Wesbanco Inc

Net interest income for the second quarter of 2026 was $222.2 million, an increase of $5.4 million, or 2.5% year-over-year, reflecting lower FHLB borrowing and deposit costs and higher securities yields.

SEC original ↗Wesbanco Inc — Earnings release (8-K exhibit)EX-99Jul 21, 2026

During the second quarter, WesBanco repurchased 0.3 million shares of its outstanding common stock on the open market at a total cost of $9.7 million, or $33.55 per share.

SEC original ↗Wesbanco Inc — Earnings release (8-K exhibit)EX-99Jul 21, 2026

As of June 30, 2026, approximately 4.5 million shares remained for repurchase under the combination of the 4.0 million share repurchase authorization approved by WesBanco’s Board of Directors on May 20, 2026 and the remainder of the February 24, 2022 authorization.

SEC original ↗Wesbanco Inc — Earnings release (8-K exhibit)EX-99Jul 21, 2026

The guidance addresses key areas including similar risk assessments for groups of forecasted transactions, hedging of forecasted interest payments on choose your rate debt instruments, hedging of nonfinancial forecasted transactions, use of net written options as hedging instruments, and the treatment of foreign currency denominated debt in certain dual hedging strategies.

SEC original ↗Wesbanco Inc — 10-Q Quarterly report10-QJul 30, 2026

However, this scope exception does not apply to (1) variables based on a market rate, market price, or market index, (2) variables based on the price or performance of a financial asset or financial liability of one of the parties to the contract, (3) contracts (or features) involving the issuer s own equity that are evaluated under the guidance in Subtopic 815-40, Derivatives and Hedging Contracts in Entity s Own Equity, and (4) call options and put options on debt instruments.

SEC original ↗Wesbanco Inc — 10-Q Quarterly report10-QJul 30, 2026

SECURITIES The following table presents the fair value and amortized cost of available-for-sale and held-to-maturity debt securities: June 30, 2026 December 31, 2025 (unaudited, in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale debt securities U.

SEC original ↗Wesbanco Inc — 10-Q Quarterly report10-QJul 30, 2026

htm EX-99.1 EX-99.1 WesBanco Announces Second Quarter 2026 Financial Results Marked by strong annualized loan growth, top-tier efficiency ratio, and accelerating growth in targeted expansion markets Wheeling, WVa.

SEC original ↗Wesbanco Inc — Earnings release (8-K exhibit)EX-99Jul 21, 2026

With a solid funding position and strong momentum across our markets – particularly our Premier and expansion markets in Northern Virginia, Tennessee, and Florida – we are well-positioned for continued growth.

SEC original ↗Wesbanco Inc — Earnings release (8-K exhibit)EX-99Jul 21, 2026

Forward-Looking Statements Forward-looking statements in this report relating to WesBanco’s plans, strategies, objectives, expectations, intentions and adequacy of resources, are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995.

SEC original ↗Wesbanco Inc — Earnings release (8-K exhibit)EX-99Jul 21, 2026

htm EX-99.2 Second Quarter 2026 Earnings Call Presentation July 21, 2026 Forward-Looking Statements and Non-GAAP Financial Measures Forward-looking statements in this report relating to WesBanco’s plans, strategies, objectives, expectations, intentions and adequacy of resources, are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995.

SEC original ↗Wesbanco Inc — Presentation / slide deck (8-K exhibit)EX-99Jul 21, 2026

The guidance addresses key areas including similar risk assessments for groups of forecasted transactions, hedging of forecasted interest payments on choose your rate debt instruments, hedging of nonfinancial forecasted transactions, use of net written options as hedging instruments, and the treatment of foreign currency denominated debt in certain dual hedging strategies.

SEC original ↗Wesbanco Inc — 10-Q Quarterly report10-QJul 30, 2026

Investors are cautioned that forward-looking statements, which are not historical fact, involve risks and uncertainties, including those detailed in WesBanco’s most recent Annual Report on Form 10-K filed with the SEC under “Risk Factors” in Part I, Item 1A.

SEC original ↗Wesbanco Inc — Earnings release (8-K exhibit)EX-99Jul 21, 2026

Pass loans typically have no significant external factors that are expected to adversely affect these borrowers more than others in the same industry or property type.

SEC original ↗Wesbanco Inc — 10-Q Quarterly report10-QJul 30, 2026