Inferra AIResearch Tools

Inferra AI / Company / XP

Xp Inc.

XP · Financials

Last earnings Aug 17, 2026

AI analysis

Q2 2026 · reported Aug 17, 2026

Based on: Earnings release (6-K exhibit) + parent 6-K — transcript not held

No extracted figures held

The event-summary record for this company carries no extracted figures, so the brief and charts cannot be drawn yet. The summary below and the held documents are the record for this event.

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

and its subsidiaries Unaudited interim condensed consolidated statements of changes in equity For the six months period ended June 30, 2026 and 2025 In thousands of Brazilian Reais Allocations of the net income for the period Dividends distributed 18 — — (517,886) — — — (517,886) (196) (518,082) Balances as of June 30, 2026 28 4,355,906 19,279,854 (385,137) 2,701,477 (1,121,055) 24,831,073 596 24,831,669 The accompanying notes are an integral part of the unaudited interim condensed consolidated financial statements.

1.1 Share buy-back programs On November 19, 2024, the Board of Directors approved a new share repurchase program, under which XP may repurchase up to the amount in dollars equivalent to R$ 1.0 billion of its outstanding Class A common shares over a period beginning on November 20, 2024, continuing until the earlier of the completion of the repurchase or November 20, 2025, depending on market conditions.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Interim condensed consolidated financial statements at June 30, 2026 and report on review Report on review of interim condensed consolidated financial statements To the Board of Directors and Shareholders XP Inc

Based on: Earnings release (6-K exhibit) + parent 6-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

and its subsidiaries Unaudited interim condensed consolidated statements of changes in equity For the six months period ended June 30, 2026 and 2025 In thousands of Brazilian Reais Allocations of the net income for the period Dividends distributed 18 — — (517,886) — — — (517,886) (196) (518,082) Balances as of June 30, 2026 28 4,355,906 19,279,854 (385,137) 2,701,477 (1,121,055) 24,831,073 596 24,831,669 The accompanying notes are an integral part of the unaudited interim condensed consolidated financial statements.

SEC original ↗Xp Inc. — Earnings release (6-K exhibit)EX-99Aug 17, 2026

1.1 Share buy-back programs On November 19, 2024, the Board of Directors approved a new share repurchase program, under which XP may repurchase up to the amount in dollars equivalent to R$ 1.0 billion of its outstanding Class A common shares over a period beginning on November 20, 2024, continuing until the earlier of the completion of the repurchase or November 20, 2025, depending on market conditions.

SEC original ↗Xp Inc. — Earnings release (6-K exhibit)EX-99Aug 17, 2026

The repurchase limit of R$ 1.0 billion was reached on May 12, 2025 and the program has terminated.

SEC original ↗Xp Inc. — Earnings release (6-K exhibit)EX-99Aug 17, 2026

On May 19, 2025, the Board of Directors approved a new share buy-back program under which XP may repurchase up to the amount equivalent to R$ 1.0 billion of its outstanding Class A common shares over a period beginning on May 21, 2025, continuing until the earlier of the completion of the repurchase or December 31, 2026, depending on market conditions.

SEC original ↗Xp Inc. — Earnings release (6-K exhibit)EX-99Aug 17, 2026

The repurchase limit of R$ 1.0 billion was reached on October 20, 2025 and the program has terminated.

SEC original ↗Xp Inc. — Earnings release (6-K exhibit)EX-99Aug 17, 2026

On November 17, 2025, the Board of Directors approved a new share buy-back program, under which XP may repurchase up to the amount equivalent to R$1.0 billion of its outstanding Class A common shares over a period beginning on November 18, 2025, continuing until the earlier of the completion of the repurchase or November 18, 2026, depending on market conditions.

SEC original ↗Xp Inc. — Earnings release (6-K exhibit)EX-99Aug 17, 2026

Strategy & priorities

The portfolio classified in this category has the objective to generate growth in the value of its investments in the medium term and have an exit strategy.

SEC original ↗Xp Inc. — Earnings release (6-K exhibit)EX-99Aug 17, 2026

e) Debentures designated at fair value through profit or loss are presented in the following table: On May 6, 2021, XP Investimentos, issued non-convertible debentures, in the aggregate amount of R$ 500,018, and designated this instrument as fair value through profit or loss in order to align it with the Group’s risk management and investment strategy.

SEC original ↗Xp Inc. — Earnings release (6-K exhibit)EX-99Aug 17, 2026

(ii) Fair value hedges The Group’s fair value strategies consist of hedging the exposure to variation in fair value on the receipt, payment of interests and exchange variation on assets and liabilities.

SEC original ↗Xp Inc. — Earnings release (6-K exhibit)EX-99Aug 17, 2026

The market risk hedge strategy involves avoiding temporary fluctuations in earnings arising from changes in the interest rate market in Reais.

SEC original ↗Xp Inc. — Earnings release (6-K exhibit)EX-99Aug 17, 2026

The strategy involves avoiding temporary fluctuations in statements of income arising from changes in the interest rate market.

SEC original ↗Xp Inc. — Earnings release (6-K exhibit)EX-99Aug 17, 2026

Risks & headwinds

In preparing these unaudited interim condensed consolidated financial statements, the significant judgments and estimates made by management in applying the Group’s accounting policies and the key sources of estimation uncertainty were the same as those that are set in the consolidated financial statements for the year ended December 31, 2025.

SEC original ↗Xp Inc. — Earnings release (6-K exhibit)EX-99Aug 17, 2026

Documents

Earnings deck slides

0 decks with slide view

Xp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Xp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Xp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Xp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Xp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Xp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Xp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Xp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Xp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Xp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Xp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Xp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Xp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Arthur J. Gallagher & Co. (AJG) FinancialsSun Life Financial (SLF) FinancialsRaymond James Financial (RJF) FinancialsAflac (AFL) FinancialsING Group (ING) FinancialsNorthern Trust (NTRS) FinancialsCincinnati Financial (CINF) FinancialsCoinbase (COIN) Financials

Filings

35 documents

Earnings releases

8 documents

Presentations

13 documents

Transcripts

0 documents

No transcripts for Xp Inc. are held in this edition of the library.

See also the earnings calendar for every tracked company’s next earnings date.