Inferra AI / Company / NBBK
NB Bancorp, Inc.
NBBK · Financials
Last earnings Oct 15, 2026
Key results
Net incomequarter
$15.4 million
The Company reported net income of $15.4 million, or $0.43 per diluted common share, compared to net income of $14.6 million, or $0.39 per diluted common share, for the prior quarter.
SEC original ↗NB Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025
The primary difference between net income and operating net income (1) for the third quarter of 2025 was merger and acquisition costs of $994 thousand (pre-tax) related to the Company s pending acquisition of Provident Bancorp, Inc.
SEC original ↗NB Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025
1 SELECTED FINANCIAL HIGHLIGHTS FOR THE THIRD QUARTER OF 2025 Net income of $15.4 million, or $0.43 per diluted common share, compared to net income of $14.6 million, or $0.39 per diluted common share, for the prior quarter.
SEC original ↗NB Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025
Dividendquarter
$19.02
The increase in tangible book value per share (1) was a result of $15.4 million in net income for the quarter, along with a $3.1 million impact from a positive change in accumulated other comprehensive income, partially offset by the repurchase of 921,934 shares during the current quarter at an all-in weighted average cost of $19.02 per share and $2.8 million in dividends paid during the quarter.
SEC original ↗NB Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025
Shareholders equity decreased $88 thousand, or 0.0%, to $737.0 million from the prior quarter, primarily as a result of $17.5 million related to the repurchase of 921,934 shares of common stock at an all-in weighted average cost of $19.02 per share and $2.8 million in dividends paid, partially offset by $15.4 million in net income and a $3.1 million positive change in accumulated other comprehensive income.
SEC original ↗NB Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025
AI analysis
Q3 2025 · reported Oct 23, 2025
Based on: Earnings release + parent 8-K/A — transcript not held
Headline figures
| Metric | Q3 2025 | Prior qtr | Year ago |
|---|---|---|---|
| Net income | $15.4 million | — | — |
| Dividend | $19.02 | — | — |
Guidance · company-stated
No guidance located in the held release
Capital allocation
Reports Third Quarter 2025 Financial Results, Declares Quarterly Cash Dividend Investor Contact JP Lapointe, EVP and CFO IR@NeedhamBank.
Company-stated claims
Historical · increased to 104% · other
“• Loans-to-deposit ratio increased to 104% during the quarter from 102% in the prior quarter.”
EX-99 · Oct 15, 2026Event summary
( Provident ) and its subsidiary, BankProv, which was announced on June 5, 2025
Based on: Earnings release + parent 8-K/A — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
Reports Third Quarter 2025 Financial Results, Declares Quarterly Cash Dividend Investor Contact JP Lapointe, EVP and CFO IR@NeedhamBank.
SEC original ↗NB Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025
Declaration of Dividend The Board of Directors declared a quarterly cash dividend of $0.07 per share, payable on November 19, 2025, to shareholders of record as of November 5, 2025.
SEC original ↗NB Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025
The increase in tangible book value per share (1) was a result of $15.4 million in net income for the quarter, along with a $3.1 million impact from a positive change in accumulated other comprehensive income, partially offset by the repurchase of 921,934 shares during the current quarter at an all-in weighted average cost of $19.02 per share and $2.8 million in dividends paid during the quarter.
SEC original ↗NB Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025
Cash and cash equivalents increased $36.7 million, or 14.2%, to $295.4 million from $258.7 million in the prior quarter, as a result of the increase in deposits of $297.6 million, partially offset by the increase in loans of $175.0 million and a decrease in FHLB borrowings of $86.1 million.
SEC original ↗NB Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025
2 FHLB borrowings decreased $86.1 million, or 67.5%, to $41.5 million from $127.6 million during the current quarter as a result of overall deposit growth.
SEC original ↗NB Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025
Shareholders equity decreased $88 thousand, or 0.0%, to $737.0 million from the prior quarter, primarily as a result of $17.5 million related to the repurchase of 921,934 shares of common stock at an all-in weighted average cost of $19.02 per share and $2.8 million in dividends paid, partially offset by $15.4 million in net income and a $3.1 million positive change in accumulated other comprehensive income.
SEC original ↗NB Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025
Strategy & priorities
During the third quarter, we continued to deliver strong, record earnings as we executed our growth strategy.
SEC original ↗NB Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025
Risks & headwinds
Although the Company believes that these forward-looking statements are based on reasonable estimates and assumptions, they are not guarantees of future performance and are subject to known and unknown risks, uncertainties, and other factors.
SEC original ↗NB Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025
You should exercise caution in interpreting and relying on forward-looking statements because they are subject to significant risks, uncertainties and other factors which are, in some cases, beyond the Company s control.
SEC original ↗NB Bancorp, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
30 documents- Q3 2026
- 8-KNBBK
Oct 15, 2026
- Q2 2026
- 10-QNBBK
Aug 7, 2026
- 8-KNBBK
Jul 22, 2026
- Q1 2026
- 8-KNBBK
May 21, 2026
- 8-KNBBK
May 13, 2026
- 10-QNBBK
May 8, 2026
- 8-KNBBK
Apr 29, 2026
- 8-KNBBK
Apr 22, 2026
- Q4 2025
- 10-KNBBK
Mar 3, 2026
- 8-KNBBK
Feb 4, 2026
- 8-KNBBK
Jan 22, 2026
- Q3 2025
- 8-KNBBK
Nov 17, 2025
- 8-KNBBK
Nov 14, 2025
- 8-KNBBK
Nov 13, 2025
- 8-K/ANBBK
Nov 13, 2025
- 10-QNBBK
Nov 7, 2025
- 8-KNBBK
Nov 4, 2025
- 8-KNBBK
Oct 31, 2025
- 8-K/ANBBK
Oct 23, 2025
- 8-KNBBK
Oct 22, 2025
- 8-KNBBK
Oct 20, 2025
- 8-KNBBK
Oct 8, 2025
- Q2 2025
- 10-QNBBK
Aug 8, 2025
- 8-KNBBK
Jul 29, 2025
- 8-KNBBK
Jul 23, 2025
- 8-KNBBK
Jul 16, 2025
- Q1 2025
- 8-KNBBK
Jun 5, 2025
- 8-K/ANBBK
Jun 5, 2025
- 10-QNBBK
May 9, 2025
- 8-KNBBK
May 7, 2025
Earnings releases
10 documentsPresentations
0 documentsNo presentations for NB Bancorp, Inc. are held in this edition of the library.
Transcripts
0 documentsNo transcripts for NB Bancorp, Inc. are held in this edition of the library.
See also the earnings calendar for every tracked company’s next earnings date.