Inferra AI / Company / UWMC
UWM Holdings Corp
UWMC · Financials
Last earnings Oct 23, 2026
Key results
Revenuequarter
$888.0 million
The Company reported 2Q 26 total revenue of $888.0 million, net loss of $451.9 million and adjusted EBITDA of $185.9 million.
SEC original ↗UWM Holdings Corp — Earnings release (8-K exhibit)EX-99Aug 6, 2026
Total revenuequarter
$888.0 million
Total revenue of $888.0 million in 2Q26 compared to $901.4 million in 1Q26 and $758.7 million in 2Q25 Net loss of $451.9 million in 2Q26 compared to
SEC original ↗UWM Holdings Corp — Earnings release (8-K exhibit)EX-99Aug 6, 2026
Net incomequarter
$170.4 million
net income of $170.4 million in 1Q26 and
SEC original ↗UWM Holdings Corp — Earnings release (8-K exhibit)EX-99Aug 6, 2026
net income of $314.5 million in 2Q25 Adjusted EBITDA of $185.9 million in 2Q26 compared to $160.9 million in 1Q26 and $195.7 million in 2Q25 Total equity of $1.0 billion at June 30, 2026, compared to $1.6 billion at March 31, 2026, and $1.7 billion at June 30
SEC original ↗UWM Holdings Corp — Earnings release (8-K exhibit)EX-99Aug 6, 2026
AI analysis
Q2 2026 · reported Aug 6, 2026
Based on: Earnings release + parent 8-K + 10-Q — transcript not held
Headline figures
| Metric | Q2 2026 | Prior qtr | Year ago |
|---|---|---|---|
| Revenue | $888.0 million | $843.3 million | — |
| Total revenue | $888.0 million | $843.3 million | — |
| Net income | $170.4 million | $12.1 million | — |
Guidance · company-stated
No guidance located in the held release
“Based on information currently available to management, the Company estimates that The Company will originate approximately 8% of total residential mortgage production in the United States during 2026 The Company will end the year with an MSR portfolio between $210 billion and $230 billion in UPB Total revenue for the year ending December 31, 2026 will be approximately $3.35 billion to $3.50 billion, lower than expected earlier in 2026 as a result of lower origination volume throughout the industry and The Company will sell between $70 and $80 billion of MSRs in Q4 2026 with anticipated proceeds in excess of $1.8 billion.”
Capital allocation
Dividend Subsequent to June 30, 2026, the Company's Board of Directors determined to suspend its quarterly dividend.
By contrast, interest expense on non-funding debt is a function of our capital structure and is therefore excluded from Adjusted EBITDA.
Event summary
UWM Holdings Corporation Announces Second Quarter 2026 Results Loan Origination Volume of $ 39.7 Billion
Based on: Earnings release + parent 8-K + 10-Q — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
Dividend Subsequent to June 30, 2026, the Company's Board of Directors determined to suspend its quarterly dividend.
SEC original ↗UWM Holdings Corp — Earnings release (8-K exhibit)EX-99Aug 6, 2026
By contrast, interest expense on non-funding debt is a function of our capital structure and is therefore excluded from Adjusted EBITDA.
SEC original ↗UWM Holdings Corp — Earnings release (8-K exhibit)EX-99Aug 6, 2026
Non-funding debt includes the Company's senior notes, lines of credit, borrowings against investment securities, and finance leases.
SEC original ↗UWM Holdings Corp — Earnings release (8-K exhibit)EX-99Aug 6, 2026
3 In addition, we disclose Non-funding debt and the Non-funding debt-to-equity ratio as a non-GAAP metric.
SEC original ↗UWM Holdings Corp — Earnings release (8-K exhibit)EX-99Aug 6, 2026
We define Non-funding debt as the total of the Company's senior notes, lines of credit, borrowings against investment securities, and finance leases and the Non-funding debt-to-equity ratio as total non-funding debt divided by the Company s total equity.
SEC original ↗UWM Holdings Corp — Earnings release (8-K exhibit)EX-99Aug 6, 2026
( 148,395 ) ( 148,395 ) Stock-based compensation 291,194 775 132 8,259 9,166 Re-measurement of non-controlling interest due to change in parent ownership and other 42,549,478 4 ( 42,549,478 ) ( 4 ) 34,892 ( 48,359 ) ( 13,467 ) Balance, March 31, 2025 200,781,659 $ 20 1,397,782,620 $ 140 $ 4,298 $ 160,407 $ 1,470,484 $ 1,635,349 Net income 22,909 291,570 314,479 Class A common stock dividends ( 20,653 ) ( 20,653 ) Member distributions to SFS Corp.
SEC original ↗UWM Holdings Corp — 10-Q Quarterly report10-QAug 7, 2026
Strategy & priorities
This is about bringing in a strategic partner that understands our business, understands MSRs, understands the mortgage industry and believes in the same long-term vision we have for UWM.
SEC original ↗UWM Holdings Corp — Earnings release (8-K exhibit)EX-99Aug 6, 2026
The Company is committed to a disciplined capital allocation strategy and will continue to evaluate capital return opportunities as market conditions evolve and opportunities arise.
SEC original ↗UWM Holdings Corp — Earnings release (8-K exhibit)EX-99Aug 6, 2026
These statements are based on management s current expectations, but are subject to risks and uncertainties, many of which are outside of our control, and could cause future events or results to materially differ from those stated or implied in the forward-looking statements, including (i) UWM s ability to successfully implement strategic decisions and product launches (ii) UWM s dependence on macroeconomic and U.
SEC original ↗UWM Holdings Corp — Earnings release (8-K exhibit)EX-99Aug 6, 2026
The CODM uses consolidated net income and total assets in assessing the Company's operational performance and in making resource allocation and strategic decisions.
SEC original ↗UWM Holdings Corp — 10-Q Quarterly report10-QAug 7, 2026
From time to time, the Company enters into other interest rate derivatives as part of its overall interest rate risk mitigation strategy.
SEC original ↗UWM Holdings Corp — 10-Q Quarterly report10-QAug 7, 2026
Risks & headwinds
These statements are based on management s current expectations, but are subject to risks and uncertainties, many of which are outside of our control, and could cause future events or results to materially differ from those stated or implied in the forward-looking statements, including (i) UWM s ability to successfully implement strategic decisions and product launches (ii) UWM s dependence on macroeconomic and U.
SEC original ↗UWM Holdings Corp — Earnings release (8-K exhibit)EX-99Aug 6, 2026
Legal Proceedings 46 Item 1A.
SEC original ↗UWM Holdings Corp — 10-Q Quarterly report10-QAug 7, 2026
The Company is routinely involved in consumer complaints, regulatory actions and legal proceedings in the ordinary course of our business.
SEC original ↗UWM Holdings Corp — 10-Q Quarterly report10-QAug 7, 2026
The Company also, from time to time, initiates legal proceedings against parties from which we believe we have a contractual or other recourse.
SEC original ↗UWM Holdings Corp — 10-Q Quarterly report10-QAug 7, 2026
What changed vs prior quarter
Revenue — prior quarter passage and this quarter's passage are both cited.
SEC original ↗UWM Holdings Corp — Earnings release (8-K exhibit)EX-99Aug 6, 2026
Total revenue — prior quarter passage and this quarter's passage are both cited.
SEC original ↗UWM Holdings Corp — Earnings release (8-K exhibit)EX-99Aug 6, 2026
Net income — prior quarter passage and this quarter's passage are both cited.
SEC original ↗UWM Holdings Corp — Earnings release (8-K exhibit)EX-99Aug 6, 2026
Earnings deck slides
0 decks with slide viewUWM Holdings Corp — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
UWM Holdings Corp — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
25 documents- Q3 2026
- 8-KUWMC
Oct 23, 2026
- 8-KUWMC
Oct 5, 2026
- 8-KUWMC
Oct 1, 2026
- Q2 2026
- 10-QUWMC
Aug 7, 2026
- 8-KUWMC
Aug 6, 2026
- Q1 2026
- 8-KUWMC
Jun 3, 2026
- 8-KUWMC
May 13, 2026
- 8-KUWMC
May 12, 2026
- 10-QUWMC
May 11, 2026
- 8-KUWMC
May 11, 2026
- 8-KUWMC
May 6, 2026
- 8-KUWMC
May 4, 2026
- 8-KUWMC
May 1, 2026
- Q4 2025
- 8-KUWMC
Mar 16, 2026
- 8-KUWMC
Mar 11, 2026
- 8-KUWMC
Mar 10, 2026
- 8-KUWMC
Feb 27, 2026
- 8-KUWMC
Feb 25, 2026
- 10-KUWMC
Feb 25, 2026
- Q3 2025
- 8-KUWMC
Dec 29, 2025
- 8-KUWMC
Dec 19, 2025
- 8-KUWMC
Dec 17, 2025
- 8-KUWMC
Nov 6, 2025
- 10-QUWMC
Nov 6, 2025
- Q2 2025
- 8-KUWMC
Sep 16, 2025
Earnings releases
14 documentsPresentations
2 documents
Transcripts
0 documentsNo transcripts for UWM Holdings Corp are held in this edition of the library.
See also the earnings calendar for every tracked company’s next earnings date.