Inferra AI / Company / OBK
Origin Bancorp, Inc.
OBK · Financials
Last earnings Jul 22, 2026
Key results
Net incomequarter
$14.6 million
net income of $14.6 million, or $0.47 diluted earnings per share ( EPS ) for the quarter ended June 30, 2025, compared to
SEC original ↗Origin Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
EPSquarter
$0.47
net income of $14.6 million, or $0.47 diluted earnings per share ( EPS ) for the quarter ended June 30, 2025, compared to
SEC original ↗Origin Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
net income of $22.4 million, or $0.71 diluted earnings per share, for the quarter ended March 31, 2025.
SEC original ↗Origin Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
This transaction, net of the increase in interest income, negatively impacted diluted EPS by $0.35, but contributed approximately two basis points to our NIM-FTE for the quarter ended June 30, 2025, with an estimated twelve-month total positive impact to NIM-FTE of six basis points.
SEC original ↗Origin Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
While this transaction resulted in a $0.35 negative impact to diluted EPS during the quarter ended June 30, 2025, due to the realized loss net of the increase in interest income, we believe the trade-off in yield represents an attractive opportunity.
SEC original ↗Origin Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
_______ 2Q25 1Q25 Calculation of ROATCE: Net income $ 14,647 $ 22,411 Divided by number of days in the quarter 91 90 Multiplied by the number of days in the year 365 365 Annualized net income $ 58,749 $ 90,889 Total average stockholders' equity $ 1,190,331 $ 1,166,749 Average goodwill (128,679) (128,679) Average other intangible assets, net (37,459) (38,254) Average tangible common equity 1,024,193 999,816 ROAE (annualized) (GAAP) 4.94 % 7.79 % ROATCE (annualized) (non-GAAP) 5.74 9.09 27 DOLLARS IN THOUSANDS, UNAUDITED RECONCILIATION OF NON-GAAP FINANCIAL MEASURES ORIGIN BANCORP, INC.
SEC original ↗Origin Bancorp, Inc. — Presentation / slide deck (8-K exhibit)EX-99Jul 23, 2025
(21) The diluted EPS impact is calculated using a 21% effective tax rate.
SEC original ↗Origin Bancorp, Inc. — Presentation / slide deck (8-K exhibit)EX-99Jul 23, 2025
AI analysis
Q2 2025 · reported Jul 23, 2025
Based on: Earnings release + Q2 2025 deck + parent 8-K + 10-Q — transcript not held
Headline figures
| Metric | Q2 2025 | Prior qtr | Year ago |
|---|---|---|---|
| Net income | $14.6 million | — | — |
| EPS | $0.47 | — | — |
Guidance · company-stated
No guidance located in the held release
Capital allocation
During the quarter ended June 30, 2025, we repurchased 136,399 shares of our common stock at an average price of $31.84 per share.
Also, in July 2025, our board of directors approved a stock repurchase program authorizing the purchase of up to $50.0 million of the Company s outstanding common stock over the next three years, replacing the existing plan which expires this month.
Event summary
REPORTS EARNINGS FOR SECOND QUARTER 2025 RUSTON, Louisiana
Based on: Earnings release + Q2 2025 deck + parent 8-K + 10-Q — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
During the quarter ended June 30, 2025, we repurchased 136,399 shares of our common stock at an average price of $31.84 per share.
SEC original ↗Origin Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
Also, in July 2025, our board of directors approved a stock repurchase program authorizing the purchase of up to $50.0 million of the Company s outstanding common stock over the next three years, replacing the existing plan which expires this month.
SEC original ↗Origin Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
The increase was primarily driven by a $4.1 million increase in interest income earned on LHFI and decreases of $1.6 million and $1.1 million in interest expense paid on interest-bearing deposits and subordinated debentures, respectively, partially offset by a $3.0 million decrease in interest income earned on interest-earning balances due from banks and a $1.1 million increase in interest expense on FHLB advances and other borrowings.
SEC original ↗Origin Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
2 The $97.8 million increase in average FHLB advances and other borrowings balance contributed $664,000 to the total $1.1 million increase in interest expense on FHLB advances and other borrowings during the quarter ended June 30, 2025.
SEC original ↗Origin Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
The remaining increase was primarily driven by an increase in the average rate paid on FHLB advances and other borrowings rising to 4.36% for the quarter ended June 30, 2025, from 2.75% for the quarter ended March 31, 2025.
SEC original ↗Origin Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
5 Borrowings FHLB advances and other borrowings at June 30, 2025, were $127.8 million, an increase of $115.4 million from $12.5 million at March 31, 2025, and an increase of $87.1 million compared to June 30, 2024.
SEC original ↗Origin Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
Strategy & priorities
Optimize Origin In January 2025, we announced our initiative to drive elite financial performance and enhance our award-winning culture.
SEC original ↗Origin Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
As part of our bond portfolio optimization strategy, we sold available-for-sale investment securities with a book value of $215.8 million and realized a loss of $14.4 million during the quarter ended June 30, 2025.
SEC original ↗Origin Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
As part of our Optimize Origin initiatives, we purchased additional shares of Argent Financial on July 1, 2025, which allowed us to reach the 20% ownership threshold.
SEC original ↗Origin Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
The $1.1 million decrease in interest expense on subordinated debentures was primarily driven by the redemption of $70.0 million in subordinated debentures during the quarter ended March 31, 2025, in conjunction with our Optimize Origin initiatives.
SEC original ↗Origin Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
During the quarter ended June 30, 2025, we executed a bond portfolio optimization strategy aimed at enhancing long-term yields and improving overall portfolio performance.
SEC original ↗Origin Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
Risks & headwinds
If one or more events related to these or other risks or uncertainties materialize, or if Origin s underlying assumptions prove to be incorrect, actual results may differ materially from what Origin anticipates.
SEC original ↗Origin Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
7 New risks and uncertainties arise from time to time, and it is not possible for Origin to predict those events or how they may affect Origin.
SEC original ↗Origin Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
The assumptions and estimates underlying such projected financial information are inherently uncertain and are subject to significant business, economic (including interest rate), competitive, and other risks and uncertainties.
SEC original ↗Origin Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
New risks and uncertainties arise from time to time, and it is not possible for Origin to predict those events or how they may affect Origin.
SEC original ↗Origin Bancorp, Inc. — Presentation / slide deck (8-K exhibit)EX-99Jul 23, 2025
Legal Proceedings 76 Item 1A.
SEC original ↗Origin Bancorp, Inc. — 10-Q Quarterly report10-QAug 5, 2026
Accordingly, we caution you that any such forward-looking statements are not guarantees of future performance and are subject to risks, assumptions and uncertainties that are difficult to predict.
SEC original ↗Origin Bancorp, Inc. — 10-Q Quarterly report10-QAug 5, 2026
Earnings deck slides
0 decks with slide viewOrigin Bancorp, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Origin Bancorp, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Origin Bancorp, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Origin Bancorp, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Origin Bancorp, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Origin Bancorp, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Origin Bancorp, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
42 documents- Q3 2026
- 8-KOBK
Oct 9, 2026
- EX-99OBK
Oct 9, 2026
- 8-KOBK
Oct 6, 2026
- Q2 2026
- 8-KOBK
Sep 15, 2026
- 10-QOBK
Aug 5, 2026
- 8-KOBK
Jul 22, 2026
- 8-KOBK
Jul 10, 2026
- EX-99OBK
Jul 10, 2026
- Q1 2026
- 10-QOBK
May 6, 2026
- 8-KOBK
Apr 29, 2026
- 8-KOBK
Apr 27, 2026
- 8-KOBK
Apr 22, 2026
- EX-99OBK
Apr 22, 2026
- 8-KOBK
Apr 10, 2026
- EX-99OBK
Apr 10, 2026
- Q4 2025
- 10-KOBK
Feb 25, 2026
- 8-KOBK
Jan 28, 2026
- EX-99OBK
Jan 28, 2026
- 8-KOBK
Jan 9, 2026
- EX-99OBK
Jan 9, 2026
- Q3 2025
- 10-QOBK
Nov 5, 2025
- 8-KOBK
Oct 23, 2025
- 8-KOBK
Oct 22, 2025
- EX-99OBK
Oct 22, 2025
- 8-KOBK
Oct 10, 2025
- EX-99OBK
Oct 10, 2025
- Q2 2025
- 8-KOBK
Sep 10, 2025
- 10-QOBK
Aug 6, 2025
- 8-KOBK
Jul 23, 2025
- EX-99OBK
Jul 23, 2025
- 8-KOBK
Jul 10, 2025
- EX-99OBK
Jul 10, 2025
- Q1 2025
- 10-QOBK
May 7, 2025
- 8-KOBK
Apr 25, 2025
- 8-KOBK
Apr 23, 2025
- EX-99OBK
Apr 23, 2025
- 8-KOBK
Apr 10, 2025
- Q4 2024
- 8-KOBK
Mar 3, 2025
- 10-KOBK
Feb 27, 2025
- 8-KOBK
Feb 24, 2025
- 8-KOBK
Jan 22, 2025
- EX-99OBK
Jan 22, 2025
Earnings releases
10 documentsPresentations
7 documents
Transcripts
0 documentsNo transcripts for Origin Bancorp, Inc. are held in this edition of the library.
See also the earnings calendar for every tracked company’s next earnings date.