Radian Group Inc.

(2) Represents Radian Group’s available liquidity without considering available capacity under its $275 million unsecured revolving credit facility.

SEC original ↗Radian Group Inc. — Earnings release (8-K exhibit)EX-99Jul 31, 2025

CAPITAL AND LIQUIDITY UPDATE Radian Group ■ During the second quarter of 2025 the company repurchased 7.0 million shares of Radian Group common stock at a total cost of $223 million.

SEC original ↗Radian Group Inc. — Earnings release (8-K exhibit)EX-99Jul 31, 2025

As of June 30, 2025, Radian Group had two outstanding share repurchase authorizations in effect.

SEC original ↗Radian Group Inc. — Earnings release (8-K exhibit)EX-99Jul 31, 2025

■ Radian Group paid a dividend on its common stock in the amount of $0.255 per share, totaling $35 million, in the second quarter of 2025.

SEC original ↗Radian Group Inc. — Earnings release (8-K exhibit)EX-99Jul 31, 2025

Total holding company liquidity, including the company’s $275 million unsecured revolving credit facility, was $1.1 billion as of June 30, 2025.

SEC original ↗Radian Group Inc. — Earnings release (8-K exhibit)EX-99Jul 31, 2025

Radian Guaranty ■ Radian Guaranty distributed $400 million to Radian Group in the first half of 2025, including a $200 million ordinary dividend in the second quarter of 2025.

SEC original ↗Radian Group Inc. — Earnings release (8-K exhibit)EX-99Jul 31, 2025

In most cases, forward-looking statements may be identified by words such as “anticipate,” “may,” “will,” “could,” “should,” “would,” “expect,” “intend,” “plan,” “goal,” “contemplate,” “believe,” “estimate,” “predict,” “project,” “potential,” “continue,” “seek,” “strategy,” “future,” “likely” or the negative or other variations on these words and other similar expressions.

SEC original ↗Radian Group Inc. — Earnings release (8-K exhibit)EX-99Jul 31, 2025

In most cases, forward-looking statements may be identified by words such as anticipate, may, will, could, should, would, expect, intend, plan, goal, pursue, contemplate, believe, estimate, predict, project, potential, continue, seek, strategy, future, likely or the negative or other variations on these words and other similar expressions.

SEC original ↗Radian Group Inc. — 10-Q Quarterly report10-QAug 7, 2026

We operate our Specialty segment through Inigo, which we acquired as part of the Company s transformative strategy to become a global multi-line specialty insurer.

SEC original ↗Radian Group Inc. — 10-Q Quarterly report10-QAug 7, 2026

This strategic acquisition has transformed Radian from a leading U.

SEC original ↗Radian Group Inc. — 10-Q Quarterly report10-QAug 7, 2026

Discontinued Operations Following a comprehensive strategic review, which led to our decision to acquire Inigo, in September 2025 we announced plans to divest our Mortgage Conduit, Title and Real Estate Services businesses.

SEC original ↗Radian Group Inc. — 10-Q Quarterly report10-QAug 7, 2026

The forward-looking statements are not guarantees of future performance, and the forward-looking statements, as well as our prospects as a whole, are subject to risks and uncertainties that could cause actual results to differ materially from those set forth in the forward-looking statements.

SEC original ↗Radian Group Inc. — Earnings release (8-K exhibit)EX-99Jul 31, 2025

These risks and uncertainties include, without limitation: ■ the health of the U.

SEC original ↗Radian Group Inc. — Earnings release (8-K exhibit)EX-99Jul 31, 2025

For more information regarding these risks and uncertainties as well as certain additional risks that we face, you should refer to “Item 1A.

SEC original ↗Radian Group Inc. — Earnings release (8-K exhibit)EX-99Jul 31, 2025

These risks and uncertainties include, without limitation: general economic and market conditions, including: changes resulting from inflationary pressures, the interest rate environment and the risk of recession and higher unemployment rates; other macroeconomic stresses and uncertainties; political and geopolitical events, instability and conflict, including the current hostilities in the Middle East; supply chain disruptions; civil disturbances; endemics/pandemics; and extreme weather events and other natural disasters that may adversely affect economic conditions and the markets in which we do business; the health of the U.

SEC original ↗Radian Group Inc. — 10-Q Quarterly report10-QAug 7, 2026

For more information regarding these risks and uncertainties as well as certain additional risks that we face, you should refer to Item 1A.

SEC original ↗Radian Group Inc. — 10-Q Quarterly report10-QAug 7, 2026

Risks and Uncertainties In assessing the Company s current financial condition and developing forecasts of future operations, management has made significant judgments and estimates with respect to potential factors impacting our financial and liquidity position.

SEC original ↗Radian Group Inc. — 10-Q Quarterly report10-QAug 7, 2026