Western Union CO

( Intermex ) for approximately $ 500 million in cash and repay all of Intermex s outstanding indebtedness under their revolving credit facility.

SEC original ↗Western Union CO — 10-Q Quarterly report10-QJul 30, 2026

The Company s borrowings are classified as Level 2 within the valuation hierarchy.

SEC original ↗Western Union CO — 10-Q Quarterly report10-QJul 30, 2026

As of June 30, 2026, the carrying value and fair value of the Company s borrowings were $ 2,697.2 million and $ 2,694.0 million, respectively (see Note 11).

SEC original ↗Western Union CO — 10-Q Quarterly report10-QJul 30, 2026

As of December 31, 2025, the carrying value and fair value of the Company s borrowings were $ 2,877.8 million and $ 2,881.3 million, respectively.

SEC original ↗Western Union CO — 10-Q Quarterly report10-QJul 30, 2026

Investment Securities Investment securities included in Settlement assets in the Company s Condensed Consolidated Balance Sheets consist primarily of highly-rated state and municipal debt securities, including fixed-rate term notes.

SEC original ↗Western Union CO — 10-Q Quarterly report10-QJul 30, 2026

Share Repurchases On December 13, 2024, the Company s Board of Directors authorized $ 1.0 billion of common stock repurchases with no expiration date.

SEC original ↗Western Union CO — 10-Q Quarterly report10-QJul 30, 2026

“We continue to execute against our Evolve 2025 strategy, delivering a respectable quarter despite increased macroeconomic and political uncertainty” said Devin McGranahan, President and Chief Executive Officer.

SEC original ↗Western Union CO — Earnings release (8-K exhibit)EX-99Jul 28, 2025

“Our diversified business model, resilient customer base, and keen focus on operational efficiencies highlight the flexibility of our business even in this difficult operating environment.

SEC original ↗Western Union CO — Earnings release (8-K exhibit)EX-99Jul 28, 2025

Adjusted EPS was affected by lower income from Iraq and higher interest expense, mitigated by the benefits from our cost initiatives and fewer shares outstanding.

SEC original ↗Western Union CO — Earnings release (8-K exhibit)EX-99Jul 28, 2025

• Consumer Services segment revenue grew 39% on a reported basis, and 41% on an adjusted basis compared to the prior year period, driven by the expansion of our Travel Money business in Europe, which included the acquisition of Eurochange Limited.

SEC original ↗Western Union CO — Earnings release (8-K exhibit)EX-99Jul 28, 2025

(n) Represented severance, expenses associated with streamlining the Company's organizational and legal structure, and other expenses associated with the Company's program which redeployed expenses in its cost base through optimizations in vendor management, real estate, marketing, and people strategy as previously announced in October 2022.

SEC original ↗Western Union CO — Earnings release (8-K exhibit)EX-99Jul 28, 2025

“We continue to execute against our Evolve 2025 strategy, delivering a respectable quarter despite increased macroeconomic and political uncertainty” said Devin McGranahan, President and Chief Executive Officer.

SEC original ↗Western Union CO — Earnings release (8-K exhibit)EX-99Jul 28, 2025

These statements are not guarantees of future performance and involve certain risks, uncertainties, and assumptions that are difficult to predict.

SEC original ↗Western Union CO — Earnings release (8-K exhibit)EX-99Jul 28, 2025

Readers of this press release of The Western Union Company (the “Company,” “Western Union,” “we,” “our,” or “us”) should not rely solely on the forward-looking statements and should consider all uncertainties and risks discussed in the Risk Factors section of our Annual Report on Form 10-K for the year ended December 31, 2024 and in our subsequent filings with the Securities and Exchange Commission.

SEC original ↗Western Union CO — Earnings release (8-K exhibit)EX-99Jul 28, 2025

Because of the significant volatility in revenues and challenges in offering the Company's services in the country, management believes that revenue measures that exclude the Iraq revenues provide better consistency and comparability to prior periods and assist in understanding trends in the Company’s ongoing revenues.

SEC original ↗Western Union CO — Earnings release (8-K exhibit)EX-99Jul 28, 2025

The Company excludes transactions and revenues generated from Iraq websites and mobile applications from the definition of Branded Digital, given the significant volatility in that business and the Company’s challenges in offering services in the country.

SEC original ↗Western Union CO — Earnings release (8-K exhibit)EX-99Jul 28, 2025

Legal Proceedings 46 Item 1A.

SEC original ↗Western Union CO — 10-Q Quarterly report10-QJul 30, 2026