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Travelers Companies

TRV · Financials

Last earnings Oct 16, 2026

Key results

Net incomequarter

$1.888 billion

net income of $1.888 billion, up 50%, and core income of $1.867 billion, up 53%.

SEC original ↗Travelers Companies — Earnings release (8-K exhibit)EX-99Oct 16, 2025

Growthquarter

up 50%

net income of $1.888 billion, up 50%, and core income of $1.867 billion, up 53%.

SEC original ↗Travelers Companies — Earnings release (8-K exhibit)EX-99Oct 16, 2025

today reported net income of $1.888 billion, or $8.24 per diluted share, for the quarter ended September 30, 2025, compared to $1.260 billion, or $5.42 per diluted share, in the prior year quarter.

SEC original ↗Travelers Companies — Earnings release (8-K exhibit)EX-99Oct 16, 2025

third quarter 2024, unless noted otherwise) Net income of $1.888 billion increased $628 million, driven by higher core income, partially offset by lower net realized investment gains.

SEC original ↗Travelers Companies — Earnings release (8-K exhibit)EX-99Oct 16, 2025

Net incomeytd

$3.792 billion

year-to-date 2024, unless noted otherwise) Net income of $3.792 billion increased $875 million, driven by higher core income, partially offset by net realized investment losses compared to net realized investment gains in the prior year period.

SEC original ↗Travelers Companies — Earnings release (8-K exhibit)EX-99Oct 16, 2025

Shareholders Equity Shareholders equity of $31.609 billion increased 13% over year-end 2024, primarily due to net income of $3.792 billion and lower net unrealized investment losses, partially offset by common share repurchases and dividends to shareholders.

SEC original ↗Travelers Companies — Earnings release (8-K exhibit)EX-99Oct 16, 2025

Revenuequarter

$46 billion

A component of the Dow Jones Industrial Average, Travelers has more than 30,000 employees and generated revenues of more than $46 billion in 2024.

SEC original ↗Travelers Companies — Earnings release (8-K exhibit)EX-99Oct 16, 2025

AI analysis

Q3 2025 · reported Oct 16, 2025

Based on: Earnings release + Q3 2025 deck + parent 8-K + 10-Q — transcript not held

Revenue · Q3 2025
$46B
EX-99 · Oct 16, 2025
Net income · Q3 2025
$1.888B
EX-99 · Oct 16, 2025

Headline figures

MetricQ3 2025Prior qtrYear ago
Net income$1.888 billion——
Growthup 50%——
Revenue$46 billion——

EX-99 · Oct 16, 2025

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Net income$3.792B

Total capital returned to shareholders of $878 million, including $628 million of share repurchases.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Travelers Companies Q3 2025 — net income of $1.888 billion, up 50%, and core income of $1.867 billion, up 53%.

Based on: Earnings release + Q3 2025 deck + parent 8-K + 10-Q — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

Total capital returned to shareholders of $878 million, including $628 million of share repurchases.

SEC original ↗Travelers Companies — Earnings release (8-K exhibit)EX-99Oct 16, 2025

Per diluted share amounts benefited from the impact of share repurchases.

SEC original ↗Travelers Companies — Earnings release (8-K exhibit)EX-99Oct 16, 2025

During the quarter, we returned almost $900 million of excess capital to shareholders, including $628 million of share repurchases.

SEC original ↗Travelers Companies — Earnings release (8-K exhibit)EX-99Oct 16, 2025

Shareholders Equity Shareholders equity of $31.609 billion increased 13% over year-end 2024, primarily due to net income of $3.792 billion and lower net unrealized investment losses, partially offset by common share repurchases and dividends to shareholders.

SEC original ↗Travelers Companies — Earnings release (8-K exhibit)EX-99Oct 16, 2025

The Company repurchased 2.3 million shares during the third quarter at an average price of $271.73 per share for a total cost of $628 million.

SEC original ↗Travelers Companies — Earnings release (8-K exhibit)EX-99Oct 16, 2025

At September 30, 2025, the Company had $3.665 billion of capacity remaining under its share repurchase authorizations approved by the Board of Directors.

SEC original ↗Travelers Companies — Earnings release (8-K exhibit)EX-99Oct 16, 2025

Strategy & priorities

The costs to obtain all other environmental credits are expensed when incurred (for example, environmental credits acquired to satisfy a voluntary net zero emission initiative).

SEC original ↗Travelers Companies — 10-Q Quarterly report10-QOct 16, 2026

The framework is based on the inputs used in valuation, gives the highest priority to quoted prices in active markets and requires that observable inputs be used in the valuations when available.

SEC original ↗Travelers Companies — 10-Q Quarterly report10-QOct 16, 2026

In determining the level of the hierarchy in which the estimate is disclosed, the highest priority is given to unadjusted quoted prices in active markets and the lowest priority to unobservable inputs that reflect the Company s significant market assumptions.

SEC original ↗Travelers Companies — 10-Q Quarterly report10-QOct 16, 2026

Risks & headwinds

The Company cautions investors that such statements are subject to risks and uncertainties, many of which are difficult to predict and generally beyond the Company s control, that could cause actual results to differ materially from those expressed in, or implied or projected by, the forward-looking information and statements.

SEC original ↗Travelers Companies — Earnings release (8-K exhibit)EX-99Oct 16, 2025

Legal Proceedings 67 Item 1A.

SEC original ↗Travelers Companies — 10-Q Quarterly report10-QOct 16, 2026

Documents

Earnings deck slides

1 deck with slide view

Travelers Companies — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Travelers Companies — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Travelers Companies — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Travelers Companies — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Travelers Companies — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Travelers Companies — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Travelers Companies — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Travelers Companies — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Travelers Companies — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Travelers Companies — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Travelers Companies — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Travelers Companies — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Travelers Companies — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Travelers Companies — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Travelers Companies — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Travelers Companies — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Arthur J. Gallagher & Co. (AJG) FinancialsSun Life Financial (SLF) FinancialsRaymond James Financial (RJF) FinancialsAflac (AFL) FinancialsING Group (ING) FinancialsNorthern Trust (NTRS) FinancialsCincinnati Financial (CINF) FinancialsCoinbase (COIN) Financials

Filings

63 documents

Earnings releases

27 documents

Presentations

17 documents

Transcripts

0 documents

No transcripts for Travelers Companies are held in this edition of the library.

See also the earnings calendar for every tracked company’s next earnings date.