Inferra AI / Company / SFBS

Servisfirst Bancshares, Inc.

SFBS · Financials

Last earnings Oct 19, 2026

Key results

EPSquarter

$1.20

Third Quarter 2025 Highlights: Diluted earnings per share of $1.20 for the quarter.

SEC original ↗Servisfirst Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

Adjusted EPSquarter

$1.30

Adjusted diluted earnings per share of $1.30, up 18.2% from the third quarter of 2024.

SEC original ↗Servisfirst Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

Growthquarter

up 18.2%

Adjusted diluted earnings per share of $1.30, up 18.2% from the third quarter of 2024.

SEC original ↗Servisfirst Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

Net incomequarter

$65.6 million

reported net income and net income available to common stockholders of $65.6 million for the quarter ended September 30, 2025, compared to net income and net income available to common stockholders of $61.4 million for the second quarter of 2025 and net income and net income available to common stockholders of $59.9 million for the third quarter of 2024.

SEC original ↗Servisfirst Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

AI analysis

Q3 2025 · reported Oct 20, 2025

Based on: Earnings release + parent 8-K — transcript not held

EPS · Q3 2025

$1.20

EX-99 · Oct 20, 2025

Net income · Q3 2025

$65.6M

EX-99 · Oct 20, 2025

Adjusted EPS · Q3 2025

$1.30

EX-99 · Oct 20, 2025

Headline figures

Metric	Q3 2025	Prior qtr	Year ago
EPS	$1.20	—	—
Adjusted EPS	$1.30	—	—
Growth	up 18.2%	—	—
Net income	$65.6 million	—	—

EX-99 · Oct 20, 2025

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

In the third and second quarters of 2025 respectively, we recognized losses of $7.8 million and $8.6 million on the sale of available-for-sale debt securities as part of a portfolio restructuring.

statutory debt limit as needed; computer hacking or cyber-attacks resulting in unauthorized access to confidential or proprietary information; substantial, unexpected or prolonged changes in the level or cost of liquidity; the cost and other effects of legal and administrative cases and similar contingencies; possible changes in the creditworthiness of customers and the possible impairment of the collectability of loans and the value of collateral; the effect of natural disasters, such as hurricanes and tornados, in our geographic markets; and increased competition from both banks and non-bank financial institutions.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Announces Results For Third Quarter of 2025

Based on: Earnings release + parent 8-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

In the third and second quarters of 2025 respectively, we recognized losses of $7.8 million and $8.6 million on the sale of available-for-sale debt securities as part of a portfolio restructuring.

SEC original ↗Servisfirst Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

We recognized an $8.6 million loss on sale of available-for-sale debt securities in non-interest income during the second quarter of 2025 due to restructuring the portfolio.

SEC original ↗Servisfirst Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

We recognized a $7.8 million loss on sale of available-for-sale debt securities in non-interest income during the third quarter of 2025 due to continued restructuring of the portfolio.

SEC original ↗Servisfirst Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

(3) Unrealized losses on debt securities of $(22,574), $(36,381), $(41,970), $(46,652), and $(58,802) for the third quarter of 2025, second quarter of 2025, first quarter of 2025, fourth quarter of 2024, and third quarter of 2024, respectively, are excluded from the yield calculation.

SEC original ↗Servisfirst Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

Strategy & priorities

David Sparacio, CFO, said, We are pleased with the continued expansion of our net interest margin and pricing discipline on both loans and deposits.

SEC original ↗Servisfirst Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

Risks & headwinds

Such statements involve inherent risks and uncertainties.

SEC original ↗Servisfirst Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

s senior management and involve risks and uncertainties that could cause actual results to differ materially from those suggested by the forward-looking statements.

SEC original ↗Servisfirst Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 20, 2025

Documents

Earnings deck slides

0 decks with slide view

Servisfirst Bancshares, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors