Inferra AI / Company / SYBT

Stock Yards Bancorp, Inc.

SYBT · Financials

Last earnings Oct 28, 2026

Key results

Net incomequarter

$29.4 million

This compares to net income of $29.4 million, or $1.00 per diluted share, for the third quarter ended September 30, 2024.

SEC original ↗Stock Yards Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

AI analysis

Q3 2025 · reported Oct 29, 2025

Based on: Earnings release + parent 8-K — transcript not held

Diluted EPS · Q3 2025
$1.00
EX-99 · Oct 29, 2025
Net income · Q3 2025
$29.4M
EX-99 · Oct 29, 2025

Headline figures

MetricQ3 2025Prior qtrYear ago
Net income$29.4 million——

EX-99 · Oct 29, 2025

Guidance · company-stated

No guidance located in the held release

Outlook statement

“The lower expense compared to the third quarter of 2025 reflected strong credit metrics and an improved economic forecast.”

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Dividend$0.32

In August 2025, the board of directors increased its quarterly cash dividend to $0.32 per common share.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Solid loan and deposit growth, coupled with strong credit quality metrics, contributed to third quarter 2025 operating results

Based on: Earnings release + parent 8-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

In August 2025, the board of directors increased its quarterly cash dividend to $0.32 per common share.

SEC original ↗Stock Yards Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

The dividend was paid October 1, 2025, to shareholders of record as of September 15, 2025.

SEC original ↗Stock Yards Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Strategy & priorities

These achievements reflect our sustained progress and disciplined growth strategy.

SEC original ↗Stock Yards Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Recent strategic hires are already contributing to business development ahead of expectations, and we remain confident about the continued trajectory of our WM&T group as they continue to gain traction and help drive future growth.

SEC original ↗Stock Yards Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

The growth was driven by the successful execution of a time deposit initiative earlier this year as well as an increase in non-interest bearing deposit balances.

SEC original ↗Stock Yards Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

As always, our priority is driving organic growth while enhancing the strength and resilience of our funding base.

SEC original ↗Stock Yards Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

The yield earned on total loans ended at 6.19% for the third quarter of 2025, with yield expansion and strong average balance growth driving a 2-basis point increase compared to the same period in 2024.

SEC original ↗Stock Yards Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Risks & headwinds

While we expect our net interest margin to remain stable, headwinds created by potential interest rate cuts before the end of the year could present challenges, said Hillebrand.

SEC original ↗Stock Yards Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Refer to Stock Yards Annual Report on Form 10-K for the year ended December 31, 2024, as well as its other filings with the SEC for a more detailed discussion of risks, uncertainties and factors that could cause actual results to differ from those discussed in the forward-looking statements.

SEC original ↗Stock Yards Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Documents

Filings

31 documents

Earnings releases

12 documents

Presentations

0 documents

No presentations for Stock Yards Bancorp, Inc. are held in this edition of the library.

Transcripts

0 documents

No transcripts for Stock Yards Bancorp, Inc. are held in this edition of the library.

See also the earnings calendar for every tracked company’s next earnings date.