Safety Insurance Group Inc.

ANNOUNCES SECOND QUARTER 2025 RESULTS AND RAISES THIRD QUARTER 2025 DIVIDEND Boston, Massachusetts, August 6, 2025 .

SEC original ↗Safety Insurance Group Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025

Second Quarter and 2025 Results and Recent Developments Today, our Board of Directors approved and declared an increase in the quarterly cash dividend from $0.90 to $0.92 per share on our issued and outstanding common stock payable on September 15, 2025 to shareholders of record at the close of business on September 2, 2025.

SEC original ↗Safety Insurance Group Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025

Safety s book value per share increased to $58.63 at June 30, 2025 from $55.83 at December 31, 2024 resulting from net income and increases in the value of our fixed maturity portfolio, offset by dividends paid.

SEC original ↗Safety Insurance Group Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025

Safety paid $0.90 per share in dividends to investors during the quarters ended June 30, 2025 and 2024.

SEC original ↗Safety Insurance Group Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025

Safety paid $3.60 per share in dividends to investors during the year ended December 31, 2024.

SEC original ↗Safety Insurance Group Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025

The CODM uses consolidated net income in deciding whether to reinvest profits into the property and casualty insurance operations or into other parts of the entity, such as for acquisitions or to pay dividends.

SEC original ↗Safety Insurance Group Inc. — 10-Q Quarterly report10-QAug 7, 2026

All statements that address expectations or projections about the future, including statements about the Company s strategy for growth, product development, market position, expenditures and financial results, are forward-looking statements.

SEC original ↗Safety Insurance Group Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025

Credit risk is a consequence of carrying, trading and investing in securities.

SEC original ↗Safety Insurance Group Inc. — 10-Q Quarterly report10-QAug 7, 2026

To manage credit risk, the Company focuses on higher quality fixed income securities, reviews the credit strength of all companies in which it invests, limits its exposure in any one investment and monitors the portfolio quality, taking into account credit ratings assigned by recognized statistical rating organizations.

SEC original ↗Safety Insurance Group Inc. — 10-Q Quarterly report10-QAug 7, 2026

The fair value hierarchy in ASC 820 prioritizes fair value measurements into three levels based on the nature of the inputs as follows: Level 1 Valuations based on quoted prices in active markets for identical assets and liabilities; Level 2 Valuations based on observable inputs that do not meet the criteria for Level 1, including quoted prices in inactive markets and quoted prices in active markets for similar, but not identical instruments; and Level 3 Valuations based on unobservable inputs.

SEC original ↗Safety Insurance Group Inc. — 10-Q Quarterly report10-QAug 7, 2026

By their nature, forward-looking statements are subject to risks and uncertainties.

SEC original ↗Safety Insurance Group Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025

Other Information Item 1 Legal Proceedings 45 Item 1A.

SEC original ↗Safety Insurance Group Inc. — 10-Q Quarterly report10-QAug 7, 2026