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Banco Santander

SAN · Financials

Last earnings Oct 30, 2026

Key results

EPSquarter

25.00 %

Shareholder remuneration system and earnings per share a) Shareholder remuneration system The cash remuneration paid by Banco Santander to its shareholders in the first nine months of 2026 and 2025 was as follows 30-09-2026 30-09-2025 % of par value Euros per share Amount (EUR million) % of par value Euros per share Amount (EUR million) Ordinary shares 25.00 % 0.125 1,801 22.00 % 0.110 1,643 Other shares (without vote, redeemable, etc.

SEC original ↗Banco Santander — Earnings release (6-K report)6-KOct 30, 2026

AI analysis

Latest earnings event · reported Oct 30, 2026

Based on: Earnings release — transcript not held

Headline figures

MetricLatest earnings eventPrior qtrYear ago
EPS25.00 %——

6-K · Oct 30, 2026

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Dividend25.00 %

CASH FLOW FROM FINANCING ACTIVITIES (9,382) (10,518) Payments 13,307 12,924 Dividends 3 1,800 1,643 Subordinated liabilities 3,156 7,417 Redemption of own equity instruments Acquisition of own equity instruments 7,454 2,612 Other payments related to financing activities 897 1,252 Proceeds 3,925 2,406 Subordinated liabilities 2,798 1,768 Issuance of own equity instruments 11 Disposal of own equity instruments 1,010 607 Other proceeds related to financing activities 117 31 D.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

20549 Report of Foreign Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of October, 2026 Commission File Number 001-12518 Banco

Based on: Earnings release — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

CASH FLOW FROM FINANCING ACTIVITIES (9,382) (10,518) Payments 13,307 12,924 Dividends 3 1,800 1,643 Subordinated liabilities 3,156 7,417 Redemption of own equity instruments Acquisition of own equity instruments 7,454 2,612 Other payments related to financing activities 897 1,252 Proceeds 3,925 2,406 Subordinated liabilities 2,798 1,768 Issuance of own equity instruments 11 Disposal of own equity instruments 1,010 607 Other proceeds related to financing activities 117 31 D.

SEC original ↗Banco Santander — Earnings release (6-K report)6-KOct 30, 2026

) Total remuneration paid 25.00 % 0.125 1,801 22.00 % 0.110 1,643 Dividend paid out of profit 25.00 % 0.125 1,801 22.00 % 0.110 1,643 Dividend paid with a charge to reserves or share premium Dividend in kind Flexible payment At its meeting held on 29 September 2026, the Board of Directors approved the payment of an interim cash dividend charged against the 2026 financial year results of EUR 0.127 per share.

SEC original ↗Banco Santander — Earnings release (6-K report)6-KOct 30, 2026

The dividend will be paid from 2 November 2026.

SEC original ↗Banco Santander — Earnings release (6-K report)6-KOct 30, 2026

Likewise, at the board of directors on 5 August 2026 it was agreed to implement a share repurchase programme to which an amount equivalent to 25% of the Group's underlying profit in the first half of 2026 will be allocated for a maximum amount of EUR 1,825 million, starting on 24 August 2026 and running until 8 January 2027.

SEC original ↗Banco Santander — Earnings release (6-K report)6-KOct 30, 2026

At the Board of Directors meeting held on 24 February 2026, it was agreed to pay a complementary dividend in cash against 2025 results of EUR 12.5 cents per share which was paid on 5 May 2026, which was approved by the general meeting of shareholders on 27 March 2026.

SEC original ↗Banco Santander — Earnings release (6-K report)6-KOct 30, 2026

18 January - September 2026 Likewise, on 4 February 2026 a second buyback program on account of the 2025 and expected excess capital was launched for a maximum total amount of EUR 5,030 million, of which EUR 1,830 million corresponded to an amount equivalent to 25% of the Group s underlying profit in the second half of 2025, and the remaining EUR 3,200 million corresponded to 50% of the capital released following completion of the sale of the 49% stake in Santander Bank Polska.

SEC original ↗Banco Santander — Earnings release (6-K report)6-KOct 30, 2026

Strategy & priorities

In accordance with IAS 34, the interim financial statements are intended only to provide an update on the content of the latest consolidated annual accounts authorised for issue, focusing on new activities, events and circumstances occurring during the first nine months, and do not duplicate information previously reported in the latest consolidated annual accounts.

SEC original ↗Banco Santander — Earnings release (6-K report)6-KOct 30, 2026

Risks & headwinds

In this context, the Group's management has evaluated the main uncertainties arising from the current environment, in particular in relation to credit risk, maintaining active oversight of clients operating in geographies and sectors more exposed to international trade tensions, global geopolitical uncertainty and the effects of recent anti-inflationary policies amid energy-related tensions, as well as public debt containment measures or fiscal stimulus policies, liquidity and market risks.

SEC original ↗Banco Santander — Earnings release (6-K report)6-KOct 30, 2026

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Arthur J. Gallagher & Co. (AJG) FinancialsSun Life Financial (SLF) FinancialsRaymond James Financial (RJF) FinancialsAflac (AFL) FinancialsING Group (ING) FinancialsNorthern Trust (NTRS) FinancialsCincinnati Financial (CINF) FinancialsCoinbase (COIN) Financials
Documents

Filings

65 documents

Earnings releases

4 documents

Presentations

0 documents

No presentations for Banco Santander are held in this edition of the library.

Transcripts

0 documents

No transcripts for Banco Santander are held in this edition of the library.

Mentioned by

144 companies

Other tracked companies whose held documents mention Banco Santander by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.