Inferra AI / Company / PGC

Peapack Gladstone Financial Corp

PGC · Financials

Last earnings Oct 27, 2026

Key results

Net incomequarter

$9.6 million

The Company recorded net income of $9.6 million and diluted earnings per share (“EPS”) of $0.54 for the quarter ended September 30, 2025, which is an increase of 21%, compared to net income of $7.9 million and diluted EPS of $0.45 for the quarter ended June 30, 2025.

SEC original ↗Peapack Gladstone Financial Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

net income of $9.6 million and positive movement in accumulated other comprehensive income of $5.1 million related to the fair value of the Company&#x2019

SEC original ↗Peapack Gladstone Financial Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Revenuequarter

28%

Anchored by a stable wealth management franchise, fee income as a percentage of total revenue remains a strength at 28%.

SEC original ↗Peapack Gladstone Financial Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 22, 2025

YTD revenueytd

$47.2

$47.2 YTD Revenue Balance Sheet Strength A Rapidly Improving Liquidity Profile By the Numbers No borrowings or brokered deposits.

SEC original ↗Peapack Gladstone Financial Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 22, 2025

AI analysis

Q3 2025 · reported Oct 22, 2025

Based on: Earnings release + Q3 2025 deck + parent 8-K — transcript not held

Net income · Q3 2025

$9.6M

EX-99 · Oct 22, 2025

Headline figures

Metric	Q3 2025	Prior qtr	Year ago
Net income	$9.6 million	—	—
Revenue	28%	—	—

EX-99 · Oct 22, 2025

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Dividend$0.05

The growth in deposits strengthened balance sheet liquidity and reduced reliance on outside borrowings and other non-core funding sources.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

– October 22, 2025 – Peapack-Gladstone Financial Corporation ( NASDAQ Global Select Market: PGC ) (the Company ) announces its third quarter 2025 financial results

Based on: Earnings release + Q3 2025 deck + parent 8-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

The growth in deposits strengthened balance sheet liquidity and reduced reliance on outside borrowings and other non-core funding sources.

SEC original ↗Peapack Gladstone Financial Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

There were no outstanding overnight borrowings at September 30, 2025.

SEC original ↗Peapack Gladstone Financial Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

The Company maintains additional liquidity resources of approximately $3.8 billion through secured available borrowing facilities with the Federal Home Loan Bank and the Federal Reserve Discount Window.

SEC original ↗Peapack Gladstone Financial Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Those increases were partially offset by the repurchase of 100,000 shares through the Company's repurchase program at a total cost of $2.7 million.

SEC original ↗Peapack Gladstone Financial Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

On September 29, 2025, the Company declared a cash dividend of $0.05 per share payable on November 28, 2025 to shareholders of record on November 6, 2025.

SEC original ↗Peapack Gladstone Financial Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Deposit Trends Consistently Strong Growth at a Favorable Mix Key Trends & Impacts Significant core deposit growth has eliminated reliance on borrowings and brokered deposits.

SEC original ↗Peapack Gladstone Financial Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 22, 2025

Strategy & priorities

“We continue to make significant progress with our Metro New York expansion,” said Douglas L.

SEC original ↗Peapack Gladstone Financial Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

This momentum has enabled us to deliver a fourth consecutive quarter of positive operating leverage, grow core earnings by 54% over the last twelve months, drive improvement in earnings per share and tangible book value per share, all while absorbing significant investments in our expansion efforts.

SEC original ↗Peapack Gladstone Financial Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Going forward we will continue to actively manage other problem assets with a focus on capital preservation.

SEC original ↗Peapack Gladstone Financial Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Our new business pipeline is healthy, and we continue to remain focused on delivering excellent service and advice to our clients.

SEC original ↗Peapack Gladstone Financial Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

C&I growth was driven by business expansion and capital investment.

SEC original ↗Peapack Gladstone Financial Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Documents

Earnings deck slides

0 decks with slide view

Peapack Gladstone Financial Corp — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors