Inferra AI / Company / PB

Prosperity Bancshares Inc.

PB · Financials

Last earnings Oct 28, 2026

Key results

Net incomequarter

$137.6 million

Net income of $137.6 million and earnings per share (diluted) of $1.45 for third quarter 2025 &#x2022

SEC original ↗Prosperity Bancshares Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

EPSquarter

$1.45

Net income of $137.6 million and earnings per share (diluted) of $1.45 for third quarter 2025 &#x2022

SEC original ↗Prosperity Bancshares Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Net income of $402.9 million, increased 15.4%, and earnings per share (diluted) of $4.23, increased 14.9%, for the nine months ended September 30, 2025 compared with the same period 2024 &#x2022

SEC original ↗Prosperity Bancshares Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

(NYSE: PB) (“Prosperity Bancshares”), the parent company of Prosperity Bank (collectively, “Prosperity”), reported net income of $137.6 million for the quarter ended September 30, 2025, compared with $127.3 million for the same period in 2024.

SEC original ↗Prosperity Bancshares Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Net income per diluted common share was $1.45 for the quarter ended September 30, 2025, compared with $1.34 for the same period in 2024.

SEC original ↗Prosperity Bancshares Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Results of Operations for the Three Months Ended September 30, 2025 Net income was $137.6 million (2) for the three months ended September 30, 2025, compared with $127.3 million (3) for the same period in 2024, an increase of $10.3 million or 8.1%.

SEC original ↗Prosperity Bancshares Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Net income per diluted common share was $1.45 for the three months ended September 30, 2025, compared with $1.34 for the same period in 2024, an increase of 8.2%.

SEC original ↗Prosperity Bancshares Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

On a linked quarter basis, net income was $137.6 million (2) for the three months ended September 30, 2025, compared with $135.2 million (4) for the three months ended June 30, 2025, an increase of $2.4 million or 1.8%.

SEC original ↗Prosperity Bancshares Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Net income per diluted common share was $1.45 for the three months ended September 30, 2025, compared with $1.42 for the three months ended June 30, 2025.

SEC original ↗Prosperity Bancshares Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

AI analysis

Q3 2025 · reported Oct 29, 2025

Based on: Earnings release + parent 8-K — transcript not held

EPS · Q3 2025
$1.45
EX-99 · Oct 29, 2025
Net income · Q3 2025
$137.6M
EX-99 · Oct 29, 2025

Headline figures

MetricQ3 2025Prior qtrYear ago
Net income$137.6 million——
EPS$1.45——

EX-99 · Oct 29, 2025

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Dividend$0.60

“I am also pleased to announce that the Board of Directors approved increasing the fourth quarter 2025 dividend to $0.60 per share from $0.58 per share that was paid in the prior four quarters.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

For more information contact: Prosperity

Based on: Earnings release + parent 8-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

“I am also pleased to announce that the Board of Directors approved increasing the fourth quarter 2025 dividend to $0.60 per share from $0.58 per share that was paid in the prior four quarters.

SEC original ↗Prosperity Bancshares Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

The compound annual growth rate in dividends declared from 2003 to 2025 was 10.7%.

SEC original ↗Prosperity Bancshares Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

We continue to share our success with our shareholders through the payment of dividends and opportunistic stock repurchases, while also continuing to grow our capital,” stated Zalman.

SEC original ↗Prosperity Bancshares Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

The change was primarily due to a decrease in the average balances and average rates on other borrowings and a decrease in the average rates on interest-bearing deposits, partially offset by a decrease in the average balances and average rates on federal funds sold and other earning assets, a decrease in the average balances and average rates on loans and a decrease in loan discount accretion of $2.0 million.

SEC original ↗Prosperity Bancshares Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Net interest income before provision for credit losses increased $5.7 million or 2.1% to $273.4 million for the three months ended September 30, 2025, compared with $267.7 million for the three months ended June 30, 2025, primarily due to one extra day during the current quarter and a decrease in the average balances for other borrowings.

SEC original ↗Prosperity Bancshares Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

The change was primarily due to a decrease in the average balances and average rates on other borrowings and a decrease in the average rates on interest-bearing deposits, partially offset by a decrease in the average balances and average rates ______________ (2) Includes purchase accounting adjustments of $2.6 million, net of tax, primarily comprised of loan discount accretion of $2.9 million for the three months ended September 30, 2025.

SEC original ↗Prosperity Bancshares Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Strategy & priorities

“As of October 2025, Oklahoma's economy is demonstrating resilience and modest growth, outpacing national averages in key areas such as unemployment and population expansion despite broader U.

SEC original ↗Prosperity Bancshares Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Risks & headwinds

Although the economy is showing some signs of moderation, influenced by factors such as tariffs and immigration policies, we believe Texas remains the best state for business with a pro-business attitude and no state income tax.

SEC original ↗Prosperity Bancshares Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

slowdowns from tariffs and policy uncertainties,” continued Zalman.

SEC original ↗Prosperity Bancshares Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Forward-looking statements include all statements other than statements of historical fact, including forecasts or trends, and are based on current expectations, assumptions, estimates, and projections about Prosperity and its subsidiaries or related to the proposed transactions between (1) Prosperity and Southwest and (2) Prosperity and American and are subject to significant risks and uncertainties that could cause actual results to differ materially from the results expressed in such statements.

SEC original ↗Prosperity Bancshares Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Because forward-looking statements relate to future results and occurrences, many of which are outside of Prosperity’s control, they are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict.

SEC original ↗Prosperity Bancshares Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

These risks and uncertainties include, but are not limited to, whether Prosperity can: successfully identify acquisition targets and integrate the businesses of acquired companies and banks; continue to sustain its current internal growth rate or total growth rate; provide products and services that appeal to its customers; continue to have access to debt and equity capital markets; and achieve its sales objectives.

SEC original ↗Prosperity Bancshares Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Many possible events or factors could adversely affect the future financial results and performance of Prosperity, Southwest or American or the combined company and could cause those results or performance to differ materially from those expressed in or implied by the forward-looking statements.

SEC original ↗Prosperity Bancshares Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Documents

Filings

32 documents

Earnings releases

12 documents

Presentations

0 documents

No presentations for Prosperity Bancshares Inc. are held in this edition of the library.

Transcripts

0 documents

No transcripts for Prosperity Bancshares Inc. are held in this edition of the library.

Mentioned by

5 companies

Other tracked companies whose held documents mention Prosperity Bancshares Inc. by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.