Inferra AI / Company / RNST
Renasant Corp
RNST · Financials
Last earnings Oct 27, 2026
Key results
Earnings net incomequarter
$59.8 million
Quarterly Highlights Earnings Net income for the third quarter of 2025 was $59.8 million, which includes merger and conversion related expenses of $17.5 million diluted EPS and adjusted diluted EPS (non-GAAP) (1) were $0.63 and $0.77, respectively 1 Net interest income (fully tax equivalent) for the third quarter of 2025 was $228.1 million, up $5.4 million linked quarter For the third quarter of 2025, net interest margin was 3.85%.
SEC original ↗Renasant Corp — Earnings release (8-K exhibit)EX-99Oct 28, 2025
EPSquarter
$17.5 million
Quarterly Highlights Earnings Net income for the third quarter of 2025 was $59.8 million, which includes merger and conversion related expenses of $17.5 million diluted EPS and adjusted diluted EPS (non-GAAP) (1) were $0.63 and $0.77, respectively 1 Net interest income (fully tax equivalent) for the third quarter of 2025 was $228.1 million, up $5.4 million linked quarter For the third quarter of 2025, net interest margin was 3.85%.
SEC original ↗Renasant Corp — Earnings release (8-K exhibit)EX-99Oct 28, 2025
Adjusted EPSquarter
$0.63
Quarterly Highlights Earnings Net income for the third quarter of 2025 was $59.8 million, which includes merger and conversion related expenses of $17.5 million diluted EPS and adjusted diluted EPS (non-GAAP) (1) were $0.63 and $0.77, respectively 1 Net interest income (fully tax equivalent) for the third quarter of 2025 was $228.1 million, up $5.4 million linked quarter For the third quarter of 2025, net interest margin was 3.85%.
SEC original ↗Renasant Corp — Earnings release (8-K exhibit)EX-99Oct 28, 2025
Growthquarter
up $5.4 million
Quarterly Highlights Earnings Net income for the third quarter of 2025 was $59.8 million, which includes merger and conversion related expenses of $17.5 million diluted EPS and adjusted diluted EPS (non-GAAP) (1) were $0.63 and $0.77, respectively 1 Net interest income (fully tax equivalent) for the third quarter of 2025 was $228.1 million, up $5.4 million linked quarter For the third quarter of 2025, net interest margin was 3.85%.
SEC original ↗Renasant Corp — Earnings release (8-K exhibit)EX-99Oct 28, 2025
Net incomequarter
$59.8 million
Net income of $59.8 million with
SEC original ↗Renasant Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 28, 2025
diluted EPS of $0.63 and adjusted diluted EPS (non-GAAP)(1) of $0.77 Net interest margin was unchanged linked quarter at 3.85%
SEC original ↗Renasant Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 28, 2025
AI analysis
Q3 2025 · reported Oct 28, 2025
Based on: Earnings release + Q3 2025 deck + parent 8-K — transcript not held
Headline figures
| Metric | Q3 2025 | Prior qtr | Year ago |
|---|---|---|---|
| Earnings net income | $59.8 million | — | — |
| EPS | $17.5 million | — | — |
| Adjusted EPS | $0.63 | — | — |
| Growth | up $5.4 million | — | — |
| Net income | $59.8 million | — | — |
Guidance · company-stated
No guidance located in the held release
Capital allocation
Noninterest bearing deposits decreased $117.7 million linked quarter and represented 24.5% of total deposits at September 30, 2025 Capital and Stock Repurchase Program Book value per share and tangible book value per share (non-GAAP) (1) increased 1.2% and 2.9%, respectively, linked quarter Effective October 28, 2025, the Company s Board of Directors approved a $150.0 million stock repurchase program under which the Company is authorized to repurchase outstanding shares of its common stock either in open market purchases or privately negotiated transactions.
This plan, which will remain in effect until the earlier of October 2026 or the repurchase of the entire amount authorized under the plan, replaces the Company s $100.0 million stock repurchase program that expired October 2025.
Event summary
Renasant Corp Q3 2025 — Quarterly Highlights Earnings Net income for the third quarter of 2025 was $59.8 million, which includes merger and conversion related expenses of $17.5 million diluted EPS and adjusted diluted EPS (n…
Based on: Earnings release + Q3 2025 deck + parent 8-K — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
Noninterest bearing deposits decreased $117.7 million linked quarter and represented 24.5% of total deposits at September 30, 2025 Capital and Stock Repurchase Program Book value per share and tangible book value per share (non-GAAP) (1) increased 1.2% and 2.9%, respectively, linked quarter Effective October 28, 2025, the Company s Board of Directors approved a $150.0 million stock repurchase program under which the Company is authorized to repurchase outstanding shares of its common stock either in open market purchases or privately negotiated transactions.
SEC original ↗Renasant Corp — Earnings release (8-K exhibit)EX-99Oct 28, 2025
This plan, which will remain in effect until the earlier of October 2026 or the repurchase of the entire amount authorized under the plan, replaces the Company s $100.0 million stock repurchase program that expired October 2025.
SEC original ↗Renasant Corp — Earnings release (8-K exhibit)EX-99Oct 28, 2025
There was no buyback activity during the third quarter of 2025 The Company redeemed $60.0 million in subordinated notes acquired from The First Bancshares, Inc.
SEC original ↗Renasant Corp — Earnings release (8-K exhibit)EX-99Oct 28, 2025
12.88% 12.73% 12.59% 11.08% 11.04% 17.32% 17.08% 16.89% 14.97% 14.88% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 3Q 2024 4Q 2024 1Q 2025 2Q 2025 3Q 2025 CET1 / TRBC Common equity tier 1 capital ratio Total risk-based capital ratio Highlights Effective October 28, 2025, the Company s Board of Directors approved a $150.0 million stock repurchase program under which the Company is authorized to repurchase outstanding shares of its common stock either in open market purchases or privately-negotiated transactions.
SEC original ↗Renasant Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 28, 2025
This plan, which will remain in effect until the earlier of October 2026 or the repurchase of the entire amount authorized under the plan, replaces the Company s $100.0 million stock repurchase program that expired in October 2025.
SEC original ↗Renasant Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 28, 2025
There was no buyback activity during the third quarter of 2025.
SEC original ↗Renasant Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 28, 2025
Strategy & priorities
Forward-looking statements include information about the Company s future financial performance, business strategy, projected plans and objectives and are based on the current beliefs and expectations of management.
SEC original ↗Renasant Corp — Earnings release (8-K exhibit)EX-99Oct 28, 2025
In addition, these forward-looking statements are subject to assumptions with respect to future business strategies and decisions that are subject to change.
SEC original ↗Renasant Corp — Earnings release (8-K exhibit)EX-99Oct 28, 2025
Forward-looking statements include information about our future financial performance, business strategy, projected plans and objectives and are based on the current beliefs and expectations of management.
SEC original ↗Renasant Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 28, 2025
In addition, these forward-looking statements are subject to assumptions about future business strategies and decisions that are subject to change.
SEC original ↗Renasant Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 28, 2025
Risks & headwinds
The Company s management believes these forward-looking statements are reasonable, but they are all inherently subject to significant business, economic and competitive risks and uncertainties, many of which are beyond the Company s control.
SEC original ↗Renasant Corp — Earnings release (8-K exhibit)EX-99Oct 28, 2025
Prospective investors are cautioned that any forward-looking statements are not guarantees of future performance and involve risks and uncertainties and, accordingly, investors should not place undue reliance on these forward-looking statements, which speak only as of the date they are made.
SEC original ↗Renasant Corp — Earnings release (8-K exhibit)EX-99Oct 28, 2025
We believe these forward-looking statements are reasonable, but they are all inherently subject to significant business, economic and competitive risks and uncertainties, many of which are beyond our control.
SEC original ↗Renasant Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 28, 2025
Prospective investors are cautioned that any forward-looking statements are not guarantees of future performance and involve risks and uncertainties.
SEC original ↗Renasant Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 28, 2025
Earnings deck slides
0 decks with slide viewRenasant Corp — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Renasant Corp — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Renasant Corp — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Renasant Corp — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Renasant Corp — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Renasant Corp — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Renasant Corp — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Renasant Corp — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Renasant Corp — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Renasant Corp — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Renasant Corp — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Renasant Corp — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
31 documents- Q3 2026
- 8-KRNST
Oct 27, 2026
- Q2 2026
- 8-KRNST
Aug 25, 2026
- 8-KRNST
Aug 6, 2026
- 10-QRNST
Aug 5, 2026
- 8-KRNST
Jul 28, 2026
- Q1 2026
- 8-KRNST
May 15, 2026
- 10-QRNST
May 7, 2026
- 8-KRNST
May 7, 2026
- 8-KRNST
May 1, 2026
- 8-KRNST
Apr 30, 2026
- 8-KRNST
Apr 28, 2026
- Q4 2025
- 8-KRNST
Mar 16, 2026
- 10-KRNST
Mar 2, 2026
- 8-KRNST
Feb 3, 2026
- 8-KRNST
Jan 27, 2026
- Q3 2025
- 8-KRNST
Nov 14, 2025
- 10-QRNST
Nov 7, 2025
- 8-KRNST
Nov 5, 2025
- 8-KRNST
Nov 3, 2025
- 8-KRNST
Oct 28, 2025
- Q2 2025
- 8-KRNST
Sep 11, 2025
- 8-KRNST
Sep 2, 2025
- 10-QRNST
Aug 6, 2025
- 8-KRNST
Jul 22, 2025
- Q1 2025
- 8-K/ARNST
Jun 16, 2025
- 8-KRNST
May 13, 2025
- 10-QRNST
May 8, 2025
- 8-KRNST
May 1, 2025
- 8-KRNST
Apr 25, 2025
- 8-KRNST
Apr 22, 2025
- 8-KRNST
Apr 4, 2025
Earnings releases
10 documentsPresentations
12 documents
Transcripts
0 documentsNo transcripts for Renasant Corp are held in this edition of the library.
See also the earnings calendar for every tracked company’s next earnings date.