Inferra AI / Company / SLM

Slm Corp

SLM · Financials

Last earnings Oct 22, 2026

AI analysis

Q3 2025 · reported Oct 23, 2025

Based on: Earnings release + parent 8-K — transcript not held

No extracted figures held

The event-summary record for this company carries no extracted figures, so the brief and charts cannot be drawn yet. The summary below and the held documents are the record for this event.

Guidance · company-stated

No guidance located in the held release

Outlook statement

“126 179 Total non-interest income 36 68 173 Total non-interest expenses 221 195 180 Income tax (benefit) expense (27) 22 50 Net income (loss) $ (32) $ 59 $ 136 Net income (loss) attributable to common stock $ (36) $ 55 $ 132 GAAP diluted earnings (loss) per common share $ (0.19) $ 0.29 $ 0.63 Average common and common equivalent shares outstanding (millions) 186 190 211 Credi”

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

GAAP Diluted EPS6%

$0.63 GAAP Diluted Earnings Per Common Share 6% Private Education Loan Originations Growth from Year-Ago Quarter 5.6M Shares repurchased in Q3 2025 for $166M (1) 1.95% Total Net Charge-Offs as a Percentage of Average Loans in Repayment (annualized) $180M Non-Interest Expenses We delivered another solid quarter in line with our expectations.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Complete financial results and related materials are available at www.SallieMae.com investors

Based on: Earnings release + parent 8-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

$0.63 GAAP Diluted Earnings Per Common Share 6% Private Education Loan Originations Growth from Year-Ago Quarter 5.6M Shares repurchased in Q3 2025 for $166M (1) 1.95% Total Net Charge-Offs as a Percentage of Average Loans in Repayment (annualized) $180M Non-Interest Expenses We delivered another solid quarter in line with our expectations.

SEC original ↗Slm Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

As of September 30, 2025, we had $138 million of capacity remaining under the 2024 Share Repurchase Program.

SEC original ↗Slm Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Risks & headwinds

Forward-looking statements are subject to risks, uncertainties, assumptions, and other factors, many of which are difficult to predict and generally beyond the control of the Company, which may cause actual results to be materially different from those reflected in such forward-looking statements.

SEC original ↗Slm Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

These factors include, among others, the risks and uncertainties set forth in Item 1A.

SEC original ↗Slm Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

All oral and written forward-looking statements attributed to the Company are expressly qualified in their entirety by the factors, risks, and uncertainties set forth in the foregoing cautionary statements, and are made only as of the date of this press release or, where the statement is oral, as of the date stated.

SEC original ↗Slm Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

In light of these risks, uncertainties, and assumptions, you should not put undue reliance on any forward-looking statements discussed.

SEC original ↗Slm Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Documents

Earnings deck slides

0 decks with slide view

Slm Corp — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Filings

31 documents

Earnings releases

7 documents

Presentations

1 document

Transcripts

0 documents

No transcripts for Slm Corp are held in this edition of the library.

Mentioned by

2 companies

Other tracked companies whose held documents mention Slm Corp by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.