Inferra AI / Company / STC

Stewart Information Services Corp

STC · Financials

Last earnings Oct 21, 2026

Key results

Total revenuequarter

$796.9 million

Total revenues of $796.9 million ($791.3 million on an adjusted basis) compared to $667.9 million ($663.2 million on an adjusted basis) in the prior year quarter &middot

SEC original ↗Stewart Information Services Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Net incomequarter

$44.3 million

Net income of $44.3 million ($46.7 million on an adjusted basis) compared to

SEC original ↗Stewart Information Services Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

net income of $30.1 million ($33.1 million on an adjusted basis) in the prior year quarter &middot

SEC original ↗Stewart Information Services Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

EPSquarter

$1.55

Diluted EPS of $1.55 ($1.64 on an adjusted basis) compared to prior year quarter

SEC original ↗Stewart Information Services Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

diluted EPS of $1.07 ($1.17 on an adjusted basis)

SEC original ↗Stewart Information Services Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

On an adjusted basis, net income for the third quarter 2025 was $46.7 million ($1.64 per diluted share) compared to net income of $33.1 million ($1.17 per diluted share) in the third quarter 2024.

SEC original ↗Stewart Information Services Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Revenuequarter

19 percent

Title segment operating revenues in the third quarter 2025 increased $106.6 million (19 percent), driven by revenue improvement of $29.0 million (11 percent) and $77.6 million (28 percent) from our direct and agency title operations, respectively, compared to the third quarter 2024.

SEC original ↗Stewart Information Services Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

revenues increased $8.6 million (5 percent), primarily driven by improved purchase and refinancing closed transactions compared to the prior year quarter.

SEC original ↗Stewart Information Services Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

AI analysis

Q3 2025 · reported Oct 22, 2025

Based on: Earnings release + parent 8-K + 10-K — transcript not held

Total revenue · Q3 2025
$796.9M
EX-99 · Oct 22, 2025
EPS · Q3 2025
$1.55
EX-99 · Oct 22, 2025
Net income · Q3 2025
$44.3M
EX-99 · Oct 22, 2025
Revenue · Q3 2025
19 percent
EX-99 · Oct 22, 2025

Headline figures

MetricQ3 2025Prior qtrYear ago
Total revenue$796.9 million——
Net income$44.3 million——
EPS$1.55——
Revenue19 percent——

EX-99 · Oct 22, 2025

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

As of December 31, 2025, approximately 92% of our combined debt and equity securities investment portfolios consisted of fixed income securities.

In addition to our debt and equity securities investment portfolios, we maintain certain money-market and other short-term investments.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

STEWART INFORMATION SERVICES CORP

Based on: Earnings release + parent 8-K + 10-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

As of December 31, 2025, approximately 92% of our combined debt and equity securities investment portfolios consisted of fixed income securities.

SEC original ↗Stewart Information Services Corp — 10-K Annual report10-KFeb 27, 2026

In addition to our debt and equity securities investment portfolios, we maintain certain money-market and other short-term investments.

SEC original ↗Stewart Information Services Corp — 10-K Annual report10-KFeb 27, 2026

Its jurisdiction includes banks, credit unions, securities firms, payday lenders, mortgage servicing operations, foreclosure relief services, debt collectors and other financial companies.

SEC original ↗Stewart Information Services Corp — 10-K Annual report10-KFeb 27, 2026

Dividends from our insurance underwriting subsidiaries are an important source for capital planning.

SEC original ↗Stewart Information Services Corp — 10-K Annual report10-KFeb 27, 2026

We are a holding company and we receive dividends from our insurance subsidiaries and unregulated subsidiaries to pay our parent company's operating expenses, debt service obligations and dividends to our common stockholders.

SEC original ↗Stewart Information Services Corp — 10-K Annual report10-KFeb 27, 2026

While we may have adequate cash available in our parent company and unregulated subsidiaries to fund these obligations, we may depend on dividends from our insurance underwriting subsidiaries to meet cash requirements for acquisitions and other strategic investments.

SEC original ↗Stewart Information Services Corp — 10-K Annual report10-KFeb 27, 2026

Strategy & priorities

Lenders in the United States generally require title insurance as a condition to making a loan on real estate, including securitized lending, as this assures lenders of the priority of their lien position on the real estate property.

SEC original ↗Stewart Information Services Corp — 10-K Annual report10-KFeb 27, 2026

In essence, subject to its exceptions, conditions and exclusions, an owner's title insurance policy provides a warranty to the policyholder that the title to the property is free from defects that might impair ownership rights, or in the case of a lender's policy, that there is priority of lien position.

SEC original ↗Stewart Information Services Corp — 10-K Annual report10-KFeb 27, 2026

Recruiting Stewart is committed to recruiting strategies policies, practices, decision-making and more grounded in fairness, equity, and inclusivity.

SEC original ↗Stewart Information Services Corp — 10-K Annual report10-KFeb 27, 2026

Our Culture Ambassadors, representing employees across the Company and the globe, partner with leadership to maintain focus on inclusion, and how it intersects with both wellness and community, continuing our commitment to providing an inclusive environment, both in the workplace and in our communities.

SEC original ↗Stewart Information Services Corp — 10-K Annual report10-KFeb 27, 2026

Our Culture Ambassadors meet regularly to discuss critical topics, advise on important challenges our employees are facing and ensure we remain focused on supporting areas most important to our employees.

SEC original ↗Stewart Information Services Corp — 10-K Annual report10-KFeb 27, 2026

Risks & headwinds

Forward-looking statements, by their nature, are subject to various risks and uncertainties that could cause our actual results to differ materially.

SEC original ↗Stewart Information Services Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Such risks and uncertainties include the volatility of general economic conditions, including economic changes that may result from new or increased tariffs, trade restrictions or geopolitical tensions, and adverse changes in the level of real estate activity, as well as a number of other risk and uncertainties discussed in detail in our documents filed with the Securities and Exchange Commission, including our Annual Report on Form 10-K for the year ended December 31, 2024, and if applicable, as supplemented by any risk factors contained in our Quarterly Reports on Form 10-Q, and our Current Reports on Form 8-K filed subsequently.

SEC original ↗Stewart Information Services Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Cybersecurity 14 2 Properties 16 3 Legal Proceedings 16 4 Mine Safety Disclosures 16 PART II 5 Market for Registrant s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities 17 6 R es erved 18 7 Management s Discussion and Analysis of Financial Condition and Results of Operations 18 7A.

SEC original ↗Stewart Information Services Corp — 10-K Annual report10-KFeb 27, 2026

Our Culture Ambassadors meet regularly to discuss critical topics, advise on important challenges our employees are facing and ensure we remain focused on supporting areas most important to our employees.

SEC original ↗Stewart Information Services Corp — 10-K Annual report10-KFeb 27, 2026

These risks could materially and adversely affect our business, financial condition and results of operations.

SEC original ↗Stewart Information Services Corp — 10-K Annual report10-KFeb 27, 2026

Future acquisitions could likewise involve numerous additional risks such as potential losses from unanticipated litigation or levels of claims and inability to generate sufficient revenue to offset acquisition costs.

SEC original ↗Stewart Information Services Corp — 10-K Annual report10-KFeb 27, 2026

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Documents

Filings

34 documents

Earnings releases

11 documents

Presentations

0 documents

No presentations for Stewart Information Services Corp are held in this edition of the library.

Transcripts

0 documents

No transcripts for Stewart Information Services Corp are held in this edition of the library.

Mentioned by

1 company

Other tracked companies whose held documents mention Stewart Information Services Corp by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.