Inferra AI / Company / PRI
Primerica, Inc.
PRI · Financials
Last earnings Aug 5, 2026
Key results
Revenuequarter
$793.3 million
The Company reported total revenue of $793.3 million, net income of $178.3 million and net earnings per diluted share of $5.40 during the second quarter of 2025.
SEC original ↗Primerica, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
Net incomequarter
$178.3 million
The Company reported total revenue of $793.3 million, net income of $178.3 million and net earnings per diluted share of $5.40 during the second quarter of 2025.
SEC original ↗Primerica, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
During the second quarter of 2024, the Company reported total revenue of $791.0 million, net income from continuing operations of $209.3 million and net earnings per diluted share from continuing operations of $6.07.
SEC original ↗Primerica, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
Growthquarter
up 7%
The Company delivered strong adjusted operating financial results during the quarter including adjusted operating revenues of $796.0 million, up 7% year-over-year.
SEC original ↗Primerica, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
Operating incomequarter
$180.4 million
Adjusted net operating income totaled $180.4 million, reflecting 6% growth in the second quarter of 2025, while diluted adjusted operating earnings per share of $5.46 increased 10% compared to the second quarter of 2024.
SEC original ↗Primerica, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
EPSquarter
$5.46
Adjusted net operating income totaled $180.4 million, reflecting 6% growth in the second quarter of 2025, while diluted adjusted operating earnings per share of $5.46 increased 10% compared to the second quarter of 2024.
SEC original ↗Primerica, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
Change Life-Licensed revenuequarter
2024 %
” Second Quarter Distribution & Segment Results Distribution Results Q2 2025 Q2 2024 % Change Life-Licensed Sales Force 152,592 145,789 5 % Recruits 80,924 96,563 (16 )% New Life-Licensed Representatives 12,903 14,402 (10 )% Life Insurance Policies Issued 89,850 100,768 (11 )% Life Productivity (1) 0.20 0.23 * Issued Term Life Face Amount ($ billions) (2) $ 30.3 $ 33.2 (9 )% ISP Product Sales ($ billions) $ 3.5 $ 3.1 15 % Average Client Asset Values ($ billions) $ 114.0 $ 103.0 11 % Closed U.
SEC original ↗Primerica, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
ISP Product revenuequarter
$ 3.5
” Second Quarter Distribution & Segment Results Distribution Results Q2 2025 Q2 2024 % Change Life-Licensed Sales Force 152,592 145,789 5 % Recruits 80,924 96,563 (16 )% New Life-Licensed Representatives 12,903 14,402 (10 )% Life Insurance Policies Issued 89,850 100,768 (11 )% Life Productivity (1) 0.20 0.23 * Issued Term Life Face Amount ($ billions) (2) $ 30.3 $ 33.2 (9 )% ISP Product Sales ($ billions) $ 3.5 $ 3.1 15 % Average Client Asset Values ($ billions) $ 114.0 $ 103.0 11 % Closed U.
SEC original ↗Primerica, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
Term Life revenuequarter
$441.8 million
Term Life revenues were $441.8 million, increasing 3% year-over-year, driven by 5% growth in adjusted direct premiums, while pre-tax operating income of $155.0 million increased 5% compared to the second quarter of 2024.
SEC original ↗Primerica, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
Term Life operating marginquarter
23.0%
The Term Life operating margin was 23.0%, in line with the second quarter of 2024.
SEC original ↗Primerica, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
During the second quarter of 2025, segment revenues increased 14% to $298.3 million, and income before income taxes grew 6% to $79.4 million, driven by growth in average client asset values and higher product sales.
SEC original ↗Primerica, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
AI analysis
Q2 2025 · reported Aug 6, 2025
Based on: Earnings release + Q2 2025 deck + parent 8-K + 10-Q — transcript not held
Headline figures
| Metric | Q2 2025 | Prior qtr | Year ago |
|---|---|---|---|
| Revenue | $793.3 million | — | — |
| Net income | $178.3 million | — | — |
| Growth | up 7% | — | — |
| Operating income | $180.4 million | — | — |
| EPS | $5.46 | — | — |
| Change Life-Licensed revenue | 2024 % | — | — |
| ISP Product revenue | $ 3.5 | — | — |
| Term Life revenue | $441.8 million | — | — |
Guidance · company-stated
No guidance located in the held release
Margin
Capital allocation
Capital The Company repurchased 487,993 shares of common stock for $129 million during the second quarter of 2025 and the Board of Directors has approved a dividend of $1.04 per share, payable on September 15, 2025, to stockholders of record on August 22, 2025.
Event summary
PRIMERICA REPORTS SECOND QUARTER 2025 RESULTS
Based on: Earnings release + Q2 2025 deck + parent 8-K + 10-Q — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
Capital The Company repurchased 487,993 shares of common stock for $129 million during the second quarter of 2025 and the Board of Directors has approved a dividend of $1.04 per share, payable on September 15, 2025, to stockholders of record on August 22, 2025.
SEC original ↗Primerica, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
Best A+ A+ A+ A+ A+ A+ na na na na na na Holding Company Senior Debt Ratings Moody's Baa1 Baa1 Baa1 Baa1 Baa1 Baa1 na na na na na na S&P A- A- A- A- A- A- na na na na na na A.
SEC original ↗Primerica, Inc. — Presentation / slide deck (8-K exhibit)EX-99Aug 6, 2025
Best a- a- a- a- a- a- na na na na na na (1) Debt-to-capital is that of the parent company only.
SEC original ↗Primerica, Inc. — Presentation / slide deck (8-K exhibit)EX-99Aug 6, 2025
Capital in the debt-to-capital ratio includes stockholders' equity and the note payable.
SEC original ↗Primerica, Inc. — Presentation / slide deck (8-K exhibit)EX-99Aug 6, 2025
The LLC Note is classified as a held-to-maturity debt security in the Company s invested asset portfolio as we have the positive intent and ability to hold the security until maturity.
SEC original ↗Primerica, Inc. — 10-Q Quarterly report10-QAug 6, 2026
Such transfers within the same year generally include purchases of new debt issuances during the quarter that do not yet have independent pricing quotes available as of the end of the quarter but are transferred to Level 2 when independent pricing quotes become available the next quarter within the sa me year.
SEC original ↗Primerica, Inc. — 10-Q Quarterly report10-QAug 6, 2026
Strategy & priorities
It is designed to enable comprehensive analysis of our ongoing business using the same core metrics that our management utilizes in assessing our business and making strategic and operational decisions.
SEC original ↗Primerica, Inc. — Presentation / slide deck (8-K exhibit)EX-99Aug 6, 2025
Risks & headwinds
As families face ongoing economic uncertainty, we remain confident in our sales force's ability to deliver meaningful support by helping clients make informed financial decisions.
SEC original ↗Primerica, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
Forward-looking statements contain known and unknown risks and uncertainties that may cause our actual results in future periods to differ materially from anticipated or projected results.
SEC original ↗Primerica, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
These and other risks and uncertainties affecting us are more fully described in our filings with the Securities and Exchange Commission, which are available in the Investor Relations section of our website at https://investors.
SEC original ↗Primerica, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
If a fair value appears unusual relative to these assessments, we will re-examine the inputs and may challenge a fair value assessment made by the pricing service.
SEC original ↗Primerica, Inc. — 10-Q Quarterly report10-QAug 6, 2026
Earnings deck slides
0 decks with slide viewPrimerica, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Primerica, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Primerica, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Primerica, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Primerica, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Primerica, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
30 documents- Q2 2026
- 10-QPRI
Aug 6, 2026
- 8-KPRI
Aug 5, 2026
- Q1 2026
- 8-KPRI
Jun 2, 2026
- 8-KPRI
May 27, 2026
- 10-QPRI
May 7, 2026
- 8-KPRI
May 6, 2026
- Q4 2025
- 10-KPRI
Feb 27, 2026
- 8-KPRI
Feb 23, 2026
- 8-KPRI
Feb 11, 2026
- 8-KPRI
Jan 23, 2026
- Q3 2025
- 10-QPRI
Nov 6, 2025
- 8-KPRI
Nov 5, 2025
- Q2 2025
- 10-QPRI
Aug 7, 2025
- 8-KPRI
Aug 6, 2025
- Q1 2025
- 8-KPRI
May 15, 2025
- 10-QPRI
May 8, 2025
- 8-KPRI
May 7, 2025
- Q4 2024
- 10-KPRI
Feb 28, 2025
- 8-KPRI
Feb 11, 2025
- Q3 2024
- 8-KPRI
Dec 12, 2024
- 8-K/APRI
Nov 7, 2024
- 10-QPRI
Nov 7, 2024
- 8-KPRI
Nov 6, 2024
- 8-KPRI
Nov 1, 2024
- Q2 2024
- 8-KPRI
Sep 24, 2024
- 8-KPRI
Aug 30, 2024
- 10-QPRI
Aug 8, 2024
- 8-KPRI
Aug 7, 2024
- 8-KPRI
Jul 16, 2024
- Q1 2024
- 8-KPRI
May 9, 2024
Earnings releases
12 documentsPresentations
6 documents
Transcripts
0 documentsNo transcripts for Primerica, Inc. are held in this edition of the library.
Mentioned by
3 companiesOther tracked companies whose held documents mention Primerica, Inc. by name or ticker. A mention is counted once per document, from the document text the library holds.
“ared dividend of $1.20 per share payable on September 14, 2026 Duluth, GA, Aug. 5, 2026 – Primerica, Inc. (NYSE: … …adjusted operating income before income taxes, adjusted net operating income, diluted adjusted operating earnings per share and adjust”
“; declared dividend of $1.20 per share payable on June 12, 2026 Duluth, GA, May 6, 2026 – Primerica, Inc. (NYSE: PRI) reported… …adjusted operating income before income taxes, adjusted net operating income, diluted adjusted operating earnings per sha”
Construction Partners, Inc. (ROAD)
“t.” Smith continued, “Last week, we announced our latest acquisition with the purchase of PRI, adding its nearly 300 employees to the CPI family of companies as our platform… …1,556 $ 1,268 $ 1,041 $ 4,406 Net income (loss) per share attributab”
See also the earnings calendar for every tracked company’s next earnings date.