Inferra AI / Company / WASH
Washington Trust Bancorp Inc.
WASH · Financials
Last earnings Oct 19, 2026
Key results
Net incomequarter
$10.8 million
(the Corporation ) (Nasdaq WASH), parent company of The Washington Trust Company (the Bank ), today reported third quarter 2025 net income of $10.8 million, or $0.56 per diluted share, down from $13.2 million, or $0.68 per diluted share, reported for the second quarter of 2025.
SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025
Revenuequarter
6%
Wealth management asset-based revenues in the third quarter increased by 6% from the preceding quarter.
SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025
Mortgage banking revenues in the third quarter increased by 15% from the preceding quarter and 22% compared to the same quarter a year ago.
SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025
Linked quarter changes included Wealth management revenues amounted to $10.4 million in the third quarter of 2025, up by $253 thousand, or 3%, from the preceding quarter.
SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025
This included an increase of asset-based revenues of $562 thousand, or 6%, which was partially offset by a decrease in transaction-based revenues of $309 thousand, or 82%.
SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025
Mortgage banking revenues totaled $3.5 million for the third quarter of 2025, up by $467 thousand, or 15%, from the preceding quarter.
SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025
Dividendquarter
$10.8 million
Net income of $10.8 million and improvement of $11.1 million in the accumulated other comprehensive loss component of shareholders' equity were partially offset by quarterly dividend declarations of $10.8 million and a net increase in treasury stock of $6.3 million.
SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025
AI analysis
Q3 2025 · reported Oct 20, 2025
Based on: Earnings release + parent 8-K — transcript not held
Headline figures
| Metric | Q3 2025 | Prior qtr | Year ago |
|---|---|---|---|
| Net income | $10.8 million | — | — |
| Revenue | 6% | — | — |
| Dividend | $10.8 million | — | — |
Guidance · company-stated
No guidance located in the held release
Capital allocation
Deposits and Borrowings Total deposits amounted to $5.2 billion at September 30, 2025, up by $178 million, or 4%, from the end of the preceding quarter, reflecting growth across all in-market deposit categories.
Event summary
Washington Trust Bancorp Inc. Q3 2025 — (the Corporation ) (Nasdaq WASH), parent company of The Washington Trust Company (the Bank ), today reported third quarter 2025 net income of $10.8 million, or $0.56 per diluted share, down from $13.2…
Based on: Earnings release + parent 8-K — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
Deposits and Borrowings Total deposits amounted to $5.2 billion at September 30, 2025, up by $178 million, or 4%, from the end of the preceding quarter, reflecting growth across all in-market deposit categories.
SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025
As of September 30, 2025, contingent liquidity amounted to $1.8 billion and consisted of available cash, unencumbered securities, and unused collateralized borrowing capacity.
SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025
Capital and Dividends Total shareholders' equity was $533.0 million at September 30, 2025, up by $5.5 million, or 1%, from June 30, 2025.
SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025
Net income of $10.8 million and improvement of $11.1 million in the accumulated other comprehensive loss component of shareholders' equity were partially offset by quarterly dividend declarations of $10.8 million and a net increase in treasury stock of $6.3 million.
SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025
In the third quarter of 2025, the Corporation repurchased 236,803 shares, at an average price of $27.18 and a total cost of $6.4 million, under its stock repurchase program.
SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025
The Board of Directors declared a quarterly dividend of 56 cents per share for the quarter ended September 30, 2025.
SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025
Risks & headwinds
You should not rely on forward-looking statements, because they involve known and unknown risks, uncertainties, and other factors, some of which are beyond our control.
SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025
These risks, uncertainties, and other factors may cause our actual results, performance, or achievements to be materially different from the anticipated future results, performance, or achievements expressed or implied by the forward-looking statements.
SEC original ↗Washington Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
30 documentsEarnings releases
9 documentsPresentations
0 documentsNo presentations for Washington Trust Bancorp Inc. are held in this edition of the library.
Transcripts
0 documentsNo transcripts for Washington Trust Bancorp Inc. are held in this edition of the library.
See also the earnings calendar for every tracked company’s next earnings date.