Inferra AI / Company / NWBI
Northwest Bancshares, Inc.
NWBI · Financials
Last earnings Oct 26, 2026
Key results
GAAP net incomequarter
$3 million
Announces Third Quarter 2025 GAAP net income of $3 million, or $0.02 per diluted share Year to date EPS of $0.61 per diluted share, 15% growth from the prior year Record total revenue of $168 million, 21% growth over prior year quarter Columbus, Ohio October 27, 2025 Northwest Bancshares, Inc.
SEC original ↗Northwest Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2025
EPSquarter
$0.02
Announces Third Quarter 2025 GAAP net income of $3 million, or $0.02 per diluted share Year to date EPS of $0.61 per diluted share, 15% growth from the prior year Record total revenue of $168 million, 21% growth over prior year quarter Columbus, Ohio October 27, 2025 Northwest Bancshares, Inc.
SEC original ↗Northwest Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2025
Revenuequarter
15%
Announces Third Quarter 2025 GAAP net income of $3 million, or $0.02 per diluted share Year to date EPS of $0.61 per diluted share, 15% growth from the prior year Record total revenue of $168 million, 21% growth over prior year quarter Columbus, Ohio October 27, 2025 Northwest Bancshares, Inc.
SEC original ↗Northwest Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2025
We delivered a record $168 million in revenue for the quarter, more than 25% year over year average commercial C I loan growth continuing our strategic re-balancing, and drove a strong 3Q net interest margin of 3.65% as we maintained our loan yield and low-cost, high-quality, stable funding base.
SEC original ↗Northwest Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2025
Net incomequarter
$ 3,469
3Q25 2Q25 3Q24 2Q25 3Q24 Income before income taxes $ 3,469 44,098 43,493 (92.1) % (92.0) % Income tax expense 302 10,423 9,875 (97.1) % (96.9) % Net income $ 3,167 33,675 33,618 (90.6) % (90.6) % The provision for income taxes decreased by $10 million from the quarter ended September 30, 2024 and the quarter ended June 30, 2025 primarily due to the quarterly change in income before income taxes.
SEC original ↗Northwest Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2025
AI analysis
Q3 2025 · reported Oct 27, 2025
Based on: Earnings release + parent 8-K + 10-K — transcript not held
Headline figures
| Metric | Q3 2025 | Prior qtr | Year ago |
|---|---|---|---|
| GAAP net income | $3 million | — | — |
| EPS | $0.02 | — | — |
| Revenue | 15% | — | — |
| Net income | $ 3,469 | — | — |
Guidance · company-stated
No guidance located in the held release
Capital allocation
The Company also announced that its Board of Directors declared a quarterly cash dividend of $0.20 per share payable on November 18, 2025 to shareholders of record as of November 6, 2025.
Event summary
( Penns Woods ) and its results of operations are included in the Company s consolidated results since the date of acquisition
Based on: Earnings release + parent 8-K + 10-K — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
The Company also announced that its Board of Directors declared a quarterly cash dividend of $0.20 per share payable on November 18, 2025 to shareholders of record as of November 6, 2025.
SEC original ↗Northwest Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2025
This is the 124th consecutive quarter in which the Company has paid a cash dividend.
SEC original ↗Northwest Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2025
Based on the market value of the Company s common stock as of September 30, 2025, this represents an annualized dividend yield of approximately 6.5%.
SEC original ↗Northwest Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2025
Average borrowings increased $127 million compared to the quarter end September 30, 2024 and $139 million compared to the quarter ended June 30, 2025.
SEC original ↗Northwest Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2025
The increase in average borrowings from the prior year and prior quarter is attributable to the acquisition of long term borrowings from Penns Woods.
SEC original ↗Northwest Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2025
A $7 million increase in interest expense driven by higher interest expense on both deposits and borrowings from the Penns Woods acquisition.
SEC original ↗Northwest Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2025
Strategy & priorities
The team completed merger integration activities on time, while staying focused on execu ting our strategy, and delivering on our commitment to sustainable, responsible, and profitable growth.
SEC original ↗Northwest Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2025
We delivered a record $168 million in revenue for the quarter, more than 25% year over year average commercial C I loan growth continuing our strategic re-balancing, and drove a strong 3Q net interest margin of 3.65% as we maintained our loan yield and low-cost, high-quality, stable funding base.
SEC original ↗Northwest Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2025
Investor Contact Michael Perry, Corporate Development Strategy (814) 726-2140 Media Contact Ian Bailey, External Communications (380) 400-2423 # # # This release may contain forward-looking statements.
SEC original ↗Northwest Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2025
These forward-looking statements include but are not limited to statements of our goals, intentions and expectations statements regarding our financial condition and results of operations, including statements related to our earnings outlook statements regarding our business plans, prospects, growth and operating strategies statements regarding the quality of our loan and investment portfolios and estimates of our risks and future costs and benefits.
SEC original ↗Northwest Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2025
In addition, these forward-looking statements are subject to assumptions with respect to future business strategies and decisions that are subject to change.
SEC original ↗Northwest Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2025
Risks & headwinds
These forward-looking statements are based on current beliefs and expectations of our management and are inherently subject to significant business, economic and competitive uncertainties and contingencies, many of which are beyond our control.
SEC original ↗Northwest Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2025
Should one or more of these risks or uncertainties materialize, or should underlying assumptions prove incorrect, actual results may vary materially from those anticipated, estimated, expected or projected.
SEC original ↗Northwest Bancshares, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2025
LEGAL PROCEEDINGS 36 ITEM 4.
SEC original ↗Northwest Bancshares, Inc. — 10-K Annual report10-KFeb 25, 2026
Because of these and other uncertainties, our actual future results may be materially different from the results indicated by these forward-looking statements.
SEC original ↗Northwest Bancshares, Inc. — 10-K Annual report10-KFeb 25, 2026
Movements in interest rates have the potential to adversely affect net interest income and the market value of assets and liabilities.
SEC original ↗Northwest Bancshares, Inc. — 10-K Annual report10-KFeb 25, 2026
Earnings deck slides
0 decks with slide viewNorthwest Bancshares, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Northwest Bancshares, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Northwest Bancshares, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
26 documents- Q3 2026
- 8-KNWBI
Oct 26, 2026
- Q2 2026
- 8-KNWBI
- 10-QNWBI
- 8-KNWBI
Jul 27, 2026
- 8-KNWBI
Jul 24, 2026
- Q1 2026
- 8-KNWBI
May 26, 2026
- 10-QNWBI
- 8-KNWBI
Apr 27, 2026
- Q4 2025
- 10-KNWBI
Feb 25, 2026
- 8-KNWBI
Jan 26, 2026
- Q3 2025
- 10-QNWBI
- 8-KNWBI
Oct 27, 2025
- Q2 2025
- 10-QNWBI
- 8-KNWBI
Jul 29, 2025
- 8-KNWBI
Jul 28, 2025
- Q1 2025
- 8-KNWBI
May 12, 2025
- 10-QNWBI
- 8-KNWBI
Apr 28, 2025
- 8-KNWBI
Apr 23, 2025
- 8-KNWBI
Apr 18, 2025
- Q4 2024
- 10-KNWBI
Feb 25, 2025
- 8-KNWBI
Jan 24, 2025
- Q3 2024
- 8-KNWBI
Dec 20, 2024
- 8-KNWBI
Dec 17, 2024
- 8-KNWBI
Nov 22, 2024
- 10-QNWBI
Earnings releases
10 documentsPresentations
3 documents
Transcripts
0 documentsNo transcripts for Northwest Bancshares, Inc. are held in this edition of the library.
See also the earnings calendar for every tracked company’s next earnings date.