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Inferra AI / Company / UNM

Unum Group

UNM · Financials

Last earnings Jul 28, 2026

Key results

Net incomequarter

$335.6 million

com Unum Group Reports Second Quarter 2025 Results Net income of $335.6 million ($1.92 per diluted common share) for the second quarter of 2025 after-tax adjusted operating income was $361.1 million ($2.07 per diluted common share).

SEC original ↗Unum Group — Presentation / slide deck (8-K exhibit)EX-99Jul 29, 2025

Adjusted operating incomequarter

$361.1 million

com Unum Group Reports Second Quarter 2025 Results Net income of $335.6 million ($1.92 per diluted common share) for the second quarter of 2025 after-tax adjusted operating income was $361.1 million ($2.07 per diluted common share).

SEC original ↗Unum Group — Presentation / slide deck (8-K exhibit)EX-99Jul 29, 2025

(July 29, 2025) - Unum Group (NYSE UNM) today reported net income of $335.6 million ($1.92 per diluted common share) for the second quarter of 2025, compared to net income of $389.5 million ($2.05 per diluted common share) for the second quarter of 2024.

SEC original ↗Unum Group — Presentation / slide deck (8-K exhibit)EX-99Jul 29, 2025

Included in net income for the second quarter of 2025 are the after-tax amortization of the cost of reinsurance of $7.7 million ($0.05 per diluted common share), the after-tax impact of non-contemporaneous reinsurance of $3.9 million ($0.02 per diluted common share), and a net after-tax investment loss on the Company s investment portfolio of $13.9 million ($0.08 per diluted common share).

SEC original ↗Unum Group — Presentation / slide deck (8-K exhibit)EX-99Jul 29, 2025

Included in net income for the second quarter of 2024 are the after-tax amortization of the cost of reinsurance of $8.2 million ($0.04 per diluted common share), the after-tax impact of non-contemporaneous reinsurance of $5.5 million ($0.03 per diluted common share), and a net after-tax investment loss on the Company s investment portfolio of $8.2 million ($0.04 per diluted common share).

SEC original ↗Unum Group — Presentation / slide deck (8-K exhibit)EX-99Jul 29, 2025

Excluding the items above, after-tax adjusted operating income was $361.1 million ($2.07 per diluted common share) in the second quarter of 2025, compared to $411.4 million ($2.16 per diluted common share) in the second quarter of 2024.

SEC original ↗Unum Group — Presentation / slide deck (8-K exhibit)EX-99Jul 29, 2025

Unum US Segment Unum US reported adjusted operating income of $318.2 million in the second quarter of 2025, a decrease of 11.0 percent from $357.5 million in the second quarter of 2024.

SEC original ↗Unum Group — Presentation / slide deck (8-K exhibit)EX-99Jul 29, 2025

Within the Unum US operating segment, the group disability line of business reported an 18.5 percent decrease in adjusted operating income to $124.8 million in the second quarter of 2025, compared to $153.2 million in the second quarter of 2024.

SEC original ↗Unum Group — Presentation / slide deck (8-K exhibit)EX-99Jul 29, 2025

The group life and accidental death and dismemberment line of business reported a 21.2 percent decrease in adjusted operating income to $70.2 million in the second quarter of 2025 compared to $89.1 million in the second quarter of 2024.

SEC original ↗Unum Group — Presentation / slide deck (8-K exhibit)EX-99Jul 29, 2025

AI analysis

Q2 2025 · reported Jul 29, 2025

Based on: Earnings release + Q2 2025 deck + parent 8-K + 10-Q — transcript not held

Net income · Q2 2025
$335.6M
EX-99 · Jul 29, 2025
Adjusted operating income · Q2 2025
$361.1M
EX-99 · Jul 29, 2025

Headline figures

MetricQ2 2025Prior qtrYear ago
Net income$335.6 million——
Adjusted operating income$361.1 million——

EX-99 · Jul 29, 2025

Guidance · company-stated

No guidance located in the held release

Outlook statement

“Outlook Full-year 2026 outlook for after-tax adjusted operating income per share of $8.60 to $8.90 which represents growth of approximately 8 percent to 12 percent when comparing to our redefined full-year 2025 result of $7.93 per share.”

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Repurchased $300 million of shares in the quarter, bringing year-to-date purchases to $500 million full year share repurchase expectation revised to the top end of our outlook range of $500 million to $1.0 billion.

We continue to execute on our risk management and capital deployment priorities, returning substantial capital to shareholders through dividends and share repurchases while closing our long-term care reinsurance transaction.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Unum Group Q2 2025 — com Unum Group Reports Second Quarter 2025 Results Net income of $335.6 million ($1.92 per diluted common share) for the second quarter of 2025 after-tax adjusted operating income was $361.1 million (…

Based on: Earnings release + Q2 2025 deck + parent 8-K + 10-Q — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

Repurchased $300 million of shares in the quarter, bringing year-to-date purchases to $500 million full year share repurchase expectation revised to the top end of our outlook range of $500 million to $1.0 billion.

SEC original ↗Unum Group — Presentation / slide deck (8-K exhibit)EX-99Jul 29, 2025

We continue to execute on our risk management and capital deployment priorities, returning substantial capital to shareholders through dividends and share repurchases while closing our long-term care reinsurance transaction.

SEC original ↗Unum Group — Presentation / slide deck (8-K exhibit)EX-99Jul 29, 2025

During the second quarter of 2025, the Company repurchased 3.8 million shares at a total cost of $303.3 million.

SEC original ↗Unum Group — Presentation / slide deck (8-K exhibit)EX-99Jul 29, 2025

(c) Real Assets - The limited partnerships described in this category employ various strategies, which include investing in the equity and/or debt financing of physical assets, including infrastructure (energy, power, water/wastewater, communications), transportation (including airports, ports, toll roads, aircraft, railcars) and real estate in North America, Europe, South America, and Asia.

SEC original ↗Unum Group — 10-Q Quarterly report10-QJul 29, 2026

Strategy & priorities

During the quarter we made meaningful progress against our strategic priorities, despite earnings results that did not meet our expectations, said Richard P.

SEC original ↗Unum Group — Presentation / slide deck (8-K exhibit)EX-99Jul 29, 2025

We continue to execute on our risk management and capital deployment priorities, returning substantial capital to shareholders through dividends and share repurchases while closing our long-term care reinsurance transaction.

SEC original ↗Unum Group — Presentation / slide deck (8-K exhibit)EX-99Jul 29, 2025

Looking ahead, we remain confident in our resilient business model and strong capital position to focus on executing our growth strategy.

SEC original ↗Unum Group — Presentation / slide deck (8-K exhibit)EX-99Jul 29, 2025

Forward-looking statements are those not based on historical information, but rather relate to our outlook, future operations, strategies, financial results, or other developments and speak only as of the date made.

SEC original ↗Unum Group — Presentation / slide deck (8-K exhibit)EX-99Jul 29, 2025

Forward-looking statements are those not based on historical information, but rather relate to our outlook, future operations, strategies, financial results, or other developments.

SEC original ↗Unum Group — 10-Q Quarterly report10-QJul 29, 2026

Risks & headwinds

These forward-looking statements, including statements about anticipated growth in after-tax adjusted operating income per share, are subject to numerous assumptions, risks, and uncertainties, many of which are beyond our control.

SEC original ↗Unum Group — Presentation / slide deck (8-K exhibit)EX-99Jul 29, 2025

For further discussion of risks and uncertainties which could cause actual results to differ from those contained in the forward-looking statements, see Part 1, Item 1A Risk Factors of our annual report on Form 10-K for the year ended December 31, 2024.

SEC original ↗Unum Group — Presentation / slide deck (8-K exhibit)EX-99Jul 29, 2025

Legal Proceedings 127 Item 1A.

SEC original ↗Unum Group — 10-Q Quarterly report10-QJul 29, 2026

1 Table of Contents Cautionary Statement Regarding Forward-Looking Statements - Continued These forward-looking statements are subject to numerous assumptions, risks, and uncertainties, many of which are beyond our control.

SEC original ↗Unum Group — 10-Q Quarterly report10-QJul 29, 2026

Damage to our reputation due to, among other factors, regulatory investigations, legal proceedings, social issues, third-party vendors, external events, and/or cyber or other information security incidents.

SEC original ↗Unum Group — 10-Q Quarterly report10-QJul 29, 2026

Contingencies and the level and results of litigation.

SEC original ↗Unum Group — 10-Q Quarterly report10-QJul 29, 2026

Documents

Earnings deck slides

0 decks with slide view

Unum Group — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Unum Group — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Unum Group — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Unum Group — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Unum Group — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Unum Group — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Unum Group — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Unum Group — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Unum Group — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Unum Group — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Arthur J. Gallagher & Co. (AJG) FinancialsSun Life Financial (SLF) FinancialsRaymond James Financial (RJF) FinancialsAflac (AFL) FinancialsING Group (ING) FinancialsNorthern Trust (NTRS) FinancialsCincinnati Financial (CINF) FinancialsCoinbase (COIN) Financials

Filings

30 documents

Earnings releases

13 documents

Presentations

10 documents

Transcripts

0 documents

No transcripts for Unum Group are held in this edition of the library.

Mentioned by

2 companies

Other tracked companies whose held documents mention Unum Group by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.