Inferra AI / Company / RY
Royal Bank of Canada
RY · Financials
Last earnings Aug 27, 2026
Key results
Net incomequarter
$5.5 billion
net income of $5.5 billion for the quarter ended April 30, 2026, up $1,119 million or 25% from the prior year.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
Growthquarter
up $1,119 million
net income of $5.5 billion for the quarter ended April 30, 2026, up $1,119 million or 25% from the prior year.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
EPSquarter
$3.85
Diluted EPS was $3.85, up 27% over the same period, reflecting growth across each of our business segments.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
Adjusted EPSquarter
$5.6 billion
Adjusted net income 3 and adjusted diluted EPS 3 of $5.6 billion and $3.90 were up 23% and 25%, respectively, from the prior year.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
Compared to last quarter, net income was down 5% reflecting lower results in Wealth Management, Personal Banking and Commercial Banking, which includes the impact of three fewer days in the current quarter, and in Corporate Support, partly offset by higher results in Capital Markets and Insurance.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
Adjusted net incomequarter
5%
Adjusted net income 3 was down 5% over the same period.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
Revenuequarter
$0.5 billion
Pre-provision, pre-tax earnings 5 were down $0.5 billion or 6% on lower revenues and flat expenses.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
Q2 2025 Net income of $5,509 million was up $1,119 million or 25% from a year ago.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
Diluted EPS of $3.85 was up $0.83 or 27% and ROE of 17.2% was up from 14.2% a year ago.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
AI analysis
Q2 2026 · reported May 28, 2026
Based on: Earnings release (6-K exhibit) + parent 6-K — transcript not held
Headline figures
| Metric | Q2 2026 | Prior qtr | Year ago |
|---|---|---|---|
| Net income | $5.5 billion | — | — |
| Growth | up $1,119 million | — | — |
| EPS | $3.85 | — | — |
| Adjusted EPS | $5.6 billion | — | — |
| Adjusted net income | 5% | — | — |
| Revenue | $0.5 billion | — | — |
Guidance · company-stated
No guidance located in the held release
“PCL on performing loans increased $3 million or 17% as portfolio growth and an unfavourable impact from changes in credit quality were largely offset by favourable changes to our macroeconomic forecast.”
Capital allocation
Our capital position remains robust, with a CET1 ratio of 13.5%, supporting solid volume growth and $4.0 billion of capital returned to our shareholders, including $1.7 billion of share buybacks and $2.3 billion of common share dividends.
Event summary
Our second quarter earnings showcase our consistency in delivering premium profitability and long-term shareholder value, underpinned by solid growth across our diversified businesses and balance sheet strength
Based on: Earnings release (6-K exhibit) + parent 6-K — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
Our capital position remains robust, with a CET1 ratio of 13.5%, supporting solid volume growth and $4.0 billion of capital returned to our shareholders, including $1.7 billion of share buybacks and $2.3 billion of common share dividends.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
Today, we declared a quarterly dividend of $1.76 per share reflecting an increase of $0.12 or 7%.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
We also announced our intention, subject to the approval of the Toronto Stock Exchange and the Office of the Superintendent of Financial Institutions, to commence a normal course issuer bid and to repurchase for cancellation up to 45 million of our common shares, representing approximately 3% of the bank s outstanding common shares as at May 15, 2026.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
Underwriting and other advisory fees increased $263 million or 43%, primarily due to higher mergers & acquisitions (M&A) activity across most regions and higher equity and debt origination across all regions.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
Underwriting and other advisory fees increased $136 million or 18%, primarily due to higher equity and debt origination across all regions.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
Underwriting and other advisory fees increased $331 million or 26%, primarily due to higher M&A activity and debt and equity origination across most regions.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
Strategy & priorities
Looking ahead, we remain focused on building the bank of the future and evolving with the needs of those we serve.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
Forward-looking statements in this document include, but are not limited to, statements relating to our financial performance objectives, priorities, vision and strategic goals, the economic, market, and regulatory review and outlook for Canadian, U.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
The forward-looking statements contained in this document represent the views of management and are presented for the purpose of assisting the holders of our securities and financial analysts in understanding our financial position and results of operations as at and for the periods ended on the dates presented, as well as our financial performance objectives, vision, strategic goals and priorities and anticipated financial performance, and may not be appropriate for other purposes.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
By their very nature, forward-looking statements require us to make assumptions and are subject to inherent risks and uncertainties, both general and specific in nature, which give rise to the possibility that our predictions, forecasts, projections, expectations or conclusions will not prove to be accurate, that our assumptions may not be correct, that our financial performance, environmental & social or other objectives, vision and strategic goals will not be achieved, and that our actual results may differ materially from such predictions, forecasts, projections, expectations or conclusions.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
Material economic assumptions underlying the forward-looking statements contained in this document are set out in the Economic, market and regulatory review and outlook section and for each business segment under the Strategic priorities and Outlook headings in our 2025 Annual Report, as updated by the Economic, market and regulatory review and outlook section of this Q2 2026 Report to Shareholders.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
Risks & headwinds
The PCL on impaired loans ratio 1 of 34 bps decreased 1 bp, while the PCL on performing loans ratio 1 of 1 bp decreased 22 bps, as the same quarter last year reflected higher provisions primarily due to the impacts of trade disruptions (including tariffs).
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
By their very nature, forward-looking statements require us to make assumptions and are subject to inherent risks and uncertainties, both general and specific in nature, which give rise to the possibility that our predictions, forecasts, projections, expectations or conclusions will not prove to be accurate, that our assumptions may not be correct, that our financial performance, environmental & social or other objectives, vision and strategic goals will not be achieved, and that our actual results may differ materially from such predictions, forecasts, projections, expectations or conclusions.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
We caution that the foregoing list of risk factors is not exhaustive and other factors could also adversely affect our results.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
When relying on our forward-looking statements to make decisions with respect to us, investors and others should carefully consider the foregoing factors and other uncertainties and potential events, as well as the inherent uncertainty of forward-looking statements.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
administration imposed a new 10% baseline tariff on imports from most U.
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
tariffs imposed under the International Emergency Economic Powers Act (IEEPA).
SEC original ↗Royal Bank of Canada — Earnings release (6-K exhibit)EX-99May 28, 2026
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
20 documentsEarnings releases
18 documentsPresentations
0 documentsNo presentations for Royal Bank of Canada are held in this edition of the library.
Transcripts
0 documentsNo transcripts for Royal Bank of Canada are held in this edition of the library.
Mentioned by
7 companiesOther tracked companies whose held documents mention Royal Bank of Canada by name or ticker. A mention is counted once per document, from the document text the library holds.
“fair value hierarchy. 9. Credit Facility The Company has a revolving credit facility with Royal Bank of Canada for $8 CAD. The credit facility… …voting shares are participating securities with equal participation rights and are entitled to receive di”
“lion of share buybacks and $2.4 billion of common share dividends. Table of Contents 2 Royal Bank of Canada Third Quarter… …Superintendent of Financial Institutions (OSFI) updated the LAR guidelines for the LCR, NSFR and Net Cumulative Cash Flow”
“re repurchases and redemptions of limited recourse capital notes. Table of Contents 22 Royal Bank of Canada … … last year reflected higher provisions primarily due to the impacts of trade disruptions (including tariffs). Income before income tax”
“…Royal Bank of Canada, through its agent RBC Capital Markets, LLC (“Dealer”), pursuant to an accelerated share repurchase program (the “ASR Program”) under which”
“lion of share buybacks and $2.3 billion of common share dividends. Table of Contents 2 Royal Bank of Canada First Quarter… …Guidelines On January 29, 2026, OSFI updated the final LAR guidelines for the LCR, NSFR and Net Cumulative Cash Flow. The”
Sonida Senior Living, Inc.. (SNDA)
“Facility During 2024, the Company entered into a credit agreement with BMO Bank, N.A. and Royal Bank of Canada… …— 906 — Net income (loss) attributable to Sonida shareholders (1,563) (9,816) (14,092) 17,203 Dividends on Series A convertible pre”
“to a Zero Carbon Letter of Credit Facility with certain financing institutions (including Royal Bank of Canada, Goldman Sachs and funds affiliated… …2022, respectively. All shares of common stock have the same voting rights. The Company has paid no”
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