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BNY Mellon

BNY · Financials

Last earnings Oct 15, 2026

Key results

Record revenuequarter

$5.1 billion

Record revenue of $5.1 billion was up 9% year-over-year on the back of broad-based growth across the platforms that make up our Securities Services and Market and Wealth Services segments, and we continued to drive significant positive operating leverage.

SEC original ↗BNY Mellon — Earnings release (8-K exhibit)EX-99Oct 16, 2025

EPSquarter

$1.88

Taken together, we reported a pre-tax margin of 36%, generated an ROTCE of 26%, and earnings per share of $1.88 were up 25% year-over-year.

SEC original ↗BNY Mellon — Earnings release (8-K exhibit)EX-99Oct 16, 2025

Total revenuequarter

$5.1 billion

Total revenue of $5.1 billion, increased 9% Noninterest expense of $3.2 billion, increased 4%

SEC original ↗BNY Mellon — Earnings release (8-K exhibit)EX-99Oct 16, 2025

Diluted EPS of $1.88, increased 25%

SEC original ↗BNY Mellon — Earnings release (8-K exhibit)EX-99Oct 16, 2025

Profitability Pre-tax operating marginquarter

36%

Profitability Pre-tax operating margin of 36% ROTCE of 25.6% (a) Balance sheet Average deposits of $299 billion, increased 5% year-over-year and were flat sequentially Tier 1 leverage ratio of 6.1%

SEC original ↗BNY Mellon — Earnings release (8-K exhibit)EX-99Oct 16, 2025

Fee revenuequarter

7%

3Q24, unless otherwise noted) Total revenue increased 9%, primarily reflecting Fee revenue increased 7%, primarily reflecting net new business, higher client activity and market values, and the favorable impact of a weaker U.

SEC original ↗BNY Mellon — Earnings release (8-K exhibit)EX-99Oct 16, 2025

Revenuequarter

$5.1bn

Revenue of $5.1bn up 9% YoY Expense Discipline: Expense of $3.2bn up 4% YoY Margin Expansion: 493 bps of operating leverage(b) Pre-tax margin of 36% up 3%-pts YoY Improved Profitability: ROE of 13.7% up 1.7%-pts YoY ROTCE(a) of 25.6% up

SEC original ↗BNY Mellon — Presentation / slide deck (8-K exhibit)EX-99Oct 16, 2025

Total revenue of $2,459mm up 11% YoY Investment services fees up 11% YoY &gt

SEC original ↗BNY Mellon — Presentation / slide deck (8-K exhibit)EX-99Oct 16, 2025

AI analysis

Q3 2025 · reported Oct 16, 2025

Based on: Earnings release + Q3 2025 deck + parent 8-K — transcript not held

Total revenue · Q3 2025
$5.1B
EX-99 · Oct 16, 2025
EPS · Q3 2025
$1.88
EX-99 · Oct 16, 2025
Record revenue · Q3 2025
$5.1B
EX-99 · Oct 16, 2025
Profitability Pre-tax operating margin · Q3 2025
36%
EX-99 · Oct 16, 2025

Headline figures

MetricQ3 2025Prior qtrYear ago
Record revenue$5.1 billion——
EPS$1.88——
Total revenue$5.1 billion——
Profitability Pre-tax operating margin36%——
Fee revenue7%——
Revenue$5.1bn——

EX-99 · Oct 16, 2025

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Margin

Profitability Pre-tax operating margin36%

Capital allocation

Dividend$381M

Capital and liquidity $381 million of dividends to common shareholders (a) $849 million of common share repurchases.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

CEO COMMENTARY BNY delivered another quarter of strong results

Based on: Earnings release + Q3 2025 deck + parent 8-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

Capital and liquidity $381 million of dividends to common shareholders (a) $849 million of common share repurchases.

SEC original ↗BNY Mellon — Earnings release (8-K exhibit)EX-99Oct 16, 2025

(a) Including dividend-equivalents on share-based awards.

SEC original ↗BNY Mellon — Earnings release (8-K exhibit)EX-99Oct 16, 2025

CET1 capital increased compared with June 30, 2025, primarily reflecting capital generated through earnings and a net increase in accumulated other comprehensive income, partially offset by capital returned through common stock repurchases and dividends.

SEC original ↗BNY Mellon — Earnings release (8-K exhibit)EX-99Oct 16, 2025

On a Non-GAAP basis, excluding the impact of offsetting, the rate on federal funds purchased and securities sold under repurchase agreements would have been 4.36% for 3Q25, 4.36% for 2Q25, 4.37% for 1Q25, 4.73% for 4Q24 and 5.32% for 3Q24.

SEC original ↗BNY Mellon — Presentation / slide deck (8-K exhibit)EX-99Oct 16, 2025

, net cash deposits and net securities transfers, including dividends and interest) in customer accounts in Pershing LLC, a U.

SEC original ↗BNY Mellon — Presentation / slide deck (8-K exhibit)EX-99Oct 16, 2025

Statements about the timing, manner and amount of any future common stock dividends or repurchases, as well as our outlook on total payout ratio, are subject to various factors, including our capital position, capital deployment opportunities, prevailing market conditions, legal and regulatory considerations and our outlook for the economic environment.

SEC original ↗BNY Mellon — Presentation / slide deck (8-K exhibit)EX-99Oct 16, 2025

Strategy & priorities

The clear signs of progress across the company give us confidence that the strategy is working.

SEC original ↗BNY Mellon — Earnings release (8-K exhibit)EX-99Oct 16, 2025

CAUTIONARY STATEMENT ON FORWARD-LOOKING STATEMENTS A number of statements in this Earnings Release and in our Financial Supplement may constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about our strategic priorities, financial performance and financial targets.

SEC original ↗BNY Mellon — Earnings release (8-K exhibit)EX-99Oct 16, 2025

(d) Includes strategic equity, private equity and other investments.

SEC original ↗BNY Mellon — Presentation / slide deck (8-K exhibit)EX-99Oct 16, 2025

Words such as estimate, forecast, project, anticipate, likely, target, expect, intend, continue, seek, believe, plan, goal, could, should, would, may, might, will, strategy, synergies, opportunities, trends, momentum, ambition, aspiration, objective, aim, future, potentially, outlook and words of similar meaning may signify forward-looking statements.

SEC original ↗BNY Mellon — Presentation / slide deck (8-K exhibit)EX-99Oct 16, 2025

government agencies; our ability to execute against our strategic initiatives; and the risk factors and other uncertainties set forth in our Annual Report on Form 10-K for the year ended Dec.

SEC original ↗BNY Mellon — Presentation / slide deck (8-K exhibit)EX-99Oct 16, 2025

Risks & headwinds

The sequential increase primarily reflects higher severance expense, investments and litigation reserves, partially offset by lower revenue-related expenses.

SEC original ↗BNY Mellon — Earnings release (8-K exhibit)EX-99Oct 16, 2025

The sequential increase primarily reflects higher litigation reserves.

SEC original ↗BNY Mellon — Earnings release (8-K exhibit)EX-99Oct 16, 2025

Expense measures, excluding notable items, including severance expense, litigation reserves and the FDIC special assessment, are also presented.

SEC original ↗BNY Mellon — Earnings release (8-K exhibit)EX-99Oct 16, 2025

Litigation reserves represent accruals for loss contingencies that are both probable and reasonably estimable, but exclude standard business-related legal fees.

SEC original ↗BNY Mellon — Earnings release (8-K exhibit)EX-99Oct 16, 2025

(b) Severance expense is reflected in Staff expense, Litigation reserves in Other expense, and FDIC special assessment in Bank assessment charges, respectively.

SEC original ↗BNY Mellon — Earnings release (8-K exhibit)EX-99Oct 16, 2025

By identifying these statements for you in this manner, we are alerting you to the possibility that our actual results may differ, possibly materially, from the anticipated results expressed or implied in these forward-looking statements as a result of a number of important factors, including the risk factors and other uncertainties set forth in our Annual Report on Form 10-K for the year ended Dec.

SEC original ↗BNY Mellon — Earnings release (8-K exhibit)EX-99Oct 16, 2025

Documents

Earnings deck slides

0 decks with slide view

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

BNY Mellon — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Arthur J. Gallagher & Co. (AJG) FinancialsSun Life Financial (SLF) FinancialsRaymond James Financial (RJF) FinancialsAflac (AFL) FinancialsING Group (ING) FinancialsNorthern Trust (NTRS) FinancialsCincinnati Financial (CINF) FinancialsCoinbase (COIN) Financials

Filings

64 documents

Earnings releases

17 documents

Presentations

24 documents

Transcripts

0 documents

No transcripts for BNY Mellon are held in this edition of the library.

Mentioned by

1 company

Other tracked companies whose held documents mention BNY Mellon by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.