Inferra AI / Company / UVSP

Univest Financial Corp

UVSP · Financials

Last earnings Oct 29, 2026

Key results

EPSquarter

$0.89

(the Bank ) and its insurance, investments and equipment financing subsidiaries, announced net income for the quarter ended September 30, 2025 of $25.6 million, or $0.89 diluted earnings per share, compared to net income of $18.6 million, or $0.63 diluted earnings per share, for the quarter ended September 30, 2024.

SEC original ↗Univest Financial Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

One-Time Items The financial results for the quarter included tax-free bank owned life insurance ( BOLI ) death benefit claims of $967 thousand, which represented $0.03 diluted earnings per share.

SEC original ↗Univest Financial Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

AI analysis

Q3 2025 · reported Oct 23, 2025

Based on: Earnings release + parent 8-K — transcript not held

EPS · Q3 2025

$0.89

EX-99 · Oct 23, 2025

Headline figures

Metric	Q3 2025	Prior qtr	Year ago
EPS	$0.89	$0.69	—

EX-99 · Oct 23, 2025

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Dividend$0.22

As of September 30, 2025, the Corporation and its subsidiaries reported cash and cash equivalents totaling $816.7 million, which reflected the $662.2 million increase in interest-earning deposits with other banks in the third quarter, and had committed borrowing capacity of $3.6 billion, of which $1.8 billion was available.

Company-stated claims

Oct 29, 2026

Historical · increased $463 thousand, or 143.3% · other

“Marketing and advertising expense increased $463 thousand, or 143.3%, for the quarter ended September 30, 2026 compared to the comparable period in the prior year.”

EX-99 · Oct 29, 2026

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

One-Time Items The financial results for the quarter included tax-free bank owned life insurance ( BOLI ) death benefit claims of $967 thousand, which represented $0.03 diluted earnings per share

Based on: Earnings release + parent 8-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

SEC original ↗Univest Financial Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Dividend and Share Repurchases On October 22, 2025, Univest declared a quarterly cash dividend of $0.22 per share to be paid on November 19, 2025 to shareholders of record as of November 5, 2025.

SEC original ↗Univest Financial Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

During the quarter ended September 30, 2025, the Corporation repurchased 255,010 shares of common stock at an average price of $30.16 per share.

SEC original ↗Univest Financial Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

As of September 30, 2025, 750,627 shares are available for repurchase under the Share Repurchase Plan.

SEC original ↗Univest Financial Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Strategy & priorities

# # # This press release and the reports Univest files with the Securities and Exchange Commission often contain forward-looking statements relating to trends or factors affecting the financial services industry and, specifically, the financial condition and results of operations, business, prospects and strategies of Univest.

SEC original ↗Univest Financial Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

These forward-looking statements involve certain risks and uncertainties in that there are a number of important factors that could cause Univest's future financial condition, results of operations, business, prospects or strategies to differ materially from those expressed or implied by the forward-looking statements.

SEC original ↗Univest Financial Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Risks & headwinds

SEC original ↗Univest Financial Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

What changed vs prior quarter

EPS — prior quarter passage and this quarter's passage are both cited.

SEC original ↗Univest Financial Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Documents

Earnings deck slides

0 decks with slide view

Univest Financial Corp — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors