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State Street Corporation

STT · Financials

Last earnings Oct 14, 2026

Key results

SOFTWARE AND DATA revenuequarter

10%

OFFICE SOFTWARE AND DATA REVENUE UP 10%

SEC original ↗State Street Corporation — Earnings release (8-K exhibit)EX-99Apr 17, 2025

Revenuequarter

$356 million

revenue of $356 million to be installed in future periods AUC A to be installed Quarter-end AUC A of $3.1 trillion to be installed in future periods State Street Alpha Reported 1 new mandate win in 1Q25 Front Office Software and Data Annual recurring revenue (ARR) increased approximately 15%

SEC original ↗State Street Corporation — Earnings release (8-K exhibit)EX-99Apr 17, 2025

Total revenuequarter

5%

Total revenue increased 5%, driven by higher Fee revenue

SEC original ↗State Street Corporation — Earnings release (8-K exhibit)EX-99Apr 17, 2025

Fee revenuequarter

6%

Fee revenue increased 6%, reflecting broad-based strength across the franchise Servicing fees increased 4% Management fees increased 10% FX trading services increased 9% Securities finance increased 19% Software and processing fees increased 9% Other fee

SEC original ↗State Street Corporation — Earnings release (8-K exhibit)EX-99Apr 17, 2025

revenue decreased 36% Net interest income (NII) was flat, as higher investment security yields and continued loan growth were offset by lower average short-end rates and a deposit mix shift (a) See the In This News Release section for explanations of AUC A, new servicing fee revenue wins and revenue to be installed

SEC original ↗State Street Corporation — Earnings release (8-K exhibit)EX-99Apr 17, 2025

Total revenues were negatively impacted by currency translation of $26 million and $13 million compared to 1Q24 and 4Q24, respectively.

SEC original ↗State Street Corporation — Earnings release (8-K exhibit)EX-99Apr 17, 2025

Growthquarter

up 5%

Total revenue of $3.3B, up 5%

SEC original ↗State Street Corporation — Presentation / slide deck (8-K exhibit)EX-99Apr 17, 2025

Fee revenue up 6%, reflecting broad-based strength across the franchise NII flat, as higher investment security yields and continued loan growth were offset by lower average short-end rates and a deposit mix shift Total expenses of $2.5B, down (3)%

SEC original ↗State Street Corporation — Presentation / slide deck (8-K exhibit)EX-99Apr 17, 2025

AI analysis

Q1 2025 · reported Apr 17, 2025

Based on: Earnings release + Q1 2025 deck + parent 8-K — transcript not held

Revenue · Q1 2025
$356M
EX-99 · Apr 17, 2025

Headline figures

MetricQ1 2025Prior qtrYear ago
SOFTWARE AND DATA revenue10%——
Revenue$356 million——
Total revenue5%——
Fee revenue6%——
Growthup 5%——

EX-99 · Apr 17, 2025

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Dividend$100M

CET1 ratio increased 0.1% points compared to 4Q24, primarily due to capital generated from earnings, partially offset by higher RWA from Securities finance and increased loan balances as well as continued capital return Liquidity coverage ratio (LCR) for State Street Corporation was approximately 106%, and LCR for State Street Bank and Trust was approximately 139% In 1Q25, State Street returned a total of $320 million of capital to common shareholders, including $100 million of common share repurchases and $220 million (or $0.76 per share) of declared dividends (a) See 1Q25 Highlights in this news release for a listing of notable items.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

State Street Corporation Q1 2025 — OFFICE SOFTWARE AND DATA REVENUE UP 10%

Based on: Earnings release + Q1 2025 deck + parent 8-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

CET1 ratio increased 0.1% points compared to 4Q24, primarily due to capital generated from earnings, partially offset by higher RWA from Securities finance and increased loan balances as well as continued capital return Liquidity coverage ratio (LCR) for State Street Corporation was approximately 106%, and LCR for State Street Bank and Trust was approximately 139% In 1Q25, State Street returned a total of $320 million of capital to common shareholders, including $100 million of common share repurchases and $220 million (or $0.76 per share) of declared dividends (a) See 1Q25 Highlights in this news release for a listing of notable items.

SEC original ↗State Street Corporation — Earnings release (8-K exhibit)EX-99Apr 17, 2025

9 IN THIS NEWS RELEASE Stock purchases under our common stock repurchase programs may be made using various types of transactions, including open-market purchases, accelerated share repurchases or other transactions off the market, and may be made under Rule 10b5-1 trading programs.

SEC original ↗State Street Corporation — Earnings release (8-K exhibit)EX-99Apr 17, 2025

The common share repurchase programs do not have specific price targets and may be suspended at any time.

SEC original ↗State Street Corporation — Earnings release (8-K exhibit)EX-99Apr 17, 2025

State Street s common stock and other stock dividends, including the declaration, timing and amount, remain subject to consideration and approval by State Street s Board of Directors at the relevant times.

SEC original ↗State Street Corporation — Earnings release (8-K exhibit)EX-99Apr 17, 2025

Low Cost, as well as inflows across Fixed Income, Gold and EMEA products1 Expanded global capabilities and investor access to innovative products, including alternatives, through key partnerships and product launches Balance sheet and capital Strong and liquid balance sheet with capital and liquidity ratios significantly above regulatory minimums CET1 ratio of 11.0% and State Street Bank and Trust LCR of 139% at quarter end3,4 Returned $320M to common shareholders, including $100M of share repurchases and $220M of declared dividends 3 A These are non-GAAP presentations; refer to the Appendix for further explanations of non-GAAP measures.

SEC original ↗State Street Corporation — Presentation / slide deck (8-K exhibit)EX-99Apr 17, 2025

Future dividends are estimated based on the preferred stock outstanding as of March 31, 2025, along with any public announcements of issuances and redemptions through the date hereof.

SEC original ↗State Street Corporation — Presentation / slide deck (8-K exhibit)EX-99Apr 17, 2025

Strategy & priorities

Through broad-based year-over-year fee revenue growth and continued expense discipline, we achieved positive fee and total operating leverage alongside healthy pre-tax margin expansion, all while continuing to return capital to our shareholders.

SEC original ↗State Street Corporation — Earnings release (8-K exhibit)EX-99Apr 17, 2025

O'Hanley concluded As we look ahead, our conviction in our strategy remains, underpinned by our financial strength and ability to support our clients.

SEC original ↗State Street Corporation — Earnings release (8-K exhibit)EX-99Apr 17, 2025

While the current operating environment requires us to be adaptable and agile, and to be prepared for a wide range of scenarios, I firmly believe that we have the correct strategy in place to continue to deliver sustained growth for our shareholders over the long term.

SEC original ↗State Street Corporation — Earnings release (8-K exhibit)EX-99Apr 17, 2025

, to be installed ) represents estimates of future annual revenue associated with new servicing engagements State Street determines to be won during the current reporting period, which may include anticipated servicing-related revenues associated with acquisitions or structured transactions, based upon factors assessed at the time the engagement is determined by State Street to be won, including asset volumes, number of transactions, accounts and holdings, terms and expected strategy.

SEC original ↗State Street Corporation — Earnings release (8-K exhibit)EX-99Apr 17, 2025

Management fees also are generally affected by various factors, including investment product type and strategy and relationship pricing for clients, and are more sensitive to market valuations than are servicing fees.

SEC original ↗State Street Corporation — Earnings release (8-K exhibit)EX-99Apr 17, 2025

Risks & headwinds

O'Hanley continued The world s investors and the global economy are now navigating through a period of geopolitical and government policy uncertainty around trade, deficits, tax, and deregulation.

SEC original ↗State Street Corporation — Earnings release (8-K exhibit)EX-99Apr 17, 2025

Servicing fees increased 4% compared to 1Q24, as higher average market levels, net new business and client activity were partially offset by normal pricing headwinds.

SEC original ↗State Street Corporation — Earnings release (8-K exhibit)EX-99Apr 17, 2025

Servicing fees decreased 1% compared to 4Q24, mainly due to lower client activity adjustments, including asset mix shift, and normal pricing headwinds, partially offset by net new business.

SEC original ↗State Street Corporation — Earnings release (8-K exhibit)EX-99Apr 17, 2025

These statements are not guarantees of future performance, are inherently uncertain, are based on current assumptions that are difficult to predict and involve a number of risks and uncertainties.

SEC original ↗State Street Corporation — Earnings release (8-K exhibit)EX-99Apr 17, 2025

Documents

Earnings deck slides

0 decks with slide view

State Street Corporation — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

State Street Corporation — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

State Street Corporation — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

State Street Corporation — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

State Street Corporation — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

State Street Corporation — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

State Street Corporation — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

State Street Corporation — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

State Street Corporation — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

State Street Corporation — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

State Street Corporation — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

State Street Corporation — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

State Street Corporation — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

State Street Corporation — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

State Street Corporation — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

State Street Corporation — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Arthur J. Gallagher & Co. (AJG) FinancialsSun Life Financial (SLF) FinancialsRaymond James Financial (RJF) FinancialsAflac (AFL) FinancialsING Group (ING) FinancialsNorthern Trust (NTRS) FinancialsCincinnati Financial (CINF) FinancialsCoinbase (COIN) Financials

Filings

35 documents

Earnings releases

5 documents

Presentations

16 documents

Transcripts

0 documents

No transcripts for State Street Corporation are held in this edition of the library.

Mentioned by

6 companies

Other tracked companies whose held documents mention State Street Corporation by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.