost 03 Nov 2021 22 Nov 2021 22 Nov 2021 09 Dec 2021 18 Mar 2022 09 Jun 2022 Dated Dated Dated Dated Dated Dated 03 Nov 2031 22 Nov 2027 22 Nov 2032 09 Dec 2032 18 Mar 2052 09 Jun 2028 Yes Yes Yes Yes Yes Yes 03 Nov 2030 / Tax or Loss Absorption Disqualification Event at any time / Par 22 Nov 2026 (or 22 May 2022 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 22 Nov 2031 (or 22 May 2022 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 09 Dec 2031 (or 09 Jun 2022 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 18 Mar 2027 / Tax or Loss Absorption Disqualification Event at any time / Principal (sum of Original Principal of USD 415 million and the Accreted Principal Amount) Accreted Principal Amount means an amount equal to the product of 4.05% (compounded annually) being applied to USD 415 million. 09 Jun 2027 (or 09 Dec 2022 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) N/A N/A or at any time to 22 Nov 2026 per Make Whole Call N/A or at any time to 22 Nov 2031 per Make Whole Call N/A or at any time to 09 Dec 2031 per Make Whole Call Every year thereafter to 18 March 2051 N/A or at any time to 09 Jun 2027 per Make Whole Call Fixed Fixed to Floating Fixed to Floating Fixed to Floating Other coupon type Fixed to Floating 0.813% From 22/11/2026 rate changes from fixed 2.251% to SOFR + 1.100% From 22/11/2031 rate changes from fixed 2.871% to SOFR + 1.410% From 09/12/2031 rate changes from fixed 0.950% to 3 month Euribor + 0.838% Zero coupon rate with accrual yield of 4.050% From 09/06/2027 rate changes from fixed 4.755% to SOFR + 2.110% No No No No No No Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory No No No No No No Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative Convertible Convertible Convertible Convertible Convertible Convertible Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc Yes Yes Yes Yes Yes Yes Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially Permanent Permanent Permanent Permanent Permanent Permanent N/A N/A N/A N/A N/A N/A Structural Structural Structural Structural Structural Structural 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities N/A N/A N/A N/A N/A N/A No No No No No No N/A N/A N/A N/A N/A N/A - - - - - - https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=CH1145096157 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280CX53 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280CY37 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2419965905 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2451774884 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280DF39 Page 19

Open the original at slide 19 ↗

Slide 20 — Page 20

1 2 2a 3 3a Regulatory treatment 4 5 6 7 8 9 UK-9a UK-9b 10 11 12 13 14 15 16 Coupons / dividends 17 18 19 UK-20a UK-20b 21 22 23 24 25 26 27 28 29 30 31 32 33 34 34a UK-34b 35 36 37 37a Only Eligible Liabilities (that count towards MREL requirements) Link to the full terms and conditions of the instrument (signposting) Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Ranking of the instrument in normal insolvency proceedings² Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) ¹ The securities XS1481198213 and XS1379184473 ceased to count towards minimum requirements for owns funds and eligible liabilities on 02 March 2026 and 15 March 2026, respectively, as their residual maturity became less than one year. ² Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement)¹ Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc US404280DG12 US404280DH94 JP582666BN93 JP582666CN92 XS2539968037 US404280DR76 Public Public Public Public Private Public Laws of the State of New York Laws of the State of New York Japanese law Japanese law English law Laws of the State of New York Yes Yes Yes Yes Yes Yes N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Consolidated Consolidated Consolidated Consolidated Consolidated Consolidated Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured USD 2,256m USD 2,343m USD 253m USD 80m USD 90m USD 2,270m USD 2,250m USD 2,500m JPY 41,500m (USD 256m) JPY 13,900m (USD 86m) EUR 75m (USD 86m) USD 2,250m 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% Liability - amortised cost Liability - amortised cost Liability - fair value Liability - fair value Liability - amortised cost Liability - fair value 11 Aug 2022 11 Aug 2022 15 Sep 2022 15 Sep 2022 30 Sep 2022 03 Nov 2022 Dated Dated Dated Dated Dated Dated 11 Aug 2028 11 Aug 2033 15 Sep 2028 15 Sep 2032 30 Sep 2032 03 Nov 2028 Yes Yes Yes Yes Yes Yes 11 Aug 2027 (or 11 Feb 2023 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 11 Aug 2032 (or 11 Feb 2023 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 15 Sep 2027 / Tax or Loss Absorption Disqualification Event at any time / Par 15 Sep 2031 / Tax or Loss Absorption Disqualification Event at any time / Par 30 Mar 2023 per Make Whole Call / Tax or Loss Absorption Disqualification Event at any time / Make Whole Amount 03 Nov 2027 (or 03 May 2023 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) N/A or at any time to 11 Aug 2027 per Make Whole Call N/A or at any time to 11 Aug 2032 per Make Whole Call N/A N/A N/A or at any time to 30 Mar 2023 per Make Whole Call N/A or at any time to 03 Nov 2027 per Make Whole Call Fixed to floating Fixed to floating Fixed to floating Fixed to floating Fixed Fixed to floating From 11/08/2027 rate changes from fixed 5.210% to SOFR + 2.610% From 11/08/2032 rate changes from fixed 5.402% to SOFR + 2.870% From 16/09/2027 rate resets from fixed 1.958% to JPY 1-year TONA Tokyo Swap Rate + 1.750% From 16/09/2031 rate resets from fixed 2.250% to JPY 1-year TONA Tokyo Swap Rate + 1.850% 4.872% From 03/11/2027 rate changes from fixed 7.390% to SOFR + 3.350% No No No No No No Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory No No No No No No Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative Convertible Convertible Convertible Convertible Convertible Convertible Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc Yes Yes Yes Yes Yes Yes Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially Permanent Permanent Permanent Permanent Permanent Permanent N/A N/A N/A N/A N/A N/A Structural Structural Structural Structural Structural Structural 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities N/A N/A N/A N/A N/A N/A No No No No No No N/A N/A N/A N/A N/A N/A - - - - - - https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280DG12 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280DH94 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=JP582666BN93 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=JP582666CN92 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2539968037 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280DR76 Page 20

Open the original at slide 20 ↗

Slide 21 — Page 21

1 2 2a 3 3a Regulatory treatment 4 5 6 7 8 9 UK-9a UK-9b 10 11 12 13 14 15 16 Coupons / dividends 17 18 19 UK-20a UK-20b 21 22 23 24 25 26 27 28 29 30 31 32 33 34 34a UK-34b 35 36 37 37a Only Eligible Liabilities (that count towards MREL requirements) Link to the full terms and conditions of the instrument (signposting) Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Ranking of the instrument in normal insolvency proceedings² Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) ¹ The securities XS1481198213 and XS1379184473 ceased to count towards minimum requirements for owns funds and eligible liabilities on 02 March 2026 and 15 March 2026, respectively, as their residual maturity became less than one year. ² Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement)¹ Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc XS2594999174 US404280DU06 US404280DV88 US404280DW61 XS2597113989 XS2597114284 Private Public Public Public Public Public English law Laws of the State of New York Laws of the State of New York Laws of the State of New York English law English law Yes Yes Yes Yes Yes Yes N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Consolidated Consolidated Consolidated Consolidated Consolidated Consolidated Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured USD 147m USD 2,039m USD 2,287m USD 2,661m USD 1,746m USD 1,477m USD 150m USD 2,000m USD 2,250m USD 2,750m EUR 1,500m (USD 1,712m) EUR 1,250m (USD 1,427m) 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% Liability - amortised cost Liability - amortised cost Liability - fair value Liability - fair value Liability - amortised cost Liability - amortised cost 03 Mar 2023 09 Mar 2023 09 Mar 2023 09 Mar 2023 10 Mar 2023 10 Mar 2023 Dated Dated Dated Dated Dated Dated 03 Mar 2036 09 Mar 2029 09 Mar 2034 09 Mar 2044 10 Mar 2028 10 Mar 2032 Yes Yes Yes Yes Yes Yes 03 Sep 2023 per Make Whole Call / Tax or Loss Absorption Disqualification Event at any time / Make Whole Amount 09 Mar 2028 (or 09 Sep 2023 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 09 Mar 2033 (or 09 Sep 2023 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 09 Mar 2043 (or 09 Sep 2023 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 10 Mar 2027 (or 10 Sep 2023 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 10 Mar 2031 (or 10 Sep 2023 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) N/A or at any time to 03 Sep 2023 per Make Whole Call N/A or at any time to 09 Mar 2028 per Make Whole Call N/A or at any time to 09 Mar 2033 per Make Whole Call N/A or at any time to 09 Mar 2043 per Make Whole Call N/A or at any time to 10 Mar 2027 per Make Whole Call N/A or at any time to 10 Mar 2031 per Make Whole Call Fixed Fixed to floating Fixed to floating Fixed to floating Fixed to Floating Fixed to Floating 5.796% From 09/03/2028 rate changes from fixed 6.161% to SOFR + 1.970% From 09/03/2033 rate changes from fixed 6.254% to SOFR + 2.390% From 09/03/2043 rate changes from fixed 6.332% to SOFR + 2.650% From 10/03/2027 rate changes from fixed 4.752% to 3 month Euribor + 1.290% From 10/03/2031 rate changes from fixed 4.787% to 3 month Euribor + 1.550% No No No No No No Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory No No No No No No Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative Convertible Convertible Convertible Convertible Convertible Convertible Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc Yes Yes Yes Yes Yes Yes Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially Permanent Permanent Permanent Permanent Permanent Permanent N/A N/A N/A N/A N/A N/A Structural Structural Structural Structural Structural Structural 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities N/A N/A N/A N/A N/A N/A No No No No No No N/A N/A N/A N/A N/A N/A - - - - - - https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2594999174 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280DU06 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280DV88 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280DW61 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2597113989 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2597114284 Page 21

Open the original at slide 21 ↗

Slide 22 — Page 22

1 2 2a 3 3a Regulatory treatment 4 5 6 7 8 9 UK-9a UK-9b 10 11 12 13 14 15 16 Coupons / dividends 17 18 19 UK-20a UK-20b 21 22 23 24 25 26 27 28 29 30 31 32 33 34 34a UK-34b 35 36 37 37a Only Eligible Liabilities (that count towards MREL requirements) Link to the full terms and conditions of the instrument (signposting) Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Ranking of the instrument in normal insolvency proceedings² Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) ¹ The securities XS1481198213 and XS1379184473 ceased to count towards minimum requirements for owns funds and eligible liabilities on 02 March 2026 and 15 March 2026, respectively, as their residual maturity became less than one year. ² Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement)¹ Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc XS2599142648 XS2621539910 XS2630484744 XS2642404177 US404280DY28 US404280DZ92 Private Public Public Private Public Public English law English law English law English law Laws of the State of New York Laws of the State of New York Yes Yes Yes Yes Yes Yes N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Consolidated Consolidated Consolidated Consolidated Consolidated Consolidated Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured USD 157m USD 2,024m USD 482m USD 97m USD 705m USD 2,352m EUR 135m (USD 154m) EUR 1,750m (USD 1,997m) SGD 600m (USD 464m) EUR 85m (USD 97m) USD 700m USD 2,300m 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% Liability - amortised cost Liability - amortised cost Liability - fair value Liability - fair value Liability - amortised cost Liability - fair value 16 Mar 2023 23 May 2023 07 Jun 2023 30 Jun 2023 14 Aug 2023 14 Aug 2023 Dated Dated Dated Dated Dated Dated 16 Mar 2040 23 May 2033 07 Jun 2029 30 Jun 2043 14 Aug 2027 14 Aug 2027 Yes Yes Yes Yes Yes Yes 16 Sep 2023 per Make Whole Call / Tax or Loss Absorption Disqualification Event at any time / Make Whole Amount 23 May 2032 (or 23 Nov 2023 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 07 Jun 2028 / Tax or Loss Absorption Disqualification Event at any time / Par 30 Jun 2030 / Tax or Loss Absorption Disqualification Event at any time / Par 14 Aug 2026 / Tax or Loss Absorption Disqualification Event at any time / Par 14 Aug 2026 (or 14 Feb 2024 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) N/A or at any time to 16 Sep 2023 per Make Whole Call N/A or at any time to 23 May 2032 per Make Whole Call N/A N/A N/A N/A or at any time to 14 Aug 2026 per Make Whole Call Fixed Fixed to Floating Fixed to floating Fixed Floating Fixed to floating 4.816% From 23/05/2032 rate changes from fixed 4.856% to 3 month Euribor + 1.943% From 07/06/2028 rate resets from fixed 4.500% to 1 year SORA OIS + 1.492% 5.150% SOFR + 1.570% From 14/08/2026 rate changes from fixed 5.887% to SOFR + 1.570% No No No No No No Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory No No No No No No Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative Convertible Convertible Convertible Convertible Convertible Convertible Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc Yes Yes Yes Yes Yes Yes Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially Permanent Permanent Permanent Permanent Permanent Permanent N/A N/A N/A N/A N/A N/A Structural Structural Structural Structural Structural Structural 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities N/A N/A N/A N/A N/A N/A No No No No No No N/A N/A N/A N/A N/A N/A - - - - - - https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2599142648 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2621539910 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2630484744 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2642404177 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280DY28 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280DZ92 Page 22

Open the original at slide 22 ↗

Slide 23 — Page 23

1 2 2a 3 3a Regulatory treatment 4 5 6 7 8 9 UK-9a UK-9b 10 11 12 13 14 15 16 Coupons / dividends 17 18 19 UK-20a UK-20b 21 22 23 24 25 26 27 28 29 30 31 32 33 34 34a UK-34b 35 36 37 37a Only Eligible Liabilities (that count towards MREL requirements) Link to the full terms and conditions of the instrument (signposting) Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Ranking of the instrument in normal insolvency proceedings² Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) ¹ The securities XS1481198213 and XS1379184473 ceased to count towards minimum requirements for owns funds and eligible liabilities on 02 March 2026 and 15 March 2026, respectively, as their residual maturity became less than one year. ² Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement)¹ Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc XS2685873908 XS2695747985 US404280ED71 US404280EE54 US404280EF20 US404280EG03 Public Private Public Public Public Public Laws of the State of New York English law Laws of the State of New York Laws of the State of New York Laws of the State of New York Laws of the State of New York Yes Yes Yes Yes Yes Yes N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Consolidated Consolidated Consolidated Consolidated Consolidated Consolidated Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured USD 1,428m USD 77m USD 1,527m USD 1,265m USD 1,878m USD 1,421m GBP 1,000m (USD 1,324m) EUR 65m (USD 74m) USD 1,500m USD 1,250m USD 1,850m USD 1,400m 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% Liability - fair value Liability - fair value Liability - amortised cost Liability - amortised cost Liability - fair value Liability - amortised cost 14 Sep 2023 29 Sep 2023 04 Mar 2024 04 Mar 2024 17 May 2024 17 May 2024 Dated Dated Dated Dated Dated Dated 14 Sep 2031 29 Sep 2043 04 Mar 2030 04 Mar 2035 17 May 2028 17 May 2032 Yes Yes Yes Yes Yes Yes 14 Sep 2030 (or 14 Mar 2024 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 29 Sep 2033 / Tax or Loss Absorption Disqualification Event at any time / Par 04 Mar 2029 (or 04 Sep 2024 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 04 Mar 2034 (or 04 Sep 2024 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 17 May 2027 (or 17 Nov 2024 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 17 May 2031 (or 17 Nov 2024 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) N/A or at any time to 14 Sep 2030 per Make Whole Call N/A N/A or at any time to 04 Mar 2029 per Make Whole Call N/A or at any time to 04 Mar 2034 per Make Whole Call N/A or at any time to 17 May 2027 per Make Whole Call N/A or at any time to 17 May 2031 per Make Whole Call Fixed to floating Fixed Fixed to floating Fixed to floating Fixed to floating Fixed to floating From 14/09/2030 rate changes from fixed 6.800% to Compounded Daily SONIA Rate + 2.124% 5.240% From 04/03/2029 rate changes from fixed 5.546% to SOFR + 1.460% From 04/03/2034 rate changes from fixed 5.719% to SOFR + 1.780% From 17/05/2027 rate changes from fixed 5.597% to SOFR + 1.060% From 17/05/2031 rate changes from fixed 5.733% to SOFR + 1.520% No No No No No No Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory No No No No No No Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative Convertible Convertible Convertible Convertible Convertible Convertible Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc Yes Yes Yes Yes Yes Yes Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially Permanent Permanent Permanent Permanent Permanent Permanent N/A N/A N/A N/A N/A N/A Structural Structural Structural Structural Structural Structural 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities N/A N/A N/A N/A N/A N/A No No No No No No N/A N/A N/A N/A N/A N/A - - - - - - https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2685873908 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2695747985 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280ED71 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280EE54 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280EF20 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280EG03 Page 23

Open the original at slide 23 ↗

Slide 24 — Page 24

1 2 2a 3 3a Regulatory treatment 4 5 6 7 8 9 UK-9a UK-9b 10 11 12 13 14 15 16 Coupons / dividends 17 18 19 UK-20a UK-20b 21 22 23 24 25 26 27 28 29 30 31 32 33 34 34a UK-34b 35 36 37 37a Only Eligible Liabilities (that count towards MREL requirements) Link to the full terms and conditions of the instrument (signposting) Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Ranking of the instrument in normal insolvency proceedings² Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) ¹ The securities XS1481198213 and XS1379184473 ceased to count towards minimum requirements for owns funds and eligible liabilities on 02 March 2026 and 15 March 2026, respectively, as their residual maturity became less than one year. ² Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement)¹ Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc XS2817916484 XS2898731471 XS2904540775 XS2904541070 US404280EK15 US404280EM70 Public Public Public Public Public Public English law English law English law English law Laws of the State of New York, save for the waiver of set-off provision Laws of the State of New York, save for the waiver of set-off provision Yes Yes Yes Yes Yes Yes N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Consolidated Consolidated Consolidated Consolidated Consolidated Consolidated Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured USD 1,445m USD 1,014m USD 1,734m USD 1,704m USD 502m USD 1,507m EUR 1,250m (USD 1,427m) GBP 750m (USD 993m) EUR 1,500m (USD 1,712m) EUR 1,500m (USD 1,712m) USD 500m USD 1,500m 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% Liability - fair value Liability - fair value Liability - amortised cost Liability - amortised cost Liability - amortised cost Liability - amortised cost 20 May 2024 16 Sep 2024 25 Sep 2024 25 Sep 2024 19 Nov 2024 19 Nov 2024 Dated Dated Dated Dated Dated Dated 20 May 2029 16 Sep 2032 25 Sep 2030 25 Sep 2035 19 Nov 2028 19 Nov 2028 Yes Yes Yes Yes Yes Yes 20 May 2028 (or 20 Nov 2024 per Make Whole Call)/ Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 16 Sep 2031 (or 16 Mar 2025 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 25 Sep 2029 (or 25 Mar 2025 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 25 Sep 2034 (or 25 Mar 2025 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 19 Nov 2027 / Tax or Loss Absorption Disqualification Event at any time / Par 19 Nov 2027 (or 19 May 2025 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) N/A or at any time to 20 May 2028 per Make Whole Call N/A or at any time to 16 Sep 2031 per Make Whole Call N/A or at any time to 25 Sep 2029 per Make Whole Call N/A or at any time to 25 Sep 2034 per Make Whole Call N/A N/A or at any time to 19 Nov 2027 per Make Whole Call Fixed to floating Fixed to floating Fixed to Floating Fixed to Floating Floating Fixed to floating From 20/05/2028 rate changes from fixed 3.755% to 3 month Euribor + 0.860% From 16/09/2031 rate changes from fixed 5.290% to Compounded Daily SONIA Rate + 1.730% From 25/09/2029 rate changes from fixed 3.445% to 3 month Euribor + 1.189% From 25/09/2034 rate changes from fixed 3.834% to 3 month Euribor + 1.458% SOFR + 1.040% From 19/11/2027 rate changes from fixed 5.130% to SOFR + 1.040% No No No No No No Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory No No No No No No Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative Convertible Convertible Convertible Convertible Convertible Convertible Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc Yes Yes Yes Yes Yes Yes Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially Permanent Permanent Permanent Permanent Permanent Permanent N/A N/A N/A N/A N/A N/A Structural Structural Structural Structural Structural Structural 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities N/A N/A N/A N/A N/A N/A No No No No No No N/A N/A N/A N/A N/A N/A - - - - - - https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2817916484 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2898731471 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2904540775 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS2904541070 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280EK15 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280EM70 Page 24

Open the original at slide 24 ↗

Slide 25 — Page 25

1 2 2a 3 3a Regulatory treatment 4 5 6 7 8 9 UK-9a UK-9b 10 11 12 13 14 15 16 Coupons / dividends 17 18 19 UK-20a UK-20b 21 22 23 24 25 26 27 28 29 30 31 32 33 34 34a UK-34b 35 36 37 37a Only Eligible Liabilities (that count towards MREL requirements) Link to the full terms and conditions of the instrument (signposting) Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Ranking of the instrument in normal insolvency proceedings² Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) ¹ The securities XS1481198213 and XS1379184473 ceased to count towards minimum requirements for owns funds and eligible liabilities on 02 March 2026 and 15 March 2026, respectively, as their residual maturity became less than one year. ² Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement)¹ Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc US404280EN53 US404280EP02 US404280EQ84 US404280ER67 US404280ES41 US404280ET24 Public Public Public Public Public Public Laws of the State of New York, save for the waiver of set-off provision Laws of the State of New York, save for the waiver of set-off provision Laws of the State of New York, save for the waiver of set-off provision Laws of the State of New York, save for the waiver of set-off provision Laws of the State of New York, save for the waiver of set-off provision Laws of the State of New York, save for the waiver of set-off provision Yes Yes Yes Yes Yes Yes N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Consolidated Consolidated Consolidated Consolidated Consolidated Consolidated Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured USD 2,260m USD 502m USD 1,523m USD 1,782m USD 2,258m USD 752m USD 2,250m USD 500m USD 1,500m USD 1,750m USD 2,250m USD 750m 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% Liability - amortised cost Liability - amortised cost Liability - fair value Liability - fair value Liability - amortised cost Liability - amortised cost 19 Nov 2024 19 Nov 2024 03 Mar 2025 03 Mar 2025 03 Mar 2025 03 Mar 2025 Dated Dated Dated Dated Dated Dated 19 Nov 2030 19 Nov 2030 03 Mar 2029 03 Mar 2031 03 Mar 2036 03 Mar 2029 Yes Yes Yes Yes Yes Yes 19 Nov 2029 (or 19 May 2025 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 19 Nov 2029 / Tax or Loss Absorption Disqualification Event at any time / Par 03 Mar 2028 (or 03 Sep 2025 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 03 Mar 2030 (or 03 Sep 2025 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 03 Mar 2035 (or 03 Sep 2025 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 03 Mar 2028 / Tax or Loss Absorption Disqualification Event at any time / Par N/A or at any time to 19 Nov 2029 per Make Whole Call N/A N/A or at any time to 03 Mar 2028 per Make Whole Call N/A or at any time to 03 Mar 2030 per Make Whole Call N/A or at any time to 03 Mar 2035 per Make Whole Call N/A Fixed to floating Floating Fixed to floating Fixed to floating Fixed to floating Floating From 19/11/2029 rate changes from fixed 5.286% to SOFR + 1.290% SOFR + 1.290% From 03/03/2028 rate changes from fixed 4.899% to SOFR + 1.030% From 03/03/2030 rate changes from fixed 5.130% to SOFR + 1.290% From 03/03/2035 rate changes from fixed 5.450% to SOFR + 1.560% SOFR + 1.030% No No No No No No Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory No No No No No No Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative Convertible Convertible Convertible Convertible Convertible Convertible Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc Yes Yes Yes Yes Yes Yes Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially Permanent Permanent Permanent Permanent Permanent Permanent N/A N/A N/A N/A N/A N/A Structural Structural Structural Structural Structural Structural 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities N/A N/A N/A N/A N/A N/A No No No No No No N/A N/A N/A N/A N/A N/A - - - - - - https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280EN53 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280EP02 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280EQ84 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280ER67 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280ES41 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280ET24 Page 25

Open the original at slide 25 ↗

Slide 26 — Page 26

1 2 2a 3 3a Regulatory treatment 4 5 6 7 8 9 UK-9a UK-9b 10 11 12 13 14 15 16 Coupons / dividends 17 18 19 UK-20a UK-20b 21 22 23 24 25 26 27 28 29 30 31 32 33 34 34a UK-34b 35 36 37 37a Only Eligible Liabilities (that count towards MREL requirements) Link to the full terms and conditions of the instrument (signposting) Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Ranking of the instrument in normal insolvency proceedings² Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) ¹ The securities XS1481198213 and XS1379184473 ceased to count towards minimum requirements for owns funds and eligible liabilities on 02 March 2026 and 15 March 2026, respectively, as their residual maturity became less than one year. ² Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement)¹ Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc US404280EU96 US404280EW52 US404280EX36 US404280EZ83 XS3069291196 XS3069291782 Public Public Public Public Public Public Laws of the State of New York, save for the waiver of set-off provision Laws of the State of New York, save for the waiver of set-off provision Laws of the State of New York, save for the waiver of set-off provision Laws of the State of New York, save for the waiver of set-off provision English law English law Yes Yes Yes Yes Yes Yes N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Consolidated Consolidated Consolidated Consolidated Consolidated Consolidated Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured USD 751m USD 2,248m USD 2,002m USD 1,256m USD 1,689m USD 1,676m USD 750m USD 2,250m USD 2,000m USD 1,250m EUR 1,500m (USD 1,712m) EUR 1,500m (USD 1,712m) 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% Liability - amortised cost Liability - fair value Liability - fair value Liability - amortised cost Liability - amortised cost Liability - amortised cost 03 Mar 2025 13 May 2025 13 May 2025 13 May 2025 13 May 2025 13 May 2025 Dated Dated Dated Dated Dated Dated 03 Mar 2031 13 May 2031 13 May 2036 13 May 2031 13 May 2030 13 May 2034 Yes Yes Yes Yes Yes Yes 03 Mar 2030 / Tax or Loss Absorption Disqualification Event at any time / Par 13 May 2030 (or 13 Nov 2025 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 13 May 2035 (or 13 Nov 2025 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 13 May 2030 / Tax or Loss Absorption Disqualification Event at any time / Par 13 May 2029 (or 13 Nov 2025 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 13 May 2033 (or 13 Nov 2025 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) N/A N/A or at any time to 13 May 2030 per Make Whole Call N/A or at any time to 13 May 2035 per Make Whole Call N/A N/A or at any time to 13 May 2029 per Make Whole Call N/A or at any time to 13 May 2033 per Make Whole Call Floating Fixed to floating Fixed to floating Floating Fixed to Floating Fixed to Floating SOFR + 1.290% From 13/05/2030 rate changes from fixed 5.240% to SOFR + 1.570% From 13/05/2035 rate changes from fixed 5.790% to SOFR + 1.880% SOFR + 1.570% From 13/05/2029 rate changes from fixed 3.313% to 3 month Euribor + 1.267% From 13/05/2033 rate changes from fixed 3.911% to 3 month Euribor + 1.540% No No No No No No Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory No No No No No No Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative Convertible Convertible Convertible Convertible Convertible Convertible Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc Yes Yes Yes Yes Yes Yes Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially Permanent Permanent Permanent Permanent Permanent Permanent N/A N/A N/A N/A N/A N/A Structural Structural Structural Structural Structural Structural 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities N/A N/A N/A N/A N/A N/A No No No No No No N/A N/A N/A N/A N/A N/A - - - - - - https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280EU96 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280EW52 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280EX36 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280EZ83 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS3069291196 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS3069291782 Page 26

Open the original at slide 26 ↗

Slide 27 — Page 27

1 2 2a 3 3a Regulatory treatment 4 5 6 7 8 9 UK-9a UK-9b 10 11 12 13 14 15 16 Coupons / dividends 17 18 19 UK-20a UK-20b 21 22 23 24 25 26 27 28 29 30 31 32 33 34 34a UK-34b 35 36 37 37a Only Eligible Liabilities (that count towards MREL requirements) Link to the full terms and conditions of the instrument (signposting) Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Ranking of the instrument in normal insolvency proceedings² Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) ¹ The securities XS1481198213 and XS1379184473 ceased to count towards minimum requirements for owns funds and eligible liabilities on 02 March 2026 and 15 March 2026, respectively, as their residual maturity became less than one year. ² Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement)¹ Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc XS3077192071 XS3079660182 AU3CB0325280 AU3CB0325298 AU3FN0101168 JP582666AR90 Public Public Public Public Public Public English law English law Laws of New South Wales, Australia, save for the status and waiver of set-off provisions Laws of New South Wales, Australia, save for the status and waiver of set-off provisions Laws of New South Wales, Australia, save for the status and waiver of set-off provisions Japanese law, save for the waiver of set-off provision Yes Yes Yes Yes Yes Yes N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Consolidated Consolidated Consolidated Consolidated Consolidated Consolidated Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured USD 1,000m USD 394m USD 307m USD 410m USD 485m USD 401m GBP 750m (USD 993m) SGD 500m (USD 386m) AUD 450m (USD 311m) AUD 600m (USD 415m) AUD 700m (USD 484m) JPY 65,300m (USD 402m) 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% Liability - fair value Liability - fair value Liability - fair value Liability - fair value Liability - amortised cost Liability - fair value 22 May 2025 28 May 2025 28 Aug 2025 28 Aug 2025 28 Aug 2025 11 Sep 2025 Dated Dated Dated Dated Dated Dated 22 May 2033 28 May 2033 28 Aug 2031 28 Aug 2036 28 Aug 2031 11 Sep 2029 Yes Yes Yes Yes Yes Yes 22 May 2032 (or 22 Nov 2025 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 28 May 2032 / Tax or Loss Absorption Disqualification Event at any time / Par 28 Aug 2030 / Tax Event or Loss Absorption Disqualification Event at any time / Par 28 Aug 2030 / Tax Event or Loss Absorption Disqualification Event at any time / Par 28 Aug 2030 / Tax Event or Loss Absorption Disqualification Event at any time / Par 11 Sep 2028 / Tax or Loss Absorption Disqualification Event at any time / Par N/A or at any time to 22 May 2032 per Make Whole Call N/A N/A N/A N/A N/A Fixed to floating Fixed to floating Fixed to floating Fixed to floating Floating Fixed to floating From 22/05/2032 rate changes from fixed 5.813% to Compounded Daily SONIA Rate + 1.810% From 28/05/2032 rate resets from fixed 3.400% to 1 year SORA OIS + 1.282% From 28/08/2030 rate changes from fixed 4.768% to 3 month BBSW + 1.250% From 28/08/2035 rate changes from fixed 5.642% to 3 month BBSW + 1.600% 3 month BBSW + 1.250% From 11/09/2028 rate resets from fixed 1.639% to JPY 1-year TONA Tokyo Swap Rate + 0.700% No No No No No No Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory No No No No No No Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative Convertible Convertible Convertible Convertible Convertible Convertible Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc Yes Yes Yes Yes Yes Yes Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially Permanent Permanent Permanent Permanent Permanent Permanent N/A N/A N/A N/A N/A N/A Structural Structural Structural Structural Structural Structural 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities N/A N/A N/A N/A N/A N/A No No No No No No N/A N/A N/A N/A N/A N/A - - - - - - https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS3077192071 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS3079660182 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=AU3CB0325280 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=AU3CB0325298 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=AU3FN0101168 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=JP582666AR90 Page 27

Open the original at slide 27 ↗

Slide 28 — Page 28

1 2 2a 3 3a Regulatory treatment 4 5 6 7 8 9 UK-9a UK-9b 10 11 12 13 14 15 16 Coupons / dividends 17 18 19 UK-20a UK-20b 21 22 23 24 25 26 27 28 29 30 31 32 33 34 34a UK-34b 35 36 37 37a Only Eligible Liabilities (that count towards MREL requirements) Link to the full terms and conditions of the instrument (signposting) Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Ranking of the instrument in normal insolvency proceedings² Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) ¹ The securities XS1481198213 and XS1379184473 ceased to count towards minimum requirements for owns funds and eligible liabilities on 02 March 2026 and 15 March 2026, respectively, as their residual maturity became less than one year. ² Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement)¹ Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc JP582666BR99 JP582666CR98 US404280FE46 US404280FF11 US404280FG93 XS3239159034 Public Public Public Public Public Public Japanese law, save for the waiver of set-off provision Japanese law, save for the waiver of set-off provision Laws of the State of New York, save for the waiver of set-off provision Laws of the State of New York, save for the waiver of set-off provision Laws of the State of New York, save for the waiver of set-off provision English law Yes Yes Yes Yes Yes Yes N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Consolidated Consolidated Consolidated Consolidated Consolidated Consolidated Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured USD 170m USD 45m USD 2,260m USD 502m USD 2,204m USD 1,434m JPY 28,100m (USD 173m) JPY 7,600m (USD 47m) USD 2,250m USD 500m USD 2,250m EUR 1,250m (USD 1,427m) 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% Liability - fair value Liability - fair value Liability - amortised cost Liability - amortised cost Liability - amortised cost Liability - amortised cost 11 Sep 2025 11 Sep 2025 06 Nov 2025 06 Nov 2025 06 Nov 2025 01 Dec 2025 Dated Dated Dated Dated Dated Dated 11 Sep 2031 11 Sep 2036 06 Nov 2031 06 Nov 2031 06 Nov 2036 01 Dec 2033 Yes Yes Yes Yes Yes Yes 11 Sep 2030 / Tax or Loss Absorption Disqualification Event at any time / Par 11 Sep 2035 / Tax or Loss Absorption Disqualification Event at any time / Par 06 November 2030 (or 06 May 2026 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 06 November 2030 / Tax or Loss Absorption Disqualification Event at any time / Par 06 November 2035 (or 06 May 2026 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 01 Dec 2032 (or 01 Jun 2026 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) N/A N/A N/A or at any time to 06 November per Make Whole Call N/A N/A or at any time to 06 November per Make Whole Call N/A or at any time to 01 Dec 2032 per Make Whole Call Fixed to floating Fixed to floating Fixed to floating Floating Fixed to floating Fixed to Floating From 11/09/2030 rate resets from fixed 1.929% to JPY 1-year TONA Tokyo Swap Rate + 0.850% From 11/09/2035 rate resets from fixed 2.529% to JPY 1-year TONA Tokyo Swap Rate + 1.100% From 06/11/2030 rate changes from fixed 4.619% to SOFR + 1.190% SOFR + 1.190% From 06/11/2035 rate changes from fixed 5.133% to SOFR + 1.430% From 01/12/2032 rate changes from fixed 3.608% to 3 month Euribor + 1.117% No No No No No No Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory No No No No No No Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative Convertible Convertible Convertible Convertible Convertible Convertible Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc Yes Yes Yes Yes Yes Yes Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially Permanent Permanent Permanent Permanent Permanent Permanent N/A N/A N/A N/A N/A N/A Structural Structural Structural Structural Structural Structural 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities N/A N/A N/A N/A N/A N/A No No No No No No N/A N/A N/A N/A N/A N/A - - - - - - https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=JP582666BR99 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=JP582666CR98 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280FE46 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280FF11 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280FG93 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS3239159034 Page 28

Open the original at slide 28 ↗

Slide 29 — Page 29

1 2 2a 3 3a Regulatory treatment 4 5 6 7 8 9 UK-9a UK-9b 10 11 12 13 14 15 16 Coupons / dividends 17 18 19 UK-20a UK-20b 21 22 23 24 25 26 27 28 29 30 31 32 33 34 34a UK-34b 35 36 37 37a Only Eligible Liabilities (that count towards MREL requirements) Link to the full terms and conditions of the instrument (signposting) Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Ranking of the instrument in normal insolvency proceedings² Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) ¹ The securities XS1481198213 and XS1379184473 ceased to count towards minimum requirements for owns funds and eligible liabilities on 02 March 2026 and 15 March 2026, respectively, as their residual maturity became less than one year. ² Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement)¹ Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc US404280FK06 US404280FL88 US404280FM61 US404280FN45 XS3325273715 US404280FP92 Public Public Public Public Private Public Laws of the State of New York, save for the waiver of set-off provision Laws of the State of New York, save for the waiver of set-off provision Laws of the State of New York, save for the waiver of set-off provision Laws of the State of New York, save for the waiver of set-off provision English law Laws of the State of New York, save for the waiver of set-off provision Yes Yes Yes Yes Yes Yes N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Consolidated Consolidated Consolidated Consolidated Consolidated Consolidated Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured USD 2,004m USD 1,997m USD 2,712m USD 1,250m USD 128m USD 2,256m USD 2,000m USD 2,000m USD 2,750m USD 1,250m USD 130m USD 2,250m 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% Liability - fair value Liability - fair value Liability - amortised cost Liability - amortised cost Liability - fair value Liability - fair value 10 Mar 2026 10 Mar 2026 10 Mar 2026 10 Mar 2026 27 Mar 2026 12 May 2026 Dated Dated Dated Dated Dated Dated 10 Mar 2030 10 Mar 2032 10 Mar 2037 10 Mar 2032 20 Mar 2036 12 May 2030 Yes Yes Yes Yes Yes Yes 10 Mar 2029 (or 10 Sep 2026 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 10 Mar 2031 (or 10 Sep 2026 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 10 Mar 2036 (or 10 Sep 2026 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 10 Mar 2031 / Tax or Loss Absorption Disqualification Event at any time / Par 20 March 2029 / Tax or Loss Absorption Disqualification Event at any time / Par 12 May 2029 (or 12 Nov 2026 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) N/A or at any time to 10 Mar 2029 per Make Whole Call N/A or at any time to 10 Mar 2031 per Make Whole Call N/A or at any time to 10 Mar 2036 per Make Whole Call N/A Every year thereafter to 20 March 2035 N/A or at any time to 12 May 2029 per Make Whole Call Fixed to floating Fixed to floating Fixed to floating Floating Fixed Fixed to floating From 10/03/2029 rate changes from fixed 4.398% to SOFR + 0.990% From 10/03/2031 rate changes from fixed 4.675% to SOFR + 1.210% From 10/03/2036 rate changes from fixed 5.279% to SOFR + 1.550% SOFR + 1.210% 5.480% From 12/05/2029 rate changes from fixed 4.711% to SOFR + 0.940% No No No No No No Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory No No No No No No Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative Convertible Convertible Convertible Convertible Convertible Convertible Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc Yes Yes Yes Yes Yes Yes Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially Permanent Permanent Permanent Permanent Permanent Permanent N/A N/A N/A N/A N/A N/A Structural Structural Structural Structural Structural Structural 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities N/A N/A N/A N/A N/A N/A No No No No No No N/A N/A N/A N/A N/A N/A - - - - - - https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280FK06 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280FL88 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280FM61 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280FN45 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS3325273715 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280FP92 Page 29

Open the original at slide 29 ↗

Slide 30 — Page 30

1 2 2a 3 3a Regulatory treatment 4 5 6 7 8 9 UK-9a UK-9b 10 11 12 13 14 15 16 Coupons / dividends 17 18 19 UK-20a UK-20b 21 22 23 24 25 26 27 28 29 30 31 32 33 34 34a UK-34b 35 36 37 37a Only Eligible Liabilities (that count towards MREL requirements) Link to the full terms and conditions of the instrument (signposting) Perpetual or dated Original maturity date Issuer call subject to prior supervisory approval Optional call date, contingent call dates and redemption amount Subsequent call dates, if applicable Nominal amount of instrument Issue price Redemption price Accounting classification Original date of issuance Current treatment taking into account, where applicable, transitional CRR rules Post-transitional CRR rules Eligible at solo/(sub-)consolidated/ solo&(sub-)consolidated Instrument type (types to be specified by each jurisdiction) Amount recognised in regulatory capital or eligible liabilities (Currency in million, as of most recent reporting date) Ranking of the instrument in normal insolvency proceedings² Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) Non-compliant transitioned features If yes, specify non-compliant features If convertible, conversion rate If convertible, mandatory or optional conversion If convertible, specify instrument type convertible into If convertible, specify issuer of instrument it converts into Write-down features If write-down, write-down trigger(s) If write-down, full or partial If write-down, permanent or temporary If temporary write-down, description of write-up mechanism Type of subordination (only for eligible liabilities) ¹ The securities XS1481198213 and XS1379184473 ceased to count towards minimum requirements for owns funds and eligible liabilities on 02 March 2026 and 15 March 2026, respectively, as their residual maturity became less than one year. ² Insolvency ranking information aligns with the creditor ranking tables included within HSBC Group's TLAC2/TLAC3 Pillar 3 disclosures, where applicable. Issuer Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement)¹ Public or private placement Governing law(s) of the instrument Contractual recognition of write down and conversion powers of resolution authorities Fixed or floating dividend/coupon Coupon rate and any related index Existence of a dividend stopper Fully discretionary, partially discretionary or mandatory (in terms of timing) Fully discretionary, partially discretionary or mandatory (in terms of amount) Existence of step up or other incentive to redeem Non-cumulative or cumulative Convertible or non-convertible If convertible, conversion trigger(s) If convertible, fully or partially HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc US404280FQ75 XS3367695668 XS3367696047 XS3367697797 AU3CB0335248 AU3CB0335255 Public Public Public Public Public Public Laws of the State of New York, save for the waiver of set-off provision English law English law English law Laws of New South Wales, Australia, save for the status and waiver of set-off provisions Laws of New South Wales, Australia, save for the status and waiver of set-off provisions Yes Yes Yes Yes Yes Yes N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Consolidated Consolidated Consolidated Consolidated Consolidated Consolidated Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured Senior Unsecured USD 2,262m USD 1,144m USD 1,442m USD 1,440m USD 318m USD 287m USD 2,250m EUR 1,000m (USD 1,141m) EUR 1,250m (USD 1,427m) EUR 1,250m (USD 1,427m) AUD 450m (USD 311m) AUD 400m (USD 276m) 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% 100.000% Liability - fair value Liability - amortised cost Liability - fair value Liability - amortised cost Liability - fair value Liability - fair value 12 May 2026 12 May 2026 12 May 2026 12 May 2026 26 May 2026 26 May 2026 Dated Dated Dated Dated Dated Dated 12 May 2034 12 Nov 2029 12 May 2031 12 May 2036 26 May 2032 26 May 2037 Yes Yes Yes Yes Yes Yes 12 May 2033 (or 12 Nov 2026 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 12 Nov 2028 / Tax or Loss Absorption Disqualification Event at any time / Par 12 May 2030 (or 12 Nov 2026 per Make Whole Call)/ Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 12 May 2035 (or 12 Nov 2026 per Make Whole Call) / Tax or Loss Absorption Disqualification Event at any time / Par or Make Whole Amount (as applicable) 26 May 2031 / Tax Event or Loss Absorption Disqualification Event at any time / Par 26 May 2036 / Tax Event or Loss Absorption Disqualification Event at any time / Par N/A or at any time to 12 May 2033 per Make Whole Call N/A N/A or at any time to 12 May 2030 per Make Whole Call N/A or at any time to 12 May 2035 per Make Whole Call N/A N/A Fixed to floating Floating Fixed to Floating Fixed to Floating Fixed to floating Fixed to floating From 12/05/2033 rate changes from fixed 5.208% to SOFR + 1.320% 3 month Euribor + 0.750% From 12/05/2030 rate changes from fixed 3.553% to 3 month Euribor + 0.834% From 12/05/2035 rate changes from fixed 4.086% to 3 month Euribor + 1.162% From 26/05/2031 rate changes from fixed 5.996% to 3 month BBSW + 1.250% From 26/05/2036 rate changes from fixed 6.597% to 3 month BBSW + 1.620% No No No No No No Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory No No No No No No Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative Convertible Convertible Convertible Convertible Convertible Convertible Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially May convert fully or partially To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion To be determined at conversion Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Mandatory upon satisfaction of certain conditions Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 Common Equity Tier 1 HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc HSBC Holdings plc Yes Yes Yes Yes Yes Yes Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Statutory and contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition Triggers to statutory bail-in power under UK Banking Act 2009 – UK BoE/PRA – Contractual recognition May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially May be written down partially Permanent Permanent Permanent Permanent Permanent Permanent N/A N/A N/A N/A N/A N/A Structural Structural Structural Structural Structural Structural 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities 4 - Senior notes and other pari passu liabilities N/A N/A N/A N/A N/A N/A No No No No No No N/A N/A N/A N/A N/A N/A - - - - - - https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=US404280FQ75 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS3367695668 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS3367696047 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=XS3367697797 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=AU3CB0335248 https://www.hsbc.com/investors/fixed-income- investors/final-terms-and-supplements/hsbc- holdings- plc?page=1&take=20&isin=AU3CB0335255 Page 30

Open the original at slide 30 ↗

Slide 31 — Page 31

Open the original at slide 31 ↗

Slide 32 — HSBC Holdings plc

HSBC Holdings plc 8 Canada Square London E14 5HQ United Kingdom Telephone: 44 020 7991 8888 www.hsbc.com Incorporated in England and Wales with limited liability Registration number 617987 Page 32

Open the original at slide 32 ↗