Inferra AI / Company / WRLD
World Acceptance Corp
WRLD · Financials
Last earnings Oct 23, 2026
Key results
Total revenuequarter
$134.5 million
Total revenues for the second quarter of fiscal 2026 increased to $134.5 million, a 2.3% increase from $131.4 million for the same quarter of the prior year.
SEC original ↗World Acceptance Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025
Total revenues for the first six-months of fiscal 2026 increased 2.3% to $266.9 million, compared to $260.9 million during the corresponding period of the previous year due to an increase in loans outstanding.
SEC original ↗World Acceptance Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025
AI analysis
Q2 FY2026 · reported Oct 23, 2025
Based on: Earnings release + parent 8-K + 10-Q — transcript not held
Guidance · company-stated
No guidance located in the held release
Capital allocation
Highlights from the second quarter include: Interest, fee and insurance income increased by $4.6 million, or 3.6%, including a 136 basis point yield increase compared to the same quarter in the prior year; Increased customer base by 6.2%; Amended our revolving credit facility to increase commitments, extend term and increase share repurchase capacity; Redeemed remaining outstanding bonds early, resulting in early redemption expenses of $3.7 million; Established a $175 million warehouse facility; and Repurchased $66.6 million shares, or 7.4% of the outstanding shares, during the quarter.
During the most recent quarter, our new, former and current customer borrowing increased when comparing the same quarter of fiscal year 2025.
Event summary
WORLD ACCEPTANCE CORPORATION REPORTS FISCAL 2026 SECOND QUARTER RESULTS
Based on: Earnings release + parent 8-K + 10-Q — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
Highlights from the second quarter include: Interest, fee and insurance income increased by $4.6 million, or 3.6%, including a 136 basis point yield increase compared to the same quarter in the prior year; Increased customer base by 6.2%; Amended our revolving credit facility to increase commitments, extend term and increase share repurchase capacity; Redeemed remaining outstanding bonds early, resulting in early redemption expenses of $3.7 million; Established a $175 million warehouse facility; and Repurchased $66.6 million shares, or 7.4% of the outstanding shares, during the quarter.
SEC original ↗World Acceptance Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025
During the most recent quarter, our new, former and current customer borrowing increased when comparing the same quarter of fiscal year 2025.
SEC original ↗World Acceptance Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025
The current quarter also included a $3.7 million expense for the early redemption of our long-term notes, which includes a $3.0 million early call penalty and a $0.7 million write-off of the remaining unamortized debt issuance costs.
SEC original ↗World Acceptance Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025
The Company repurchased and canceled the remaining $169.8 million of its previously issued bonds for a purchase price of $172.8 million during the second quarter of fiscal 2026.
SEC original ↗World Acceptance Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025
Interest expense primarily increased due to a $3.0 million early call penalty on our long-term notes, and a $0.7 million write-off of the remaining unamortized debt issuance costs.
SEC original ↗World Acceptance Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025
It was also impacted by a 3.7% increase in average debt outstanding for the quarter, partially offset by a 4.8% decrease in the effective interest rate from 8.7% to 8.2%.
SEC original ↗World Acceptance Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025
Strategy & priorities
Executive VP, Chief Financial & Strategy Officer, and Treasurer (864) 298-9800 GREENVILLE, S.
SEC original ↗World Acceptance Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025
The Company continues to believe stock repurchases are a viable component of the Company s long-term financial strategy and an excellent use of excess cash when the opportunity arises.
SEC original ↗World Acceptance Corp — 10-Q Quarterly report10-QAug 6, 2026
Our first priority is to ensure we have enough capital to fund loan growth.
SEC original ↗World Acceptance Corp — 10-Q Quarterly report10-QAug 6, 2026
These levels prioritize the inputs used to measure the fair value of the assets or liabilities.
SEC original ↗World Acceptance Corp — 10-Q Quarterly report10-QAug 6, 2026
Risks & headwinds
Such forward-looking statements are inherently subject to risks and uncertainties.
SEC original ↗World Acceptance Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
26 documents- Q3 2026
- 8-KWRLD
Oct 23, 2026
- Q2 2026
- 8-KWRLD
Sep 21, 2026
- 8-KWRLD
Aug 19, 2026
- 8-KWRLD
Aug 13, 2026
- 10-QWRLD
- 8-KWRLD
Jul 24, 2026
- 8-KWRLD
Jul 1, 2026
- Q1 2026
- 10-KWRLD
Jun 4, 2026
- 8-KWRLD
Jun 4, 2026
- 8-KWRLD
May 26, 2026
- 8-KWRLD
Apr 30, 2026
- 8-KWRLD
Apr 15, 2026
- Q4 2025
- 8-KWRLD
Feb 17, 2026
- 8-KWRLD
Feb 11, 2026
- 10-QWRLD
- 8-KWRLD
Jan 27, 2026
- Q3 2025
- 8-KWRLD
Dec 4, 2025
- 10-QWRLD
- 8-KWRLD
Oct 23, 2025
- 8-KWRLD
Oct 3, 2025
- Q2 2025
- 8-KWRLD
Aug 22, 2025
- 10-QWRLD
- 8-KWRLD
Jul 24, 2025
- Q1 2025
- 8-KWRLD
Jun 13, 2025
- 10-KWRLD
May 22, 2025
- 8-KWRLD
May 1, 2025
Earnings releases
8 documentsPresentations
0 documentsNo presentations for World Acceptance Corp are held in this edition of the library.
Transcripts
0 documentsNo transcripts for World Acceptance Corp are held in this edition of the library.
See also the earnings calendar for every tracked company’s next earnings date.