Inferra AI / Company / ORI
Old Republic International Corp
ORI · Financials
Last earnings Oct 22, 2026
Key results
Net incomequarter
$243.2 million
Net income of $243.2 million, compared to $279.5 million last year.
SEC original ↗Old Republic International Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2026
Net operating incomequarter
$181.4 million
Net operating income 1 of $181.4 million, compared to $196.7 million last year.
SEC original ↗Old Republic International Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2026
Net operating income per diluted share of $0.73, compared to $0.78 last year.
SEC original ↗Old Republic International Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2026
Operating revenueytd
2025 %
6 Old Republic International Corporation Corporate Other Operating Results Quarters Ended September 30, Nine Months Ended September 30, 2026 2025 % Change 2026 2025 % Change Net premiums earned $ 1.4 $ 2.3 (39.4) % $ 5.1 $ 6.9 (25.9) % Net investment income 1 5.2 10.3 (49.5) 11.8 18.5 (36.2) Operating revenues 6.5 12.5 (47.6) 16.8 25.4 (33.6) Operating expenses 33.6 17.8 88.6 % 75.0 53.1 41.4 % Corporate Other pretax operating loss $ (27.0) $ (5.2) N M $ (58.2) $ (27.6) N M Corporate Other includes a small life and accident insurance business, the parent holding company, and several internal corporate services subsidiaries.
SEC original ↗Old Republic International Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2026
Operating revenuequarter
88.6 %
6 Old Republic International Corporation Corporate Other Operating Results Quarters Ended September 30, Nine Months Ended September 30, 2026 2025 % Change 2026 2025 % Change Net premiums earned $ 1.4 $ 2.3 (39.4) % $ 5.1 $ 6.9 (25.9) % Net investment income 1 5.2 10.3 (49.5) 11.8 18.5 (36.2) Operating revenues 6.5 12.5 (47.6) 16.8 25.4 (33.6) Operating expenses 33.6 17.8 88.6 % 75.0 53.1 41.4 % Corporate Other pretax operating loss $ (27.0) $ (5.2) N M $ (58.2) $ (27.6) N M Corporate Other includes a small life and accident insurance business, the parent holding company, and several internal corporate services subsidiaries.
SEC original ↗Old Republic International Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2026
AI analysis
Latest earnings event · reported Oct 22, 2026
Based on: Earnings release + parent 8-K — transcript not held
Headline figures
| Metric | Latest earnings event | Prior qtr | Year ago |
|---|---|---|---|
| Net income | $243.2 million | — | $279.5 million |
| Net operating income | $181.4 million | — | $196.7 million |
| Operating revenue | 88.6 % | — | — |
Guidance · company-stated
No guidance located in the held release
Capital allocation
Book value per share of $24.65, inclusive of dividends declared up 5.7% since year-end 2025.
Event summary
Old Republic International Corp — Earnings release (2026-10-22)
Based on: Earnings release + parent 8-K — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
Book value per share of $24.65, inclusive of dividends declared up 5.7% since year-end 2025.
SEC original ↗Old Republic International Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2026
Total capital returned to shareholders of $190.2 million, including $113.8 million in share repurchases.
SEC original ↗Old Republic International Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2026
companies with long-term records of reasonable earnings growth and steadily increasing dividends.
SEC original ↗Old Republic International Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2026
These changes resulted mostly from net operating income, realized and unrealized investment gains (losses), and dividends to shareholders declared during the year.
SEC original ↗Old Republic International Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2026
For the first nine months, total capital returned was $565.2, comprised of $229.7 in dividends and $335.4 in share repurchases.
SEC original ↗Old Republic International Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2026
Operating expenses in 2026 include the increased interest costs associated with the May 2026 debt issuance and transaction costs associated with the closing of the ECM Insurance Group acquisition.
SEC original ↗Old Republic International Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2026
Strategy & priorities
In addition, the expense ratios continue to reflect investments in start-up operating companies which are not at scale, information technology modernization, data and analytics, and artificial intelligence, including the additional personnel costs to manage all of these key initiatives.
SEC original ↗Old Republic International Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2026
The investment management process remains focused on retaining quality investments that produce consistent streams of investment income, while monitoring concentration limits among the operating companies.
SEC original ↗Old Republic International Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2026
Risks & headwinds
Old Republic's Specialty Insurance segment results can be affected by the level of market competition, which is typically a function of available capital and expected returns on such capital among competitors general economic considerations, including the levels of investment yields, inflation rates, and the impacts of tariffs periodic changes in claim frequency and severity patterns caused by natural disasters, weather conditions, accidents, illnesses, and work-related injuries claims development and the impact on loss reserves adequacy and availability of reinsurance uncertainties in underwriting and pricing risks and unanticipated external events.
SEC original ↗Old Republic International Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2026
In addition, the expense ratio for the first nine months of 2025 included approximately $15 (0.7 points) in litigation settlement expenses excluding this impact, the expense ratio improved 1.1 points for the first nine months.
SEC original ↗Old Republic International Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2026
Any such forward-looking statements involve assumptions, uncertainties, and risks that may affect the Company's future performance.
SEC original ↗Old Republic International Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2026
A more detailed listing and discussion of the risks and other factors which affect the Company's risk-taking insurance business are included in Part I, Item 1A - Risk Factors, of the Company's 2025 Form 10-K, and the various risks, uncertainties, and other factors that are included from time to time in other Securities and Exchange Commission filings.
SEC original ↗Old Republic International Corp — Earnings release (8-K exhibit)EX-99Oct 22, 2026
Earnings deck slides
2 decks with slide viewCompetitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
31 documentsEarnings releases
13 documentsPresentations
2 documents
Transcripts
0 documentsNo transcripts for Old Republic International Corp are held in this edition of the library.
Mentioned by
4 companiesOther tracked companies whose held documents mention Old Republic International Corp by name or ticker. A mention is counted once per document, from the document text the library holds.
“reased contained copper inventory when compared to the previous Mineral Reserve Estimate. ORI currently owns a 100% Ag stream and a 3.0%… …may be deemed “forward-looking statements” within the meaning of the United States Private Securities Litigatio”
“RELEASE OLD REPUBLIC ANNOUNCES SHARE REPURCHASE AUTHORIZATION CHICAGO – August 19, 2025 – Old Republic International Corporation (NYSE: ORI) – today…”
“-99.1 NEWS RELEASE OLD REPUBLIC ANNOUNCES SPECIAL DIVIDEND CHICAGO – December 12, 2025 – Old Republic International Corporation (NYSE: ORI) – today announced that… …to generate excess capital for return to shareholders. This special dividend complem”
“he quarter was $237.5, comprised of $76.7 in dividends and $160.7 in share repurchases. 7 Old Republic International Corporation Financial Supplement A financial supplement to this news… …economic considerations, including the levels of investment yi”
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