National Bank Holdings Corp

2 Capital NBHC executed $8.8 million of share buybacks in the third quarter as part of its ongoing capital strategy.

SEC original ↗National Bank Holdings Corp — Earnings release (8-K exhibit)EX-99Oct 21, 2025

Shareholders equity increased $22.4 million to $1.4 billion at September 30, 2025, primarily driven by $23.8 million of growth in retained earnings from net income after covering the quarter s dividend, and a $4.9 million improvement in accumulated other comprehensive loss due to changes in the interest rate environment.

SEC original ↗National Bank Holdings Corp — Earnings release (8-K exhibit)EX-99Oct 21, 2025

These increases were partially offset by the impact of share buybacks.

SEC original ↗National Bank Holdings Corp — Earnings release (8-K exhibit)EX-99Oct 21, 2025

Tangible common book value per share increased $0.81 to $27.45 driven by the quarter s earnings after covering the quarterly dividend and a $0.13 improvement in accumulated other comprehensive loss.

SEC original ↗National Bank Holdings Corp — Earnings release (8-K exhibit)EX-99Oct 21, 2025

These increases were partially offset $0.07 by the impact of share buybacks.

SEC original ↗National Bank Holdings Corp — Earnings release (8-K exhibit)EX-99Oct 21, 2025

(3) Other borrowings includes securities sold under agreements to repurchase and cash collateral received from counterparties in connection with derivative swap agreements.

SEC original ↗National Bank Holdings Corp — Earnings release (8-K exhibit)EX-99Oct 21, 2025

Laney added, Our teams are well prepared to close on the pending strategic acquisition of Vista Bancshares, an organization with strong leadership that shares our commitment to improving the communities we serve.

SEC original ↗National Bank Holdings Corp — Earnings release (8-K exhibit)EX-99Oct 21, 2025

By deepening our presence in high growth Texas markets, we strengthen our position as a premier regional bank focused on commercial and business banking.

SEC original ↗National Bank Holdings Corp — Earnings release (8-K exhibit)EX-99Oct 21, 2025

2 Capital NBHC executed $8.8 million of share buybacks in the third quarter as part of its ongoing capital strategy.

SEC original ↗National Bank Holdings Corp — Earnings release (8-K exhibit)EX-99Oct 21, 2025

Forward-looking statements are generally identified by words such as anticipate, believe, can, would, should, could, may, predict, seek, potential, will, estimate, target, plan, project, continuing, ongoing, expect, intend, goal, focus, maintains, future, ultimately, likely, ensure, strategy, objective, and similar words or phrases.

SEC original ↗National Bank Holdings Corp — Earnings release (8-K exhibit)EX-99Oct 21, 2025

We have based these statements largely on our current expectations and projections about future events and financial trends that we believe may affect our financial condition, liquidity, results of operations, business strategy and growth prospects.

SEC original ↗National Bank Holdings Corp — Earnings release (8-K exhibit)EX-99Oct 21, 2025

These statements are only predictions and involve estimates, known and unknown risks, assumptions and uncertainties.

SEC original ↗National Bank Holdings Corp — Earnings release (8-K exhibit)EX-99Oct 21, 2025

Forward-looking statements involve certain important risks, uncertainties and other factors, any of which could cause actual results to differ materially from those in such statements and, therefore, you are cautioned not to place undue reliance on such statements.

SEC original ↗National Bank Holdings Corp — Earnings release (8-K exhibit)EX-99Oct 21, 2025