Inferra AI / Company / WASH

Washington Trust Bancorp Inc.

WASH · Financials

Last earnings Oct 19, 2026

Key results

Net incomequarter

$10.8 million

(the Corporation ) (Nasdaq WASH), parent company of The Washington Trust Company (the Bank ), today reported third quarter 2025 net income of $10.8 million, or $0.56 per diluted share, down from $13.2 million, or $0.68 per diluted share, reported for the second quarter of 2025.

SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

Revenuequarter

6%

Wealth management asset-based revenues in the third quarter increased by 6% from the preceding quarter.

SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

Mortgage banking revenues in the third quarter increased by 15% from the preceding quarter and 22% compared to the same quarter a year ago.

SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

Linked quarter changes included Wealth management revenues amounted to $10.4 million in the third quarter of 2025, up by $253 thousand, or 3%, from the preceding quarter.

SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

This included an increase of asset-based revenues of $562 thousand, or 6%, which was partially offset by a decrease in transaction-based revenues of $309 thousand, or 82%.

SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

Mortgage banking revenues totaled $3.5 million for the third quarter of 2025, up by $467 thousand, or 15%, from the preceding quarter.

SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

Dividendquarter

$10.8 million

Net income of $10.8 million and improvement of $11.1 million in the accumulated other comprehensive loss component of shareholders' equity were partially offset by quarterly dividend declarations of $10.8 million and a net increase in treasury stock of $6.3 million.

SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

AI analysis

Q3 2025 · reported Oct 20, 2025

Based on: Earnings release + parent 8-K — transcript not held

Diluted EPS · Q3 2025
$0.56
EX-99 · Oct 20, 2025
Net income · Q3 2025
$10.8M
EX-99 · Oct 20, 2025
Dividend · Q3 2025
$10.8M
EX-99 · Oct 20, 2025

Headline figures

MetricQ3 2025Prior qtrYear ago
Net income$10.8 million——
Revenue6%——
Dividend$10.8 million——

EX-99 · Oct 20, 2025

Guidance · company-stated

No guidance located in the held release

Stated figure21.5%
Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Dividend$533.0M
Net income$10.8M

Deposits and Borrowings Total deposits amounted to $5.2 billion at September 30, 2025, up by $178 million, or 4%, from the end of the preceding quarter, reflecting growth across all in-market deposit categories.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Washington Trust Bancorp Inc. Q3 2025 — (the Corporation ) (Nasdaq WASH), parent company of The Washington Trust Company (the Bank ), today reported third quarter 2025 net income of $10.8 million, or $0.56 per diluted share, down from $13.2…

Based on: Earnings release + parent 8-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

Deposits and Borrowings Total deposits amounted to $5.2 billion at September 30, 2025, up by $178 million, or 4%, from the end of the preceding quarter, reflecting growth across all in-market deposit categories.

SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

As of September 30, 2025, contingent liquidity amounted to $1.8 billion and consisted of available cash, unencumbered securities, and unused collateralized borrowing capacity.

SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

Capital and Dividends Total shareholders' equity was $533.0 million at September 30, 2025, up by $5.5 million, or 1%, from June 30, 2025.

SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

Net income of $10.8 million and improvement of $11.1 million in the accumulated other comprehensive loss component of shareholders' equity were partially offset by quarterly dividend declarations of $10.8 million and a net increase in treasury stock of $6.3 million.

SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

In the third quarter of 2025, the Corporation repurchased 236,803 shares, at an average price of $27.18 and a total cost of $6.4 million, under its stock repurchase program.

SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

The Board of Directors declared a quarterly dividend of 56 cents per share for the quarter ended September 30, 2025.

SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

Risks & headwinds

You should not rely on forward-looking statements, because they involve known and unknown risks, uncertainties, and other factors, some of which are beyond our control.

SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

These risks, uncertainties, and other factors may cause our actual results, performance, or achievements to be materially different from the anticipated future results, performance, or achievements expressed or implied by the forward-looking statements.

SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Documents

Filings

30 documents

Earnings releases

9 documents

Presentations

0 documents

No presentations for Washington Trust Bancorp Inc. are held in this edition of the library.

Transcripts

0 documents

No transcripts for Washington Trust Bancorp Inc. are held in this edition of the library.

See also the earnings calendar for every tracked company’s next earnings date.