Inferra AI / Company / AMTB

Amerant Bancorp Inc.

AMTB · Financials

Last earnings Oct 22, 2026

Key results

Net incomequarter

$25.7 million

(NYSE AMTB) (the Company or Amerant ) today reported net income attributable to the Co mpany of $25.7 million in the third quarter of 2026, or $0.65 earnings per diluted share, compared to net income of $21.0 million, or $0.53 earnings per diluted share, in the second quarter of 2026 .

SEC original ↗Amerant Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

Revenuequarter

$39.7 million

Pre-tax pre-provision net revenue ( PPNR ) (1) was $39.7 million, up by $7.8 million, or 24.6%, compared to PPNR of $31.9 million.

SEC original ↗Amerant Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

net income of $21.0 million Relative Performance Metrics NIM was 3.77%, compared to 3.52%

SEC original ↗Amerant Bancorp Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 22, 2026

EPSquarter

$0.65

Diluted EPS was $0.65, compared to

SEC original ↗Amerant Bancorp Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 22, 2026

diluted EPS of $0.53 Efficiency ratio was 63.51%, compared to 68.37% ROA was 1.00%, compared to 0.84% ROE was 11.29%, compared to 9.23% (1) Non-GAAP measure, see Non-GAAP Financial Measures for more information and Appendix 1 for a reconciliation to GAAP measures.

SEC original ↗Amerant Bancorp Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 22, 2026

AI analysis

Q3 2026 · reported Oct 22, 2026

Based on: Earnings release + Q3 2026 deck + parent 8-K + 10-Q — transcript not held

Revenue · Q3 2026
$39.7M
EX-99 · Oct 22, 2026
EPS · Q3 2026
$0.65
EX-99 · Oct 22, 2026
Net income · Q3 2026
$25.7M
EX-99 · Oct 22, 2026

Headline figures

MetricQ3 2026Prior qtrYear ago
Net income$25.7 million——
Revenue$39.7 million——
EPS$0.65——

EX-99 · Oct 22, 2026

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Dividend$0.09

The Company repurchased an aggregate of 70,592 shares of Class A common stock at a weighted average price of $28.47 per share, or 1.36x of Tangible Book Value ( TBV ) (1) and 1.32x of book value per share.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Our third quarter results reflect meaningful progress in building a more profitable and resilient franchise, said Carlos Iafigliola, President and Chief Executive Officer

Based on: Earnings release + Q3 2026 deck + parent 8-K + 10-Q — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

The Company repurchased an aggregate of 70,592 shares of Class A common stock at a weighted average price of $28.47 per share, or 1.36x of Tangible Book Value ( TBV ) (1) and 1.32x of book value per share.

SEC original ↗Amerant Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

On October 21, 2026, the Company s Board of Directors declared a cash dividend of $0.09 per share of common stock.

SEC original ↗Amerant Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

The dividend is payable on November 27, 2026 to shareholders of record on November 13, 2026.

SEC original ↗Amerant Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

(5) In all periods shown, the Company s Board of Directors declared and paid cash dividends of $0.09 per share of the Company s common stock.

SEC original ↗Amerant Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

In connection with these dividends, the Company paid an aggregate amount of $3.5 million, $3.6 million, $3.7 million, $3.7 million, and $3.8 million, in the third, second, and first quarters of 2026, and fourth and third quarters of 2025, respectively.

SEC original ↗Amerant Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

On September 17, 2026, the Company completed a registered offering of $50.0 million aggregate principal amount of 7.00% Senior Notes due 2031.

SEC original ↗Amerant Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

Strategy & priorities

Stronger net interest income and disciplined expense management drove improved profitability, net interest margin expansion, and higher net income.

SEC original ↗Amerant Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

Continued disciplined expense management efforts while enhancing our earnings generation power to significantly improve operational efficiency Evaluated and prioritized relationship return by segmenting our portfolio based on profitability to allocate resources where they yield the most value Accelerated domestic loan growth while sustaining the momentum of our international franchise across both deposits and AUMs.

SEC original ↗Amerant Bancorp Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 22, 2026

Risks & headwinds

Forward-looking statements, including those relating to our beliefs, plans, objectives, goals, expectations, anticipations, estimates and intentions, involve known and unknown risks, uncertainties and other factors, which may be beyond our control, and which may cause the Company s actual results, performance, achievements, or financial condition to be materially different from future results, performance, achievements, or financial condition expressed or implied by such forward-looking statements.

SEC original ↗Amerant Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

All written or oral forward-looking statements attributable to us are expressly qualified in their entirety by this cautionary notice, together with those risks and uncertainties described in Risk facto rs in our annual report on Form 10-K for the fiscal year ended December 31, 2025 filed on February 27, 2026 (the 2025 Form 10-K ), in our quarterly report on Form 10-Q for the quarter ended March 31, 2026, filed on May 1, 2026, and in our other filings with the U.

SEC original ↗Amerant Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

All written or oral forward-looking statements attributable to us are expressly qualified in their entirety by this cautionary notice, together with those risks and uncertainties described in Risk factors in our annual report on Form 10-K for the fiscal year ended December 31, 2025 filed on February 27, 2026, in our quarterly report on Form 10-Q for the quarter ended March 31, 2026, filed on May 1, 2026, and in our other filings with the U.

SEC original ↗Amerant Bancorp Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 22, 2026

Documents

Earnings deck slides

0 decks with slide view

Amerant Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Amerant Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Amerant Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Amerant Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Amerant Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Amerant Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Amerant Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Filings

28 documents

Earnings releases

8 documents

Presentations

7 documents

Transcripts

0 documents

No transcripts for Amerant Bancorp Inc. are held in this edition of the library.

Mentioned by

1 company

Other tracked companies whose held documents mention Amerant Bancorp Inc. by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.