Inferra AI / Company / OMF
Onemain Holdings, Inc.
OMF · Financials
Last earnings Oct 30, 2026
Key results
EPSquarter
$1.67
Diluted EPS of $1.67 3Q 2025 C I adjusted
SEC original ↗Onemain Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 31, 2025
Dividendquarter
1%
diluted EPS of $1.90 3Q 2025 Managed receivables of $25.9 billion Raised quarterly dividend by 1% to $1.05 per share Board of Directors approves $1.0 billion share repurchase program
SEC original ↗Onemain Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 31, 2025
Net incomequarter
$199 million
(NYSE OMF), the leader in offering nonprime consumers responsible access to credit, today reported pretax income of $263 million and net income of $199 million for the third quarter of 2025, compared to $207 million and $157 million, respectively, in the prior year quarter.
SEC original ↗Onemain Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 31, 2025
Adjusted net incomequarter
$227 million
Consumer and Insurance Segment ( C I ) C I adjusted pretax income was $303 million and adjusted net income was $227 million for the third quarter of 2025, compared to $202 million and $151 million, respectively, in the prior year quarter.
SEC original ↗Onemain Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 31, 2025
Growthquarter
up 9%
Total revenue, comprising interest income and total other revenue, was $1.6 billion in the third quarter of 2025, up 9% from $1.5 billion in the prior year quarter.
SEC original ↗Onemain Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 31, 2025
AI analysis
Q3 2025 · reported Oct 31, 2025
Based on: Earnings release + parent 8-K — transcript not held
+12.4% vs year ago computed from stated figures
Headline figures
| Metric | Q3 2025 | Prior qtr | Year ago |
|---|---|---|---|
| EPS | $1.67 | $1.40 | — |
| Dividend | 1% | $1.04 | — |
| Net income | $199 million | $167 million | $207 million |
| Adjusted net income | $227 million | $167 million | $202 million |
| Growth | up 9% | up 10% | — |
Guidance · company-stated
No guidance located in the held release
Capital allocation
REPORTS THIRD QUARTER 2025 RESULTS 3Q 2025 Diluted EPS of $1.67 3Q 2025 C I adjusted diluted EPS of $1.90 3Q 2025 Managed receivables of $25.9 billion Raised quarterly dividend by 1% to $1.05 per share Board of Directors approves $1.0 billion share repurchase program New York, NY, October 31, 2025 - OneMain Holdings, Inc.
Event summary
Earnings per diluted share were $1.67 in the third quarter of 2025, compared to $1.31 in the prior year quarter
Based on: Earnings release + parent 8-K — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
REPORTS THIRD QUARTER 2025 RESULTS 3Q 2025 Diluted EPS of $1.67 3Q 2025 C I adjusted diluted EPS of $1.90 3Q 2025 Managed receivables of $25.9 billion Raised quarterly dividend by 1% to $1.05 per share Board of Directors approves $1.0 billion share repurchase program New York, NY, October 31, 2025 - OneMain Holdings, Inc.
SEC original ↗Onemain Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 31, 2025
On October 31, 2025, OneMain declared a quarterly dividend of $1.05 per share, a 1% increase from the prior quarterly dividend of $1.04 per share.
SEC original ↗Onemain Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 31, 2025
The dividend is payable on November 14, 2025, to record holders of the Company's common stock as of the close of business on November 10, 2025.
SEC original ↗Onemain Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 31, 2025
During the quarter, the Company repurchased approximately 540 thousand shares of common stock for $32 million.
SEC original ↗Onemain Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 31, 2025
The Board of Directors has approved a $1.0 billion share repurchase program expiring on December 31, 2028.
SEC original ↗Onemain Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 31, 2025
The program replaces the previous share repurchase program.
SEC original ↗Onemain Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 31, 2025
Strategy & priorities
1 C I Select Delinquency and Loss Ratios September 30, 2025 June 30, 2025 September 30, 2024 Consumer loans 30+ days delinquency ratio 5.55 % 5.17 % 5.63 % 90+ days delinquency ratio 2.35 % 2.12 % 2.49 % 30-89 days delinquency ratio 3.20 % 3.05 % 3.14 % Net charge-offs 6.67 % 7.19 % 7.33 % Operating expense for the third quarter of 2025 was $427 million, up 8% from $396 million in the prior year quarter reflecting receivable growth and our strategic investments in the business.
SEC original ↗Onemain Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 31, 2025
Consumer and Insurance adjusted pretax income (loss) represents income (loss) before income taxes on a Segment Accounting Basis and excludes net loss resulting from repurchases and repayments of debt, restructuring charges, acquisition-related transaction and integration expenses, regulatory settlements, and strategic activities and other items.
SEC original ↗Onemain Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 31, 2025
Forward-looking statements are not statements of historical fact but instead represent only management s current beliefs regarding future events, objectives, goals, projections, strategies, performance, and future plans, and underlying assumptions and other statements related thereto.
SEC original ↗Onemain Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 31, 2025
(1) Includes strategic activities and other items.
SEC original ↗Onemain Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 31, 2025
Risks & headwinds
By their nature, forward-looking statements are subject to risks, uncertainties, assumptions and other important factors that may cause actual results, performance or achievements to differ materially from those expressed in or implied by such forward-looking statements.
SEC original ↗Onemain Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 31, 2025
If one or more of these or other risks or uncertainties materialize, or if our underlying assumptions prove to be incorrect, our actual results may vary materially from what we may have expressed or implied by these forward-looking statements.
SEC original ↗Onemain Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 31, 2025
Furthermore, new risks and uncertainties arise from time to time, and it is impossible for us to predict those events or how they may affect us.
SEC original ↗Onemain Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 31, 2025
What changed vs prior quarter
EPS — prior quarter passage and this quarter's passage are both cited.
SEC original ↗Onemain Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 31, 2025
Dividend — prior quarter passage and this quarter's passage are both cited.
SEC original ↗Onemain Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 31, 2025
Net income — prior quarter passage and this quarter's passage are both cited.
SEC original ↗Onemain Holdings, Inc. — Earnings release (8-K exhibit)EX-99Oct 31, 2025
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
31 documents- Q3 2026
- 8-KOMF
Oct 30, 2026
- Q2 2026
- 8-KOMF
Aug 20, 2026
- 8-KOMF
Aug 7, 2026
- 10-QOMF
Jul 30, 2026
- 8-KOMF
Jul 29, 2026
- Q1 2026
- 8-KOMF
Jun 22, 2026
- 10-QOMF
- 8-KOMF
May 1, 2026
- Q4 2025
- 10-KOMF
Feb 6, 2026
- 8-KOMF
Feb 5, 2026
- Q3 2025
- 8-KOMF
Dec 18, 2025
- 8-KOMF
Dec 5, 2025
- 10-QOMF
Oct 31, 2025
- 8-KOMF
Oct 31, 2025
- Q2 2025
- 8-KOMF
Sep 17, 2025
- 8-KOMF
Sep 4, 2025
- 8-KOMF
Aug 12, 2025
- 8-KOMF
Jul 30, 2025
- 10-QOMF
Jul 29, 2025
- 8-KOMF
Jul 25, 2025
- Q1 2025
- 8-KOMF
Jun 11, 2025
- 8-KOMF
Jun 10, 2025
- 8-KOMF
May 29, 2025
- 10-QOMF
- 8-KOMF
Apr 29, 2025
- 8-K/AOMF
- Q4 2024
- 8-KOMF
Mar 17, 2025
- 8-KOMF
Mar 13, 2025
- 8-KOMF
Mar 5, 2025
- 10-KOMF
Feb 7, 2025
- 8-KOMF
Jan 31, 2025
Earnings releases
8 documentsPresentations
0 documentsNo presentations for Onemain Holdings, Inc. are held in this edition of the library.
Transcripts
0 documentsNo transcripts for Onemain Holdings, Inc. are held in this edition of the library.
Mentioned by
2 companiesOther tracked companies whose held documents mention Onemain Holdings, Inc. by name or ticker. A mention is counted once per document, from the document text the library holds.
National Healthcare Properties, Inc. (NHP)
“…disposition of Landis Memorial Hospital advanced NHP's OMF repositioning and deleveraging initiatives Acquisition Date September 2014 Purchase Price $42,565,000 Total Rent Collected $36,734,990 Sale Price $54,011,00”
“ntered into a senior secured, non-revolving credit facility (the “Credit Agreement”) with OMF FUND III (F) Ltd.. Following the most recent amendment to the Credit… … — — — — Share-based compensation — — — — — — 7,436 — ”
See also the earnings calendar for every tracked company’s next earnings date.